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Regulatory Matters (Tables)
 12 Months Ended
Dec. 31, 2012
Regulatory Matters [Abstract]  
Capital Requirements under Banking Regulations
Quantitative measures established by regulation to ensure capital adequacy require insured institutions to maintain a minimum leverage ratio of Tier 1 capital (the sum of common stockholders' equity, noncumulative perpetual preferred stock and minority interests in consolidated subsidiaries, minus intangible assets, identified losses and investments in certain subsidiaries, plus unrealized losses or minus unrealized gains on available for sale securities) to total assets. Institutions which have received the highest composite regulatory rating and which are not experiencing or anticipating significant growth are required to maintain a minimum leverage capital ratio of 3% of Tier 1 capital to total assets. All other institutions are required to maintain a minimum leverage capital ratio of at least 100 to 200 basis points above the 3% minimum requirement.
 
 
 
 
 
 
 
 
 
 
 
 
 
 
To Be Well Capitalized Under
 
 
 
 
 
For Capital
 
 
Prompt Corrective
 
 
Actual
 
 
Adequacy Purposes
 
 
Action Provisions
 
(In thousands)
 
Amount
 
 
Ratio
 
 
Amount
 
 
Ratio
 
 
Amount
 
 
Ratio
 
As of December 31, 2012 (Company):
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   Total Capital (to Risk Weighted
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
       Assets)
 
$
71,436
 
 
 
15.49
%
 
$
36,892
 
 
 
8.00
%
 
 
N/A
 
 
 
N/A
 
   Tier 1 Capital (to Risk Weighted
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
       Assets)
 
 
65,742
 
 
 
14.26
%
 
 
18,446
 
 
 
4.00
%
 
 
N/A
 
 
 
N/A
 
   Tier 1 Capital ( to Average Assets)
 
 
65,742
 
 
 
10.66
%
 
 
24,671
 
 
 
4.00
%
 
 
N/A
 
 
 
N/A
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
As of December 31, 2012 (Bank):
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   Total Capital (to Risk Weighted
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
       Assets)
 
$
73,296
 
 
 
15.77
%
 
$
37,175
 
 
 
8.00
%
 
$
46,468
 
 
 
10.00
%
   Tier 1 Capital (to Risk Weighted
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
       Assets)
 
 
67,558
 
 
 
14.54
%
 
 
18,587
 
 
 
4.00
%
 
 
27,168
 
 
 
6.00
%
   Tier 1 Capital ( to Average Assets)
 
 
67,558
 
 
 
10.95
%
 
 
24,671
 
 
 
4.00
%
 
 
30,838
 
 
 
5.00
%
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
As of December 31, 2011  - (Company):
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   Total Capital (to Risk Weighted
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
       Assets)
 
$
63,522
 
 
 
12.93
%
 
$
39,303
 
 
 
8.00
%
 
 
N/A
 
 
 
N/A
 
   Tier 1 Capital (to Risk Weighted
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
       Assets)
 
 
57,286
 
 
 
11.66
%
 
 
19,651
 
 
 
4.00
%
 
 
N/A
 
 
 
N/A
 
   Tier 1 Capital ( to Average Assets)
 
 
57,286
 
 
 
8.79
%
 
 
26,068
 
 
 
4.00
%
 
 
N/A
 
 
 
N/A
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
As of December 31, 2011 – (Bank):
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
   Total Capital (to Risk Weighted
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
       Assets)
 
$
63,672
 
 
 
12.91
%
 
$
39,460
 
 
 
8.00
%
 
$
49,325
 
 
 
10.00
%
   Tier 1 Capital (to Risk Weighted
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
       Assets)
 
 
57,412
 
 
 
11.64
%
 
 
19,730
 
 
 
4.00
%
 
 
29,595
 
 
 
6.00
%
   Tier 1 Capital ( to Average Assets)
 
 
57,412
 
 
 
9.02
%
 
 
25,454
 
 
 
4.00
%
 
 
31,817
 
 
 
5.00
%