Reinsurance (Tables)

12 Months Ended

Dec. 31, 2020

Reinsurance Disclosures [Abstract]

Summary Of Direct, Assumed And Ceded Premiums Written And Earned

A summary of direct, assumed and ceded premiums written and earned for the years ended December 31, 2020, 2019 and 2018 is as follows:

	2020						2019						2018
	Written			Earned			Written			Earned			Written			Earned
Direct	$	102,479		$	100,832		$	91,579		$	91,131		$	83,652		$	84,030
Assumed	3,326			3,356			3,196			3,087			1,447			1,442
Ceded	(79)			(79)			(45)			(45)			(51)			(51)
Net premiums	$	105,726		$	104,109		$	94,730		$	94,173		$	85,048		$	85,421
Percentage—assumed to net premiums	3.1		%	3.2		%	3.4		%	3.3		%	1.7		%	1.7		%

Summary Of Net Premiums Written And Earned By Segment

A summary of net premiums written and earned by segment (see Note 20, “Segment Information”) for the years ended December 31, 2020, 2019 and 2018 is as follows:

	2020				2019				2018
	Written		Earned		Written		Earned		Written		Earned
Reportable segments:
Commercial & Specialty Business	$	31,745	$	31,471	$	32,113	$	31,944	$	30,661	$	30,532
Government Business	72,308		71,188		62,617		62,229		54,387		54,889
Other	1,673		1,450		—		—		—		—
Net premiums	$	105,726	$	104,109	$	94,730	$	94,173	$	85,048	$	85,421

Effect Of Reinsurance On Benefit Expense

The effect of reinsurance on benefit expense for the years ended December 31, 2020, 2019 and 2018 is as follows:

	2020		2019		2018
Direct	$	85,168	$	79,110	$	70,789
Assumed	2,967		2,733		1,179
Ceded	(90)		(57)		(73)
Net benefit expense	$	88,045	$	81,786	$	71,895

Effect Of Reinsurance On Certain Assets And Liabilities

The effect of reinsurance on certain assets and liabilities at December 31, 2020 and 2019 is as follows:

	2020		2019
Policy liabilities, assumed	$	490	$	471
Unearned income, assumed	85		114
Premiums payable, ceded	12		11
Premiums receivable, assumed	347		324