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Consolidated Balance Sheets (unaudited) - USD ($)
$ in Thousands
Jun. 30, 2019
Dec. 31, 2018
Cash and non-interest-bearing deposits in other banks    
Cash and non-interest-bearing deposits in other banks $ 30,074 $ 28,949
Due from Federal Reserve Bank (FRB) 279,386 191,388
Cash and cash equivalents 309,460 220,337
Investment securities (at fair value)    
Available for sale (AFS) securities 59,863 66,426
Marketable equity securities 3,769 3,659
Total investment securities 63,632 70,085
Loans    
Loans 573,421 587,933
Unearned fees and unamortized loan origination costs - net (611) (119)
Allowance for credit losses (8,452) (8,395)
Net loans 564,358 579,419
Premises and equipment - net 9,529 9,837
Accrued interest receivable 10,314 8,341
Other real estate owned 5,745 5,745
Goodwill 4,488 4,488
Deferred tax assets - net 3,095 3,174
Cash surrender value of life insurance 20,535 20,244
Operating lease right-of-use assets 3,836  
Other assets 11,501 11,388
Total assets 1,006,493 933,058
Deposits    
Non-interest-bearing 304,172 292,720
Interest-bearing 566,743 512,923
Total deposits 870,915 805,643
Accrued interest payable 77 57
Operating lease liabilities 3,938  
Other liabilities 7,729 7,963
Junior subordinated debentures (at fair value) 10,496 10,155
Total liabilities 893,155 823,818
Shareholders' Equity    
Common stock, no par value; 20,000,000 shares authorized; issued and outstanding: 16,953,744 at June 30, 2019 and 16,946,622 at December 31, 2018 58,818 58,624
Retained earnings 54,312 49,942
Accumulated other comprehensive income 208 674
Total shareholders' equity 113,338 109,240
Total liabilities and shareholders' equity $ 1,006,493 $ 933,058