6. Deposits

Deposits include the following:

	December 31,
(In thousands)	2012		2011
Noninterest-bearing deposits	$	217,014	$	224,907
Interest-bearing deposits:
NOW and money market accounts		203,771		165,937
Savings accounts		43,117		40,099
Time deposits:
Under $100,000		32,532		53,271
$100,000 and over		66,853		90,213
Total interest-bearing deposits		346,273		349,520
Total deposits	$	563,287	$	574,427

At December 31, 2012, the scheduled maturities of all certificates of deposit and other time deposits are as follows:

(In thousands
One year or less	$	81,263
More than one year, but less than or equal to two years		11,774
More than two years, but less than or equal to three years		2,981
More than three years, but less than or equal to four years		866
More than four years, but less than or equal to five years		2,387
More than five years		114
	$	99,385

The Company may utilize brokered deposits as an additional source of funding. At December 31, 2012 and 2011, the Company held brokered time deposits totaling $18.0 million and $40.9 million, respectively. Of this balance at December 31, 2012, $17.2 million is included in time deposits of $100,000 or more, and the remaining $815,000 is included in time deposits of less than $100,000. Included in brokered time deposits at December 31, 2012 are balances totaling $9.6 million maturing in three months or less, $8.4 million maturing in 3 months to a year, and the reamining $50,000 maturing in 1 to 3 years.

Deposit balances representing overdrafts reclassified as loan balances totaled $155,000 and $123,000 as of December 31, 2012 and 2011, respectively.

Deposits of directors, officers and other related parties to the Bank totaled $6.5 million and $4.7 million at December 31, 2012 and 2011, respectively. The rates paid on these deposits were those customarily paid to the Bank's customers in the normal course of business.