Student Loans (Tables)

6 Months Ended

Jun. 30, 2019

Receivables [Abstract]

Credit quality indicators for outstanding student loans

The following tables summarize the credit quality indicators for outstanding student loans as of June 30, 2019 and December 31, 2018 (in 000's, except for number of borrowers):

	June 30, 2019					December 31, 2018
	Number of Loans	Amount		Accrued Interest		Number of Loans	Amount		Accrued Interest
School	740	$	28,806	$	4,586	1,056	$	42,852	$	5,494
Grace	321	15,161		2,816		23	562		81
Repayment	307	12,783		99		366	15,526		118
Deferment	70	2,887		199		48	1,945		79
Forbearance	145	6,298		166		181	7,336		212
Total	1,583	$	65,935	$	7,866	1,674	$	68,221	$	5,984

Summary of student loan aging

The following is a summary of delinquent loans at June 30, 2019 (in 000's):

June 30, 2019	Loans 30-60 Days Past Due		Loans 61-89 Days Past Due		Loans 90 or More Days Past Due		Total Past Due Loans		Current Loans		Total Loans		Accruing Loans 90 or More Days Past Due
Commercial and business loans	$	—	$	75	$	—	$	75	$	54,259	$	54,334	$	—
Government program loans	—		—		—		—		811		811		—
Total commercial and industrial	—		75		—		75		55,070		55,145		—
Commercial real estate loans	1,016		—		—		1,016		226,509		227,525		—
Residential mortgages	—		—		—		—		54,142		54,142		—
Home improvement and home equity loans	—		—		—		—		221		221		—
Total real estate mortgage	1,016		—		—		1,016		280,872		281,888		—
Real estate construction and development loans	—		—		8,825		8,825		105,786		114,611		—
Agricultural loans	180		—		—		180		51,847		52,027		—
Installment and student loans	303		371		341		1,015		68,510		69,525		341
Overdraft protection lines	—		—		—		—		35		35		—
Overdrafts	—		—		—		—		190		190		—
Total installment and student loans	303		371		341		1,015		68,735		69,750		341
Total loans	$	1,499	$	446	$	9,166	$	11,111	$	562,310	$	573,421	$	341

The following is a summary of delinquent loans at December 31, 2018 (in 000's):

December 31, 2018	Loans 30-60 Days Past Due		Loans 61-89 Days Past Due		Loans 90 or More Days Past Due		Total Past Due Loans		Current Loans		Total Loans		Accruing Loans 90 or More Days Past Due
Commercial and business loans	$	—	$	—	$	—	$	—	$	55,929	$	55,929	$	—
Government program loans	—		—		—		—		1,049		1,049		—
Total commercial and industrial	—		—		—		—		56,978		56,978		—
Commercial real estate loans	—		—		389		389		229,059		229,448		—
Residential mortgages	32		—		—		32		59,399		59,431		—
Home improvement and home equity loans	—		—		—		—		321		321		—
Total real estate mortgage	32		—		389		421		288,779		289,200		—
Real estate construction and development loans	—		—		8,825		8,825		99,970		108,795		—
Agricultural loans	—		—		—		—		61,149		61,149		—
Installment and student loans	130		139		—		269		71,362		71,631		—
Overdraft protection lines	—		—		—		—		41		41		—
Overdrafts	—		—		—		—		139		139		—
Total installment and student loans	130		139		—		269		71,542		71,811		—
Total loans	$	162	$	139	$	9,214	$	9,515	$	578,418	$	587,933	$	—

The following tables summarize the student loan aging for loans in repayment and forbearance as of June 30, 2019 and December 31, 2018 (in 000's, except for number of borrowers):

	June 30, 2019			December 31, 2018
	Number of Borrowers	Amount		Number of Borrowers	Amount
Current or less than 31 days	201	$	18,066	248	$	22,534
31 - 60 days	6	303		2	130
61 - 90 days	5	371		4	140
91 - 120 days	4	281		1	58
121-180 days	1	60		—	—
Total	217	$	19,081	255	$	22,862