The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
8X8 INC NEW COM 282914100 48 1,720 SH   SOLE   1,720 0 0
ABBVIE INC COM 00287Y109 1,219 10,818 SH   OTR   0 10,818 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,279 4,337 SH   OTR   0 4,337 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 454 775 SH   SOLE   775 0 0
AGILENT TECHNOLOGIES INC COM 00846U101 1,383 9,359 SH   OTR   0 9,359 0
AIRBNB INC COM CL A 009066101 1,516 9,900 SH   OTR   0 9,900 0
AKAMAI TECHNOLOGIES INC COM 00971T101 964 8,271 SH   OTR   0 8,271 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 2,041 9,000 SH   OTR   0 9,000 0
ALPHABET INC CAP STK CL A 02079K305 1,878 769 SH   OTR   0 769 0
ALPHABET INC CAP STK CL A 02079K305 4,200 1,720 SH   OTR   0 1,720 0
ALPHABET INC CAP STK CL C 02079K107 1,203 480 SH   SOLE   480 0 0
AMAZON COM INC COM 023135106 5,129 1,491 SH   OTR   0 1,491 0
AMAZON COM INC COM 023135106 1,135 330 SH   SOLE   330 0 0
AMERICAN ELEC PWR CO INC UNIT 08/01/2021 025537127 2,881 58,650 SH   OTR   0 58,650 0
APPLE INC COM 037833100 678 4,951 SH   OTR   0 4,951 0
APPLE INC COM 037833100 2,966 21,656 SH   OTR   0 21,656 0
AT HOME GROUP INC COM 04650Y100 488 13,240 SH   SOLE   13,240 0 0
BANDWIDTH INC COM CL A 05988J103 823 5,970 SH   SOLE   5,970 0 0
BANK AMER CORP COM 060505104 2,284 55,388 SH   OTR   0 55,388 0
BEST BUY INC COM 086516101 1,313 11,418 SH   OTR   0 11,418 0
BILIBILI INC ADS REP SHS Z 090040106 942 7,735 SH   SOLE   7,735 0 0
BLACKROCK INC COM 09247X101 1,684 1,925 SH   OTR   0 1,925 0
BLACKSTONE GROUP INC COM CL A 09260D107 1,457 15,000 SH   OTR   0 15,000 0
BUNGE LIMITED COM G16962105 689 8,819 SH   OTR   0 8,819 0
CAESARS ENTERTAINMENT INC NE COM 12769G100 4,306 41,500 SH   OTR   0 41,500 0
CARDINAL HEALTH INC COM 14149Y108 1,194 20,922 SH   OTR   0 20,922 0
CATERPILLAR INC DEL COM 149123101 1,598 7,345 SH   OTR   0 7,345 0
CELANESE CORP DEL COM 150870103 1,384 9,129 SH   OTR   0 9,129 0
CERENCE INC COM 156727109 128 1,195 SH   SOLE   1,195 0 0
CHEMOURS CO COM 163851108 1,310 37,631 SH   OTR   0 37,631 0
CHEVRON CORP NEW COM 166764100 1,720 16,426 SH   OTR   0 16,426 0
CHIPOTLE MEXICAN GRILL INC COM 169656105 3,411 2,200 SH   OTR   0 2,200 0
COMCAST CORP NEW CL A 20030N101 2,194 38,480 SH   OTR   0 38,480 0
CONOCOPHILLIPS COM 20825C104 1,383 22,715 SH   OTR   0 22,715 0
COSTCO WHSL CORP NEW COM 22160K105 2,918 7,374 SH   OTR   0 7,374 0
CROWDSTRIKE HLDGS INC CL A 22788C105 1,317 5,240 SH   SOLE   5,240 0 0
CUMMINS INC COM 231021106 1,377 5,647 SH   OTR   0 5,647 0
DARDEN RESTAURANTS INC COM 237194105 1,783 12,212 SH   OTR   0 12,212 0
DBX ETF TR XTRACK USD HIGH 233051432 51,518 1,278,036 SH   SOLE   1,278,036 0 0
DEERE & CO COM 244199105 1,634 4,632 SH   OTR   0 4,632 0
DICKS SPORTING GOODS INC COM 253393102 773 7,711 SH   OTR   0 7,711 0
DIGITAL TURBINE INC COM NEW 25400W102 152 1,995 SH   SOLE   1,995 0 0
DOCUSIGN INC COM 256163106 1,369 4,895 SH   SOLE   4,895 0 0
DOMINION ENERGY INC UNIT 99/99/9999 25746U133 1,784 18,366 SH   OTR   0 18,366 0
DTE ENERGY CO UNIT 11/01/2022S 233331842 1,965 39,755 SH   OTR   0 39,755 0
EVERBRIDGE INC COM 29978A104 78 570 SH   SOLE   570 0 0
EXELON CORP COM 30161N101 1,380 31,153 SH   OTR   0 31,153 0
EXPONENT INC COM 30214U102 87 970 SH   SOLE   970 0 0
FACEBOOK INC CL A 30303M102 2,349 6,755 SH   SOLE   6,755 0 0
FEDEX CORP COM 31428X106 1,727 5,789 SH   OTR   0 5,789 0
FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865 9,696 236,312 SH   SOLE   236,312 0 0
FIFTH THIRD BANCORP COM 316773100 1,333 34,871 SH   OTR   0 34,871 0
FIVERR INTL LTD ORD SHS M4R82T106 252 1,040 SH   SOLE   1,040 0 0
FREEPORT-MCMORAN INC CL B 35671D857 1,433 38,623 SH   OTR   0 38,623 0
GLOBAL X FDS US PFD ETF 37954Y657 41,333 1,579,388 SH   SOLE   1,579,388 0 0
GLOBAL X FDS NASDAQ 100 COVER 37954Y483 38,441 1,713,804 SH   SOLE   1,713,804 0 0
GLOBAL X FDS GLBL X MLP ETF 37954Y343 26,269 679,668 SH   SOLE   679,668 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 1,668 4,396 SH   OTR   0 4,396 0
HARTFORD FDS EXCHANGE TRADED TOTAL RTRN ETF 41653L305 51,594 1,259,608 SH   SOLE   1,259,608 0 0
HEALTHPEAK PROPERTIES INC COM 42250P103 1,313 39,443 SH   OTR   0 39,443 0
HILTON GRAND VACATIONS INC COM 43283X105 238 5,750 SH   SOLE   5,750 0 0
HORIZON THERAPEUTICS PUB L SHS G46188101 780 8,333 SH   OTR   0 8,333 0
IAC INTERACTIVECORP NEW COM NEW 44891N208 2,544 16,500 SH   OTR   0 16,500 0
INTEL CORP COM 458140100 1,292 23,018 SH   OTR   0 23,018 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 889 7,490 SH   SOLE   7,490 0 0
INVESCO EXCH TRADED FD TR II TAXABLE MUN BD 46138G805 24,709 744,708 SH   SOLE   744,708 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 48,794 137,668 SH   SOLE   137,668 0 0
ISHARES TR S&P 100 ETF 464287101 1,702 8,676 SH   OTR   0 8,676 0
ISHARES TR CORE US AGGBD ET 464287226 72,010 624,384 SH   SOLE   624,384 0 0
ISHARES TR CORE S&P TTL STK 464287150 15,630 158,264 SH   SOLE   158,264 0 0
ISHARES TR MBS ETF 464288588 13,844 127,912 SH   SOLE   127,912 0 0
ISHARES TR CORE S&P500 ETF 464287200 31,009 72,128 SH   SOLE   72,128 0 0
ISHARES TR CORE MSCI EAFE 46432F842 13,214 176,512 SH   SOLE   176,512 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 39 448 SH   SOLE   448 0 0
ISHARES TR BARCLAYS 7 10 YR 464287440 15 128 SH   SOLE   128 0 0
JOHNSON & JOHNSON COM 478160104 2,404 14,590 SH   OTR   0 14,590 0
JOINT CORP COM 47973J102 153 1,825 SH   SOLE   1,825 0 0
JPMORGAN CHASE & CO COM 46625H100 2,699 17,351 SH   OTR   0 17,351 0
KKR & CO INC CL A 48251W104 1,303 22,000 SH   OTR   0 22,000 0
LULULEMON ATHLETICA INC COM 550021109 825 2,261 SH   OTR   0 2,261 0
MARKETAXESS HLDGS INC COM 57060D108 744 1,605 SH   SOLE   1,605 0 0
MASCO CORP COM 574599106 1,329 22,559 SH   OTR   0 22,559 0
MASTERCARD INCORPORATED CL A 57636Q104 4,300 11,778 SH   OTR   0 11,778 0
MASTERCARD INCORPORATED CL A 57636Q104 1,009 2,765 SH   SOLE   2,765 0 0
MERCADOLIBRE INC COM 58733R102 1,430 918 SH   OTR   0 918 0
MERCADOLIBRE INC COM 58733R102 841 540 SH   SOLE   540 0 0
MICROSOFT CORP COM 594918104 3,548 13,097 SH   OTR   0 13,097 0
MICROSOFT CORP COM 594918104 24 90 SH   SOLE   90 0 0
MIMECAST LTD ORD SHS G14838109 218 4,100 SH   SOLE   4,100 0 0
MORGAN STANLEY COM NEW 617446448 1,671 18,227 SH   OTR   0 18,227 0
NETFLIX INC COM 64110L106 1,022 1,935 SH   SOLE   1,935 0 0
NEXTERA ENERGY INC UNIT 09/01/2022S 65339F796 1,949 34,713 SH   OTR   0 34,713 0
NEXTERA ENERGY INC UNIT 99/99/9999 65339F770 1,230 25,118 SH   OTR   0 25,118 0
NIKE INC CL B 654106103 4,733 30,639 SH   OTR   0 30,639 0
OKTA INC CL A 679295105 741 3,030 SH   SOLE   3,030 0 0
ORACLE CORP COM 68389X105 651 8,358 SH   OTR   0 8,358 0
PAYLOCITY HLDG CORP COM 70438V106 37 195 SH   SOLE   195 0 0
PAYPAL HLDGS INC COM 70450Y103 4,648 15,945 SH   OTR   0 15,945 0
PAYPAL HLDGS INC COM 70450Y103 1,070 3,670 SH   SOLE   3,670 0 0
PELOTON INTERACTIVE INC CL A COM 70614W100 1,426 11,500 SH   OTR   0 11,500 0
PELOTON INTERACTIVE INC CL A COM 70614W100 892 7,195 SH   SOLE   7,195 0 0
PROCTER AND GAMBLE CO COM 742718109 1,296 9,608 SH   OTR   0 9,608 0
PULTE GROUP INC COM 745867101 1,287 23,579 SH   OTR   0 23,579 0
QUALCOMM INC COM 747525103 665 4,650 SH   OTR   0 4,650 0
RED VIOLET INC COM 75704L104 46 1,945 SH   SOLE   1,945 0 0
REPLIGEN CORP COM 759916109 48 240 SH   SOLE   240 0 0
RH COM 74967X103 6,179 9,100 SH   OTR   0 9,100 0
RINGCENTRAL INC CL A 76680R206 1,181 4,065 SH   SOLE   4,065 0 0
ROKU INC COM CL A 77543R102 1,884 4,103 SH   OTR   0 4,103 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 72,030 1,319,228 SH   SOLE   1,319,228 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 9,679 211,380 SH   SOLE   211,380 0 0
SERVICENOW INC COM 81762P102 1,063 1,935 SH   SOLE   1,935 0 0
SHOPIFY INC CL A 82509L107 1,661 1,137 SH   OTR   0 1,137 0
SKYWORKS SOLUTIONS INC COM 83088M102 801 4,179 SH   OTR   0 4,179 0
SOLAREDGE TECHNOLOGIES INC COM 83417M104 1,086 3,930 SH   SOLE   3,930 0 0
SOUTHERN CO COM 842587107 1,458 24,097 SH   OTR   0 24,097 0
SOUTHERN CO UNIT 08/01/2022 842587602 1,788 35,313 SH   OTR   0 35,313 0
SPOTIFY TECHNOLOGY S A SHS L8681T102 1,871 6,788 SH   OTR   0 6,788 0
SQUARE INC CL A 852234103 1,543 6,328 SH   OTR   0 6,328 0
SQUARE INC CL A 852234103 1,243 5,100 SH   SOLE   5,100 0 0
STANLEY BLACK & DECKER INC UNIT 11/15/2022 854502846 4,514 37,390 SH   OTR   0 37,390 0
STITCH FIX INC COM CL A 860897107 214 3,550 SH   SOLE   3,550 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 1,142 9,500 SH   OTR   0 9,500 0
TAPESTRY INC COM 876030107 767 17,641 SH   OTR   0 17,641 0
TARGET CORP COM 87612E106 4,110 17,000 SH   OTR   0 17,000 0
TELADOC HEALTH INC COM 87918A105 724 4,355 SH   SOLE   4,355 0 0
TESLA MTRS INC COM 88160R101 1,750 2,575 SH   OTR   0 2,575 0
UNITEDHEALTH GROUP INC COM 91324P102 1,474 3,682 SH   OTR   0 3,682 0
US BANCORP DEL COM NEW 902973304 1,540 27,038 SH   OTR   0 27,038 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 72,063 839,016 SH   SOLE   839,016 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 15,458 69,376 SH   SOLE   69,376 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 15,357 39,024 SH   SOLE   39,024 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 30,401 319,780 SH   SOLE   319,780 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 8,054 52,032 SH   SOLE   52,032 0 0
VEEVA SYS INC CL A COM 922475108 513 1,650 SH   SOLE   1,650 0 0
VISA INC COM CL A 92826C839 5,104 21,828 SH   OTR   0 21,828 0
WASTE MGMT INC DEL COM 94106L109 1,126 8,038 SH   OTR   0 8,038 0
WISDOMTREE TR US EFFICIENT COR 97717Y790 4,626 113,820 SH   SOLE   113,820 0 0
WIX COM LTD SHS M98068105 65 225 SH   SOLE   225 0 0
XPEL INC COM 98379L100 775 9,245 SH   SOLE   9,245 0 0
ZOOM VIDEO COMMUNICATIONS IN CL A 98980L101 811 2,095 SH   SOLE   2,095 0 0