Consolidated Statements of Cash Flows - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2017	Jun. 30, 2016
OPERATING ACTIVITIES:
Net income	$ 3,868	$ 4,536
Adjustments to reconcile net income to net cash provided by operating activities-
Provision (credit) for loan losses	300	(300)
Depreciation and amortization	694	646
Net amortization of premiums and discounts on securities	482	547
Gains on sales of securities	(104)	0
Gains on sales of other real estate owned	(14)	(31)
Gains on sales of loans held for sale	(2,607)	(1,650)
Originations of loans held for sale	(52,391)	(35,727)
Proceeds from sales of loans held for sale	66,233	38,497
Income on bank–owned life insurance	(260)	(301)
Share-based compensation expense	484	362
Decrease (increase) in accrued interest receivable	35	(198)
(Increase) decrease in other assets	(899)	175
(Decrease) increase in accrued interest payable	(54)	0
(Decrease) in accrued expenses and other liabilities	(806)	(621)
Net cash provided by operating activities	14,961	5,935
Purchases of securities -
Available for sale	(25,752)	(26,138)
Held to maturity	(16,460)	(13,997)
Proceeds from maturities and payments of securities -
Available for sale	11,231	7,591
Held to maturity	17,645	14,581
Proceeds from sales of securities available for sale	5,728	0
Proceeds from sales of securities held to maturity	606	0
Proceeds from Bank-owned life insurance benefits paid	0	248
Purchase of restricted stock	(105)	(2,670)
Net increase in loans	(38,353)	(79,451)
Capital expenditures	(439)	(181)
Cost of improvement to OREO	(5)	(60)
Proceeds from sales of other real estate owned	284	1,033
Purchase of Bank-owned life insurance	0	(300)
Net cash used in investing activities	(45,620)	(99,344)
FINANCING ACTIVITIES:
Exercise of stock options	113	17
Purchase of treasury stock	0	(24)
Cash dividends paid to shareholders	(803)	0
Net increase in deposits	29,899	4,729
Net increase in borrowings	775	90,969
Net cash provided by financing activities	29,984	95,691
(Decrease) increase in cash and cash equivalents	(675)	2,282
CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD	14,886	11,368
CASH AND CASH EQUIVALENTS AT END OF PERIOD	14,211	13,650
Cash paid during the period for -
Interest	2,683	2,442
Income taxes	1,577	2,161
Non-cash items
Transfer of loans to other real estate owned	$ 455	$ 142