The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   5,712,150 61,014 SH   SOLE   0 0 61,014
ABBOTT LABS COM 002824100   2,683,427 27,707 SH   SOLE   0 0 27,707
ABBVIE INC COM 00287Y109   13,039,069 87,475 SH   SOLE   0 0 87,475
ADOBE INC COM 00724F101   1,590,379 3,119 SH   SOLE   0 0 3,119
ADVANCED MICRO DEVICES INC COM 007903107   1,784,030 17,351 SH   SOLE   0 0 17,351
AIR PRODS & CHEMS INC COM 009158106   763,197 2,693 SH   SOLE   0 0 2,693
ALBEMARLE CORP COM 012653101   533,416 3,137 SH   SOLE   0 0 3,137
ALLY FINL INC COM 02005N100   1,975,494 74,044 SH   SOLE   0 0 74,044
ALPHABET INC CAP STK CL A 02079K305   9,036,538 69,055 SH   SOLE   0 0 69,055
ALPHABET INC CAP STK CL C 02079K107   491,801 3,730 SH   SOLE   0 0 3,730
ALTRIA GROUP INC COM 02209S103   8,288,232 197,100 SH   SOLE   0 0 197,100
AMAZON COM INC COM 023135106   5,679,625 44,679 SH   SOLE   0 0 44,679
AMERICAN EXPRESS CO COM 025816109   218,116 1,462 SH   SOLE   0 0 1,462
APPLE INC COM 037833100   27,273,602 159,299 SH   SOLE   0 0 159,299
APTIV PLC SHS G6095L109   340,728 3,456 SH   SOLE   0 0 3,456
ASML HOLDING N V N Y REGISTRY SHS N07059210   349,665 594 SH   SOLE   0 0 594
AT&T INC COM 00206R102   7,091,515 472,138 SH   SOLE   0 0 472,138
AUTOMATIC DATA PROCESSING IN COM 053015103   264,638 1,100 SH   SOLE   0 0 1,100
BANK AMERICA CORP COM 060505104   3,918,387 143,111 SH   SOLE   0 0 143,111
BANK NEW YORK MELLON CORP COM 064058100   505,147 11,844 SH   SOLE   0 0 11,844
BATH & BODY WORKS INC COM 070830104   300,651 8,895 SH   SOLE   0 0 8,895
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   505,483 1,443 SH   SOLE   0 0 1,443
BEST BUY INC COM 086516101   808,770 11,642 SH   SOLE   0 0 11,642
BLACKROCK INC COM 09247X101   532,708 824 SH   SOLE   0 0 824
BLACKSTONE INC COM 09260D107   230,244 2,149 SH   SOLE   0 0 2,149
BOEING CO COM 097023105   1,116,536 5,825 SH   SOLE   0 0 5,825
BOSTON SCIENTIFIC CORP COM 101137107   793,584 15,030 SH   SOLE   0 0 15,030
BRISTOL-MYERS SQUIBB CO COM 110122108   8,255,378 142,236 SH   SOLE   0 0 142,236
BROADCOM INC COM 11135F101   7,041,546 8,478 SH   SOLE   0 0 8,478
CAPITAL ONE FINL CORP COM 14040H105   406,543 4,189 SH   SOLE   0 0 4,189
CARDINAL HEALTH INC COM 14149Y108   3,622,565 41,725 SH   SOLE   0 0 41,725
CARMAX INC COM 143130102   339,009 4,793 SH   SOLE   0 0 4,793
CATERPILLAR INC COM 149123101   442,533 1,621 SH   SOLE   0 0 1,621
CBOE GLOBAL MKTS INC COM 12503M108   824,008 5,275 SH   SOLE   0 0 5,275
CHEVRON CORP NEW COM 166764100   11,514,610 68,287 SH   SOLE   0 0 68,287
CHUBB LIMITED COM H1467J104   237,534 1,141 SH   SOLE   0 0 1,141
CISCO SYS INC COM 17275R102   9,150,743 170,215 SH   SOLE   0 0 170,215
CITIGROUP INC COM NEW 172967424   282,522 6,869 SH   SOLE   0 0 6,869
COCA COLA CO COM 191216100   561,088 10,023 SH   SOLE   0 0 10,023
COMERICA INC COM 200340107   4,270,326 102,776 SH   SOLE   0 0 102,776
CONAGRA BRANDS INC COM 205887102   4,093,184 149,277 SH   SOLE   0 0 149,277
CONOCOPHILLIPS COM 20825C104   998,294 8,333 SH   SOLE   0 0 8,333
CONSTELLATION BRANDS INC CL A 21036P108   393,332 1,565 SH   SOLE   0 0 1,565
COPART INC COM 217204106   244,105 5,665 SH   SOLE   0 0 5,665
COSTCO WHSL CORP NEW COM 22160K105   1,283,590 2,272 SH   SOLE   0 0 2,272
COTERRA ENERGY INC COM 127097103   10,192,136 376,789 SH   SOLE   0 0 376,789
CROWN CASTLE INC COM 22822V101   3,575,192 38,848 SH   SOLE   0 0 38,848
CUBESMART COM 229663109   5,528,105 144,978 SH   SOLE   0 0 144,978
CUMMINS INC COM 231021106   1,104,833 4,836 SH   SOLE   0 0 4,836
CVS HEALTH CORP COM 126650100   8,117,329 116,261 SH   SOLE   0 0 116,261
DANAHER CORPORATION COM 235851102   423,507 1,707 SH   SOLE   0 0 1,707
DEERE & CO COM 244199105   216,994 575 SH   SOLE   0 0 575
DIAMONDBACK ENERGY INC COM 25278X109   415,853 2,685 SH   SOLE   0 0 2,685
DOMINION ENERGY INC COM 25746U109   4,761,804 106,600 SH   SOLE   0 0 106,600
DOW INC COM 260557103   7,639,788 148,173 SH   SOLE   0 0 148,173
DOXIMITY INC CL A 26622P107   1,056,587 49,792 SH   SOLE   0 0 49,792
DUKE ENERGY CORP NEW COM NEW 26441C204   251,806 2,853 SH   SOLE   0 0 2,853
DUPONT DE NEMOURS INC COM 26614N102   728,894 9,772 SH   SOLE   0 0 9,772
EDWARDS LIFESCIENCES CORP COM 28176E108   629,409 9,085 SH   SOLE   0 0 9,085
ELI LILLY & CO COM 532457108   2,526,467 4,704 SH   SOLE   0 0 4,704
EMERSON ELEC CO COM 291011104   640,742 6,635 SH   SOLE   0 0 6,635
EOG RES INC COM 26875P101   354,421 2,796 SH   SOLE   0 0 2,796
EQUIFAX INC COM 294429105   683,445 3,731 SH   SOLE   0 0 3,731
EXXON MOBIL CORP COM 30231G102   12,252,158 104,203 SH   SOLE   0 0 104,203
FEDEX CORP COM 31428X106   308,367 1,164 SH   SOLE   0 0 1,164
FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303   4,341,291 105,116 SH   SOLE   0 0 105,116
FIRST AMERN FINL CORP COM 31847R102   1,231,144 21,794 SH   SOLE   0 0 21,794
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108   2,758,243 172,714 SH   SOLE   0 0 172,714
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408   1,924,816 32,393 SH   SOLE   0 0 32,393
FORD MTR CO DEL COM 345370860   269,067 21,664 SH   SOLE   0 0 21,664
FREEPORT-MCMORAN INC CL B 35671D857   391,210 10,491 SH   SOLE   0 0 10,491
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107   209,292 3,076 SH   SOLE   0 0 3,076
GENERAL ELECTRIC CO COM NEW 369604301   279,029 2,524 SH   SOLE   0 0 2,524
GENERAL MTRS CO COM 37045V100   645,751 19,586 SH   SOLE   0 0 19,586
GENUINE PARTS CO COM 372460105   278,798 1,931 SH   SOLE   0 0 1,931
GLOBAL PMTS INC COM 37940X102   362,671 3,143 SH   SOLE   0 0 3,143
GOLDMAN SACHS GROUP INC COM 38141G104   782,393 2,418 SH   SOLE   0 0 2,418
HESS CORP COM 42809H107   2,686,680 17,560 SH   SOLE   0 0 17,560
HOME DEPOT INC COM 437076102   2,542,375 8,414 SH   SOLE   0 0 8,414
HONEYWELL INTL INC COM 438516106   849,250 4,597 SH   SOLE   0 0 4,597
INTEL CORP COM 458140100   3,825,841 107,619 SH   SOLE   0 0 107,619
INTERNATIONAL BUSINESS MACHS COM 459200101   384,563 2,741 SH   SOLE   0 0 2,741
INTUITIVE SURGICAL INC COM NEW 46120E602   1,400,654 4,792 SH   SOLE   0 0 4,792
INVESCO EXCH TRADED FD TR II VAR RATE PFD 46138G870   2,591,315 115,839 SH   SOLE   0 0 115,839
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   1,227,274 61,028 SH   SOLE   0 0 61,028
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783   419,327 22,382 SH   SOLE   0 0 22,382
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841   2,386,827 115,473 SH   SOLE   0 0 115,473
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866   258,837 12,192 SH   SOLE   0 0 12,192
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791   1,123,493 59,807 SH   SOLE   0 0 59,807
INVESCO QQQ TR UNIT SER 1 46090E103   438,165 1,223 SH   SOLE   0 0 1,223
ISHARES TR RUS 1000 GRW ETF 464287614   3,709,958 13,948 SH   SOLE   0 0 13,948
ISHARES TR S&P 500 GRWT ETF 464287309   36,985,398 540,564 SH   SOLE   0 0 540,564
ISHARES TR CORE S&P TTL STK 464287150   492,897 5,233 SH   SOLE   0 0 5,233
ISHARES TR S&P MC 400GR ETF 464287606   20,685,000 286,337 SH   SOLE   0 0 286,337
ISHARES TR CORE S&P SCP ETF 464287804   1,945,076 20,619 SH   SOLE   0 0 20,619
ISHARES TR CORE S&P MCP ETF 464287507   1,952,089 7,828 SH   SOLE   0 0 7,828
ISHARES TR COHEN STEER REIT 464287564   838,475 16,716 SH   SOLE   0 0 16,716
ISHARES TR RUS 1000 VAL ETF 464287598   2,624,585 17,287 SH   SOLE   0 0 17,287
ISHARES TR 0-5YR HI YL CP 46434V407   1,562,095 38,072 SH   SOLE   0 0 38,072
ISHARES TR S&P MC 400VL ETF 464287705   21,759,516 215,590 SH   SOLE   0 0 215,590
ISHARES TR CORE HIGH DV ETF 46429B663   231,502 2,341 SH   SOLE   0 0 2,341
ISHARES TR S&P 500 VAL ETF 464287408   35,510,880 230,830 SH   SOLE   0 0 230,830
ISHARES TR 20 YR TR BD ETF 464287432   268,110 3,023 SH   SOLE   0 0 3,023
ISHARES TR CORE S&P500 ETF 464287200   5,332,708 12,418 SH   SOLE   0 0 12,418
ISHARES TR RUS 2000 GRW ETF 464287648   2,636,901 11,764 SH   SOLE   0 0 11,764
ISHARES TR SHORT TREAS BD 464288679   6,012,109 54,423 SH   SOLE   0 0 54,423
ISHARES TR EAFE GRWTH ETF 464288885   920,390 10,665 SH   SOLE   0 0 10,665
ISHARES TR GLOBAL ENERG ETF 464287341   855,485 20,734 SH   SOLE   0 0 20,734
ISHARES TR CRE U S REIT ETF 464288521   793,191 16,812 SH   SOLE   0 0 16,812
ISHARES TR 1 3 YR TREAS BD 464287457   219,429 2,710 SH   SOLE   0 0 2,710
ISHARES TR RUS MID CAP ETF 464287499   209,689 3,028 SH   SOLE   0 0 3,028
ISHARES TR EAFE VALUE ETF 464288877   684,238 13,984 SH   SOLE   0 0 13,984
ISHARES TR RUSSELL 2000 ETF 464287655   3,004,806 17,001 SH   SOLE   0 0 17,001
ISHARES TR SP SMCP600VL ETF 464287879   5,133,774 57,540 SH   SOLE   0 0 57,540
ISHARES TR ISHS 1-5YR INVS 464288646   673,852 13,523 SH   SOLE   0 0 13,523
ISHARES TR RUS MDCP VAL ETF 464287473   236,852 2,270 SH   SOLE   0 0 2,270
ISHARES TR S&P SML 600 GWT 464287887   4,951,556 45,145 SH   SOLE   0 0 45,145
ISHARES TR MSCI EAFE ETF 464287465   3,669,228 53,239 SH   SOLE   0 0 53,239
JANUS HENDERSON GROUP PLC ORD SHS G4474Y214   515,264 19,956 SH   SOLE   0 0 19,956
JOHNSON & JOHNSON COM 478160104   9,585,156 61,542 SH   SOLE   0 0 61,542
JPMORGAN CHASE & CO COM 46625H100   7,672,578 52,907 SH   SOLE   0 0 52,907
KEYCORP COM 493267108   2,165,847 201,287 SH   SOLE   0 0 201,287
KIMBERLY-CLARK CORP COM 494368103   293,062 2,425 SH   SOLE   0 0 2,425
KLA CORP COM NEW 482480100   751,286 1,638 SH   SOLE   0 0 1,638
LENNAR CORP CL A 526057104   427,597 3,810 SH   SOLE   0 0 3,810
LOCKHEED MARTIN CORP COM 539830109   7,152,662 17,490 SH   SOLE   0 0 17,490
LOWES COS INC COM 548661107   4,810,154 23,144 SH   SOLE   0 0 23,144
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100   1,358,661 14,347 SH   SOLE   0 0 14,347
MCDONALDS CORP COM 580135101   7,191,912 27,300 SH   SOLE   0 0 27,300
MERCK & CO INC COM 58933Y105   8,362,358 81,225 SH   SOLE   0 0 81,225
META PLATFORMS INC CL A 30303M102   2,435,304 8,112 SH   SOLE   0 0 8,112
MICRON TECHNOLOGY INC COM 595112103   714,384 10,501 SH   SOLE   0 0 10,501
MICROSOFT CORP COM 594918104   24,165,272 76,533 SH   SOLE   0 0 76,533
MONDELEZ INTL INC CL A 609207105   997,348 14,371 SH   SOLE   0 0 14,371
MORGAN STANLEY COM NEW 617446448   4,386,736 53,713 SH   SOLE   0 0 53,713
NETFLIX INC COM 64110L106   765,773 2,028 SH   SOLE   0 0 2,028
NEWMONT CORP COM 651639106   224,028 6,063 SH   SOLE   0 0 6,063
NORTHROP GRUMMAN CORP COM 666807102   271,378 617 SH   SOLE   0 0 617
NOVO-NORDISK A S ADR 670100205   254,632 2,800 SH   SOLE   0 0 2,800
NVIDIA CORPORATION COM 67066G104   3,483,400 8,008 SH   SOLE   0 0 8,008
ORACLE CORP COM 68389X105   1,626,402 15,355 SH   SOLE   0 0 15,355
PACKAGING CORP AMER COM 695156109   1,584,636 10,320 SH   SOLE   0 0 10,320
PALO ALTO NETWORKS INC COM 697435105   1,859,813 7,933 SH   SOLE   0 0 7,933
PEPSICO INC COM 713448108   1,343,196 7,927 SH   SOLE   0 0 7,927
PFIZER INC COM 717081103   5,452,642 164,385 SH   SOLE   0 0 164,385
PHILIP MORRIS INTL INC COM 718172109   7,353,854 79,431 SH   SOLE   0 0 79,431
PIMCO ETF TR 25YR+ ZERO U S 72201R882   249,464 3,430 SH   SOLE   0 0 3,430
PINTEREST INC CL A 72352L106   397,233 14,696 SH   SOLE   0 0 14,696
PRICE T ROWE GROUP INC COM 74144T108   503,901 4,805 SH   SOLE   0 0 4,805
PRINCIPAL FINANCIAL GROUP IN COM 74251V102   238,408 3,308 SH   SOLE   0 0 3,308
PROCTER AND GAMBLE CO COM 742718109   4,732,282 32,444 SH   SOLE   0 0 32,444
PUBLIC STORAGE COM 74460D109   2,074,957 7,874 SH   SOLE   0 0 7,874
PURE STORAGE INC CL A 74624M102   1,579,926 44,355 SH   SOLE   0 0 44,355
QUALCOMM INC COM 747525103   4,748,002 42,752 SH   SOLE   0 0 42,752
RBB FD INC US TREAS 3 MNTH 74933W452   1,612,805 32,211 SH   SOLE   0 0 32,211
REGENERON PHARMACEUTICALS COM 75886F107   1,427,013 1,734 SH   SOLE   0 0 1,734
SALESFORCE INC COM 79466L302   826,329 4,075 SH   SOLE   0 0 4,075
SCHLUMBERGER LTD COM STK 806857108   760,757 13,049 SH   SOLE   0 0 13,049
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   363,814 7,190 SH   SOLE   0 0 7,190
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   2,164,657 16,814 SH   SOLE   0 0 16,814
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   2,238,137 13,653 SH   SOLE   0 0 13,653
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   275,140 4,196 SH   SOLE   0 0 4,196
SELECT SECTOR SPDR TR INDL 81369Y704   342,868 3,382 SH   SOLE   0 0 3,382
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   531,052 16,010 SH   SOLE   0 0 16,010
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   700,089 11,880 SH   SOLE   0 0 11,880
SELECT SECTOR SPDR TR ENERGY 81369Y506   1,246,027 13,785 SH   SOLE   0 0 13,785
SHERWIN WILLIAMS CO COM 824348106   765,150 3,000 SH   SOLE   0 0 3,000
SOUTHERN CO COM 842587107   1,389,345 21,467 SH   SOLE   0 0 21,467
SPDR GOLD TR GOLD SHS 78463V107   9,094,189 53,043 SH   SOLE   0 0 53,043
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,327,920 5,446 SH   SOLE   0 0 5,446
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   1,651,211 3,616 SH   SOLE   0 0 3,616
SPDR SER TR PRTFLO S&P500 GW 78464A409   4,036,455 68,091 SH   SOLE   0 0 68,091
SPDR SER TR ICE PFD SEC ETF 78464A292   219,731 6,769 SH   SOLE   0 0 6,769
SPDR SER TR PRTFLO S&P500 VL 78464A508   8,730,370 211,594 SH   SOLE   0 0 211,594
SPDR SER TR S&P DIVID ETF 78464A763   5,797,156 50,406 SH   SOLE   0 0 50,406
SPDR SER TR PORTFOLIO INTRMD 78464A375   291,322 9,263 SH   SOLE   0 0 9,263
SPDR SER TR NUVEEN BLMBRG SH 78468R739   1,378,209 29,812 SH   SOLE   0 0 29,812
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   628,203 6,842 SH   SOLE   0 0 6,842
STAG INDL INC COM 85254J102   1,451,457 42,059 SH   SOLE   0 0 42,059
STARBUCKS CORP COM 855244109   598,823 6,561 SH   SOLE   0 0 6,561
STARWOOD PPTY TR INC COM 85571B105   473,031 24,446 SH   SOLE   0 0 24,446
STEEL DYNAMICS INC COM 858119100   1,120,986 10,455 SH   SOLE   0 0 10,455
STRYKER CORPORATION COM 863667101   614,858 2,250 SH   SOLE   0 0 2,250
SYSCO CORP COM 871829107   858,650 13,000 SH   SOLE   0 0 13,000
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   293,722 3,380 SH   SOLE   0 0 3,380
TARGET CORP COM 87612E106   1,893,180 17,122 SH   SOLE   0 0 17,122
TESLA INC COM 88160R101   330,791 1,322 SH   SOLE   0 0 1,322
TEXAS INSTRS INC COM 882508104   3,636,718 22,871 SH   SOLE   0 0 22,871
THERMO FISHER SCIENTIFIC INC COM 883556102   1,321,119 2,610 SH   SOLE   0 0 2,610
TOLL BROTHERS INC COM 889478103   239,631 3,240 SH   SOLE   0 0 3,240
TRUIST FINL CORP COM 89832Q109   5,790,865 202,407 SH   SOLE   0 0 202,407
TYSON FOODS INC CL A 902494103   2,003,898 39,689 SH   SOLE   0 0 39,689
UNION PAC CORP COM 907818108   2,653,011 13,029 SH   SOLE   0 0 13,029
UNITED AIRLS HLDGS INC COM 910047109   236,034 5,580 SH   SOLE   0 0 5,580
UNITEDHEALTH GROUP INC COM 91324P102   11,106,532 22,028 SH   SOLE   0 0 22,028
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201   1,022,724 23,191 SH   SOLE   0 0 23,191
VANECK ETF TRUST PREFERRED SECURT 92189F429   2,238,029 133,137 SH   SOLE   0 0 133,137
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   268,755 3,075 SH   SOLE   0 0 3,075
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885   1,428,219 16,896 SH   SOLE   0 0 16,896
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   10,979,215 27,958 SH   SOLE   0 0 27,958
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   543,993 2,793 SH   SOLE   0 0 2,793
VANGUARD INDEX FDS TOTAL STK MKT 922908769   395,933 1,864 SH   SOLE   0 0 1,864
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   592,725 4,526 SH   SOLE   0 0 4,526
VANGUARD INDEX FDS SM CP VAL ETF 922908611   553,750 3,472 SH   SOLE   0 0 3,472
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,470,755 19,439 SH   SOLE   0 0 19,439
VANGUARD INDEX FDS SML CP GRW ETF 922908595   355,325 1,659 SH   SOLE   0 0 1,659
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   6,456,817 164,673 SH   SOLE   0 0 164,673
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   338,240 7,032 SH   SOLE   0 0 7,032
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   25,607,844 337,034 SH   SOLE   0 0 337,034
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   25,964,175 345,498 SH   SOLE   0 0 345,498
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   7,105,516 162,301 SH   SOLE   0 0 162,301
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   30,386,616 531,699 SH   SOLE   0 0 531,699
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   40,795,011 708,247 SH   SOLE   0 0 708,247
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   5,442,222 124,479 SH   SOLE   0 0 124,479
VANGUARD WORLD FDS INF TECH ETF 92204A702   318,647 768 SH   SOLE   0 0 768
VEEVA SYS INC CL A COM 922475108   385,335 1,894 SH   SOLE   0 0 1,894
VERIZON COMMUNICATIONS INC COM 92343V104   8,944,344 275,975 SH   SOLE   0 0 275,975
VIRTU FINL INC CL A 928254101   521,865 30,218 SH   SOLE   0 0 30,218
VISA INC COM CL A 92826C839   3,075,234 13,370 SH   SOLE   0 0 13,370
WALGREENS BOOTS ALLIANCE INC COM 931427108   648,964 29,180 SH   SOLE   0 0 29,180
WALMART INC COM 931142103   620,529 3,880 SH   SOLE   0 0 3,880
WARNER BROS DISCOVERY INC COM SER A 934423104   218,688 20,137 SH   SOLE   0 0 20,137
WATSCO INC COM 942622200   3,866,720 10,237 SH   SOLE   0 0 10,237
WEC ENERGY GROUP INC COM 92939U106   897,650 11,144 SH   SOLE   0 0 11,144
WELLS FARGO CO NEW COM 949746101   947,912 23,199 SH   SOLE   0 0 23,199
WESTERN UN CO COM 959802109   740,822 56,208 SH   SOLE   0 0 56,208
WHITE MTNS INS GROUP LTD COM G9618E107   1,759,315 1,176 SH   SOLE   0 0 1,176
WILLIAMS SONOMA INC COM 969904101   5,572,955 35,862 SH   SOLE   0 0 35,862