Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Dec. 31, 2012	Dec. 31, 2011
Assets
Cash and due from banks	$ 27,481	$ 28,052
Cash and due from FRB	114,146	96,132
Cash and cash equivalents	141,627	124,184
Interest-bearing deposits in other banks	1,507	2,187
Investment securities available for sale (at fair value)	31,844	38,458
Loans and leases	400,057	408,715
Unearned fees	(24)	(569)
Allowance for credit losses	(11,784)	(13,648)
Net loans	388,249	394,498
Accrued interest receivable	1,694	1,946
Premises and equipment - net	12,262	12,675
Other real estate owned	23,932	27,091
Intangible assets	249	553
Goodwill	4,488	4,488
Cash surrender value of life insurance	16,681	16,150
Investment in limited partnerships	4,312	4,149
Deferred income taxes	9,724	11,485
Other assets	12,308	13,468
Total assets	648,877	651,332
Deposits
Noninterest bearing	217,014	224,907
Interest bearing	346,273	349,520
Total deposits	563,287	574,427
Accrued interest payable	71	111
Accounts payable and other liabilities	6,010	5,594
Junior subordinated debt (at fair value)	10,068	9,027
Total liabilities	579,436	589,159
Commitments and Contingencies
Shareholders' Equity
Common stock, no par value 20,000,000 shares authorized, 14,217,303 and 13,531,832 issued and outstanding, in 2012 and 2011, respectively	43,173	41,435
Retained earnings	26,179	21,447
Accumulated other comprehensive loss	89	(709)
Total shareholders' equity	69,441	62,173
Total liabilities and shareholders' equity	$ 648,877	$ 651,332