Exhibit 12.1

CERTEGY INC.

RATIO OF EARNINGS TO FIXED CHARGES

($ in thousands, except ratio data)

	For the year ended December 31,
	1999			2000			2001			2002			2003
Earnings:
Income before income taxes (1)	$	128,901		$	146,071		$	143,352		$	145,948		$	148,789
Add:
Interest expense		901			1,301			7,200			7,120			7,950
Other adjustments		5,323			5,603			5,080			4,564			4,662
Total earnings	$	135,125		$	152,975		$	155,632		$	157,632		$	161,401
Fixed charges:
Interest expense	$	901		$	1,301		$	7,200		$	7,120		$	7,950
Other adjustments		5,323			5,603			5,080			4,564			4,662
Total fixed charges	$	6,224		$	6,904		$	12,280		$	11,684		$	12,612
Ratio of earnings to fixed charges		21.71	x		22.16	x		12.67	x		13.49	x		12.80	x

(1) Income before income taxes and cumulative effect of a change in accounting principle, but including minority interests.

For the purposes of calculating the ratio of earnings to fixed charges, fixed charges consist of interest on indebtedness, amortization of deferred financing costs, and an estimated amount of rental expense that is deemed to be representative of the interest factor.