The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Alphabet Inc - Class C CAP STK CL C 02079K107 4,880 2,359 SH   SOLE   2,359 0 0
AMERICAN EXPRESS CO COM 025816109 1,197 8,462 SH   SOLE   8,462 0 0
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 2,103 33,459 SH   SOLE   33,459 0 0
Asana Inc CL A 04342Y104 218 7,612 SH   SOLE   7,612 0 0
AUTO DATA PROCESSING COM 053015103 3,272 17,361 SH   SOLE   17,361 0 0
BRIT AMER TOBACCO PLC SPONSORED ADR 110448107 3,620 93,449 SH   SOLE   93,449 0 0
CANADIAN NATL RAILWY F COM 136375102 1,444 12,452 SH   SOLE   12,452 0 0
CANADIAN PAC RAILWAY F COM 13645T100 2,510 6,618 SH   SOLE   6,618 0 0
CARVANA CO CLASS A CL A 146869102 1,055 4,022 SH   SOLE   4,022 0 0
CHARTER COMMUNICATN CLASS CL A 16119P108 3,850 6,240 SH   SOLE   6,240 0 0
CITIGROUP INC COM NEW 172967424 2,824 38,817 SH   SOLE   38,817 0 0
Colgate-Palmolive Co COM 194162103 55 700 SH   SOLE   700 0 0
COUPA SOFTWARE INCORPORA COM 22266L106 820 3,221 SH   SOLE   3,221 0 0
Dimensional Intern Core Eqt Mkt ETF INTL CORE EQT MK 25434V203 9,646 346,000 SH   SOLE   346,000 0 0
Docusign Inc COM 256163106 663 3,276 SH   SOLE   3,276 0 0
Ecolab Inc. COM 278865100 17 80 SH   SOLE   80 0 0
Energy Select Sector SPDR ETF Energy 81369Y506 556 11,340 SH   SOLE   11,340 0 0
Expedia Group Inc. COM NEW 30212P303 1,286 7,470 SH   SOLE   7,470 0 0
FACEBOOK INC CLASS CL A 30303M102 1,383 4,694 SH   SOLE   4,694 0 0
First Trust North American Energy ETF NO AMR ENERGY 33738D101 120 5,282 SH   SOLE   5,282 0 0
GLOBAL PAYMENTS INC COM 37940X102 1,016 5,039 SH   SOLE   5,039 0 0
Hilton Grand Vacations I COM 43283X105 2,084 55,595 SH   SOLE   55,595 0 0
Intel Corp COM 458140100 45 700 SH   SOLE   700 0 0
INTERCONTL HOTELS GROU SPONSORED ADS 45857P806 4,492 65,197 SH   SOLE   65,197 0 0
iShares 20 Yr Treasury Bond ETF 464287432 716 5,287 SH   SOLE   5,287 0 0
iShares Core MSCI EAFE ETF CORE MSCI EAFE 46432F842 31 430 SH   SOLE   430 0 0
iShares Core S&P Mid Cap ETF 464287507 209 802 SH   SOLE   802 0 0
iShares Core S&P Small Cap ETF 464287804 12,264 113,005 SH   SOLE   113,005 0 0
IShares Russel Mid-Cap ETF ETF 464287499 59 800 SH   SOLE   800 0 0
iShares Russell 2000 ETF 464287655 61 275 SH   SOLE   275 0 0
iShares TIPS Bond ETF ETF 464287176 4,764 37,961 SH   SOLE   37,961 0 0
JD.COM INC SPON ADR CL A 47215P106 974 11,554 SH   SOLE   11,554 0 0
JPMORGAN CHASE & CO COM 46625H100 1,249 8,202 SH   SOLE   8,202 0 0
KKR & CO INC COM 48251W104 2,877 58,885 SH   SOLE   58,885 0 0
L Brands Inc COM 501797104 3,966 64,111 SH   SOLE   64,111 0 0
LKQ CORP COM 501889208 1,312 31,004 SH   SOLE   31,004 0 0
MEDTRONIC PLC SHS G5960L103 71 600 SH   SOLE   600 0 0
Mercadolibre Inc COM 58733R102 715 486 SH   SOLE   486 0 0
MICROSOFT CORP COM 594918104 4,434 18,805 SH   SOLE   18,805 0 0
MOODYS CORP COM 615369105 1,162 3,892 SH   SOLE   3,892 0 0
Netlifx Inc. COM 64110L106 1,033 1,981 SH   SOLE   1,981 0 0
Onemain Holdings Incorpo COM 68268W103 2,444 45,492 SH   SOLE   45,492 0 0
Open Lending Corp COM CL A 68373J104 2,069 58,415 SH   SOLE   58,415 0 0
Oracle Corporation COM 68389X105 43 610 SH   SOLE   610 0 0
OTIS WORLDWIDE CORP COM 68902V107 1,579 23,073 SH   SOLE   23,073 0 0
PHILIP MORRIS INTL COM 718172109 1,920 21,633 SH   SOLE   21,633 0 0
PROCTER & GAMBLE COM 742718109 41 300 SH   SOLE   300 0 0
PROCTER & GAMBLE COM 742718109 3,099 22,882 SH   SOLE   22,882 0 0
SEAGATE TECHNOLOGY SHS G7945M107 3,348 43,618 SH   SOLE   43,618 0 0
SHOPIFY INC CL A 82509L107 1,620 1,464 SH   SOLE   1,464 0 0
Snap Inc Class A CL A 83304A106 746 14,261 SH   SOLE   14,261 0 0
Spdr Gold Shares GOLD SHS 78463V107 9,623 60,156 SH   SOLE   60,156 0 0
Spdr S&P 500 TR UNIT 78462F103 2,532 6,388 SH   SOLE   6,388 0 0
Spdr S&P Metals & Mining Etf S&P METALS MNG 78464A755 1,244 31,172 SH   SOLE   31,172 0 0
Square Inc Class A CL A 852234103 749 3,299 SH   SOLE   3,299 0 0
Starbucks Corp COM 855244109 1,707 15,626 SH   SOLE   15,626 0 0
Target Corporation COM 87612E106 2 10 SH   SOLE   10 0 0
Thermo Fisher Scntfc COM 883556102 68 150 SH   SOLE   150 0 0
TRINITY INDUSTRIES COM 896522109 1,165 40,896 SH   SOLE   40,896 0 0
U S BANCORP DEL COM NEW 902973304 1,361 24,601 SH   SOLE   24,601 0 0
UNILEVER PLC SPON ADR NEW 904767704 1,251 22,408 SH   SOLE   22,408 0 0
Vaneck Vectors Gold Miners ETF ETF 92189F106 737 22,667 SH   SOLE   22,667 0 0
Vanguard FTSE All World Ex US ETF ALLWRLD EX US 922042775 32,824 540,938 SH   SOLE   540,938 0 0
Vanguard FTSE Emerging Markets ETF ETF 922042858 17,780 341,593 SH   SOLE   341,593 0 0
Vanguard S&P 500 ETF ETF 922908363 4,184 11,485 SH   SOLE   11,485 0 0
Vanguard BD INDEX FDS TOTAL BND MRKT 921937835 1,822 21,510 SH   SOLE   21,510 0 0
Vici Properties Inc COM 925652109 2,274 80,529 SH   SOLE   80,529 0 0
Visa Inc Class A COM CL A 92826C839 1,772 8,368 SH   SOLE   8,368 0 0
WALT DISNEY CO COM 254687106 37 200 SH   SOLE   200 0 0
WALT DISNEY CO COM 254687106 1,216 6,589 SH   SOLE   6,589 0 0
ZEBRA TECHNOLOGIES CORP CL A 989207105 1,397 2,880 SH   SOLE   2,880 0 0