-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
 MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen
 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 BMWbNyXqNvNAC1CFkIBVGOXVZycRxzvsDSP/JQlcU5YId6jR7rYnHNkbGLPbPGBF
 erTR7FCh6Jv1fkTj8jL0yQ==

<SEC-DOCUMENT>0001139020-04-000237.txt : 20040910
<SEC-HEADER>0001139020-04-000237.hdr.sgml : 20040910
<ACCEPTANCE-DATETIME>20040910194410
ACCESSION NUMBER:		0001139020-04-000237
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20040908
FILED AS OF DATE:		20040910
DATE AS OF CHANGE:		20040910

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			Ray Rodney R
		CENTRAL INDEX KEY:			0001299615

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-33417
		FILM NUMBER:		041026532

	BUSINESS ADDRESS:	
		BUSINESS PHONE:		888-576-0320

	MAIL ADDRESS:	
		STREET 1:		1550 E. SHAW AVENUE
		STREET 2:		STE. 101
		CITY:			FRESNO
		STATE:			CA
		ZIP:			93710

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			EPIC FINANCIAL  CORP
		CENTRAL INDEX KEY:			0001144892
		STANDARD INDUSTRIAL CLASSIFICATION:	SERVICES-BUSINESS SERVICES, NEC [7389]
		IRS NUMBER:				880451534
		STATE OF INCORPORATION:			NV
		FISCAL YEAR END:			1031

	BUSINESS ADDRESS:	
		STREET 1:		3300 IRVINE AVENUE
		STREET 2:		SUITE 220
		CITY:			NEWPORT BEACH
		STATE:			CA
		ZIP:			92660
		BUSINESS PHONE:		(949) 622-1130

	MAIL ADDRESS:	
		STREET 1:		3300 IRVINE AVENUE
		STREET 2:		SUITE 220
		CITY:			NEWPORT BEACH
		STATE:			CA
		ZIP:			92660

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	BIG EQUIPMENT SERVICES INC
		DATE OF NAME CHANGE:	20020211

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	BIGEQUIP NET
		DATE OF NAME CHANGE:	20020107

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	BIGEQUIP NET INC
		DATE OF NAME CHANGE:	20010713
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>primary_doc.xml
<DESCRIPTION>PRIMARY DOCUMENT
<TEXT>
<XML>
<?xml version="1.0"?>
<ownershipDocument>

    <schemaVersion>X0202</schemaVersion>

    <documentType>4</documentType>

    <periodOfReport>2004-09-08</periodOfReport>

    <notSubjectToSection16>0</notSubjectToSection16>

    <issuer>
        <issuerCik>0001144892</issuerCik>
        <issuerName>EPIC FINANCIAL  CORP</issuerName>
        <issuerTradingSymbol>EPFL</issuerTradingSymbol>
    </issuer>

    <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001299615</rptOwnerCik>
            <rptOwnerName>Ray Rodney R</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>1550 E. SHAW AVENUE</rptOwnerStreet1>
            <rptOwnerStreet2>STE. 101</rptOwnerStreet2>
            <rptOwnerCity>FRESNO</rptOwnerCity>
            <rptOwnerState>CA</rptOwnerState>
            <rptOwnerZipCode>93710</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
        <reportingOwnerRelationship>
            <isDirector>1</isDirector>
            <isOfficer>1</isOfficer>
            <isTenPercentOwner>1</isTenPercentOwner>
            <isOther>0</isOther>
            <officerTitle>PRESIDENT, CFO, &amp; SECRETARY</officerTitle>
        </reportingOwnerRelationship>
    </reportingOwner>

    <nonDerivativeTable>
        <nonDerivativeTransaction>
            <securityTitle>
                <value>COMMON STOCK</value>
            </securityTitle>
            <transactionDate>
                <value>2004-09-08</value>
            </transactionDate>
            <transactionCoding>
                <transactionFormType>4</transactionFormType>
                <transactionCode>J</transactionCode>
                <equitySwapInvolved>0</equitySwapInvolved>
            </transactionCoding>
            <transactionTimeliness>
                <value></value>
            </transactionTimeliness>
            <transactionAmounts>
                <transactionShares>
                    <value>2000000</value>
                </transactionShares>
                <transactionPricePerShare>
                    <value>0</value>
                    <footnoteId id="F1"/>
                </transactionPricePerShare>
                <transactionAcquiredDisposedCode>
                    <value>A</value>
                </transactionAcquiredDisposedCode>
            </transactionAmounts>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>2592900</value>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
            </ownershipNature>
        </nonDerivativeTransaction>
    </nonDerivativeTable>

    <derivativeTable>
        <derivativeTransaction>
            <securityTitle>
                <value>OPTIONS</value>
            </securityTitle>
            <conversionOrExercisePrice>
                <value>0.25</value>
            </conversionOrExercisePrice>
            <transactionDate>
                <value>2004-09-08</value>
            </transactionDate>
            <transactionCoding>
                <transactionFormType>4</transactionFormType>
                <transactionCode>J</transactionCode>
                <equitySwapInvolved>0</equitySwapInvolved>
            </transactionCoding>
            <transactionTimeliness>
                <value></value>
            </transactionTimeliness>
            <transactionAmounts>
                <transactionShares>
                    <value>500000</value>
                </transactionShares>
                <transactionPricePerShare>
                    <value>0</value>
                    <footnoteId id="F2"/>
                </transactionPricePerShare>
                <transactionAcquiredDisposedCode>
                    <value>A</value>
                </transactionAcquiredDisposedCode>
            </transactionAmounts>
            <exerciseDate>
                <value>2005-09-08</value>
            </exerciseDate>
            <expirationDate>
                <value>2007-09-08</value>
            </expirationDate>
            <underlyingSecurity>
                <underlyingSecurityTitle>
                    <value>COMMON STOCK</value>
                </underlyingSecurityTitle>
                <underlyingSecurityShares>
                    <value>500000</value>
                </underlyingSecurityShares>
            </underlyingSecurity>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>500000</value>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
            </ownershipNature>
        </derivativeTransaction>
        <derivativeTransaction>
            <securityTitle>
                <value>OPTIONS</value>
            </securityTitle>
            <conversionOrExercisePrice>
                <value>0.5</value>
            </conversionOrExercisePrice>
            <transactionDate>
                <value>2004-09-08</value>
            </transactionDate>
            <transactionCoding>
                <transactionFormType>4</transactionFormType>
                <transactionCode>J</transactionCode>
                <equitySwapInvolved>0</equitySwapInvolved>
            </transactionCoding>
            <transactionTimeliness>
                <value></value>
            </transactionTimeliness>
            <transactionAmounts>
                <transactionShares>
                    <value>1000000</value>
                </transactionShares>
                <transactionPricePerShare>
                    <value>0</value>
                    <footnoteId id="F2"/>
                </transactionPricePerShare>
                <transactionAcquiredDisposedCode>
                    <value>A</value>
                </transactionAcquiredDisposedCode>
            </transactionAmounts>
            <exerciseDate>
                <value>2005-09-08</value>
            </exerciseDate>
            <expirationDate>
                <value>2007-09-08</value>
            </expirationDate>
            <underlyingSecurity>
                <underlyingSecurityTitle>
                    <value>COMMON STOCK</value>
                </underlyingSecurityTitle>
                <underlyingSecurityShares>
                    <value>1000000</value>
                </underlyingSecurityShares>
            </underlyingSecurity>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>1000000</value>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
            </ownershipNature>
        </derivativeTransaction>
        <derivativeTransaction>
            <securityTitle>
                <value>OPTIONS</value>
            </securityTitle>
            <conversionOrExercisePrice>
                <value>1</value>
            </conversionOrExercisePrice>
            <transactionDate>
                <value>2004-09-08</value>
            </transactionDate>
            <transactionCoding>
                <transactionFormType>4</transactionFormType>
                <transactionCode>J</transactionCode>
                <equitySwapInvolved>0</equitySwapInvolved>
            </transactionCoding>
            <transactionTimeliness>
                <value></value>
            </transactionTimeliness>
            <transactionAmounts>
                <transactionShares>
                    <value>500000</value>
                </transactionShares>
                <transactionPricePerShare>
                    <value>0</value>
                    <footnoteId id="F2"/>
                </transactionPricePerShare>
                <transactionAcquiredDisposedCode>
                    <value>A</value>
                </transactionAcquiredDisposedCode>
            </transactionAmounts>
            <exerciseDate>
                <value>2005-09-08</value>
            </exerciseDate>
            <expirationDate>
                <value>2007-09-08</value>
            </expirationDate>
            <underlyingSecurity>
                <underlyingSecurityTitle>
                    <value>COMMON STOCK</value>
                </underlyingSecurityTitle>
                <underlyingSecurityShares>
                    <value>500000</value>
                </underlyingSecurityShares>
            </underlyingSecurity>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>500000</value>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
            </ownershipNature>
        </derivativeTransaction>
    </derivativeTable>

    <footnotes>
        <footnote id="F1">THE 2,000,000 SHARES OF THE ISSUER'S COMMON STOCK WERE ACQUIRED PURSUANT TO THE TERMS OF THE AMENDED AND RESTATED EMPLOYMENT AGREEMENT BY AND BETWEEN  THE ISSUER AND RODNEY R. RAY, DATED SEPTEMBER 8, 2004. THE SUBJECT STOCK IS DEEMED COMPENSATION TO MR. RAY AND THERE WAS NO CASH CONSIDERATION PAID BY MR. RAY. FOR MORE INFORMATION CONCERNING THE AMENDED AND RESTATED EMPLOYMENT AGREEMENT, REFERENCE IS MADE TO EXHIBIT 99 TO THE ISSUER'S CURRENT REPORT ON FORM 8-K, WHICH WAS FILED WITH THE SECURITIES AND EXCHANGE COMMISSION  ON SEPTEMBER 10, 2004.</footnote>
        <footnote id="F2">THE OPTIONS CONVERTABLE INTO THE ISSUER'S COMMON STOCK WERE ACQUIRED PURSUANT TO THE TERMS OF THE AMENDED AND RESTATED EMPLOYMENT AGREEMENT BY AND BETWEEN THE ISSUER AND RODNEY R. RAY, DATED SEPTEMBER 8, 2004. THE SUBJECT OPTIONS ARE DEEMED COMPENSATION TO MR. RAY AND THERE WAS NO CASH CONSIDERATION PAID BY MR. RAY. FOR MORE INFORMATION CONCERNING THE AMENDED AND RESTATED EMPLOYMENT AGREEMENT, REFERENCE IS MADE TO EXHIBIT 99 TO THE ISSUER'S CURRENT REPORT ON FORM 8-K, WHICH WAS FILED WITH THE SECURITIES AND EXCHANGE COMMISSION ON SEPTEMBER 10, 2004.</footnote>
    </footnotes>

    <ownerSignature>
        <signatureName>RODNEY R. RAY</signatureName>
        <signatureDate>2004-09-10</signatureDate>
    </ownerSignature>
</ownershipDocument>

</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
-----END PRIVACY-ENHANCED MESSAGE-----