Reinsurance (Tables)

12 Months Ended

Dec. 31, 2019

Reinsurance Disclosures [Abstract]

Summary Of Direct, Assumed And Ceded Premiums Written And Earned

A summary of direct, assumed and ceded premiums written and earned for the years ended December 31, 2019, 2018 and 2017 is as follows:

	2019						2018						2017
	Written			Earned			Written			Earned			Written			Earned
Direct	$	93,953		$	93,505		$	84,835		$	85,213		$	83,974		$	83,418
Assumed	822			713			264			259			275			275
Ceded	(45		)	(45		)	(51		)	(51		)	(44		)	(45		)
Net premiums	$	94,730		$	94,173		$	85,048		$	85,421		$	84,205		$	83,648
Percentage—assumed to net premiums	0.9		%	0.8		%	0.3		%	0.3		%	0.3		%	0.3		%

Summary Of Net Premiums Written And Earned By Segment

A summary of net premiums written and earned by segment (see Note 19, “Segment Information”) for the years ended December 31, 2019, 2018 and 2017 is as follows:

	2019				2018				2017
	Written		Earned		Written		Earned		Written		Earned
Reportable segments:
Commercial & Specialty Business	$	32,113	$	31,944	$	30,661	$	30,532	$	35,382	$	35,503
Government Business	62,617		62,229		54,387		54,889		48,823		48,145
Net premiums	$	94,730	$	94,173	$	85,048	$	85,421	$	84,205	$	83,648

Effect Of Reinsurance On Benefit Expense

The effect of reinsurance on benefit expense for the years ended December 31, 2019, 2018 and 2017 is as follows:

	2019			2018			2017
Direct	$	81,254		$	71,749		$	72,135
Assumed	589			219			217
Ceded	(57		)	(73		)	(116		)
Net benefit expense	$	81,786		$	71,895		$	72,236

Effect Of Reinsurance On Certain Assets And Liabilities

The effect of reinsurance on certain assets and liabilities at December 31, 2019 and 2018 is as follows:

	2019		2018
Policy liabilities, assumed	$	213	$	50
Unearned income, assumed	114		6
Premiums payable, ceded	11		17
Premiums receivable, assumed	35		37