XML 55 R43.htm IDEA: XBRL DOCUMENT v2.4.0.8
REGULATORY MATTERS (Table)
 12 Months Ended
Dec. 31, 2013
Regulatory Matters [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations
The Bank’s capital amounts and ratios are presented in the table below.
 
Actual
 
Minimum for capital adequacy purposes
 
Minimum to be well capitalized under prompt corrective action provisions
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2013
 

 
 

 
 

 
 

 
 

 
 

Total Capital (to Risk-Weighted Assets)
$
216,650

 
12.70
%
 
$
136,486

 
8.00
%
 
$
170,608

 
10.00
%
Tier I Capital (to Risk-Weighted Assets)
202,200

 
11.85
%
 
68,243

 
4.00
%
 
102,365

 
6.00
%
Tier I Capital (to Average Assets)
202,200

 
10.16
%
 
79,620

 
4.00
%
 
99,525

 
5.00
%
 
 
 
 
 
 
 
 
 
 
 
 
December 31, 2012
 

 
 

 
 

 
 

 
 

 
 

Total Capital (to Risk-Weighted Assets)
$
125,965

 
14.96
%
 
$
67,356

 
8.00
%
 
$
84,194

 
10.00
%
Tier I Capital (to Risk-Weighted Assets)
114,988

 
13.66
%
 
33,678

 
4.00
%
 
50,517

 
6.00
%
Tier I Capital (to Average Assets)
114,988

 
11.45
%
 
40,172

 
4.00
%
 
50,215

 
5.00
%