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Reinsurance
 3 Months Ended
Mar. 31, 2018
Insurance [Abstract]  
Reinsurance
Reinsurance

The following is a summary of reinsurance financial information:
 
For the Three Months Ended March 31,
 
(In thousands)
2018
 
2017
Written premiums:
 
 
 
Direct
$
1,787,235

 
$
1,721,062

Assumed
192,187

 
215,145

Ceded
(314,084
)
 
(289,369
)
Total net premiums written
$
1,665,338

 
$
1,646,838

 
 
 
 
Earned premiums:
 
 
 
Direct
$
1,674,550

 
$
1,613,364

Assumed
188,866

 
208,626

Ceded
(296,008
)
 
(251,948
)
Total net premiums earned
$
1,567,408

 
$
1,570,042

 
 
 
 
Ceded losses and loss expenses incurred
$
238,995

 
$
35,192

Ceded commissions earned
$
66,356

 
$
56,550


The Company reinsures a portion of its insurance exposures in order to reduce its net liability on individual risks and catastrophe losses. The Company also cedes premiums to state assigned risk plans and captive insurance companies. Estimated amounts due from reinsurers are reported net of reserves for uncollectible reinsurance of $1 million as of both March 31, 2018 and December 31, 2017.