<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with the Workiva Platform-->
<!--Copyright 2026 Workiva-->
<!--r:019d9cbf-bb3e-7614-84d6-f7088ef060fd,g:b9555865-3ea2-4e2d-90f8-05a9aeaaa73a-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:arcroleRef arcroleURI="https://xbrl.org/2023/arcrole/summation-item" xlink:type="simple" xlink:href="https://www.xbrl.org/2023/calculation-1.1.xsd#summation-item"/>
  <link:roleRef roleURI="http://www.mastercard.us/role/ConsolidatedStatementsofOperations" xlink:type="simple" xlink:href="ma-20260331.xsd#ConsolidatedStatementsofOperations"/>
  <link:calculationLink xlink:role="http://www.mastercard.us/role/ConsolidatedStatementsofOperations" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingExpenses_019d9cbf-bcc1-7a1a-8eb7-123b2c6f1a37" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OperatingExpenses"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LitigationSettlementExpense_019d9cbf-bcc1-791d-9651-b5d3d8cb97a9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LitigationSettlementExpense"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_OperatingExpenses_019d9cbf-bcc1-7a1a-8eb7-123b2c6f1a37" xlink:to="loc_us-gaap_LitigationSettlementExpense_019d9cbf-bcc1-791d-9651-b5d3d8cb97a9" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MarketingAndAdvertisingExpense_019d9cbf-bcc1-775c-80c8-502e6d2b7b8f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_MarketingAndAdvertisingExpense"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_OperatingExpenses_019d9cbf-bcc1-7a1a-8eb7-123b2c6f1a37" xlink:to="loc_us-gaap_MarketingAndAdvertisingExpense_019d9cbf-bcc1-775c-80c8-502e6d2b7b8f" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GeneralAndAdministrativeExpense_019d9cbf-bcc1-703a-99cc-30c2bea5e034" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_GeneralAndAdministrativeExpense"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_OperatingExpenses_019d9cbf-bcc1-7a1a-8eb7-123b2c6f1a37" xlink:to="loc_us-gaap_GeneralAndAdministrativeExpense_019d9cbf-bcc1-703a-99cc-30c2bea5e034" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DepreciationAndAmortization_019d9cbf-bcc1-7873-856f-77a291cb5eed" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DepreciationAndAmortization"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_OperatingExpenses_019d9cbf-bcc1-7a1a-8eb7-123b2c6f1a37" xlink:to="loc_us-gaap_DepreciationAndAmortization_019d9cbf-bcc1-7873-856f-77a291cb5eed" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_019d9cbf-bcc1-770e-8041-f29c5439b4b9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingIncomeLoss_019d9cbf-bcc1-77ed-be07-e83160ca2774" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OperatingIncomeLoss"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_019d9cbf-bcc1-770e-8041-f29c5439b4b9" xlink:to="loc_us-gaap_OperatingIncomeLoss_019d9cbf-bcc1-77ed-be07-e83160ca2774" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NonoperatingIncomeExpense_019d9cbf-bcc1-7842-a5dc-575e82d614cb" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NonoperatingIncomeExpense"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_019d9cbf-bcc1-770e-8041-f29c5439b4b9" xlink:to="loc_us-gaap_NonoperatingIncomeExpense_019d9cbf-bcc1-7842-a5dc-575e82d614cb" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NonoperatingIncomeExpense_019d9cbf-bcc1-7135-adcc-f447588b16e0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NonoperatingIncomeExpense"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentIncomeNet_019d9cbf-bcc1-77ba-9865-fcec7c7075cc" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InvestmentIncomeNet"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NonoperatingIncomeExpense_019d9cbf-bcc1-7135-adcc-f447588b16e0" xlink:to="loc_us-gaap_InvestmentIncomeNet_019d9cbf-bcc1-77ba-9865-fcec7c7075cc" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestExpenseNonoperating_019d9cbf-bcc1-782e-a08a-a35d4985e1c3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestExpenseNonoperating"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NonoperatingIncomeExpense_019d9cbf-bcc1-7135-adcc-f447588b16e0" xlink:to="loc_us-gaap_InterestExpenseNonoperating_019d9cbf-bcc1-782e-a08a-a35d4985e1c3" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherNonoperatingIncomeExpense_019d9cbf-bcc1-7a2a-9595-51ff1abd5cbe" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherNonoperatingIncomeExpense"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NonoperatingIncomeExpense_019d9cbf-bcc1-7135-adcc-f447588b16e0" xlink:to="loc_us-gaap_OtherNonoperatingIncomeExpense_019d9cbf-bcc1-7a2a-9595-51ff1abd5cbe" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquitySecuritiesFvNiGainLoss_019d9cbf-bcc1-7499-a78d-cc52724775fc" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EquitySecuritiesFvNiGainLoss"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NonoperatingIncomeExpense_019d9cbf-bcc1-7135-adcc-f447588b16e0" xlink:to="loc_us-gaap_EquitySecuritiesFvNiGainLoss_019d9cbf-bcc1-7499-a78d-cc52724775fc" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingIncomeLoss_019d9cbf-bcc1-737b-8083-f4d202314bcd" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OperatingIncomeLoss"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Revenues_019d9cbf-bcc1-75f9-ae78-23db121ad4b2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_Revenues"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_OperatingIncomeLoss_019d9cbf-bcc1-737b-8083-f4d202314bcd" xlink:to="loc_us-gaap_Revenues_019d9cbf-bcc1-75f9-ae78-23db121ad4b2" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingExpenses_019d9cbf-bcc1-7ca2-97c7-d0c9980cc4d8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OperatingExpenses"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_OperatingIncomeLoss_019d9cbf-bcc1-737b-8083-f4d202314bcd" xlink:to="loc_us-gaap_OperatingExpenses_019d9cbf-bcc1-7ca2-97c7-d0c9980cc4d8" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProfitLoss_019d9cbf-bcc1-7b4e-948e-bd1d222c8da5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProfitLoss"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_019d9cbf-bcc1-76d3-b343-c23b31d2e845" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_ProfitLoss_019d9cbf-bcc1-7b4e-948e-bd1d222c8da5" xlink:to="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_019d9cbf-bcc1-76d3-b343-c23b31d2e845" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit_019d9cbf-bcc1-74a1-a569-07bd821ef9ed" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncomeTaxExpenseBenefit"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_ProfitLoss_019d9cbf-bcc1-7b4e-948e-bd1d222c8da5" xlink:to="loc_us-gaap_IncomeTaxExpenseBenefit_019d9cbf-bcc1-74a1-a569-07bd821ef9ed" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.mastercard.us/role/ConsolidatedStatementsofComprehensiveIncome" xlink:type="simple" xlink:href="ma-20260331.xsd#ConsolidatedStatementsofComprehensiveIncome"/>
  <link:calculationLink xlink:role="http://www.mastercard.us/role/ConsolidatedStatementsofComprehensiveIncome" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax_019d9cbf-bcc1-7c54-9a5f-46ae1e7ac771" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax"/>
    <link:loc xlink:type="locator" xlink:label="loc_ma_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationTax1_019d9cbf-bcc1-7ea9-b379-058cef9f3e31" xlink:href="ma-20260331.xsd#ma_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationTax1"/>
    <link:calculationArc order="1" weight="-1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax_019d9cbf-bcc1-7c54-9a5f-46ae1e7ac771" xlink:to="loc_ma_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationTax1_019d9cbf-bcc1-7ea9-b379-058cef9f3e31" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax_019d9cbf-bcc1-74fd-a22c-fdb88a9d98c5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax_019d9cbf-bcc1-7c54-9a5f-46ae1e7ac771" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax_019d9cbf-bcc1-74fd-a22c-fdb88a9d98c5" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationTax_019d9cbf-bcc1-780a-bc5d-d655cd81001d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationTax"/>
    <link:calculationArc order="3" weight="-1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax_019d9cbf-bcc1-7c54-9a5f-46ae1e7ac771" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationTax_019d9cbf-bcc1-780a-bc5d-d655cd81001d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax_019d9cbf-bcc1-76d4-912d-c789988e192f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax_019d9cbf-bcc1-7c54-9a5f-46ae1e7ac771" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax_019d9cbf-bcc1-76d4-912d-c789988e192f" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossForeignCurrencyTransactionAndTranslationAdjustmentNetOfTax_019d9cbf-bcc1-74b2-9211-729cc8ca46cf" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherComprehensiveIncomeLossForeignCurrencyTransactionAndTranslationAdjustmentNetOfTax"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossForeignCurrencyTransactionAndTranslationAdjustmentBeforeTax_019d9cbf-bcc1-7dd0-87ca-9972bc6cb732" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherComprehensiveIncomeLossForeignCurrencyTransactionAndTranslationAdjustmentBeforeTax"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossForeignCurrencyTransactionAndTranslationAdjustmentNetOfTax_019d9cbf-bcc1-74b2-9211-729cc8ca46cf" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossForeignCurrencyTransactionAndTranslationAdjustmentBeforeTax_019d9cbf-bcc1-7dd0-87ca-9972bc6cb732" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossForeignCurrencyTranslationAdjustmentTax_019d9cbf-bcc1-7f21-a7f5-5c165f490ce5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherComprehensiveIncomeLossForeignCurrencyTranslationAdjustmentTax"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossForeignCurrencyTransactionAndTranslationAdjustmentNetOfTax_019d9cbf-bcc1-74b2-9211-729cc8ca46cf" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossForeignCurrencyTranslationAdjustmentTax_019d9cbf-bcc1-7f21-a7f5-5c165f490ce5" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_019d9cbf-bcc1-764a-85d3-55dd7e341890" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax_019d9cbf-bcc1-7202-8b15-c929500504de" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_019d9cbf-bcc1-764a-85d3-55dd7e341890" xlink:to="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax_019d9cbf-bcc1-7202-8b15-c929500504de" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax_019d9cbf-bcc1-72b1-ab55-18ddcfff30b3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_019d9cbf-bcc1-764a-85d3-55dd7e341890" xlink:to="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax_019d9cbf-bcc1-72b1-ab55-18ddcfff30b3" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTax_019d9cbf-bcc1-74ba-85ac-d40621770a24" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTax"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax_019d9cbf-bcc1-7bb5-9917-adae9e3a8be5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTax_019d9cbf-bcc1-74ba-85ac-d40621770a24" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax_019d9cbf-bcc1-7bb5-9917-adae9e3a8be5" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossForeignCurrencyTransactionAndTranslationAdjustmentNetOfTax_019d9cbf-bcc1-71dd-9187-10397f2bd5e5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherComprehensiveIncomeLossForeignCurrencyTransactionAndTranslationAdjustmentNetOfTax"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTax_019d9cbf-bcc1-74ba-85ac-d40621770a24" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossForeignCurrencyTransactionAndTranslationAdjustmentNetOfTax_019d9cbf-bcc1-71dd-9187-10397f2bd5e5" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ma_OtherComprehensiveIncomeLossTranslationAdjustmentsonNetInvestmentHedgeNetofTax_019d9cbf-bcc1-7782-808d-ef06ddbbc1fc" xlink:href="ma-20260331.xsd#ma_OtherComprehensiveIncomeLossTranslationAdjustmentsonNetInvestmentHedgeNetofTax"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTax_019d9cbf-bcc1-74ba-85ac-d40621770a24" xlink:to="loc_ma_OtherComprehensiveIncomeLossTranslationAdjustmentsonNetInvestmentHedgeNetofTax_019d9cbf-bcc1-7782-808d-ef06ddbbc1fc" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_019d9cbf-bcc1-7dde-9f32-d1fd93380b1f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTax_019d9cbf-bcc1-74ba-85ac-d40621770a24" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_019d9cbf-bcc1-7dde-9f32-d1fd93380b1f" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest_019d9cbf-bcc1-7c89-ba2d-aa3951817269" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTax_019d9cbf-bcc1-7306-ad50-3274da2dc1b2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTax"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest_019d9cbf-bcc1-7c89-ba2d-aa3951817269" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTax_019d9cbf-bcc1-7306-ad50-3274da2dc1b2" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProfitLoss_019d9cbf-bcc1-7e7b-b573-24bd170fca4d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProfitLoss"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest_019d9cbf-bcc1-7c89-ba2d-aa3951817269" xlink:to="loc_us-gaap_ProfitLoss_019d9cbf-bcc1-7e7b-b573-24bd170fca4d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ma_OtherComprehensiveIncomeLossTranslationAdjustmentsonNetInvestmentHedgeNetofTax_019d9cbf-bcc1-750d-b11e-4681207d5532" xlink:href="ma-20260331.xsd#ma_OtherComprehensiveIncomeLossTranslationAdjustmentsonNetInvestmentHedgeNetofTax"/>
    <link:loc xlink:type="locator" xlink:label="loc_ma_OtherComprehensiveIncomeLossTranslationAdjustmentsonNetInvestmentHedge_019d9cbf-bcc1-798b-a941-25dd669d3880" xlink:href="ma-20260331.xsd#ma_OtherComprehensiveIncomeLossTranslationAdjustmentsonNetInvestmentHedge"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_ma_OtherComprehensiveIncomeLossTranslationAdjustmentsonNetInvestmentHedgeNetofTax_019d9cbf-bcc1-750d-b11e-4681207d5532" xlink:to="loc_ma_OtherComprehensiveIncomeLossTranslationAdjustmentsonNetInvestmentHedge_019d9cbf-bcc1-798b-a941-25dd669d3880" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ma_OtherComprehensiveIncomeLossTranslationAdjustmentsonNetInvestmentHedgeTax_019d9cbf-bcc1-76b4-87bc-fdea74392753" xlink:href="ma-20260331.xsd#ma_OtherComprehensiveIncomeLossTranslationAdjustmentsonNetInvestmentHedgeTax"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_ma_OtherComprehensiveIncomeLossTranslationAdjustmentsonNetInvestmentHedgeNetofTax_019d9cbf-bcc1-750d-b11e-4681207d5532" xlink:to="loc_ma_OtherComprehensiveIncomeLossTranslationAdjustmentsonNetInvestmentHedgeTax_019d9cbf-bcc1-76b4-87bc-fdea74392753" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.mastercard.us/role/ConsolidatedBalanceSheets" xlink:type="simple" xlink:href="ma-20260331.xsd#ConsolidatedBalanceSheets"/>
  <link:calculationLink xlink:role="http://www.mastercard.us/role/ConsolidatedBalanceSheets" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesCurrent_019d9cbf-bcc1-7e04-9fcb-c856142e3c3e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LiabilitiesCurrent"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LitigationReserveCurrent_019d9cbf-bcc1-7883-a493-a9592b69022e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LitigationReserveCurrent"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_LiabilitiesCurrent_019d9cbf-bcc1-7e04-9fcb-c856142e3c3e" xlink:to="loc_us-gaap_LitigationReserveCurrent_019d9cbf-bcc1-7883-a493-a9592b69022e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongTermDebtCurrent_019d9cbf-bcc1-75e0-977d-c4e0a3f59229" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LongTermDebtCurrent"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_LiabilitiesCurrent_019d9cbf-bcc1-7e04-9fcb-c856142e3c3e" xlink:to="loc_us-gaap_LongTermDebtCurrent_019d9cbf-bcc1-75e0-977d-c4e0a3f59229" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ma_SettlementDueToCustomers_019d9cbf-bcc1-71f9-96f0-0eb23b2b33af" xlink:href="ma-20260331.xsd#ma_SettlementDueToCustomers"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_LiabilitiesCurrent_019d9cbf-bcc1-7e04-9fcb-c856142e3c3e" xlink:to="loc_ma_SettlementDueToCustomers_019d9cbf-bcc1-71f9-96f0-0eb23b2b33af" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ma_ContractWithCustomerLiabilityRestrictedSecurityDepositsCurrent_019d9cbf-bcc1-7e92-b5f7-69399ea07322" xlink:href="ma-20260331.xsd#ma_ContractWithCustomerLiabilityRestrictedSecurityDepositsCurrent"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_LiabilitiesCurrent_019d9cbf-bcc1-7e04-9fcb-c856142e3c3e" xlink:to="loc_ma_ContractWithCustomerLiabilityRestrictedSecurityDepositsCurrent_019d9cbf-bcc1-7e92-b5f7-69399ea07322" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccruedLiabilitiesCurrent_019d9cbf-bcc1-7006-91a8-e480b0dfcef7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AccruedLiabilitiesCurrent"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_LiabilitiesCurrent_019d9cbf-bcc1-7e04-9fcb-c856142e3c3e" xlink:to="loc_us-gaap_AccruedLiabilitiesCurrent_019d9cbf-bcc1-7006-91a8-e480b0dfcef7" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccountsPayableCurrent_019d9cbf-bcc1-7ad1-8273-87a54de281d7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AccountsPayableCurrent"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_LiabilitiesCurrent_019d9cbf-bcc1-7e04-9fcb-c856142e3c3e" xlink:to="loc_us-gaap_AccountsPayableCurrent_019d9cbf-bcc1-7ad1-8273-87a54de281d7" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherLiabilitiesCurrent_019d9cbf-bcc1-7f3e-9e28-cea6a7df0c38" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherLiabilitiesCurrent"/>
    <link:calculationArc order="7" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_LiabilitiesCurrent_019d9cbf-bcc1-7e04-9fcb-c856142e3c3e" xlink:to="loc_us-gaap_OtherLiabilitiesCurrent_019d9cbf-bcc1-7f3e-9e28-cea6a7df0c38" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_019d9cbf-bcc1-7836-996a-b4ac5614ae2f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquity_019d9cbf-bcc1-7254-8ee9-31765cfc2522" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StockholdersEquity"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_019d9cbf-bcc1-7836-996a-b4ac5614ae2f" xlink:to="loc_us-gaap_StockholdersEquity_019d9cbf-bcc1-7254-8ee9-31765cfc2522" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MinorityInterest_019d9cbf-bcc1-70a8-9d6e-348a250b7efb" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_MinorityInterest"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_019d9cbf-bcc1-7836-996a-b4ac5614ae2f" xlink:to="loc_us-gaap_MinorityInterest_019d9cbf-bcc1-70a8-9d6e-348a250b7efb" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsCurrent_019d9cbf-bcc1-7171-87b8-2124424a39a1" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AssetsCurrent"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_019d9cbf-bcc1-7fed-a152-5ba973fd046c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_AssetsCurrent_019d9cbf-bcc1-7171-87b8-2124424a39a1" xlink:to="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_019d9cbf-bcc1-7fed-a152-5ba973fd046c" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Investments_019d9cbf-bcc1-740f-9e99-d99ea8aa85e6" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_Investments"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_AssetsCurrent_019d9cbf-bcc1-7171-87b8-2124424a39a1" xlink:to="loc_us-gaap_Investments_019d9cbf-bcc1-740f-9e99-d99ea8aa85e6" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccountsReceivableNetCurrent_019d9cbf-bcc1-7dec-8929-8109535485e3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AccountsReceivableNetCurrent"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_AssetsCurrent_019d9cbf-bcc1-7171-87b8-2124424a39a1" xlink:to="loc_us-gaap_AccountsReceivableNetCurrent_019d9cbf-bcc1-7dec-8929-8109535485e3" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ma_SettlementDueFromCustomers_019d9cbf-bcc1-7e2a-855d-132930bb1b7d" xlink:href="ma-20260331.xsd#ma_SettlementDueFromCustomers"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_AssetsCurrent_019d9cbf-bcc1-7171-87b8-2124424a39a1" xlink:to="loc_ma_SettlementDueFromCustomers_019d9cbf-bcc1-7e2a-855d-132930bb1b7d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DepositsAssetsCurrent_019d9cbf-bcc1-7a16-a2d6-9dd95609b614" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DepositsAssetsCurrent"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_AssetsCurrent_019d9cbf-bcc1-7171-87b8-2124424a39a1" xlink:to="loc_us-gaap_DepositsAssetsCurrent_019d9cbf-bcc1-7a16-a2d6-9dd95609b614" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PrepaidExpenseAndOtherAssetsCurrent_019d9cbf-bcc1-7d1c-a2e7-6157d3ed304a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PrepaidExpenseAndOtherAssetsCurrent"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_AssetsCurrent_019d9cbf-bcc1-7171-87b8-2124424a39a1" xlink:to="loc_us-gaap_PrepaidExpenseAndOtherAssetsCurrent_019d9cbf-bcc1-7d1c-a2e7-6157d3ed304a" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RestrictedCashAndCashEquivalentsAtCarryingValue_019d9cbf-bcc1-73a6-bdad-70c5a43dac2d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RestrictedCashAndCashEquivalentsAtCarryingValue"/>
    <link:calculationArc order="7" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_AssetsCurrent_019d9cbf-bcc1-7171-87b8-2124424a39a1" xlink:to="loc_us-gaap_RestrictedCashAndCashEquivalentsAtCarryingValue_019d9cbf-bcc1-73a6-bdad-70c5a43dac2d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquity_019d9cbf-bcc1-79ad-aae3-641482fd4fdc" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StockholdersEquity"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdditionalPaidInCapital_019d9cbf-bcc1-70cd-b545-2861061f2599" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AdditionalPaidInCapital"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_StockholdersEquity_019d9cbf-bcc1-79ad-aae3-641482fd4fdc" xlink:to="loc_us-gaap_AdditionalPaidInCapital_019d9cbf-bcc1-70cd-b545-2861061f2599" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TreasuryStockValue_019d9cbf-bcc1-783a-ae36-2652d5d9ca35" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TreasuryStockValue"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_StockholdersEquity_019d9cbf-bcc1-79ad-aae3-641482fd4fdc" xlink:to="loc_us-gaap_TreasuryStockValue_019d9cbf-bcc1-783a-ae36-2652d5d9ca35" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RetainedEarningsAccumulatedDeficit_019d9cbf-bcc1-7862-871e-69f8f82d968f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RetainedEarningsAccumulatedDeficit"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_StockholdersEquity_019d9cbf-bcc1-79ad-aae3-641482fd4fdc" xlink:to="loc_us-gaap_RetainedEarningsAccumulatedDeficit_019d9cbf-bcc1-7862-871e-69f8f82d968f" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_019d9cbf-bcc1-79cc-a427-f4afb8d62a16" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_StockholdersEquity_019d9cbf-bcc1-79ad-aae3-641482fd4fdc" xlink:to="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_019d9cbf-bcc1-79cc-a427-f4afb8d62a16" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockValue_019d9cbf-bcc1-7abd-8e2f-e093be280b31" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommonStockValue"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_StockholdersEquity_019d9cbf-bcc1-79ad-aae3-641482fd4fdc" xlink:to="loc_us-gaap_CommonStockValue_019d9cbf-bcc1-7abd-8e2f-e093be280b31" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Assets_019d9cbf-bcc1-7661-bcc5-863dd29cc630" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_Assets"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsCurrent_019d9cbf-bcc1-73d5-bff0-00cb74b3d979" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AssetsCurrent"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_019d9cbf-bcc1-7661-bcc5-863dd29cc630" xlink:to="loc_us-gaap_AssetsCurrent_019d9cbf-bcc1-73d5-bff0-00cb74b3d979" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentNet_019d9cbf-bcc1-7c7b-8183-74d24d5e115e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PropertyPlantAndEquipmentNet"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_019d9cbf-bcc1-7661-bcc5-863dd29cc630" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentNet_019d9cbf-bcc1-7c7b-8183-74d24d5e115e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredIncomeTaxAssetsNet_019d9cbf-bcc1-7280-9cc0-de199644b4bb" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DeferredIncomeTaxAssetsNet"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_019d9cbf-bcc1-7661-bcc5-863dd29cc630" xlink:to="loc_us-gaap_DeferredIncomeTaxAssetsNet_019d9cbf-bcc1-7280-9cc0-de199644b4bb" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Goodwill_019d9cbf-bcc1-74cf-bbdc-42536f63dc18" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_Goodwill"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_019d9cbf-bcc1-7661-bcc5-863dd29cc630" xlink:to="loc_us-gaap_Goodwill_019d9cbf-bcc1-74cf-bbdc-42536f63dc18" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IntangibleAssetsNetExcludingGoodwill_019d9cbf-bcc1-78bc-9269-cd8816bb03db" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IntangibleAssetsNetExcludingGoodwill"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_019d9cbf-bcc1-7661-bcc5-863dd29cc630" xlink:to="loc_us-gaap_IntangibleAssetsNetExcludingGoodwill_019d9cbf-bcc1-78bc-9269-cd8816bb03db" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherAssetsNoncurrent_019d9cbf-bcc1-72d5-aa1d-8eac8b129494" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherAssetsNoncurrent"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_019d9cbf-bcc1-7661-bcc5-863dd29cc630" xlink:to="loc_us-gaap_OtherAssetsNoncurrent_019d9cbf-bcc1-72d5-aa1d-8eac8b129494" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Liabilities_019d9cbf-bcc1-7eb2-882c-d202dfcd49bd" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_Liabilities"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesCurrent_019d9cbf-bcc1-77a4-9e74-608e4a4706cd" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LiabilitiesCurrent"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities_019d9cbf-bcc1-7eb2-882c-d202dfcd49bd" xlink:to="loc_us-gaap_LiabilitiesCurrent_019d9cbf-bcc1-77a4-9e74-608e4a4706cd" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongTermDebtNoncurrent_019d9cbf-bcc1-78b8-9d8d-defa1c8d7a8b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LongTermDebtNoncurrent"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities_019d9cbf-bcc1-7eb2-882c-d202dfcd49bd" xlink:to="loc_us-gaap_LongTermDebtNoncurrent_019d9cbf-bcc1-78b8-9d8d-defa1c8d7a8b" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredIncomeTaxLiabilitiesNet_019d9cbf-bcc1-72db-997b-8f9c4ed352c1" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DeferredIncomeTaxLiabilitiesNet"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities_019d9cbf-bcc1-7eb2-882c-d202dfcd49bd" xlink:to="loc_us-gaap_DeferredIncomeTaxLiabilitiesNet_019d9cbf-bcc1-72db-997b-8f9c4ed352c1" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherLiabilitiesNoncurrent_019d9cbf-bcc1-7824-a6b0-937cd6b19602" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherLiabilitiesNoncurrent"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities_019d9cbf-bcc1-7eb2-882c-d202dfcd49bd" xlink:to="loc_us-gaap_OtherLiabilitiesNoncurrent_019d9cbf-bcc1-7824-a6b0-937cd6b19602" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesAndStockholdersEquity_019d9cbf-bcc1-7209-8cb6-5001d02a18c4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LiabilitiesAndStockholdersEquity"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Liabilities_019d9cbf-bcc1-79b3-b357-0f3cc9ee2395" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_Liabilities"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquity_019d9cbf-bcc1-7209-8cb6-5001d02a18c4" xlink:to="loc_us-gaap_Liabilities_019d9cbf-bcc1-79b3-b357-0f3cc9ee2395" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_019d9cbf-bcc1-7d9a-8b61-e314ad3ecb40" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquity_019d9cbf-bcc1-7209-8cb6-5001d02a18c4" xlink:to="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_019d9cbf-bcc1-7d9a-8b61-e314ad3ecb40" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommitmentsAndContingencies_019d9cbf-bcc1-7e28-8aa9-a690dc5977bd" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommitmentsAndContingencies"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquity_019d9cbf-bcc1-7209-8cb6-5001d02a18c4" xlink:to="loc_us-gaap_CommitmentsAndContingencies_019d9cbf-bcc1-7e28-8aa9-a690dc5977bd" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.mastercard.us/role/ConsolidatedStatementsofCashFlows" xlink:type="simple" xlink:href="ma-20260331.xsd#ConsolidatedStatementsofCashFlows"/>
  <link:calculationLink xlink:role="http://www.mastercard.us/role/ConsolidatedStatementsofCashFlows" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_019d9cbf-bd7c-757b-bf5b-7fbcc667f1cb" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_019d9cbf-bd7c-75f2-ab65-5efacd1fa89b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_019d9cbf-bd7c-757b-bf5b-7fbcc667f1cb" xlink:to="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_019d9cbf-bd7c-75f2-ab65-5efacd1fa89b" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_019d9cbf-bd7c-73b2-baa3-be3e644ef37e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_019d9cbf-bd7c-757b-bf5b-7fbcc667f1cb" xlink:to="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_019d9cbf-bd7c-73b2-baa3-be3e644ef37e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EffectOfExchangeRateOnCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_019d9cbf-bd7c-721b-a382-35c8912141a3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EffectOfExchangeRateOnCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_019d9cbf-bd7c-757b-bf5b-7fbcc667f1cb" xlink:to="loc_us-gaap_EffectOfExchangeRateOnCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_019d9cbf-bd7c-721b-a382-35c8912141a3" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_019d9cbf-bd7c-7159-bd8a-5c82e43791fb" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_019d9cbf-bd7c-757b-bf5b-7fbcc667f1cb" xlink:to="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_019d9cbf-bd7c-7159-bd8a-5c82e43791fb" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_019d9cbf-bd7c-7c89-a92a-32c4f347406a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_019d9cbf-bd7c-75b7-8cd2-4efc80d8897b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_019d9cbf-bd7c-7c89-a92a-32c4f347406a" xlink:to="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_019d9cbf-bd7c-75b7-8cd2-4efc80d8897b" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities_019d9cbf-bd7c-75e1-9761-46c9c17ecb08" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_019d9cbf-bd7c-7c89-a92a-32c4f347406a" xlink:to="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities_019d9cbf-bd7c-75e1-9761-46c9c17ecb08" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt_019d9cbf-bd7c-7548-a73e-35047a50a83d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_019d9cbf-bd7c-7c89-a92a-32c4f347406a" xlink:to="loc_us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt_019d9cbf-bd7c-7548-a73e-35047a50a83d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsForProceedsFromHeldtomaturitySecuritiesShortterm_019d9cbf-bd7c-7e5d-abb8-7b75c0994ee5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PaymentsForProceedsFromHeldtomaturitySecuritiesShortterm"/>
    <link:calculationArc order="4" weight="-1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_019d9cbf-bd7c-7c89-a92a-32c4f347406a" xlink:to="loc_us-gaap_PaymentsForProceedsFromHeldtomaturitySecuritiesShortterm_019d9cbf-bd7c-7e5d-abb8-7b75c0994ee5" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_019d9cbf-bd7c-70c4-9235-bc69f5d318a1" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment"/>
    <link:calculationArc order="5" weight="-1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_019d9cbf-bd7c-7c89-a92a-32c4f347406a" xlink:to="loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_019d9cbf-bd7c-70c4-9235-bc69f5d318a1" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_019d9cbf-bd7c-7a08-811a-a20d25e46be5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt"/>
    <link:calculationArc order="6" weight="-1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_019d9cbf-bd7c-7c89-a92a-32c4f347406a" xlink:to="loc_us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_019d9cbf-bd7c-7a08-811a-a20d25e46be5" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsForProceedsFromOtherInvestingActivities_019d9cbf-bd7c-7c35-bfaa-dc6b260e4355" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PaymentsForProceedsFromOtherInvestingActivities"/>
    <link:calculationArc order="7" weight="-1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_019d9cbf-bd7c-7c89-a92a-32c4f347406a" xlink:to="loc_us-gaap_PaymentsForProceedsFromOtherInvestingActivities_019d9cbf-bd7c-7c35-bfaa-dc6b260e4355" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToAcquireSoftware_019d9cbf-bd7c-7e79-9889-4a6b00df5ec3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PaymentsToAcquireSoftware"/>
    <link:calculationArc order="8" weight="-1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_019d9cbf-bd7c-7c89-a92a-32c4f347406a" xlink:to="loc_us-gaap_PaymentsToAcquireSoftware_019d9cbf-bd7c-7e79-9889-4a6b00df5ec3" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_019d9cbf-bd7c-786c-b120-d87c5474a1c5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsForRepurchaseOfCommonStock_019d9cbf-bd7c-71d9-9019-57f65579f29f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PaymentsForRepurchaseOfCommonStock"/>
    <link:calculationArc order="1" weight="-1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_019d9cbf-bd7c-786c-b120-d87c5474a1c5" xlink:to="loc_us-gaap_PaymentsForRepurchaseOfCommonStock_019d9cbf-bd7c-71d9-9019-57f65579f29f" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsOfDividends_019d9cbf-bd7c-77ef-875a-e6fcc4c33b5f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PaymentsOfDividends"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_019d9cbf-bd7c-786c-b120-d87c5474a1c5" xlink:to="loc_us-gaap_PaymentsOfDividends_019d9cbf-bd7c-77ef-875a-e6fcc4c33b5f" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromIssuanceOfDebt_019d9cbf-bd7c-7bf5-87b1-69686a435ddd" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProceedsFromIssuanceOfDebt"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_019d9cbf-bd7c-786c-b120-d87c5474a1c5" xlink:to="loc_us-gaap_ProceedsFromIssuanceOfDebt_019d9cbf-bd7c-7bf5-87b1-69686a435ddd" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RepaymentsOfDebt_019d9cbf-bd7c-76ad-b9d9-e82b27315fdc" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RepaymentsOfDebt"/>
    <link:calculationArc order="4" weight="-1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_019d9cbf-bd7c-786c-b120-d87c5474a1c5" xlink:to="loc_us-gaap_RepaymentsOfDebt_019d9cbf-bd7c-76ad-b9d9-e82b27315fdc" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation_019d9cbf-bd7c-7ea6-bd9f-75c192a19aff" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation"/>
    <link:calculationArc order="5" weight="-1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_019d9cbf-bd7c-786c-b120-d87c5474a1c5" xlink:to="loc_us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation_019d9cbf-bd7c-7ea6-bd9f-75c192a19aff" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromStockOptionsExercised_019d9cbf-bd7c-76ae-84d2-de710810afb6" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProceedsFromStockOptionsExercised"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_019d9cbf-bd7c-786c-b120-d87c5474a1c5" xlink:to="loc_us-gaap_ProceedsFromStockOptionsExercised_019d9cbf-bd7c-76ae-84d2-de710810afb6" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_019d9cbf-bd7c-7ad8-b09c-c1e01bd975c8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProfitLoss_019d9cbf-bd7c-7b61-b471-eafb3df60dda" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProfitLoss"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_019d9cbf-bd7c-7ad8-b09c-c1e01bd975c8" xlink:to="loc_us-gaap_ProfitLoss_019d9cbf-bd7c-7b61-b471-eafb3df60dda" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ma_AmortizationofCustomerandMerchantIncentives_019d9cbf-bd7c-7e4b-8cd2-3c4e1857d282" xlink:href="ma-20260331.xsd#ma_AmortizationofCustomerandMerchantIncentives"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_019d9cbf-bd7c-7ad8-b09c-c1e01bd975c8" xlink:to="loc_ma_AmortizationofCustomerandMerchantIncentives_019d9cbf-bd7c-7e4b-8cd2-3c4e1857d282" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DepreciationAmortizationAndAccretionNet_019d9cbf-bd7c-7f19-83a2-c872906b666a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DepreciationAmortizationAndAccretionNet"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_019d9cbf-bd7c-7ad8-b09c-c1e01bd975c8" xlink:to="loc_us-gaap_DepreciationAmortizationAndAccretionNet_019d9cbf-bd7c-7f19-83a2-c872906b666a" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquitySecuritiesFvNiRealizedGainLoss_019d9cbf-bd7c-7e39-a979-8d8e8589cd34" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EquitySecuritiesFvNiRealizedGainLoss"/>
    <link:calculationArc order="4" weight="-1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_019d9cbf-bd7c-7ad8-b09c-c1e01bd975c8" xlink:to="loc_us-gaap_EquitySecuritiesFvNiRealizedGainLoss_019d9cbf-bd7c-7e39-a979-8d8e8589cd34" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensation_019d9cbf-bd7c-71f3-816a-88b2463ce269" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ShareBasedCompensation"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_019d9cbf-bd7c-7ad8-b09c-c1e01bd975c8" xlink:to="loc_us-gaap_ShareBasedCompensation_019d9cbf-bd7c-71f3-816a-88b2463ce269" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredIncomeTaxExpenseBenefit_019d9cbf-bd7c-7b80-a792-20035a6f026c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DeferredIncomeTaxExpenseBenefit"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_019d9cbf-bd7c-7ad8-b09c-c1e01bd975c8" xlink:to="loc_us-gaap_DeferredIncomeTaxExpenseBenefit_019d9cbf-bd7c-7b80-a792-20035a6f026c" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherNoncashIncomeExpense_019d9cbf-bd7c-722b-9847-13c929e0a5d5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherNoncashIncomeExpense"/>
    <link:calculationArc order="7" weight="-1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_019d9cbf-bd7c-7ad8-b09c-c1e01bd975c8" xlink:to="loc_us-gaap_OtherNoncashIncomeExpense_019d9cbf-bd7c-722b-9847-13c929e0a5d5" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInAccountsReceivable_019d9cbf-bd7c-7b27-8992-55d448175085" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncreaseDecreaseInAccountsReceivable"/>
    <link:calculationArc order="8" weight="-1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_019d9cbf-bd7c-7ad8-b09c-c1e01bd975c8" xlink:to="loc_us-gaap_IncreaseDecreaseInAccountsReceivable_019d9cbf-bd7c-7b27-8992-55d448175085" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ma_IncreaseDecreaseSettlementDueFromCustomers_019d9cbf-bd7c-7da8-ac86-5c80a7e69e3e" xlink:href="ma-20260331.xsd#ma_IncreaseDecreaseSettlementDueFromCustomers"/>
    <link:calculationArc order="9" weight="-1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_019d9cbf-bd7c-7ad8-b09c-c1e01bd975c8" xlink:to="loc_ma_IncreaseDecreaseSettlementDueFromCustomers_019d9cbf-bd7c-7da8-ac86-5c80a7e69e3e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInPrepaidExpense_019d9cbf-bd7c-77a7-b58b-d19a4db0472f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncreaseDecreaseInPrepaidExpense"/>
    <link:calculationArc order="10" weight="-1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_019d9cbf-bd7c-7ad8-b09c-c1e01bd975c8" xlink:to="loc_us-gaap_IncreaseDecreaseInPrepaidExpense_019d9cbf-bd7c-77a7-b58b-d19a4db0472f" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ma_IncreaseDecreaseInAccruedLitigation_019d9cbf-bd7c-7d4c-a39f-adb2c01bf7c9" xlink:href="ma-20260331.xsd#ma_IncreaseDecreaseInAccruedLitigation"/>
    <link:calculationArc order="11" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_019d9cbf-bd7c-7ad8-b09c-c1e01bd975c8" xlink:to="loc_ma_IncreaseDecreaseInAccruedLitigation_019d9cbf-bd7c-7d4c-a39f-adb2c01bf7c9" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInContractWithCustomerLiability_019d9cbf-bd7c-711f-8272-df805b0d6e5f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncreaseDecreaseInContractWithCustomerLiability"/>
    <link:calculationArc order="12" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_019d9cbf-bd7c-7ad8-b09c-c1e01bd975c8" xlink:to="loc_us-gaap_IncreaseDecreaseInContractWithCustomerLiability_019d9cbf-bd7c-711f-8272-df805b0d6e5f" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInAccountsPayable_019d9cbf-bd7c-73f6-88e8-65a5f9dce72d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncreaseDecreaseInAccountsPayable"/>
    <link:calculationArc order="13" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_019d9cbf-bd7c-7ad8-b09c-c1e01bd975c8" xlink:to="loc_us-gaap_IncreaseDecreaseInAccountsPayable_019d9cbf-bd7c-73f6-88e8-65a5f9dce72d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ma_IncreaseDecreaseSettlementDueToCustomers_019d9cbf-bd7c-7fc8-9be3-61319a8ddebe" xlink:href="ma-20260331.xsd#ma_IncreaseDecreaseSettlementDueToCustomers"/>
    <link:calculationArc order="14" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_019d9cbf-bd7c-7ad8-b09c-c1e01bd975c8" xlink:to="loc_ma_IncreaseDecreaseSettlementDueToCustomers_019d9cbf-bd7c-7fc8-9be3-61319a8ddebe" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInAccruedLiabilities_019d9cbf-bd7c-7f2f-babf-9558626c875a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncreaseDecreaseInAccruedLiabilities"/>
    <link:calculationArc order="15" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_019d9cbf-bd7c-7ad8-b09c-c1e01bd975c8" xlink:to="loc_us-gaap_IncreaseDecreaseInAccruedLiabilities_019d9cbf-bd7c-7f2f-babf-9558626c875a" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingCapitalNet_019d9cbf-bd7c-75c5-a90f-3d0f1f656e13" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncreaseDecreaseInOtherOperatingCapitalNet"/>
    <link:calculationArc order="16" weight="-1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_019d9cbf-bd7c-7ad8-b09c-c1e01bd975c8" xlink:to="loc_us-gaap_IncreaseDecreaseInOtherOperatingCapitalNet_019d9cbf-bd7c-75c5-a90f-3d0f1f656e13" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.mastercard.us/role/EarningsPerShareScheduleofBasicandDilutedEarningsPerShareDetails" xlink:type="simple" xlink:href="ma-20260331.xsd#EarningsPerShareScheduleofBasicandDilutedEarningsPerShareDetails"/>
  <link:calculationLink xlink:role="http://www.mastercard.us/role/EarningsPerShareScheduleofBasicandDilutedEarningsPerShareDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_019d9cbf-bd7c-7728-9e71-8f0aa5d55642" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_019d9cbf-bd7c-77fd-86ed-9c048d9152b7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingBasic"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_019d9cbf-bd7c-7728-9e71-8f0aa5d55642" xlink:to="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_019d9cbf-bd7c-77fd-86ed-9c048d9152b7" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment_019d9cbf-bd7c-73c8-ad20-71170e3463e9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_019d9cbf-bd7c-7728-9e71-8f0aa5d55642" xlink:to="loc_us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustment_019d9cbf-bd7c-73c8-ad20-71170e3463e9" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.mastercard.us/role/InvestmentsInvestmentsDetails" xlink:type="simple" xlink:href="ma-20260331.xsd#InvestmentsInvestmentsDetails"/>
  <link:calculationLink xlink:role="http://www.mastercard.us/role/InvestmentsInvestmentsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Investments_019d9cbf-bd7c-74a8-843a-b3ae7f79a8f4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_Investments"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_019d9cbf-bd7c-7eda-a39d-7aef2507f475" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecurities"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_Investments_019d9cbf-bd7c-74a8-843a-b3ae7f79a8f4" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_019d9cbf-bd7c-7eda-a39d-7aef2507f475" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecurities_019d9cbf-bd7c-763e-b786-ead978bffe35" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_HeldToMaturitySecurities"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_Investments_019d9cbf-bd7c-74a8-843a-b3ae7f79a8f4" xlink:to="loc_us-gaap_HeldToMaturitySecurities_019d9cbf-bd7c-763e-b786-ead978bffe35" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.mastercard.us/role/InvestmentsMaturityDistributionBasedonContractualTermsofInvestmentSecuritiesDetails" xlink:type="simple" xlink:href="ma-20260331.xsd#InvestmentsMaturityDistributionBasedonContractualTermsofInvestmentSecuritiesDetails"/>
  <link:calculationLink xlink:role="http://www.mastercard.us/role/InvestmentsMaturityDistributionBasedonContractualTermsofInvestmentSecuritiesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_019d9cbf-bd7c-7f80-9c7a-5bc4d91ab731" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost_019d9cbf-bd7c-7462-a29b-c996e6fbed27" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_019d9cbf-bd7c-7f80-9c7a-5bc4d91ab731" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost_019d9cbf-bd7c-7462-a29b-c996e6fbed27" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_019d9cbf-bd7c-7606-b362-47400bf9c75c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_019d9cbf-bd7c-7f80-9c7a-5bc4d91ab731" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost_019d9cbf-bd7c-7606-b362-47400bf9c75c" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_019d9cbf-bd7c-7db5-981a-1bdbd18dcb2b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecurities"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_019d9cbf-bd7c-74d7-9c78-7ae315790a10" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_019d9cbf-bd7c-7db5-981a-1bdbd18dcb2b" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue_019d9cbf-bd7c-74d7-9c78-7ae315790a10" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_019d9cbf-bd7c-7ddc-882c-bb25053f608f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_019d9cbf-bd7c-7db5-981a-1bdbd18dcb2b" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue_019d9cbf-bd7c-7ddc-882c-bb25053f608f" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.mastercard.us/role/InvestmentsEquitySecuritieswithoutReadilyDeterminableFairValueDetails" xlink:type="simple" xlink:href="ma-20260331.xsd#InvestmentsEquitySecuritieswithoutReadilyDeterminableFairValueDetails"/>
  <link:calculationLink xlink:role="http://www.mastercard.us/role/InvestmentsEquitySecuritieswithoutReadilyDeterminableFairValueDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquitySecuritiesWithoutReadilyDeterminableFairValueAmount_019d9cbf-bd7c-72a3-bd61-6a9f94dfe87b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EquitySecuritiesWithoutReadilyDeterminableFairValueAmount"/>
    <link:loc xlink:type="locator" xlink:label="loc_ma_AlternativeInvestmentCarryingValue_019d9cbf-bd7c-7acf-825f-5cda4789f64b" xlink:href="ma-20260331.xsd#ma_AlternativeInvestmentCarryingValue"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_EquitySecuritiesWithoutReadilyDeterminableFairValueAmount_019d9cbf-bd7c-72a3-bd61-6a9f94dfe87b" xlink:to="loc_ma_AlternativeInvestmentCarryingValue_019d9cbf-bd7c-7acf-825f-5cda4789f64b" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ma_AlternativeInvestmentEquityMethodInvestment_019d9cbf-bd7c-77b6-9e8d-35feb7063158" xlink:href="ma-20260331.xsd#ma_AlternativeInvestmentEquityMethodInvestment"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_EquitySecuritiesWithoutReadilyDeterminableFairValueAmount_019d9cbf-bd7c-72a3-bd61-6a9f94dfe87b" xlink:to="loc_ma_AlternativeInvestmentEquityMethodInvestment_019d9cbf-bd7c-77b6-9e8d-35feb7063158" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.mastercard.us/role/InvestmentsCarryingValueofMeasurementAlternativeInvestmentsDetails" xlink:type="simple" xlink:href="ma-20260331.xsd#InvestmentsCarryingValueofMeasurementAlternativeInvestmentsDetails"/>
  <link:calculationLink xlink:role="http://www.mastercard.us/role/InvestmentsCarryingValueofMeasurementAlternativeInvestmentsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_ma_AlternativeInvestmentCarryingValue_019d9cbf-bd7c-7633-98ae-4e0987f7bf83" xlink:href="ma-20260331.xsd#ma_AlternativeInvestmentCarryingValue"/>
    <link:loc xlink:type="locator" xlink:label="loc_ma_AlternativeInvestmentInitialCostBasis_019d9cbf-bd7c-7cc3-9099-927e5a8ac4c4" xlink:href="ma-20260331.xsd#ma_AlternativeInvestmentInitialCostBasis"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_ma_AlternativeInvestmentCarryingValue_019d9cbf-bd7c-7633-98ae-4e0987f7bf83" xlink:to="loc_ma_AlternativeInvestmentInitialCostBasis_019d9cbf-bd7c-7cc3-9099-927e5a8ac4c4" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ma_AlternativeInvestmentDownwardPriceAdjustmentIncludingImpairmentCumulativeAmount_019d9cbf-bd7c-772a-a892-7b8a84cae8e3" xlink:href="ma-20260331.xsd#ma_AlternativeInvestmentDownwardPriceAdjustmentIncludingImpairmentCumulativeAmount"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_ma_AlternativeInvestmentCarryingValue_019d9cbf-bd7c-7633-98ae-4e0987f7bf83" xlink:to="loc_ma_AlternativeInvestmentDownwardPriceAdjustmentIncludingImpairmentCumulativeAmount_019d9cbf-bd7c-772a-a892-7b8a84cae8e3" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ma_AlternativeInvestmentUpwardPriceAdjustmentCumulativeAmount_019d9cbf-bd7c-7786-8661-06cecb2dd9bb" xlink:href="ma-20260331.xsd#ma_AlternativeInvestmentUpwardPriceAdjustmentCumulativeAmount"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_ma_AlternativeInvestmentCarryingValue_019d9cbf-bd7c-7633-98ae-4e0987f7bf83" xlink:to="loc_ma_AlternativeInvestmentUpwardPriceAdjustmentCumulativeAmount_019d9cbf-bd7c-7786-8661-06cecb2dd9bb" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.mastercard.us/role/PrepaidExpensesandOtherAssetsScheduleofPrepaidExpensesDetails" xlink:type="simple" xlink:href="ma-20260331.xsd#PrepaidExpensesandOtherAssetsScheduleofPrepaidExpensesDetails"/>
  <link:calculationLink xlink:role="http://www.mastercard.us/role/PrepaidExpensesandOtherAssetsScheduleofPrepaidExpensesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PrepaidExpenseAndOtherAssetsCurrent_019d9cbf-bd7c-7985-a56f-66d74422b5c1" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PrepaidExpenseAndOtherAssetsCurrent"/>
    <link:loc xlink:type="locator" xlink:label="loc_ma_CustomerandMerchantIncentivesCurrent_019d9cbf-bd7c-72ec-a55c-b204831c69ee" xlink:href="ma-20260331.xsd#ma_CustomerandMerchantIncentivesCurrent"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_PrepaidExpenseAndOtherAssetsCurrent_019d9cbf-bd7c-7985-a56f-66d74422b5c1" xlink:to="loc_ma_CustomerandMerchantIncentivesCurrent_019d9cbf-bd7c-72ec-a55c-b204831c69ee" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherAssetsCurrent_019d9cbf-bd7c-7fbd-9b3b-10e0b92e605a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherAssetsCurrent"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_PrepaidExpenseAndOtherAssetsCurrent_019d9cbf-bd7c-7985-a56f-66d74422b5c1" xlink:to="loc_us-gaap_OtherAssetsCurrent_019d9cbf-bd7c-7fbd-9b3b-10e0b92e605a" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.mastercard.us/role/PrepaidExpensesandOtherAssetsScheduleofOtherAssetsDetails" xlink:type="simple" xlink:href="ma-20260331.xsd#PrepaidExpensesandOtherAssetsScheduleofOtherAssetsDetails"/>
  <link:calculationLink xlink:role="http://www.mastercard.us/role/PrepaidExpensesandOtherAssetsScheduleofOtherAssetsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherAssetsNoncurrent_019d9cbf-bd7c-7b62-8115-18d217202099" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherAssetsNoncurrent"/>
    <link:loc xlink:type="locator" xlink:label="loc_ma_CustomerandMerchantIncentivesNoncurrent_019d9cbf-bd7c-7597-9bcc-463478eedd92" xlink:href="ma-20260331.xsd#ma_CustomerandMerchantIncentivesNoncurrent"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_OtherAssetsNoncurrent_019d9cbf-bd7c-7b62-8115-18d217202099" xlink:to="loc_ma_CustomerandMerchantIncentivesNoncurrent_019d9cbf-bd7c-7597-9bcc-463478eedd92" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures_019d9cbf-bd7c-716b-8b9f-a4300358350f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_OtherAssetsNoncurrent_019d9cbf-bd7c-7b62-8115-18d217202099" xlink:to="loc_us-gaap_InvestmentsInAffiliatesSubsidiariesAssociatesAndJointVentures_019d9cbf-bd7c-716b-8b9f-a4300358350f" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxReceivable_019d9cbf-bd7c-7ed2-b3bf-18f98c2e76e5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncomeTaxReceivable"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_OtherAssetsNoncurrent_019d9cbf-bd7c-7b62-8115-18d217202099" xlink:to="loc_us-gaap_IncomeTaxReceivable_019d9cbf-bd7c-7ed2-b3bf-18f98c2e76e5" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherAssetsMiscellaneous_019d9cbf-bd7c-7273-8288-643521262691" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherAssetsMiscellaneous"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_OtherAssetsNoncurrent_019d9cbf-bd7c-7b62-8115-18d217202099" xlink:to="loc_us-gaap_OtherAssetsMiscellaneous_019d9cbf-bd7c-7273-8288-643521262691" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.mastercard.us/role/AccruedExpensesAccruedExpensesDetails" xlink:type="simple" xlink:href="ma-20260331.xsd#AccruedExpensesAccruedExpensesDetails"/>
  <link:calculationLink xlink:role="http://www.mastercard.us/role/AccruedExpensesAccruedExpensesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccruedLiabilitiesCurrent_019d9cbf-bd7c-78d0-921a-42a00e3f1389" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AccruedLiabilitiesCurrent"/>
    <link:loc xlink:type="locator" xlink:label="loc_ma_AccruedCustomerPrograms_019d9cbf-bd7c-7b94-aa76-8ab8784edfdd" xlink:href="ma-20260331.xsd#ma_AccruedCustomerPrograms"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_AccruedLiabilitiesCurrent_019d9cbf-bd7c-78d0-921a-42a00e3f1389" xlink:to="loc_ma_AccruedCustomerPrograms_019d9cbf-bd7c-7b94-aa76-8ab8784edfdd" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EmployeeRelatedLiabilitiesCurrent_019d9cbf-bd7c-7371-a55c-04f9b6519f1a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EmployeeRelatedLiabilitiesCurrent"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_AccruedLiabilitiesCurrent_019d9cbf-bd7c-78d0-921a-42a00e3f1389" xlink:to="loc_us-gaap_EmployeeRelatedLiabilitiesCurrent_019d9cbf-bd7c-7371-a55c-04f9b6519f1a" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TaxesPayableCurrent_019d9cbf-bd7c-7689-b4fe-290ead326a7f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TaxesPayableCurrent"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_AccruedLiabilitiesCurrent_019d9cbf-bd7c-78d0-921a-42a00e3f1389" xlink:to="loc_us-gaap_TaxesPayableCurrent_019d9cbf-bd7c-7689-b4fe-290ead326a7f" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherAccruedLiabilitiesCurrent_019d9cbf-bd7c-73f6-b11f-4a85411acfc2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherAccruedLiabilitiesCurrent"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_AccruedLiabilitiesCurrent_019d9cbf-bd7c-78d0-921a-42a00e3f1389" xlink:to="loc_us-gaap_OtherAccruedLiabilitiesCurrent_019d9cbf-bd7c-73f6-b11f-4a85411acfc2" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.mastercard.us/role/DebtScheduleofLongtermDebtDetails" xlink:type="simple" xlink:href="ma-20260331.xsd#DebtScheduleofLongtermDebtDetails"/>
  <link:calculationLink xlink:role="http://www.mastercard.us/role/DebtScheduleofLongtermDebtDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtLongtermAndShorttermCombinedAmount_019d9cbf-bd7c-7d1b-b38b-912ff438a8b6" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtLongtermAndShorttermCombinedAmount"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongTermDebtCurrent_019d9cbf-bd7c-7b2e-9804-748328cb4aba" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LongTermDebtCurrent"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_DebtLongtermAndShorttermCombinedAmount_019d9cbf-bd7c-7d1b-b38b-912ff438a8b6" xlink:to="loc_us-gaap_LongTermDebtCurrent_019d9cbf-bd7c-7b2e-9804-748328cb4aba" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongTermDebtNoncurrent_019d9cbf-bd7c-7d0b-9a4f-4ef6e4590e15" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LongTermDebtNoncurrent"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_DebtLongtermAndShorttermCombinedAmount_019d9cbf-bd7c-7d1b-b38b-912ff438a8b6" xlink:to="loc_us-gaap_LongTermDebtNoncurrent_019d9cbf-bd7c-7d0b-9a4f-4ef6e4590e15" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.mastercard.us/role/DebtScheduleofLongtermDebtDetails_1" xlink:type="simple" xlink:href="ma-20260331.xsd#DebtScheduleofLongtermDebtDetails_1"/>
  <link:calculationLink xlink:role="http://www.mastercard.us/role/DebtScheduleofLongtermDebtDetails_1" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtLongtermAndShorttermCombinedAmount_019d9cbf-bd7c-7071-b2ba-0e293e97ddd8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtLongtermAndShorttermCombinedAmount"/>
    <link:loc xlink:type="locator" xlink:label="loc_ma_CumulativeHedgeAccountingFairValueAdjustment_019d9cbf-bd7c-7632-b9a5-1648db60e281" xlink:href="ma-20260331.xsd#ma_CumulativeHedgeAccountingFairValueAdjustment"/>
    <link:calculationArc order="1" weight="-1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_DebtLongtermAndShorttermCombinedAmount_019d9cbf-bd7c-7071-b2ba-0e293e97ddd8" xlink:to="loc_ma_CumulativeHedgeAccountingFairValueAdjustment_019d9cbf-bd7c-7632-b9a5-1648db60e281" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentCarryingAmount_019d9cbf-bd7c-76b2-8a8b-2e7a13567bf4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentCarryingAmount"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_DebtLongtermAndShorttermCombinedAmount_019d9cbf-bd7c-7071-b2ba-0e293e97ddd8" xlink:to="loc_us-gaap_DebtInstrumentCarryingAmount_019d9cbf-bd7c-76b2-8a8b-2e7a13567bf4" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet_019d9cbf-bd7c-7dab-9831-e0ee83df4fe0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet"/>
    <link:calculationArc order="3" weight="-1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_us-gaap_DebtLongtermAndShorttermCombinedAmount_019d9cbf-bd7c-7071-b2ba-0e293e97ddd8" xlink:to="loc_us-gaap_DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet_019d9cbf-bd7c-7dab-9831-e0ee83df4fe0" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://www.mastercard.us/role/SettlementandOtherRiskManagementEstimatedSettlementExposureDetails" xlink:type="simple" xlink:href="ma-20260331.xsd#SettlementandOtherRiskManagementEstimatedSettlementExposureDetails"/>
  <link:calculationLink xlink:role="http://www.mastercard.us/role/SettlementandOtherRiskManagementEstimatedSettlementExposureDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_ma_NetUncollateralizedSettlementExposure_019d9cbf-bd7c-7a37-951d-20468b8b0b08" xlink:href="ma-20260331.xsd#ma_NetUncollateralizedSettlementExposure"/>
    <link:loc xlink:type="locator" xlink:label="loc_ma_GrossSettlementExposure_019d9cbf-bd7c-7921-b1dc-08d1fffdb442" xlink:href="ma-20260331.xsd#ma_GrossSettlementExposure"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_ma_NetUncollateralizedSettlementExposure_019d9cbf-bd7c-7a37-951d-20468b8b0b08" xlink:to="loc_ma_GrossSettlementExposure_019d9cbf-bd7c-7921-b1dc-08d1fffdb442" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_ma_CollateralHeldForSettlementExposure_019d9cbf-bd7c-7ce1-ada4-6af93b86cfc5" xlink:href="ma-20260331.xsd#ma_CollateralHeldForSettlementExposure"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="https://xbrl.org/2023/arcrole/summation-item" xlink:from="loc_ma_NetUncollateralizedSettlementExposure_019d9cbf-bd7c-7a37-951d-20468b8b0b08" xlink:to="loc_ma_CollateralHeldForSettlementExposure_019d9cbf-bd7c-7ce1-ada4-6af93b86cfc5" xlink:type="arc"/>
  </link:calculationLink>
</link:linkbase>
