Reinsurance (Tables)

12 Months Ended

Dec. 31, 2022

Reinsurance Disclosures [Abstract]

Summary Of Direct, Assumed And Ceded Premiums Earned

A summary of direct, assumed and ceded premiums earned for the years ended December 31, 2022, 2021 and 2020 is as follows:

	2022			2021			2020
Direct	$	128,867		$	113,149		$	100,832
Assumed	4,426			4,298			3,356
Ceded	(64)			(74)			(79)
Net premiums	$	133,229		$	117,373		$	104,109
Percentage—assumed to net premiums	3.3		%	3.7		%	3.2		%

Summary Of Net Premiums Earned By Segment

A summary of net premiums earned by segment (see Note 20, “Segment Information”) for the years ended December 31, 2022, 2021 and 2020 is as follows:

	2022		2021		2020
Reportable segments:
Commercial & Specialty Business	$	35,633	$	33,209	$	31,471
Government Business	96,323		82,520		71,188
Other	1,273		1,644		1,450
Net premiums	$	133,229	$	117,373	$	104,109

Effect Of Reinsurance On Benefit Expense

The effect of reinsurance on benefit expense for the years ended December 31, 2022, 2021 and 2020 is as follows:

	2022		2021		2020
Direct	$	112,809	$	99,007	$	85,168
Assumed	3,730		3,719		2,967
Ceded	(52)		(81)		(90)
Net benefit expense	$	116,487	$	102,645	$	88,045