The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   4,701,748 46,975 SH   SOLE   0 0 46,975
ABBOTT LABS COM 002824100   3,084,715 28,295 SH   SOLE   0 0 28,295
ABBVIE INC COM 00287Y109   11,478,826 85,199 SH   SOLE   0 0 85,199
ABRDN ETFS BBRG ALL COMD K1 003261104   872,055 43,257 SH   SOLE   0 0 43,257
ADOBE SYSTEMS INCORPORATED COM 00724F101   1,470,393 3,007 SH   SOLE   0 0 3,007
ADVANCED MICRO DEVICES INC COM 007903107   2,131,257 18,710 SH   SOLE   0 0 18,710
AIR PRODS & CHEMS INC COM 009158106   1,247,842 4,166 SH   SOLE   0 0 4,166
ALBEMARLE CORP COM 012653101   597,212 2,677 SH   SOLE   0 0 2,677
ALLY FINL INC COM 02005N100   1,280,545 47,410 SH   SOLE   0 0 47,410
ALPHABET INC CAP STK CL A 02079K305   8,242,423 68,859 SH   SOLE   0 0 68,859
ALPHABET INC CAP STK CL C 02079K107   451,219 3,730 SH   SOLE   0 0 3,730
ALTRIA GROUP INC COM 02209S103   8,879,995 196,023 SH   SOLE   0 0 196,023
AMAZON COM INC COM 023135106   5,860,757 44,958 SH   SOLE   0 0 44,958
AMERICAN EXPRESS CO COM 025816109   374,008 2,147 SH   SOLE   0 0 2,147
APPLE INC COM 037833100   31,359,448 161,672 SH   SOLE   0 0 161,672
ASML HOLDING N V N Y REGISTRY SHS N07059210   294,249 406 SH   SOLE   0 0 406
AT&T INC COM 00206R102   6,061,574 380,036 SH   SOLE   0 0 380,036
BANK AMERICA CORP COM 060505104   4,894,314 170,593 SH   SOLE   0 0 170,593
BANK NEW YORK MELLON CORP COM 064058100   527,295 11,844 SH   SOLE   0 0 11,844
BATH & BODY WORKS INC COM 070830104   237,300 6,328 SH   SOLE   0 0 6,328
BERKSHIRE HATHAWAY INC DEL CL A 084670108   517,810 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   509,113 1,493 SH   SOLE   0 0 1,493
BEST BUY INC COM 086516101   905,876 11,054 SH   SOLE   0 0 11,054
BLACKROCK INC COM 09247X101   372,525 539 SH   SOLE   0 0 539
BLACKSTONE INC COM 09260D107   247,208 2,659 SH   SOLE   0 0 2,659
BOEING CO COM 097023105   1,374,652 6,510 SH   SOLE   0 0 6,510
BOSTON SCIENTIFIC CORP COM 101137107   812,973 15,030 SH   SOLE   0 0 15,030
BRISTOL-MYERS SQUIBB CO COM 110122108   9,100,540 142,307 SH   SOLE   0 0 142,307
BROADCOM INC COM 11135F101   14,702,250 16,949 SH   SOLE   0 0 16,949
CAPITAL ONE FINL CORP COM 14040H105   351,188 3,211 SH   SOLE   0 0 3,211
CARDINAL HEALTH INC COM 14149Y108   4,027,737 42,590 SH   SOLE   0 0 42,590
CARMAX INC COM 143130102   287,845 3,439 SH   SOLE   0 0 3,439
CATERPILLAR INC COM 149123101   417,301 1,696 SH   SOLE   0 0 1,696
CBOE GLOBAL MKTS INC COM 12503M108   963,310 6,980 SH   SOLE   0 0 6,980
CHEVRON CORP NEW COM 166764100   10,427,480 66,269 SH   SOLE   0 0 66,269
CHUBB LIMITED COM H1467J104   390,897 2,030 SH   SOLE   0 0 2,030
CISCO SYS INC COM 17275R102   9,145,163 176,752 SH   SOLE   0 0 176,752
CITIGROUP INC COM NEW 172967424   284,021 6,169 SH   SOLE   0 0 6,169
COCA COLA CO COM 191216100   627,372 10,418 SH   SOLE   0 0 10,418
COMERICA INC COM 200340107   4,192,709 98,978 SH   SOLE   0 0 98,978
CONAGRA BRANDS INC COM 205887102   4,836,507 143,431 SH   SOLE   0 0 143,431
CONOCOPHILLIPS COM 20825C104   819,038 7,905 SH   SOLE   0 0 7,905
CONSTELLATION BRANDS INC CL A 21036P108   331,784 1,348 SH   SOLE   0 0 1,348
COPART INC COM 217204106   345,595 3,789 SH   SOLE   0 0 3,789
COSTCO WHSL CORP NEW COM 22160K105   1,214,586 2,256 SH   SOLE   0 0 2,256
COTERRA ENERGY INC COM 127097103   9,203,434 363,772 SH   SOLE   0 0 363,772
CUBESMART COM 229663109   5,569,598 124,709 SH   SOLE   0 0 124,709
CUMMINS INC COM 231021106   1,031,389 4,207 SH   SOLE   0 0 4,207
CVS HEALTH CORP COM 126650100   6,018,609 87,062 SH   SOLE   0 0 87,062
DANAHER CORPORATION COM 235851102   249,627 1,040 SH   SOLE   0 0 1,040
DEERE & CO COM 244199105   405,190 1,000 SH   SOLE   0 0 1,000
DOMINION ENERGY INC COM 25746U109   5,534,861 106,871 SH   SOLE   0 0 106,871
DOW INC COM 260557103   7,959,375 149,444 SH   SOLE   0 0 149,444
DOXIMITY INC CL A 26622P107   1,693,924 49,792 SH   SOLE   0 0 49,792
DUKE ENERGY CORP NEW COM NEW 26441C204   301,437 3,359 SH   SOLE   0 0 3,359
DUPONT DE NEMOURS INC COM 26614N102   588,452 8,237 SH   SOLE   0 0 8,237
EDWARDS LIFESCIENCES CORP COM 28176E108   776,808 8,235 SH   SOLE   0 0 8,235
EMERSON ELEC CO COM 291011104   599,738 6,635 SH   SOLE   0 0 6,635
ENPHASE ENERGY INC COM 29355A107   584,003 3,487 SH   SOLE   0 0 3,487
EQUIFAX INC COM 294429105   438,835 1,865 SH   SOLE   0 0 1,865
EVEREST RE GROUP LTD COM G3223R108   270,070 790 SH   SOLE   0 0 790
EXXON MOBIL CORP COM 30231G102   11,078,204 103,293 SH   SOLE   0 0 103,293
FEDEX CORP COM 31428X106   288,555 1,164 SH   SOLE   0 0 1,164
FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303   1,831,536 50,876 SH   SOLE   0 0 50,876
FIRST AMERN FINL CORP COM 31847R102   867,615 15,216 SH   SOLE   0 0 15,216
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108   3,598,057 225,301 SH   SOLE   0 0 225,301
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408   1,924,492 32,393 SH   SOLE   0 0 32,393
FIRST TR EXCHANGE-TRADED FD NO AMER ENERGY 33738D101   209,358 7,754 SH   SOLE   0 0 7,754
FORD MTR CO DEL COM 345370860   327,777 21,664 SH   SOLE   0 0 21,664
FREEPORT-MCMORAN INC CL B 35671D857   419,640 10,491 SH   SOLE   0 0 10,491
GENERAL ELECTRIC CO COM NEW 369604301   260,949 2,376 SH   SOLE   0 0 2,376
GENERAL MLS INC COM 370334104   256,792 3,348 SH   SOLE   0 0 3,348
GENERAL MTRS CO COM 37045V100   868,848 22,532 SH   SOLE   0 0 22,532
GENUINE PARTS CO COM 372460105   391,091 2,311 SH   SOLE   0 0 2,311
GOLDMAN SACHS GROUP INC COM 38141G104   871,504 2,702 SH   SOLE   0 0 2,702
HESS CORP COM 42809H107   2,445,061 17,985 SH   SOLE   0 0 17,985
HOME DEPOT INC COM 437076102   2,878,701 9,267 SH   SOLE   0 0 9,267
HONEYWELL INTL INC COM 438516106   1,149,965 5,542 SH   SOLE   0 0 5,542
INTEL CORP COM 458140100   3,859,912 115,428 SH   SOLE   0 0 115,428
INTERNATIONAL BUSINESS MACHS COM 459200101   565,749 4,228 SH   SOLE   0 0 4,228
INTUITIVE SURGICAL INC COM NEW 46120E602   1,644,732 4,810 SH   SOLE   0 0 4,810
INVESCO EXCH TRADED FD TR II VAR RATE PFD 46138G870   3,075,591 138,229 SH   SOLE   0 0 138,229
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   1,990,616 98,888 SH   SOLE   0 0 98,888
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841   3,656,236 177,746 SH   SOLE   0 0 177,746
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783   425,829 22,382 SH   SOLE   0 0 22,382
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791   1,832,039 96,703 SH   SOLE   0 0 96,703
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866   499,041 23,573 SH   SOLE   0 0 23,573
INVESCO QQQ TR UNIT SER 1 46090E103   446,999 1,210 SH   SOLE   0 0 1,210
ISHARES TR 1 3 YR TREAS BD 464287457   206,836 2,551 SH   SOLE   0 0 2,551
ISHARES TR COHEN STEER REIT 464287564   938,745 16,893 SH   SOLE   0 0 16,893
ISHARES TR INTRM GOV CR ETF 464288612   286,680 2,786 SH   SOLE   0 0 2,786
ISHARES TR RUS MDCP VAL ETF 464287473   249,337 2,270 SH   SOLE   0 0 2,270
ISHARES TR RUSSELL 2000 ETF 464287655   3,210,745 17,145 SH   SOLE   0 0 17,145
ISHARES TR CRE U S REIT ETF 464288521   869,618 16,915 SH   SOLE   0 0 16,915
ISHARES TR CORE S&P500 ETF 464287200   5,636,348 12,646 SH   SOLE   0 0 12,646
ISHARES TR GLOBAL ENERG ETF 464287341   855,242 22,978 SH   SOLE   0 0 22,978
ISHARES TR S&P MC 400VL ETF 464287705   24,861,104 232,065 SH   SOLE   0 0 232,065
ISHARES TR CORE S&P SCP ETF 464287804   2,050,124 20,573 SH   SOLE   0 0 20,573
ISHARES TR CORE S&P MCP ETF 464287507   2,069,615 7,915 SH   SOLE   0 0 7,915
ISHARES TR RUS 1000 VAL ETF 464287598   2,700,389 17,109 SH   SOLE   0 0 17,109
ISHARES TR 0-5YR HI YL CP 46434V407   1,752,299 42,275 SH   SOLE   0 0 42,275
ISHARES TR RUS MID CAP ETF 464287499   221,135 3,028 SH   SOLE   0 0 3,028
ISHARES TR RUS 2000 VAL ETF 464287630   216,973 1,541 SH   SOLE   0 0 1,541
ISHARES TR MSCI EMG MKT ETF 464287234   201,756 5,100 SH   SOLE   0 0 5,100
ISHARES TR S&P SML 600 GWT 464287887   5,384,388 46,849 SH   SOLE   0 0 46,849
ISHARES TR 20 YR TR BD ETF 464287432   258,689 2,513 SH   SOLE   0 0 2,513
ISHARES TR S&P 500 VAL ETF 464287408   38,765,880 240,498 SH   SOLE   0 0 240,498
ISHARES TR EAFE VALUE ETF 464288877   684,377 13,984 SH   SOLE   0 0 13,984
ISHARES TR SHORT TREAS BD 464288679   16,014,146 144,990 SH   SOLE   0 0 144,990
ISHARES TR S&P 500 GRWT ETF 464287309   38,835,688 551,017 SH   SOLE   0 0 551,017
ISHARES TR RUS 2000 GRW ETF 464287648   2,728,227 11,243 SH   SOLE   0 0 11,243
ISHARES TR SP SMCP600VL ETF 464287879   5,683,454 59,769 SH   SOLE   0 0 59,769
ISHARES TR CORE S&P TTL STK 464287150   513,856 5,252 SH   SOLE   0 0 5,252
ISHARES TR ISHS 1-5YR INVS 464288646   653,816 13,032 SH   SOLE   0 0 13,032
ISHARES TR EAFE GRWTH ETF 464288885   1,017,548 10,665 SH   SOLE   0 0 10,665
ISHARES TR S&P MC 400GR ETF 464287606   22,493,265 299,910 SH   SOLE   0 0 299,910
ISHARES TR RUS 1000 GRW ETF 464287614   3,737,422 13,582 SH   SOLE   0 0 13,582
ISHARES TR MSCI EAFE ETF 464287465   3,822,124 52,719 SH   SOLE   0 0 52,719
JANUS HENDERSON GROUP PLC ORD SHS G4474Y214   554,238 20,339 SH   SOLE   0 0 20,339
JOHNSON & JOHNSON COM 478160104   10,501,829 63,447 SH   SOLE   0 0 63,447
JPMORGAN CHASE & CO COM 46625H100   9,002,504 61,898 SH   SOLE   0 0 61,898
KEYCORP COM 493267108   4,374,281 473,407 SH   SOLE   0 0 473,407
KIMBERLY-CLARK CORP COM 494368103   460,983 3,339 SH   SOLE   0 0 3,339
KLA CORP COM NEW 482480100   701,339 1,446 SH   SOLE   0 0 1,446
LENNAR CORP CL A 526057104   494,348 3,945 SH   SOLE   0 0 3,945
LILLY ELI & CO COM 532457108   2,135,567 4,554 SH   SOLE   0 0 4,554
LOCKHEED MARTIN CORP COM 539830109   8,273,728 17,972 SH   SOLE   0 0 17,972
LOWES COS INC COM 548661107   6,257,967 27,727 SH   SOLE   0 0 27,727
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100   982,857 10,703 SH   SOLE   0 0 10,703
MCDONALDS CORP COM 580135101   8,146,593 27,300 SH   SOLE   0 0 27,300
MERCK & CO INC COM 58933Y105   8,433,061 73,081 SH   SOLE   0 0 73,081
META PLATFORMS INC CL A 30303M102   2,327,121 8,109 SH   SOLE   0 0 8,109
MICRON TECHNOLOGY INC COM 595112103   851,733 13,496 SH   SOLE   0 0 13,496
MICROSOFT CORP COM 594918104   26,545,509 77,951 SH   SOLE   0 0 77,951
MONDELEZ INTL INC CL A 609207105   1,048,221 14,371 SH   SOLE   0 0 14,371
MORGAN STANLEY COM NEW 617446448   5,465,753 64,002 SH   SOLE   0 0 64,002
NETFLIX INC COM 64110L106   893,314 2,028 SH   SOLE   0 0 2,028
NEWMONT CORP COM 651639106   274,816 6,442 SH   SOLE   0 0 6,442
NORTHROP GRUMMAN CORP COM 666807102   281,001 617 SH   SOLE   0 0 617
NVIDIA CORPORATION COM 67066G104   3,465,803 8,193 SH   SOLE   0 0 8,193
ORACLE CORP COM 68389X105   1,834,582 15,405 SH   SOLE   0 0 15,405
PACKAGING CORP AMER COM 695156109   861,419 6,518 SH   SOLE   0 0 6,518
PALO ALTO NETWORKS INC COM 697435105   2,339,450 9,156 SH   SOLE   0 0 9,156
PAYPAL HLDGS INC COM 70450Y103   203,060 3,043 SH   SOLE   0 0 3,043
PEPSICO INC COM 713448108   1,468,288 7,927 SH   SOLE   0 0 7,927
PFIZER INC COM 717081103   5,238,616 142,819 SH   SOLE   0 0 142,819
PHILIP MORRIS INTL INC COM 718172109   7,486,411 76,688 SH   SOLE   0 0 76,688
PIMCO ETF TR 25YR+ ZERO U S 72201R882   259,525 2,820 SH   SOLE   0 0 2,820
PINTEREST INC CL A 72352L106   272,608 9,971 SH   SOLE   0 0 9,971
PRICE T ROWE GROUP INC COM 74144T108   410,218 3,662 SH   SOLE   0 0 3,662
PRINCIPAL FINANCIAL GROUP IN COM 74251V102   250,879 3,308 SH   SOLE   0 0 3,308
PROCTER AND GAMBLE CO COM 742718109   4,683,000 30,862 SH   SOLE   0 0 30,862
PUBLIC STORAGE COM 74460D109   1,139,792 3,905 SH   SOLE   0 0 3,905
PURE STORAGE INC CL A 74624M102   1,639,411 44,525 SH   SOLE   0 0 44,525
QUALCOMM INC COM 747525103   4,470,272 37,553 SH   SOLE   0 0 37,553
RAYTHEON TECHNOLOGIES CORP COM 75513E101   270,159 2,758 SH   SOLE   0 0 2,758
RBB FD INC US TREAS 3 MNTH 74933W452   1,613,772 32,211 SH   SOLE   0 0 32,211
REGENERON PHARMACEUTICALS COM 75886F107   1,258,164 1,751 SH   SOLE   0 0 1,751
REYNOLDS CONSUMER PRODS INC COM 76171L106   763,033 27,010 SH   SOLE   0 0 27,010
SALESFORCE INC COM 79466L302   767,931 3,635 SH   SOLE   0 0 3,635
SCHLUMBERGER LTD COM STK 806857108   610,582 12,427 SH   SOLE   0 0 12,427
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   393,928 7,522 SH   SOLE   0 0 7,522
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   348,722 4,802 SH   SOLE   0 0 4,802
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   362,957 3,382 SH   SOLE   0 0 3,382
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   539,698 16,010 SH   SOLE   0 0 16,010
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   450,397 6,921 SH   SOLE   0 0 6,921
SELECT SECTOR SPDR TR ENERGY 81369Y506   1,179,238 14,528 SH   SOLE   0 0 14,528
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   2,323,595 17,506 SH   SOLE   0 0 17,506
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   893,256 13,650 SH   SOLE   0 0 13,650
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   2,709,609 15,585 SH   SOLE   0 0 15,585
SHERWIN WILLIAMS CO COM 824348106   796,560 3,000 SH   SOLE   0 0 3,000
SOLAREDGE TECHNOLOGIES INC COM 83417M104   469,493 1,745 SH   SOLE   0 0 1,745
SOUTHERN CO COM 842587107   1,487,614 21,176 SH   SOLE   0 0 21,176
SPDR GOLD TR GOLD SHS 78463V107   10,517,777 58,999 SH   SOLE   0 0 58,999
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,481,176 5,597 SH   SOLE   0 0 5,597
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   1,738,923 3,631 SH   SOLE   0 0 3,631
SPDR SER TR PRTFLO S&P500 VL 78464A508   7,834,754 181,360 SH   SOLE   0 0 181,360
SPDR SER TR PORTFOLIO INTRMD 78464A375   278,169 8,663 SH   SOLE   0 0 8,663
SPDR SER TR NUVEEN BLMBRG SH 78468R739   1,524,985 32,412 SH   SOLE   0 0 32,412
SPDR SER TR S&P DIVID ETF 78464A763   5,542,782 45,218 SH   SOLE   0 0 45,218
SPDR SER TR ICE PFD SEC ETF 78464A292   229,942 6,870 SH   SOLE   0 0 6,870
SPDR SER TR PRTFLO S&P500 GW 78464A409   3,753,051 61,515 SH   SOLE   0 0 61,515
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   933,872 10,171 SH   SOLE   0 0 10,171
STAG INDL INC COM 85254J102   1,299,574 36,220 SH   SOLE   0 0 36,220
STARBUCKS CORP COM 855244109   649,933 6,561 SH   SOLE   0 0 6,561
STARWOOD PPTY TR INC COM 85571B105   498,057 25,673 SH   SOLE   0 0 25,673
STEEL DYNAMICS INC COM 858119100   1,547,896 14,210 SH   SOLE   0 0 14,210
STRYKER CORPORATION COM 863667101   427,126 1,400 SH   SOLE   0 0 1,400
SYSCO CORP COM 871829107   749,420 10,100 SH   SOLE   0 0 10,100
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   206,786 2,049 SH   SOLE   0 0 2,049
TARGET CORP COM 87612E106   1,616,699 12,257 SH   SOLE   0 0 12,257
TESLA INC COM 88160R101   529,299 2,022 SH   SOLE   0 0 2,022
TEXAS INSTRS INC COM 882508104   1,868,788 10,381 SH   SOLE   0 0 10,381
THERMO FISHER SCIENTIFIC INC COM 883556102   1,294,477 2,481 SH   SOLE   0 0 2,481
TOLL BROTHERS INC COM 889478103   330,513 4,180 SH   SOLE   0 0 4,180
TRUIST FINL CORP COM 89832Q109   6,007,904 197,954 SH   SOLE   0 0 197,954
TYSON FOODS INC CL A 902494103   1,282,278 25,123 SH   SOLE   0 0 25,123
UNION PAC CORP COM 907818108   2,933,274 14,335 SH   SOLE   0 0 14,335
UNITED STS COMMODITY INDEX F COMM IDX FND 911717106   1,134,533 21,163 SH   SOLE   0 0 21,163
UNITEDHEALTH GROUP INC COM 91324P102   11,248,391 23,403 SH   SOLE   0 0 23,403
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201   1,068,410 23,191 SH   SOLE   0 0 23,191
VANECK ETF TRUST PREFERRED SECURT 92189F429   2,944,671 166,648 SH   SOLE   0 0 166,648
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   249,941 2,720 SH   SOLE   0 0 2,720
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885   1,196,024 13,506 SH   SOLE   0 0 13,506
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   8,302,402 20,385 SH   SOLE   0 0 20,385
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,624,323 19,439 SH   SOLE   0 0 19,439
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   550,435 2,675 SH   SOLE   0 0 2,675
VANGUARD INDEX FDS TOTAL STK MKT 922908769   415,449 1,886 SH   SOLE   0 0 1,886
VANGUARD INDEX FDS SM CP VAL ETF 922908611   606,026 3,664 SH   SOLE   0 0 3,664
VANGUARD INDEX FDS SML CP GRW ETF 922908595   344,610 1,500 SH   SOLE   0 0 1,500
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   633,504 4,578 SH   SOLE   0 0 4,578
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   6,674,555 164,075 SH   SOLE   0 0 164,075
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   18,441,967 233,354 SH   SOLE   0 0 233,354
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   36,549,167 633,105 SH   SOLE   0 0 633,105
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   34,570,332 589,334 SH   SOLE   0 0 589,334
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   22,550,766 298,054 SH   SOLE   0 0 298,054
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   15,766,476 342,824 SH   SOLE   0 0 342,824
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   3,862,634 83,643 SH   SOLE   0 0 83,643
VANGUARD WORLD FDS INF TECH ETF 92204A702   372,745 843 SH   SOLE   0 0 843
VEEVA SYS INC CL A COM 922475108   325,464 1,646 SH   SOLE   0 0 1,646
VERIZON COMMUNICATIONS INC COM 92343V104   10,240,953 275,368 SH   SOLE   0 0 275,368
VIRTU FINL INC CL A 928254101   437,163 25,580 SH   SOLE   0 0 25,580
VISA INC COM CL A 92826C839   3,144,711 13,242 SH   SOLE   0 0 13,242
WALGREENS BOOTS ALLIANCE INC COM 931427108   1,047,008 36,750 SH   SOLE   0 0 36,750
WALMART INC COM 931142103   647,425 4,119 SH   SOLE   0 0 4,119
WARNER BROS DISCOVERY INC COM SER A 934423104   155,685 12,415 SH   SOLE   0 0 12,415
WATSCO INC COM 942622200   4,976,277 13,045 SH   SOLE   0 0 13,045
WEC ENERGY GROUP INC COM 92939U106   896,078 10,155 SH   SOLE   0 0 10,155
WELLS FARGO CO NEW COM 949746101   800,763 18,762 SH   SOLE   0 0 18,762
WESTERN UN CO COM 959802109   665,045 56,696 SH   SOLE   0 0 56,696
WHITE MTNS INS GROUP LTD COM G9618E107   1,633,714 1,176 SH   SOLE   0 0 1,176
WILLIAMS SONOMA INC COM 969904101   1,000,745 7,997 SH   SOLE   0 0 7,997