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Consolidated Balance Sheets (unaudited) - USD ($)
$ in Thousands
Mar. 31, 2019
Dec. 31, 2018
Cash and non-interest-bearing deposits in other banks    
Cash and non-interest-bearing deposits in other banks $ 29,398 $ 28,949
Due from Federal Reserve Bank (FRB) 231,303 191,388
Cash and cash equivalents 260,701 220,337
Investment securities (at fair value)    
Available for sale (AFS) securities 62,888 66,426
Marketable equity securities 3,716 3,659
Total investment securities 66,604 70,085
Loans    
Loans 579,900 587,933
Unearned fees and unamortized loan origination costs, net (283) (119)
Allowance for credit losses (8,417) (8,395)
Net loans 571,200 579,419
Premises and equipment - net 9,593 9,837
Accrued interest receivable 9,485 8,341
Other real estate owned 5,745 5,745
Goodwill 4,488 4,488
Deferred tax assets - net 3,171 3,174
Cash surrender value of life insurance 20,388 20,244
Operating lease right-of-use assets 3,247  
Other assets 9,418 11,388
Total assets 964,040 933,058
Deposits    
Non-interest-bearing 300,476 292,720
Interest-bearing 531,101 512,923
Total deposits 831,577 805,643
Accrued interest payable 81 57
Operating lease liabilities 3,343  
Other liabilities 7,392 7,963
Junior subordinated debentures (at fair value) 10,454 10,155
Total liabilities 852,847 823,818
Shareholders' Equity    
Common stock, no par value; 20,000,000 shares authorized; issued and outstanding: 16,949,122 at March 31, 2019 and 16,946,622 at December 31, 2018 58,723 58,624
Retained earnings 52,080 49,942
Accumulated other comprehensive income 390 674
Total shareholders' equity 111,193 109,240
Total liabilities and shareholders' equity $ 964,040 $ 933,058