The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPS Alerian Infrastructure ML INX 00162q866 1,866 105,642 SH   SOLE   105,642 0 0
Financial Select SPDR INX 81369y605 411 18,400 SH   SOLE   18,400 0 0
KBW Regional Banking INX 78464a698 5,762 139,234 SH   SOLE   139,234 0 0
REIT Index Fund INX 464287564 2,592 31,517 SH   SOLE   31,517 0 0
Rydex S&P Pure Growth INX 78355w403 216 2,946 SH   SOLE   2,946 0 0
S&P 500 Index Trust INX 464287200 1,518 8,066 SH   SOLE   8,066 0 0
S&P 500 Spiders INX 78462F103 1,234 6,598 SH   SOLE   6,598 0 0
S&P Midcap 400 Index INX 464287507 1,038 7,554 SH   SOLE   7,554 0 0
S&P Small Cap 600 INX 464287804 420 3,817 SH   SOLE   3,817 0 0
S&P Smallcap 600 Growth Index INX 464287887 5,671 47,665 SH   SOLE   47,665 0 0
S&P Smallcap 600 Value Index F INX 464287879 6,101 53,779 SH   SOLE   53,779 0 0
SPDR S&P Emerging Mkts Dividen INX 78463x533 366 9,603 SH   SOLE   9,603 0 0
SPDR S&P Intl Dividend INX 78463x772 241 4,967 SH   SOLE   4,967 0 0
SPDR S&P Midcap 400 INX 78467y107 1,206 4,815 SH   SOLE   4,815 0 0
StreetTracks SPDR Dividend INX 78464a763 2,877 39,096 SH   SOLE   39,096 0 0
UBS E-TRACS Wells Fargo Bus De INX 902641588 2,148 82,100 SH   SOLE   82,100 0 0
Vanguard FTSE Emerging Markets INX 922042858 4,858 119,703 SH   SOLE   119,703 0 0
WisdomTree Emerging Mkts Equit INX 97717w315 2,801 57,085 SH   SOLE   57,085 0 0
WisdomTree Japan Hedged Equity INX 97717w851 294 6,200 SH   SOLE   6,200 0 0
Yorkville High Income MLP INX 301505103 528 29,450 SH   SOLE   29,450 0 0
iShares DJ US Medical Devices INX 464288810 439 4,440 SH   SOLE   4,440 0 0
iShares Dow Jones Intl Select INX 464288448 985 25,481 SH   SOLE   25,481 0 0
iShares MSCI EAFE Growth Index INX 464288885 2,239 31,551 SH   SOLE   31,551 0 0
iShares MSCI EAFE Trust INX 464287465 2,369 35,256 SH   SOLE   35,256 0 0
iShares MSCI EAFE Value Index INX 464288877 1,060 18,405 SH   SOLE   18,405 0 0
iShares MSCI Emerging Mkts Ind INX 464287234 2,717 66,242 SH   SOLE   66,242 0 0
iShares MSCI Hong Kong Index F INX 464286871 359 18,141 SH   SOLE   18,141 0 0
iShares MSCI Singapore Index F INX 464286673 310 23,760 SH   SOLE   23,760 0 0
iShares MSCI Taiwan INX 464286731 315 21,900 SH   SOLE   21,900 0 0
iShares Russell 1000 Growth In INX 464287614 5,929 68,512 SH   SOLE   68,512 0 0
iShares Russell 1000 Value Ind INX 464287598 4,501 46,639 SH   SOLE   46,639 0 0
iShares Russell 2000 Growth INX 464287648 3,825 28,111 SH   SOLE   28,111 0 0
iShares Russell 2000 Index Fd INX 464287655 890 7,653 SH   SOLE   7,653 0 0
iShares Russell 2000 Value INX 464287630 213 2,115 SH   SOLE   2,115 0 0
iShares Russell MidCap Growth INX 464287481 2,017 23,512 SH   SOLE   23,512 0 0
iShares Russell MidCap Value INX 464287473 3,367 48,990 SH   SOLE   48,990 0 0
iShares S&P 400 Midcap Growth INX 464287606 13,487 88,196 SH   SOLE   88,196 0 0
iShares S&P 400 Midcap Value INX 464287705 8,975 74,528 SH   SOLE   74,528 0 0
iShares S&P 500 Growth Index F INX 464287309 22,624 226,601 SH   SOLE   226,601 0 0
iShares S&P 500 Value Index Fd INX 464287408 13,963 160,683 SH   SOLE   160,683 0 0
3M Company COM 88579y101 1,275 9,395 SH   SOLE   9,395 0 0
AT&T Corp. COM 00206r102 3,259 92,935 SH   SOLE   92,935 0 0
AbbVie Inc. COM 00287y109 764 14,872 SH   SOLE   14,872 0 0
Abbott Laboratories COM 002824100 1,466 38,081 SH   SOLE   38,081 0 0
Air Products & Chem COM 009158106 3,318 27,869 SH   SOLE   27,869 0 0
Altria Group, Inc. COM 02209s103 4,181 111,705 SH   SOLE   111,705 0 0
American Express Co. COM 025816109 206 2,290 SH   SOLE   2,290 0 0
Amgen, Inc. COM 031162100 3,097 25,111 SH   SOLE   25,111 0 0
Anadarko Petroleum COM 032511107 216 2,545 SH   SOLE   2,545 0 0
Apple Computer Inc. COM 037833100 5,709 10,637 SH   SOLE   10,637 0 0
Ares Capital Corp. COM 04010l103 179 10,158 SH   SOLE   10,158 0 0
Automatic Data Proc. COM 053015103 233 3,010 SH   SOLE   3,010 0 0
BP PLC ADR COM 055622104 2,516 52,300 SH   SOLE   52,300 0 0
Bank of Montreal COM 063671101 3,991 59,554 SH   SOLE   59,554 0 0
Bank of New York Mellon COM 064058100 586 16,603 SH   SOLE   16,603 0 0
Bemis Co. COM 081437105 255 6,500 SH   SOLE   6,500 0 0
Blackrock Inc. COM 09247X101 4,590 14,596 SH   SOLE   14,596 0 0
Boeing Co. COM 097023105 5,100 40,641 SH   SOLE   40,641 0 0
Bristol-Myers Squibb COM 110122108 771 14,845 SH   SOLE   14,845 0 0
CSX Corp. COM 126408103 348 12,000 SH   SOLE   12,000 0 0
Capital One Fincl Corp COM 14040H105 3,263 42,287 SH   SOLE   42,287 0 0
Caterpillar COM 149123101 933 9,389 SH   SOLE   9,389 0 0
Chevron Corporation COM 166764100 1,612 13,556 SH   SOLE   13,556 0 0
Cisco Systems COM 17275r102 1,411 62,929 SH   SOLE   62,929 0 0
Clorox Co. COM 189054109 566 6,428 SH   SOLE   6,428 0 0
Colgate-Palmolive COM 194162103 785 12,100 SH   SOLE   12,100 0 0
ConocoPhillips COM 20825c104 4,171 59,286 SH   SOLE   59,286 0 0
Consolidated Edison COM 209115104 1,071 19,965 SH   SOLE   19,965 0 0
Cummins Inc. COM 231021106 5,295 35,542 SH   SOLE   35,542 0 0
Danaher Corp COM 235851102 270 3,603 SH   SOLE   3,603 0 0
Darden Restaurants COM 237194105 368 7,241 SH   SOLE   7,241 0 0
Devon Energy Corp. COM 25179M103 3,877 57,929 SH   SOLE   57,929 0 0
Disney, Walt Co. COM 254687106 328 4,099 SH   SOLE   4,099 0 0
DuPont, E.I. de Nemours COM 263534109 1,175 17,512 SH   SOLE   17,512 0 0
Duke Energy Corp. COM 26441c204 1,537 21,579 SH   SOLE   21,579 0 0
El Paso Pipeline Partners COM 283702108 601 19,789 SH   SOLE   19,789 0 0
Emerson Electric COM 291011104 4,756 71,191 SH   SOLE   71,191 0 0
Energy Transfer Partners LP COM 29273r109 318 5,918 SH   SOLE   5,918 0 0
Ensco PLC COM g3157s106 495 9,381 SH   SOLE   9,381 0 0
Enterprise Products Partners L COM 293792107 2,075 29,921 SH   SOLE   29,921 0 0
ExxonMobil COM 30231g102 2,821 28,879 SH   SOLE   28,879 0 0
Fiserv Inc. COM 337738108 741 13,070 SH   SOLE   13,070 0 0
Fresenius Med Care COM 358029106 226 6,498 SH   SOLE   6,498 0 0
General Dynamics Corp. COM 369550108 276 2,536 SH   SOLE   2,536 0 0
General Electric Co. COM 369604103 1,571 60,687 SH   SOLE   60,687 0 0
GlaxoSmithKline COM 37733w105 607 11,355 SH   SOLE   11,355 0 0
Google Inc. Class A COM 38259p508 226 203 SH   SOLE   203 0 0
Home Depot COM 437076102 425 5,366 SH   SOLE   5,366 0 0
Honeywell Intl. COM 438516106 254 2,737 SH   SOLE   2,737 0 0
IBM Corp. COM 459200101 1,604 8,335 SH   SOLE   8,335 0 0
Intel Corp. COM 458140100 1,339 51,879 SH   SOLE   51,879 0 0
International Paper COM 460146103 4,017 87,557 SH   SOLE   87,557 0 0
J.P. Morgan Chase COM 46625h100 7,142 117,645 SH   SOLE   117,645 0 0
Johnson & Johnson COM 478160104 5,744 58,480 SH   SOLE   58,480 0 0
Johnson Controls COM 478366107 5,715 120,781 SH   SOLE   120,781 0 0
Joy Global Inc. COM 481165108 254 4,386 SH   SOLE   4,386 0 0
Kimberly-Clark Corp. COM 494368103 1,495 13,558 SH   SOLE   13,558 0 0
Kinder Morgan Energy Partners COM 494550106 3,128 42,294 SH   SOLE   42,294 0 0
Kohl's Corp. COM 500255104 819 14,421 SH   SOLE   14,421 0 0
Kraft Foods Group Inc. COM 50076q106 201 3,583 SH   SOLE   3,583 0 0
Lilly, Eli & Co. COM 532457108 562 9,547 SH   SOLE   9,547 0 0
Lockheed Martin COM 539830109 1,058 6,484 SH   SOLE   6,484 0 0
Marriott Intl Inc. COM 571903202 2,839 50,670 SH   SOLE   50,670 0 0
Medtronic Inc. COM 585055106 406 6,605 SH   SOLE   6,605 0 0
Merck & Co. COM 58933y105 2,065 36,373 SH   SOLE   36,373 0 0
Microchip Tech Inc. COM 595017104 4,304 90,121 SH   SOLE   90,121 0 0
Microsoft Corp. COM 594918104 6,763 164,988 SH   SOLE   164,988 0 0
NIKE Inc. Cl. B COM 654106103 281 3,800 SH   SOLE   3,800 0 0
NextEra Energy, Inc. COM 65339f101 819 8,560 SH   SOLE   8,560 0 0
Northrop Grumman COM 666807102 570 4,619 SH   SOLE   4,619 0 0
Novartis AG ADR COM 66987v109 615 7,234 SH   SOLE   7,234 0 0
Nuveen Equity Prem Oppty Fd COM 6706em102 1,486 118,100 SH   SOLE   118,100 0 0
ONEOK Partners LP COM 68268n103 957 17,880 SH   SOLE   17,880 0 0
Oaktree Capital Group, LLC Cl COM 674001201 238 4,100 SH   SOLE   4,100 0 0
PPG Industries COM 693506107 484 2,503 SH   SOLE   2,503 0 0
PepsiCo, Inc. COM 713448108 5,697 68,228 SH   SOLE   68,228 0 0
Pfizer, Inc. COM 717081103 5,953 185,333 SH   SOLE   185,333 0 0
Philip Morris Int'l Inc. COM 718172109 4,251 51,927 SH   SOLE   51,927 0 0
Plains All American Pipelines COM 726503105 204 3,700 SH   SOLE   3,700 0 0
Potash Corp. of Saskatchewan COM 73755l107 595 16,415 SH   SOLE   16,415 0 0
Procter & Gamble COM 742718109 2,192 27,202 SH   SOLE   27,202 0 0
Qualcomm Inc. COM 747525103 4,154 52,680 SH   SOLE   52,680 0 0
Raytheon Co. COM 755111507 207 2,100 SH   SOLE   2,100 0 0
Robert Half Int'l COM 770323103 3,955 94,286 SH   SOLE   94,286 0 0
Royal Dutch Shell Cl A COM 780259206 260 3,555 SH   SOLE   3,555 0 0
Schlumberger Ltd. COM 806857108 4,488 46,035 SH   SOLE   46,035 0 0
Southern Company COM 842587107 3,484 79,281 SH   SOLE   79,281 0 0
Stryker Corp. COM 863667101 368 4,514 SH   SOLE   4,514 0 0
Sysco Corp. COM 871829107 643 17,800 SH   SOLE   17,800 0 0
Target Corp. COM 87612E106 4,630 76,515 SH   SOLE   76,515 0 0
Texas Instruments COM 882508104 3,187 67,582 SH   SOLE   67,582 0 0
Thermo Fisher Scientific COM 883556102 409 3,400 SH   SOLE   3,400 0 0
Toyota Motor Corp. COM 892331307 395 3,500 SH   SOLE   3,500 0 0
Travelers Cos. Inc. COM 89417e109 827 9,722 SH   SOLE   9,722 0 0
U.S. Bancorp COM 902973304 379 8,846 SH   SOLE   8,846 0 0
Union Pacific Corp COM 907818108 2,329 12,411 SH   SOLE   12,411 0 0
United Parcel Service COM 911312106 349 3,580 SH   SOLE   3,580 0 0
United Technologies COM 913017109 836 7,156 SH   SOLE   7,156 0 0
Valero Energy Corp. COM 91913y100 451 8,500 SH   SOLE   8,500 0 0
Verizon Communctns COM 92343v104 6,802 142,994 SH   SOLE   142,994 0 0
Wal-Mart Stores Inc. COM 931142103 336 4,394 SH   SOLE   4,394 0 0
Walgreen Co. COM 931422109 881 13,335 SH   SOLE   13,335 0 0
Wells Fargo & Co. COM 949746101 5,481 110,200 SH   SOLE   110,200 0 0
Wis. Energy Corp COM 976657106 477 10,246 SH   SOLE   10,246 0 0
Yum Brands Inc. COM 988498101 3,513 46,592 SH   SOLE   46,592 0 0
Fidelity Spartan 500 Index Inv FUND 315911206 381 5,711 SH   SOLE   5,711 0 0
Franklin Income Fund Cl A FUND 353496300 81 32,419 SH   SOLE   32,419 0 0
Permanent Portfolio Fd FUND 714199106 255 5,788 SH   SOLE   5,788 0 0
Vanguard Balanced Index FUND 921931101 251 8,970 SH   SOLE   8,970 0 0
Vanguard Growth Index FUND 922908504 237 4,918 SH   SOLE   4,918 0 0
Vanguard Mid-Cap Index Fund FUND 922908843 362 11,675 SH   SOLE   11,675 0 0
Vanguard Small Cap Index Fund FUND 922908702 274 5,077 SH   SOLE   5,077 0 0