FAIR VALUE MEASUREMENT (Details 1) (USD $)	Jun. 30, 2012	Dec. 31, 2011
Investment securities available for sale	$ 151,429,595	$ 143,503,848
Impaired Loans At Fair Value	1,161,518
Foreclosed assets	4,743,268	9,422,056	[1]
Interest rate lock commitments	602,746	211,622
Derivative liabilities	129,730	(330,114)
Estimate Of Fair Value, Fair Value Disclosure [Member]
Impaired Loans At Fair Value	1,161,518
Foreclosed assets	4,743,268	9,422,056
Interest rate lock commitments	602,746	211,622
Derivative liabilities	(191,866)	(330,114)
Estimate Of Fair Value, Fair Value Disclosure [Member] | Mortgage Backed Securities G S E [Member]
Investment securities available for sale	40,011,636	19,364,344
Estimate Of Fair Value, Fair Value Disclosure [Member] | Mortgage Backed Securities Private [Member]
Investment securities available for sale	6,825,181
Estimate Of Fair Value, Fair Value Disclosure [Member] | Collateralized Mortgage Obligations [Member]
Investment securities available for sale	50,457,746	82,094,869
Estimate Of Fair Value, Fair Value Disclosure [Member] | Municipals Non Taxable [Member]
Investment securities available for sale	15,940,346	13,513,891
Estimate Of Fair Value, Fair Value Disclosure [Member] | Municipals Taxable [Member]
Investment securities available for sale	1,647,508
Estimate Of Fair Value, Fair Value Disclosure [Member] | Corporate Bond [Member]
Investment securities available for sale	35,828,703	27,966,102
Estimate Of Fair Value, Fair Value Disclosure [Member] | Marketable Equity [Member]
Investment securities available for sale	718,475	564,642
Fair Value, Inputs, Level 1 [Member]
Investment securities available for sale	718,475
Impaired Loans At Fair Value	0
Foreclosed assets	0	0
Interest rate lock commitments	0	0
Derivative liabilities	0	0
Fair Value, Inputs, Level 1 [Member] | Corporate Debt Securities [Member]
Investment securities available for sale		0
Fair Value, Inputs, Level 1 [Member] | Mortgage Backed Securities G S E [Member]
Investment securities available for sale	0	0
Fair Value, Inputs, Level 1 [Member] | Mortgage Backed Securities Private [Member]
Investment securities available for sale	0	0
Fair Value, Inputs, Level 1 [Member] | Collateralized Mortgage Obligations [Member]
Investment securities available for sale	0	0
Fair Value, Inputs, Level 1 [Member] | Municipals Non Taxable [Member]
Investment securities available for sale	0	0
Fair Value, Inputs, Level 1 [Member] | Municipals Taxable [Member]
Investment securities available for sale	0
Fair Value, Inputs, Level 1 [Member] | Corporate Bond [Member]
Investment securities available for sale	0	0
Fair Value, Inputs, Level 1 [Member] | Marketable Equity [Member]
Investment securities available for sale	718,475	564,642
Fair Value, Inputs, Level 2 [Member]
Investment securities available for sale	150,711,120
Impaired Loans At Fair Value	0
Foreclosed assets	0	0
Interest rate lock commitments	0	0
Derivative liabilities	(191,866)	(330,114)
Fair Value, Inputs, Level 2 [Member] | Corporate Debt Securities [Member]
Investment securities available for sale		27,966,102
Fair Value, Inputs, Level 2 [Member] | Mortgage Backed Securities G S E [Member]
Investment securities available for sale	40,011,636	19,364,344
Fair Value, Inputs, Level 2 [Member] | Mortgage Backed Securities Private [Member]
Investment securities available for sale	6,825,181
Fair Value, Inputs, Level 2 [Member] | Collateralized Mortgage Obligations [Member]
Investment securities available for sale	50,457,746	82,094,869
Fair Value, Inputs, Level 2 [Member] | Municipals Non Taxable [Member]
Investment securities available for sale	15,940,346	13,513,891
Fair Value, Inputs, Level 2 [Member] | Municipals Taxable [Member]
Investment securities available for sale	1,647,508
Fair Value, Inputs, Level 2 [Member] | Corporate Bond [Member]
Investment securities available for sale	35,828,703	27,966,102
Fair Value, Inputs, Level 2 [Member] | Marketable Equity [Member]
Investment securities available for sale	0	0
Fair Value, Inputs, Level 3 [Member]
Investment securities available for sale	0
Impaired Loans At Fair Value	1,161,518
Foreclosed assets	4,743,268	9,422,056
Interest rate lock commitments	602,746	211,622
Derivative liabilities	0	0
Fair Value, Inputs, Level 3 [Member] | Mortgage Backed Securities G S E [Member]
Investment securities available for sale	0	0
Fair Value, Inputs, Level 3 [Member] | Mortgage Backed Securities Private [Member]
Investment securities available for sale	0
Fair Value, Inputs, Level 3 [Member] | Collateralized Mortgage Obligations [Member]
Investment securities available for sale	0	0
Fair Value, Inputs, Level 3 [Member] | Municipals Non Taxable [Member]
Investment securities available for sale	0	0
Fair Value, Inputs, Level 3 [Member] | Municipals Taxable [Member]
Investment securities available for sale	0
Fair Value, Inputs, Level 3 [Member] | Corporate Bond [Member]
Investment securities available for sale	0	0
Fair Value, Inputs, Level 3 [Member] | Marketable Equity [Member]
Investment securities available for sale	0	0
Fair Value, Inputs, Level 3 [Member] | Mortgage Backed Securities, Other [Member]
Investment securities available for sale		$ 0

[1] Derived from audited consolidated financial statements.