J.P. Morgan Mortgage Trust 2021-6 ABS-15G

Exhibit 99.21

QM/ATR Report
Total Loan Count: 90
SellerLoanID	Customer Loan Number	Last Name	Note Date	Original Loan Amount	QM Status	ATR Status
XXXX	302229799	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302303241	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302334895	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302327790	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302456527	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302460762	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302456526	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302320996	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302401938	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302372926	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302270488	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302408761	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302326610	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302368611	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302404436	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302368610	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302406390	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302326607	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302490740	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302324801	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302324798	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302334891	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302473061	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302338182	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302371095	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302336596	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302337308	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302371094	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302338176	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302356747	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302356745	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302366982	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302486645	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302366977	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302366976	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302366975	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302368609	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302369340	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302371090	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302371089	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302371087	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302371084	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302372062	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302372061	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302372059	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302372919	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302372913	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302372912	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302388325	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302392704	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302388324	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302388323	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302391329	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302391327	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302410423	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302394125	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302392702	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302490739	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302393561	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302394123	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302394119	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302394708	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302400064	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302400063	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302460761	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302462880	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302401366	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302410422	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302404433	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302413549	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302404431	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302473058	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302408744	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302459169	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302410519	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302477431	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302413517	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302423617	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302459167	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302456523	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302459164	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302459163	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302470429	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302464894	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302469359	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302473055	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Exempt
XXXX	302470425	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302470424	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Non-Compliant
XXXX	302477423	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant
XXXX	302486622	XXXX	XXXX	XXXX	QM Safe Harbor	ATR Compliant