COMMITMENTS (Details) (USD $)	Jun. 30, 2012
Unused Lines Of Credit [Member]
Fair Value Disclosure, Off-balance Sheet Risks, Face Amount, Liability	$ 30,553,734
Commitments To Extend Credit [Member]
Fair Value Disclosure, Off-balance Sheet Risks, Face Amount, Liability	72,851,729
Standby Letters Of Credit [Member]
Fair Value Disclosure, Off-balance Sheet Risks, Face Amount, Liability	4,461,104
Capital Commitment To Private Investment Fund [Member]
Fair Value Disclosure, Off-balance Sheet Risks, Face Amount, Liability	$ 175,000