DERIVATIVE FINANCIAL INSTRUMENTS (Details) (USD $)	Jun. 30, 2012	Dec. 31, 2011
Notional Amount of Derivative Instruments	$ 15,500,000
Estimated Fair Value of Derivative Instruments	(191,866)	(330,114)
Interest Rate Swap1 [Member] | Subordinated Debt Obligations [Member]
Notional Amount of Derivative Instruments	3,750,000
Estimated Fair Value of Derivative Instruments	(600)	(34,160)
Interest Rate Swap1 [Member] | Trust Preferred Securities [Member]
Notional Amount of Derivative Instruments	4,000,000
Estimated Fair Value of Derivative Instruments	(2,133)	(38,275)
Interest Rate Swap2 [Member] | Subordinated Debt Obligations [Member]
Notional Amount of Derivative Instruments	3,750,000
Estimated Fair Value of Derivative Instruments	(90,517)	(123,650)
Interest Rate Swap2 [Member] | Trust Preferred Securities [Member]
Notional Amount of Derivative Instruments	4,000,000
Estimated Fair Value of Derivative Instruments	$ (98,616)	$ (134,029)