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Consolidated Statements of Cash Flows (USD $)
In Thousands, unless otherwise specified
12 Months Ended
Dec. 31, 2011
Dec. 31, 2010
Cash Flows From Operating Activities:    
Net Income (Loss) $ (10,812) $ (4,439)
Adjustments to reconcile net(loss) income to cash provided by operating activities:    
Provision for credit losses 13,602 12,475
Depreciation and amortization 1,768 2,256
Accretion of investment securities (524) (14)
(Gain) loss on disposition of securities (11) (68)
Decrease (increase) in accrued interest receivable 206 345
Decrease (increase) in accrued interest payable 111 (153)
Decrease in unearned fees (76) (220)
(Decrease) increase in income taxes payable (2,168) (3,899)
Stock-based compensation expense 18 41
Deferred income taxes (2,398) (2,569)
Increase in accounts payable and accrued liabilities 859 (13)
Impairment loss on other investments 1 355
Loss on sale of other real estate owned 231 85
Impairment loss on securities (OTTI) 912 1,253
Impairment loss on goodwill 1,489 1,414
Gain on sale of loans 0 (509)
Impairment loss on other real estate owned 3,856 2,831
Impairment loss on intangible assets 36 57
Gain on fair value option of financial assets (1,619) (316)
Income from life insurance proceeds 0 (174)
Loss (gain) on sale of premises and equipment 0 11
Increase in surrender value of life insurance (565) (554)
Loss in equity of limited partnership 418 424
Net decrease (increase) in other assets 656 984
Net cash provided by operating activities 5,767 9,603
Cash Flows From Investing Activities:    
Net (increase) decrease in interest-bearing deposits with banks 2,209 (1,083)
Purchases of available-for-sale securities (8,500) (10,160)
Net redemption (purchase) of FHLB/FRB and other bank stock 600 307
Maturities, calls, and principal payments on available-for-sale securities 18,840 14,887
Proceeds from sales of available-for-sale securities 2,000 17,060
(Investment in) distribution from limited partnership   (1,577)
Investment in bank stock 12 0
Proceeds from life insurance settlement 0 1,020
Proceeds from sales of loans 0 17,640
Net decrease in loans 14,446 26,732
Cash proceeds from sales of other real estate owned 6,458 7,660
Cash proceeds from sales of premises and equipment 22 22
Capital expenditures for premises and equipment (914) (791)
Financed other real estate owned   0
Purchase of bank owned life insurance (125) 0
Net cash provided by (used in) investing activities 35,026 71,717
Cash Flows From Financing Activities:    
Net increase (decrease) in demand deposit and savings accounts 73,014 25,263
Net (decrease) increase in certificates of deposit (56,053) (29,457)
Net (decrease) increase in federal funds purchased 0 0
Net (decrease) increase in FHLB borrowings (32,000) (8,000)
Proceeds from note payable 0 75
Net cash used in financing activities (15,039) (12,119)
Net increase (decrease) in cash and cash equivalents 24,755 69,201
Cash and cash equivalents at beginning of year 98,430 29,229
Cash and cash equivalents at end of year $ 124,185 $ 98,430