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    <titleOfClass>COM</titleOfClass>
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    <nameOfIssuer>AT&amp;T Corp New</nameOfIssuer>
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    <nameOfIssuer>Abbott Laboratories</nameOfIssuer>
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    <cusip>002824100</cusip>
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    <nameOfIssuer>Accenture PLC-Cl A</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>G1151c101</cusip>
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    <nameOfIssuer>Agilent Technologies Inc</nameOfIssuer>
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    <nameOfIssuer>Air Products &amp; Chemicals Inc</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>009158106</cusip>
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    <nameOfIssuer>Alphabet Inc - Class A</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
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    <nameOfIssuer>Alphabet Inc - Class C</nameOfIssuer>
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    <titleOfClass>COM</titleOfClass>
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    <nameOfIssuer>American Express Company</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>025816109</cusip>
    <value>332</value>
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    <nameOfIssuer>Amgen Inc</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>031162100</cusip>
    <value>620</value>
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    <nameOfIssuer>Analog Devices</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>032654105</cusip>
    <value>2405</value>
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    <nameOfIssuer>Anthem Inc</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>036752103</cusip>
    <value>948</value>
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    <nameOfIssuer>Apple Computer</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>037833100</cusip>
    <value>2406</value>
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    <nameOfIssuer>Aqua America Inc</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>03836w103</cusip>
    <value>503</value>
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    <nameOfIssuer>Arrow Electronics Inc</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>042735100</cusip>
    <value>242</value>
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    <nameOfIssuer>Automatic Data Processing</nameOfIssuer>
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    <value>666</value>
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    <cusip>064058100</cusip>
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    <nameOfIssuer>Berkshire Hathaway Inc - Class</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>084670702</cusip>
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    <nameOfIssuer>Berkshire Hathaway Inc-CL A</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>084670108</cusip>
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    <nameOfIssuer>Boeing Company</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>097023105</cusip>
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    <nameOfIssuer>Booking Holdings Inc</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>09857L108</cusip>
    <value>716</value>
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    <nameOfIssuer>Bristol-Myers Squibb Co</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>110122108</cusip>
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    <nameOfIssuer>CVS Health Corporation</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
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    <titleOfClass>COM</titleOfClass>
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    <titleOfClass>COM</titleOfClass>
    <cusip>143658300</cusip>
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    <nameOfIssuer>Cisco Systems Inc</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
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    <nameOfIssuer>Citizens Financial Group</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
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    <value>9010</value>
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    <titleOfClass>COM</titleOfClass>
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    <nameOfIssuer>Comcast Corp-Class A</nameOfIssuer>
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    <nameOfIssuer>Constellation Brands Inc-A</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>21036p108</cusip>
    <value>2061</value>
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    <nameOfIssuer>Consumer Discretionary Select</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>81369y407</cusip>
    <value>1331</value>
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    <nameOfIssuer>Consumer Staples Select Sector</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>81369y308</cusip>
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    <nameOfIssuer>Corteva Inc</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>22052L104</cusip>
    <value>1507</value>
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    <nameOfIssuer>Crown Castle International Cor</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>22822v101</cusip>
    <value>1136</value>
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    <nameOfIssuer>DXC Technology Company</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>23355L106</cusip>
    <value>1151</value>
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      <sshPrnamt>39022</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>39022</Sole>
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      <None>0</None>
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    <nameOfIssuer>Danaher Corp</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>235851102</cusip>
    <value>11155</value>
    <shrsOrPrnAmt>
      <sshPrnamt>77235</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>77235</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Dassault Systemes S-Spon ADR</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>237545108</cusip>
    <value>1126</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7902</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>7902</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Disney (Walt) Co</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>254687106</cusip>
    <value>1744</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13385</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>13385</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Dominion Energy Inc</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>25746U109</cusip>
    <value>14245</value>
    <shrsOrPrnAmt>
      <sshPrnamt>175781</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>175781</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Dow US</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>260557103</cusip>
    <value>5562</value>
    <shrsOrPrnAmt>
      <sshPrnamt>116730</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>116730</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>DuPont de Nemours Inc</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>26614N102</cusip>
    <value>2809</value>
    <shrsOrPrnAmt>
      <sshPrnamt>39391</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>39391</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Eaton Corp</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>G29183103</cusip>
    <value>1061</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12765</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>12765</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Ecolab Inc</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>278865100</cusip>
    <value>2311</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11669</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>11669</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Electronic Arts Inc</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>285512109</cusip>
    <value>6648</value>
    <shrsOrPrnAmt>
      <sshPrnamt>67965</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>67965</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Emerson Electric Co</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>291011104</cusip>
    <value>461</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6894</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>6894</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Energy Select Sector SPDR</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>81369y506</cusip>
    <value>483</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8163</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>8163</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Enterprise Products Partners L</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>293792107</cusip>
    <value>889</value>
    <shrsOrPrnAmt>
      <sshPrnamt>31100</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>31100</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Evergy Inc</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>30034W106</cusip>
    <value>13692</value>
    <shrsOrPrnAmt>
      <sshPrnamt>205705</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>205705</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Exxon Mobil Corporation</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>30231G102</cusip>
    <value>12629</value>
    <shrsOrPrnAmt>
      <sshPrnamt>178849</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>178849</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Financial Select Sector SPDR</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>81369y605</cusip>
    <value>868</value>
    <shrsOrPrnAmt>
      <sshPrnamt>31004</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>31004</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>General Dynamics Corp</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>369550108</cusip>
    <value>491</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2685</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2685</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>General Electric Co</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>369604103</cusip>
    <value>615</value>
    <shrsOrPrnAmt>
      <sshPrnamt>68838</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>68838</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Genuine Parts Co</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>372460105</cusip>
    <value>6399</value>
    <shrsOrPrnAmt>
      <sshPrnamt>64251</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>64251</Sole>
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      <None>0</None>
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    <nameOfIssuer>Goldman Sachs Group Inc</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>38141G104</cusip>
    <value>260</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1256</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1256</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>HP Inc</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>40434L105</cusip>
    <value>8264</value>
    <shrsOrPrnAmt>
      <sshPrnamt>436790</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>436790</Sole>
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      <None>0</None>
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    <nameOfIssuer>Health Care Select Sector SPDR</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>81369Y209</cusip>
    <value>1645</value>
    <shrsOrPrnAmt>
      <sshPrnamt>18250</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>18250</Sole>
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      <None>0</None>
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    <nameOfIssuer>Hershey Foods Corp</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>427866108</cusip>
    <value>3279</value>
    <shrsOrPrnAmt>
      <sshPrnamt>21155</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>21155</Sole>
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      <None>0</None>
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    <nameOfIssuer>Hewlett Packard Enterprise Co</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>42824C109</cusip>
    <value>6714</value>
    <shrsOrPrnAmt>
      <sshPrnamt>442606</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>442606</Sole>
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      <None>0</None>
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    <nameOfIssuer>Home Depot Inc</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>437076102</cusip>
    <value>16033</value>
    <shrsOrPrnAmt>
      <sshPrnamt>69102</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>69102</Sole>
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      <None>0</None>
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    <nameOfIssuer>Honeywell International</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>438516106</cusip>
    <value>309</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1828</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1828</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>IShare Russell 1000 Growth</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>464287614</cusip>
    <value>209</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1308</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1308</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>IShares Core Dividend Growth</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>46434V621</cusip>
    <value>393</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10040</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>10040</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>IShares Core EAFE ETF</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>46432F842</cusip>
    <value>579</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9489</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>9489</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>IShares Core High Dividend ETF</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>46429B663</cusip>
    <value>399</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4235</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>4235</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>IShares Core MSCI Emerging Mar</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>46434G103</cusip>
    <value>587</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11974</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>11974</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>IShares Core MSCI Europe ETF</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>46434V738</cusip>
    <value>274</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>6000</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
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    <nameOfIssuer>IShares Core S&amp;P Total US Stoc</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>464287150</cusip>
    <value>423</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6300</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>6300</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
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    <nameOfIssuer>IShares Core S&amp;P US Value</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>464287663</cusip>
    <value>435</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7525</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>7525</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>IShares DJ Select Dividend</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>464287168</cusip>
    <value>252</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2475</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2475</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>IShares MSCI EAFE Index Fund</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>464287465</cusip>
    <value>554</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8494</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>8494</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>IShares Russell 2000 ETF</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>464287655</cusip>
    <value>1123</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7419</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>7419</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>IShares S&amp;P 500 Index Fund</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>464287200</cusip>
    <value>466</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1560</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1560</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>IShares S&amp;P Midcap 400</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>464287507</cusip>
    <value>1462</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7565</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>7565</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>IShares S&amp;P Small Cap 600</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>464287804</cusip>
    <value>866</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11126</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>11126</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>IShares Trust S&amp;P 500/Barra Gr</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>464287309</cusip>
    <value>645</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3581</sshPrnamt>
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    <value>1144</value>
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    <nameOfIssuer>Invesco QQQ Trust Series 1</nameOfIssuer>
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    <nameOfIssuer>Invesco S&amp;P 500 Equal Wt Tech</nameOfIssuer>
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    <nameOfIssuer>Lilly Eli &amp; Co</nameOfIssuer>
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    <value>710</value>
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    <nameOfIssuer>Linde PLC</nameOfIssuer>
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    <cusip>55261F104</cusip>
    <value>280</value>
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    <nameOfIssuer>Martin Marietta Materials</nameOfIssuer>
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    <nameOfIssuer>MasterCard Inc - Class A</nameOfIssuer>
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    <nameOfIssuer>McCormick &amp; Co Non Voting Shar</nameOfIssuer>
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    <cusip>579780206</cusip>
    <value>270</value>
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    <nameOfIssuer>Midcap SPDR Trust Series 1</nameOfIssuer>
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    <nameOfIssuer>NextEra Energy Inc</nameOfIssuer>
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    <cusip>65339F101</cusip>
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    <nameOfIssuer>Nutrien Ltd</nameOfIssuer>
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    <nameOfIssuer>Pepsico Inc</nameOfIssuer>
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    <nameOfIssuer>Philip Morris International</nameOfIssuer>
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    <value>250</value>
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    <nameOfIssuer>Phillips 66</nameOfIssuer>
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    <nameOfIssuer>Procter &amp; Gamble Co</nameOfIssuer>
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    <cusip>755111507</cusip>
    <value>13344</value>
    <shrsOrPrnAmt>
      <sshPrnamt>68016</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>68016</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Robo Global Robotics &amp; Automat</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>301505707</cusip>
    <value>219</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5700</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>5700</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Ross Stores Inc</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>778296103</cusip>
    <value>1240</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11290</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>11290</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Royal Bank of Canada</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>780087102</cusip>
    <value>203</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2500</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2500</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Royal Caribbean Cruises Ltd</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>V7780T103</cusip>
    <value>487</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4500</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>4500</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR S&amp;P 500 ETF Trust Series</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>78462F103</cusip>
    <value>5176</value>
    <shrsOrPrnAmt>
      <sshPrnamt>17442</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>17442</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Schlumberger Ltd</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>806857108</cusip>
    <value>1273</value>
    <shrsOrPrnAmt>
      <sshPrnamt>37241</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>37241</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Schwab US Dividend ETF</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>808524797</cusip>
    <value>2156</value>
    <shrsOrPrnAmt>
      <sshPrnamt>39350</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>39350</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Schwab US Large Cap ETF</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>808524201</cusip>
    <value>871</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12277</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>12277</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Schwab US Large Cap Value ETF</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>808524409</cusip>
    <value>1379</value>
    <shrsOrPrnAmt>
      <sshPrnamt>24300</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>24300</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Stanley Black &amp; Decker</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>854502101</cusip>
    <value>4911</value>
    <shrsOrPrnAmt>
      <sshPrnamt>34010</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>34010</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Starbucks Corporation</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>855244109</cusip>
    <value>964</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10905</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>10905</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Stryker Corp</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>863667101</cusip>
    <value>335</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1550</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1550</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SunTrust Banks Inc</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>867914103</cusip>
    <value>7028</value>
    <shrsOrPrnAmt>
      <sshPrnamt>102150</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>102150</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>TJX Companies Inc</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>872540109</cusip>
    <value>5203</value>
    <shrsOrPrnAmt>
      <sshPrnamt>93347</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>93347</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Technology Select Sect SPDR</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>81369y803</cusip>
    <value>264</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3278</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>3278</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Texas Instruments Inc</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>882508104</cusip>
    <value>1598</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12367</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>12367</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>The Blackstone Group PLC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>09260D107</cusip>
    <value>642</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13150</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>13150</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>The Chemours Company</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>163851108</cusip>
    <value>426</value>
    <shrsOrPrnAmt>
      <sshPrnamt>28500</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>28500</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Thermo Fisher Scientific Inc</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>883556102</cusip>
    <value>1036</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3555</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>3555</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Total SA-Spon ADR</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>89151E109</cusip>
    <value>7531</value>
    <shrsOrPrnAmt>
      <sshPrnamt>144825</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>144825</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Travelers Cos Inc</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>89417E109</cusip>
    <value>249</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1675</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1675</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Union Pacific Corp</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>907818108</cusip>
    <value>3800</value>
    <shrsOrPrnAmt>
      <sshPrnamt>23462</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>23462</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>United Technologies Corp</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>913017109</cusip>
    <value>392</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2875</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2875</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Unitedhealth Group</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>91324P102</cusip>
    <value>7213</value>
    <shrsOrPrnAmt>
      <sshPrnamt>33190</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>33190</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Valero Energy Corp</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>91913Y100</cusip>
    <value>562</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6592</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>6592</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Vanguard Communication Service</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>92204A884</cusip>
    <value>397</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4584</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>4584</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Vanguard Growth ETF</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>922908736</cusip>
    <value>304</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1828</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1828</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Vanguard High Dvd Yld ETF</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>921946406</cusip>
    <value>6466</value>
    <shrsOrPrnAmt>
      <sshPrnamt>72870</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>72870</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Vanguard Info Tech ETF</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>92204A702</cusip>
    <value>6779</value>
    <shrsOrPrnAmt>
      <sshPrnamt>31451</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>31451</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Vanguard Large-Cap ETF</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>922908637</cusip>
    <value>3413</value>
    <shrsOrPrnAmt>
      <sshPrnamt>25036</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>25036</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Vanguard MSCI EAFE ETF</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>921943858</cusip>
    <value>706</value>
    <shrsOrPrnAmt>
      <sshPrnamt>17180</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>17180</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Vanguard Mid-Cap ETF</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>922908629</cusip>
    <value>1716</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10239</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>10239</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Vanguard Small-Cap ETF</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>922908751</cusip>
    <value>849</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5520</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>5520</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Vanguard U S Total Stock Mkt</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>922908769</cusip>
    <value>781</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5173</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>5173</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Vanguard Utilities ETF</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>92204A876</cusip>
    <value>1856</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12917</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>12917</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Vanguard Value ETF</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>922908744</cusip>
    <value>313</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2804</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2804</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Verizon Communications</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>92343V104</cusip>
    <value>11261</value>
    <shrsOrPrnAmt>
      <sshPrnamt>186566</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>186566</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Visa Inc - Class A Shares</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>92826C839</cusip>
    <value>482</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2801</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2801</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Wal-Mart Stores Inc</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>931142103</cusip>
    <value>476</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4010</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>4010</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Wells Fargo Company</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>949746101</cusip>
    <value>514</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10197</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
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