Consolidated Statements of Operations and Comprehensive Income (unaudited) (USD $) In Thousands, except Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
Interest Income:
Loans, including fees	$ 5,466	$ 6,041
Investment securities - AFS - taxable	198	520
Interest on deposits in FRB	65	51
Interest on deposits in other banks	2	10
Total interest income	5,731	6,622
Interest Expense:
Interest on deposits	411	478
Interest on other borrowings	60	65
Total interest expense	471	543
Net Interest Income Before Provision for Credit Losses	5,260	6,079
Provision for Credit Losses	(9)	2
Net Interest Income	5,269	6,077
Noninterest Income:
Customer service fees	779	903
Increase in cash surrender value of bank-owned life insurance	137	137
Gain on sale of other real estate owned	1,025	63
Loss on fair value of financial liability	(557)	(477)
Other	160	270
Total noninterest income	1,544	896
Noninterest Expense:
Salaries and employee benefits	2,361	2,423
Occupancy expense	905	764
Data processing	60	18
Professional fees	445	245
Regulatory assessments	359	367
Director fees	58	67
Amortization of intangibles	47	91
Correspondent bank service charges	76	79
Impairment loss on investment securities (cumulative total other-than-temporary loss of $3.6 million, net of $1.3 million recognized in other comprehensive loss, pre-tax)	0	22
Impairment loss on OREO	118	0
Loss on California tax credit partnership	33	103
OREO expense	25	684
Other	611	625
Total noninterest expense	5,098	5,488
Income Before Provision for Taxes	1,715	1,485
Provision for Taxes on Income	640	434
Net Income	1,075	1,051
Other comprehensive income (loss), net of tax:
Unrealized (loss) gain on available for sale securities, net of income tax (benefit) expense of ($44) and $237	(66)	356
Unrecognized post retirement costs, net of income tax expense of $8	11	0
Comprehensive Income	$ 1,020	$ 1,407
Net Income per common share
Basic (in dollars per share)	$ 0.07	$ 0.07
Diluted (in dollars per share)	$ 0.07	$ 0.07
Shares on which net income per common shares were based
Basic (in shares)	14,359,460	14,221,990
Diluted (in shares)	14,360,903	14,221,990