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Reinsurance Reinsurance
 6 Months Ended
Jun. 30, 2015
Insurance [Abstract]  
Reinsurance [Text Block]
Reinsurance
The following is a summary of reinsurance financial information:
  
For the Three Months
 
For the Six Months
 
Ended June 30,
 
Ended June 30,
(In thousands)
2015
 
2014
 
2015
 
2014
Written premiums:
 
 
 
 
 
 
 
Direct
$
1,603,899

 
$
1,580,639

 
$
3,251,240

 
$
3,145,827

Assumed
207,499

 
191,762

 
411,963

 
431,841

Ceded
(267,473
)
 
(282,625
)
 
(543,876
)
 
(562,012
)
Total net premiums written
$
1,543,925

 
$
1,489,776

 
$
3,119,327

 
$
3,015,656

 
 
 
 
 
 
 
 
Earned premiums:
 
 
 
 
 
 
 
Direct
$
1,545,983

 
$
1,449,152

 
$
3,070,719

 
$
2,830,724

Assumed
211,352

 
224,916

 
414,694

 
450,678

Ceded
(264,294
)
 
(256,423
)
 
(520,359
)
 
(500,145
)
Total net premiums earned
$
1,493,041

 
$
1,417,645

 
$
2,965,054

 
$
2,781,257

 
 
 
 
 
 
 
 
Ceded losses incurred
$
131,928

 
$
89,569

 
$
250,319

 
$
190,253

Ceded commissions earned
$
40,169

 
$
38,055

 
$
83,820

 
$
75,226


The Company reinsures a portion of its insurance exposures in order to reduce its net liability on individual risks and catastrophe losses. The Company also cedes premiums to state assigned risk plans and captive insurance companies. Estimated amounts due from reinsurers are reported net of reserves for uncollectible reinsurance of $1 million as of June 30, 2015 and December 31, 2014.