LOANS HELD FOR INVESTMENT (Details) (USD $)	Jun. 30, 2012	Dec. 31, 2011
Loans	$ 508,350,656	$ 552,922,593
Less:
Deferred loan fees	(66,151)	(45,532)
Allowance for loan losses	(2,113,206)	(227,000)	[1]
Net loans	506,171,299	552,650,060
Commercial Real Estate [Member]
Loans	288,633,374	310,314,968
Residential Real Estate [Member]
Loans	63,860,822	67,004,033
Construction and development [Member]
Loans	58,972,695	83,929,770
Commercial [Member]
Loans	46,816,851	39,433,800
Home Equity Line Of Credit [Member]
Loans	46,122,971	48,940,064
Consumer Loan [Member]
Loans	$ 3,943,943	$ 3,299,958

[1] Derived from audited consolidated financial statements.