Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Dec. 31, 2011	Dec. 31, 2010
Assets
Cash and due from banks	$ 28,052	$ 13,259
Cash and due from FRB	96,132	85,171
Cash and cash equivalents	124,184	98,430
Interest-bearing deposits in other banks	2,187	4,396
Investment securities available for sale (at fair value)	38,458	51,503
Loans and leases	408,715	441,691
Unearned fees	(569)	(645)
Allowance for credit losses	(13,648)	(16,520)
Net loans	394,498	424,526
Accrued interest receivable	1,946	2,152
Premises and equipment - net	12,675	12,909
Other real estate owned	27,091	35,580
Intangible assets	553	1,209
Goodwill	4,488	5,977
Cash surrender value of life insurance	16,150	15,493
Investment in limited partnerships	1,433	1,851
Deferred income taxes	11,485	8,878
Other assets	16,184	15,306
Total assets	651,332	678,210
Deposits
Noninterest bearing	224,907	139,690
Interest bearing	349,520	417,776
Total deposits	574,427	557,466
Other borrowings	0	32,000
Accrued interest payable	111	222
Accounts payable and other liabilities	5,594	4,606
Junior subordinated debt (at fair value)	9,027	10,646
Total liabilities	589,159	604,940
Commitments and Contingencies
Shareholders' Equity
Common stock, no par value 20,000,000 shares authorized, 13,531,832 and 13,003,849issued and outstanding, in 2011 and 2010, respectively	41,435	39,869
Retained earnings	21,447	33,807
Accumulated other comprehensive loss	(709)	(406)
Total shareholders' equity	62,173	73,270
Total liabilities and shareholders' equity	$ 651,332	$ 678,210