Consolidated Balance Sheets (unaudited) (USD $) In Thousands, unless otherwise specified	Sep. 30, 2012	Dec. 31, 2011
Assets
Cash and due from banks	$ 21,859	$ 28,052
Cash and due from FRB	119,661	96,132
Cash and cash equivalents	141,520	124,184
Interest-bearing deposits in other banks	1,506	2,187
Investment securities available for sale (at fair value)	42,157	38,458
Loans and leases	376,077	408,715
Unearned fees	(387)	(569)
Allowance for credit losses	(11,160)	(13,648)
Net loans	364,530	394,498
Accrued interest receivable	1,620	1,946
Premises and equipment - net	12,495	12,675
Other real estate owned	23,487	27,091
Intangible assets	304	553
Goodwill	4,488	4,488
Cash surrender value of life insurance	16,552	16,150
Investment in limited partnerships	3,649	4,149
Deferred income taxes - net	10,862	11,485
Other assets	10,461	13,468
Total assets	633,631	651,332
Deposits
Noninterest bearing	212,699	224,907
Interest bearing	338,357	349,520
Total deposits	551,056	574,427
Accrued interest payable	94	111
Accounts payable and other liabilities	5,292	5,594
Junior subordinated debentures (at fair value)	9,515	9,027
Total liabilities	565,957	589,159
Shareholders' Equity
Common stock, no par value 20,000,000 shares authorized, 13,941,817 and 13,531,832 issued and outstanding, in 2012 and 2011, respectively	42,432	41,435
Retained earnings	25,054	21,447
Accumulated other comprehensive income (loss)	188	(709)
Total shareholders' equity	67,674	62,173
Total liabilities and shareholders' equity	$ 633,631	$ 651,332