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    <nameOfIssuer>ISHARES FLOATING RATE BOND ETF</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>46429B655</cusip>
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  <infoTable>
    <nameOfIssuer>ISHARES IBOXX HIGH YLD CORPORA</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>464288513</cusip>
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      <None>6327</None>
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  <infoTable>
    <nameOfIssuer>ISHARES IBOXX INV GRADE CORP B</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>464287242</cusip>
    <value>779878</value>
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      <None>7156</None>
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  <infoTable>
    <nameOfIssuer>ISHARES SHORT TERM CORPORATE B</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>464288646</cusip>
    <value>1460590</value>
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      <sshPrnamt>27789</sshPrnamt>
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      <None>27789</None>
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    <nameOfIssuer>ISHARES SHORT TERM NATL AMT-FR</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>464288158</cusip>
    <value>906741</value>
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      <sshPrnamt>8514</sshPrnamt>
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    <votingAuthority>
      <Sole>0</Sole>
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      <None>8514</None>
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  <infoTable>
    <nameOfIssuer>BLACKROCK ISHARES SHORT MATURI</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>46431W507</cusip>
    <value>1902093</value>
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      <Sole>0</Sole>
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      <None>37417</None>
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    <nameOfIssuer>EATON VANCE SENIOR FLOATING-RA</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>27828Q105</cusip>
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      <Sole>0</Sole>
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      <None>202651</None>
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    <nameOfIssuer>VANECK FALLEN ANGEL HIGH YLD</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>92189F437</cusip>
    <value>1511017</value>
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      <sshPrnamt>52612</sshPrnamt>
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    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>52612</None>
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    <nameOfIssuer>INVESCO PREFERRED PORTFOLIO</nameOfIssuer>
    <titleOfClass>PFD</titleOfClass>
    <cusip>46138E511</cusip>
    <value>1664847</value>
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      <sshPrnamt>153019</sshPrnamt>
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      <Sole>0</Sole>
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      <None>153019</None>
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    <nameOfIssuer>ISHARES TR PFD AND INCOME SEC</nameOfIssuer>
    <titleOfClass>PFD</titleOfClass>
    <cusip>464288687</cusip>
    <value>4119606</value>
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      <sshPrnamt>135871</sshPrnamt>
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    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>135871</None>
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    <nameOfIssuer>3M CO</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>88579Y101</cusip>
    <value>14204075</value>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>97804</None>
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    <nameOfIssuer>ABBOTT LABS COM</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>002824100</cusip>
    <value>2019433</value>
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      <None>19669</None>
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    <nameOfIssuer>ABBVIE INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>00287Y109</cusip>
    <value>1243390</value>
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      <sshPrnamt>5717</sshPrnamt>
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      <Sole>0</Sole>
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      <None>5717</None>
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    <nameOfIssuer>ADTRAN HOLDINGS INC COM</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>00486H105</cusip>
    <value>3703162</value>
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      <None>294369</None>
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    <nameOfIssuer>ADVANCED MICRO DEVICES</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>007903107</cusip>
    <value>2523956</value>
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    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>12407</None>
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    <nameOfIssuer>AEHR TEST SYSTEMS</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>00760J108</cusip>
    <value>539069</value>
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    <votingAuthority>
      <Sole>0</Sole>
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      <None>14538</None>
    </votingAuthority>
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    <nameOfIssuer>AEROVIRONMENT INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>008073108</cusip>
    <value>544025</value>
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      <Sole>0</Sole>
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      <None>2972</None>
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    <nameOfIssuer>AIR PRODUCTS &amp; CHEMICAL</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
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    <votingAuthority>
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      <None>1261</None>
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    <nameOfIssuer>ALLIANT ENERGY CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>018802108</cusip>
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    <votingAuthority>
      <Sole>0</Sole>
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      <None>10889</None>
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    <nameOfIssuer>ALLIENT INC COM</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>019330109</cusip>
    <value>511778</value>
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      <Sole>0</Sole>
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      <None>8661</None>
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    <nameOfIssuer>ALLSTATE CORP COM</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>020002101</cusip>
    <value>1941774</value>
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      <sshPrnamt>9365</sshPrnamt>
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      <Sole>0</Sole>
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      <None>9365</None>
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    <nameOfIssuer>ALPHABET INC CL A</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>02079K305</cusip>
    <value>7621490</value>
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      <sshPrnamt>26504</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
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      <Sole>0</Sole>
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      <None>26504</None>
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    <nameOfIssuer>ALPHABET INC CL C</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>02079K107</cusip>
    <value>3847079</value>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
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      <None>13411</None>
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    <nameOfIssuer>AMAZON.COM INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>023135106</cusip>
    <value>6182495</value>
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      <sshPrnamt>29685</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>29685</None>
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    <nameOfIssuer>AMBARELLA INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>G037AX101</cusip>
    <value>583469</value>
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    <investmentDiscretion>SOLE</investmentDiscretion>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>11335</None>
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    <nameOfIssuer>AMERICAN ELECTRIC POWER</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>025537101</cusip>
    <value>957678</value>
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      <sshPrnamt>7306</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>7306</None>
    </votingAuthority>
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    <nameOfIssuer>AMGEN INC COM</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>031162100</cusip>
    <value>398998</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1134</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>1134</None>
    </votingAuthority>
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    <nameOfIssuer>ANGIODYNAMICS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>03475V101</cusip>
    <value>1416873</value>
    <shrsOrPrnAmt>
      <sshPrnamt>124615</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>124615</None>
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    <nameOfIssuer>APA CORPORATION</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>03743Q108</cusip>
    <value>305016</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7187</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>7187</None>
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    <nameOfIssuer>APPLE INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>037833100</cusip>
    <value>13160789</value>
    <shrsOrPrnAmt>
      <sshPrnamt>51857</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>51857</None>
    </votingAuthority>
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    <nameOfIssuer>APPLIED OPTOELECTRONICS INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>03823U102</cusip>
    <value>1210567</value>
    <shrsOrPrnAmt>
      <sshPrnamt>14311</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>14311</None>
    </votingAuthority>
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    <nameOfIssuer>ARLO TECHNOLOGIES INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>04206A101</cusip>
    <value>1830391</value>
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      <sshPrnamt>128629</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>128629</None>
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    <nameOfIssuer>ARTERIS, INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>04302A104</cusip>
    <value>757933</value>
    <shrsOrPrnAmt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>46103</None>
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  <infoTable>
    <nameOfIssuer>ASTRONICS CORP</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>046433108</cusip>
    <value>3038817</value>
    <shrsOrPrnAmt>
      <sshPrnamt>45539</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>45539</None>
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    <nameOfIssuer>AT&amp;T INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>00206R102</cusip>
    <value>2491478</value>
    <shrsOrPrnAmt>
      <sshPrnamt>85943</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>85943</None>
    </votingAuthority>
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    <nameOfIssuer>AVIDIA BANCORP INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>05369T100</cusip>
    <value>1453180</value>
    <shrsOrPrnAmt>
      <sshPrnamt>73878</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>73878</None>
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  <infoTable>
    <nameOfIssuer>AXCELIS TECHNOLOGIES INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>054540208</cusip>
    <value>620937</value>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>6671</None>
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    <nameOfIssuer>AXOGEN INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>05463X106</cusip>
    <value>1275306</value>
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      <sshPrnamt>38494</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>38494</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>AXT INC</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>00246W103</cusip>
    <value>5590801</value>
    <shrsOrPrnAmt>
      <sshPrnamt>98119</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
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      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>98119</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>BANK OF AMERICA CORP COM</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>060505104</cusip>
    <value>2082015</value>
    <shrsOrPrnAmt>
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    <nameOfIssuer>ENTERPRISE PRODUCTS PARTNERS L</nameOfIssuer>
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    <nameOfIssuer>INVESCO QQQ TRUST UNIT SER 1</nameOfIssuer>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>849</None>
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    <nameOfIssuer>ISHARES CORE HIGH DIVIDEND ETF</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>46429B663</cusip>
    <value>1014236</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7473</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>7473</None>
    </votingAuthority>
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    <nameOfIssuer>ISHARES CORE S&amp;P 500 INDEX FUN</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>464287200</cusip>
    <value>9883306</value>
    <shrsOrPrnAmt>
      <sshPrnamt>15130</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>15130</None>
    </votingAuthority>
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    <nameOfIssuer>ISHARES CORE S&amp;P SMALLCAP ETF</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>464287804</cusip>
    <value>776440</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6246</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>6246</None>
    </votingAuthority>
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    <nameOfIssuer>ISHARES CORE S&amp;P US VALUE ETF</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>464287663</cusip>
    <value>1068615</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10451</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>10451</None>
    </votingAuthority>
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    <nameOfIssuer>ISHARES RUSSELL 2000 ETF</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>464287655</cusip>
    <value>1086984</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4383</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>4383</None>
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    <nameOfIssuer>ISHARES RUSSELL MID-CAP GROWTH</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>464287481</cusip>
    <value>642137</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5012</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>5012</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ISHARES RUSSELL MIDCAP ETF</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>464287499</cusip>
    <value>1691899</value>
    <shrsOrPrnAmt>
      <sshPrnamt>17401</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>17401</None>
    </votingAuthority>
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    <nameOfIssuer>ISHARES S&amp;P 500 GROWTH ETF</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>464287309</cusip>
    <value>1550625</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13709</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>13709</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>ISHARES S&amp;P 500 VALUE ETF</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>464287408</cusip>
    <value>1694144</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8023</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>8023</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SPDR PORT S&amp;P 600 SMALL CAP ET</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>78468R853</cusip>
    <value>794188</value>
    <shrsOrPrnAmt>
      <sshPrnamt>16436</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>16436</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SPDR PORTFOLIO MID CAP ETF</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>78464A847</cusip>
    <value>800121</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13511</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>13511</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SPDR PORTFOLIO S&amp;P 500 GROWTH</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>78464A409</cusip>
    <value>1839141</value>
    <shrsOrPrnAmt>
      <sshPrnamt>18784</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>18784</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR PORTFOLIO S&amp;P 500 VALUE E</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>78464A508</cusip>
    <value>1283065</value>
    <shrsOrPrnAmt>
      <sshPrnamt>22677</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>22677</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SPDR S&amp;P 500 ETF HIGH DIVIDEND</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>78468R788</cusip>
    <value>3339890</value>
    <shrsOrPrnAmt>
      <sshPrnamt>73372</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>73372</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SPDR S&amp;P 500 ETF TRUST</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>78462F103</cusip>
    <value>6071262</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9336</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>9336</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR S&amp;P DIVIDEND ETF</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>78464A763</cusip>
    <value>1661089</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11382</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>11382</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SPDR S&amp;P MIDCAP 400 ETF TRUST</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>78467Y107</cusip>
    <value>1015339</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1646</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>1646</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD DIV APPRECIATION INDE</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>921908844</cusip>
    <value>395779</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1840</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>1840</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD S&amp;P 500 ETF</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>922908363</cusip>
    <value>627428</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1050</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>1050</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ISHARES CORE MSCI EAFE ETF</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>46432F842</cusip>
    <value>396069</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4375</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>4375</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ISHARES MSCI EAFE ETF</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>464287465</cusip>
    <value>3038324</value>
    <shrsOrPrnAmt>
      <sshPrnamt>31281</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>31281</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ISHARES MSCI EMERGING MKTS IND</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>464287234</cusip>
    <value>776944</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13681</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>13681</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ISHARES MSCI EUROZONE ETF</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>464286608</cusip>
    <value>255947</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4086</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>4086</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR S&amp;P EMERGING MKT SM CAP E</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>78463X756</cusip>
    <value>489288</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7400</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>7400</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANGUARD FTSE EMERGING MARKETS</nameOfIssuer>
    <titleOfClass>COM</titleOfClass>
    <cusip>922042858</cusip>
    <value>659518</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12202</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>12202</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPDR GOLD TRUST FUND</nameOfIssuer>
    <titleOfClass>GOLD</titleOfClass>
    <cusip>78463V107</cusip>
    <value>6126293</value>
    <shrsOrPrnAmt>
      <sshPrnamt>14238</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>14238</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SPROTT PHYSICAL GOLD TRUST</nameOfIssuer>
    <titleOfClass>GOLD</titleOfClass>
    <cusip>85207H104</cusip>
    <value>1387299</value>
    <shrsOrPrnAmt>
      <sshPrnamt>39145</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>39145</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>VANECK MERK GOLD SHARES</nameOfIssuer>
    <titleOfClass>GOLD</titleOfClass>
    <cusip>921078101</cusip>
    <value>962764</value>
    <shrsOrPrnAmt>
      <sshPrnamt>21371</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>21371</None>
    </votingAuthority>
  </infoTable>
</informationTable>
