INVESTMENT SECURITIES (Details 1) (USD $)	Jun. 30, 2012	Dec. 31, 2011
Securities available for sale:
Less than 12 months, Fair Value	$ 51,300,090	$ 95,000,646
Less than 12 months, Unrealized Loss	271,837	507,405
12 Months or More, Fair Value	0	0
12 Months or More, Unrealized Loss	0	0
Total Fair Value	51,300,090	95,000,646
Total Unrealized Loss	271,837	507,405
Residential mortgage-backed securities - GSE [Member]
Securities available for sale:
Less than 12 months, Fair Value	9,075,923	9,153,058
Less than 12 months, Unrealized Loss	30,973	106,854
12 Months or More, Fair Value	0	0
12 Months or More, Unrealized Loss	0	0
Total Fair Value	9,075,923	9,153,058
Total Unrealized Loss	30,973	106,853
Commercial mortgage-backed securities - private [Member]
Securities available for sale:
Less than 12 months, Fair Value	6,825,180
Less than 12 months, Unrealized Loss	23,449
12 Months or More, Fair Value	0
12 Months or More, Unrealized Loss	0
Total Fair Value	6,825,180
Total Unrealized Loss	23,449
Collateralized mortgage obligations - GSE [Member]
Securities available for sale:
Less than 12 months, Fair Value	22,222,330	67,359,625
Less than 12 months, Unrealized Loss	101,739	251,413
12 Months or More, Fair Value	0	0
12 Months or More, Unrealized Loss	0	0
Total Fair Value	22,222,330	67,359,625
Total Unrealized Loss	101,739	251,414
Municipals Non Taxable [Member]
Securities available for sale:
Less than 12 months, Fair Value	3,931,967	2,637,330
Less than 12 months, Unrealized Loss	50,872	30,194
12 Months or More, Fair Value	0	0
12 Months or More, Unrealized Loss	0	0
Total Fair Value	3,931,967	2,637,330
Total Unrealized Loss	50,872	30,194
Corporate Bond [Member]
Securities available for sale:
Less than 12 months, Fair Value	9,244,690	15,818,502
Less than 12 months, Unrealized Loss	64,804	114,553
12 Months or More, Fair Value	0	0
12 Months or More, Unrealized Loss	0	0
Total Fair Value	9,244,690	15,818,502
Total Unrealized Loss	64,804	114,553
Marketable Equity Securities [Member]
Securities available for sale:
Less than 12 months, Fair Value		32,131
Less than 12 months, Unrealized Loss		4,391
12 Months or More, Fair Value		0
12 Months or More, Unrealized Loss		0
Total Fair Value		32,131
Total Unrealized Loss		$ 4,391