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REGULATORY MATTERS (Table)
 12 Months Ended
Dec. 31, 2012
Regulatory Matters [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]
The Bank’s capital amounts and ratios as of December 31, 2012 are presented in the table below. Separate capital ratios for Crescent State Bank, Legacy VantageSouth, and Rowan are included in the table below as of December 31, 2011 as each bank was required to file independent regulatory filings prior to the mergers of those companies.
 
Actual
 
Minimum for capital adequacy purposes
 
Minimum to be well capitalized under prompt corrective action provisions
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
 
 
 
 
 
 
 
 
 
 
 
 
As of December 31, 2012
 

 
 

 
 

 
 

 
 

 
 

VantageSouth Bank:
 
 
 
 
 
 
 
 
 
 
 
Total Capital (to Risk-Weighted Assets)
$
125,965

 
14.96
%
 
$
67,356

 
8.00
%
 
$
84,194

 
10.00
%
Tier I Capital (to Risk-Weighted Assets)
114,988

 
13.66
%
 
33,678

 
4.00
%
 
50,517

 
6.00
%
Tier I Capital (to Average Assets)
114,988

 
11.45
%
 
40,172

 
4.00
%
 
50,215

 
5.00
%
 
 
 
 
 
 
 
 
 
 
 
 
As of December 31, 2011
 

 
 

 
 

 
 

 
 

 
 

Legacy VantageSouth:
 
 
 
 
 
 
 
 
 
 
 
Total Capital (to Risk-Weighted Assets)
$
9,688

 
11.85
%
 
$
6,542

 
8.00
%
 
$
8,177

 
10.00
%
Tier I Capital (to Risk-Weighted Assets)
8,661

 
10.59
%
 
3,271

 
4.00
%
 
4,906

 
6.00
%
Tier I Capital (to Average Assets)
8,661

 
8.49
%
 
4,080

 
4.00
%
 
5,100

 
5.00
%
 
 
 
 
 
 
 
 
 
 
 
 
Rowan:
 
 
 
 
 
 
 
 
 
 
 
Total Capital (to Risk-Weighted Assets)
$
13,998

 
13.04
%
 
$
8,585

 
8.00
%
 
$
10,732

 
10.00
%
Tier I Capital (to Risk-Weighted Assets)
13,530

 
12.61
%
 
4,293

 
4.00
%
 
6,439

 
6.00
%
Tier I Capital (to Average Assets)
13,530

 
9.72
%
 
5,570

 
4.00
%
 
6,962

 
5.00
%
 
 
 
 
 
 
 
 
 
 
 
 
Crescent State Bank:
 
 
 
 
 
 
 
 
 
 
 
Total Capital (to Risk-Weighted Assets)
$
101,282

 
14.64
%
 
$
55,355

 
8.00
%
 
$
69,194

 
10.00
%
Tier I Capital (to Risk-Weighted Assets)
94,276

 
13.62
%
 
27,678

 
4.00
%
 
41,516

 
6.00
%
Tier I Capital (to Average Assets)
94,276

 
10.19
%
 
37,016

 
4.00
%
 
46,270

 
5.00
%