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Unaudited Condensed Consolidated Statements of Cash Flows (USD $)
3 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Net income $ 2,334,287 $ 488,393
Adjustments to reconcile net income to net cash (used in) provided by operating activities:    
Provision for loan losses, not covered under FDIC loss sharing agreements 300,000 1,500,000
Provision for covered loan losses 94,750 600,000
Depreciation and amortization 411,150 419,996
Accretion and amortization of premiums and discounts, net 789,290 771,804
Accretion of fair value discounts related to covered loans (2,282,333) (2,434,999)
Accretion of fair value discounts related to FDIC receivable (147,674) (570,129)
Gain on sale of loans and loan servicing release fees (349,973) (185,390)
Proceeds from sale of loans 13,141,669 5,833,816
Originations and purchases of loans held for sale (15,023,619) (6,212,346)
Gain on sale of mortgage-backed securities, collateralized mortgage obligations and other investments (219,913) (632,593)
Other-than-temporary impairment-securities   100,000
Write down of real estate owned 236,434 507,724
Gain on sale of real estate owned (140,244) (25,292)
Restricted stock award expense   33,677
Stock option expense 32,083 23,717
Increase in cash surrender value on bank owned life insurance (255,287) (272,199)
Changes in assets and liabilities:    
Decrease in accrued interest and dividends receivable 361,071 75,187
Increase in other assets (673,150) (431,848)
(Decrease) increase in other liabilities (3,920,255) 749,332
Net cash (used in) provided by operating activities (5,311,714) 338,850
Proceeds from sales of securities available for sale 13,952,478 27,413,474
Principal collections on securities available for sale 14,073,340 15,913,513
Purchase of securities available for sale (26,389,800) (73,601,451)
Proceeds from maturities or calls of securities available for sale 7,066,500 1,036,000
Proceeds from redemption of FHLB stock 45,000 1,335,400
Net decrease in loans receivable 16,050,825 885,095
Net decrease (increase) in FDIC receivable (8,324,986) 6,828,107
Proceeds from sale of real estate owned 6,358,354 4,404,233
Purchases of premises and equipment (77,203) (162,540)
Net cash (used in) provided by investing activities 22,754,508 (15,948,169)
Cash flows from financing activities:    
Purchase of treasury stock (344,044) (2,197,243)
Dividends paid   (900,861)
Increase (decrease) in deposits 5,856,093 (51,589,968)
Principal payments on Federal Home Loan Bank advances (1,000,000)  
Net decrease in advance payments by borrowers for taxes and insurance (535,463) (648,867)
Net cash (used in) provided by financing activities 3,976,586 (55,336,939)
Net increase (decrease) in cash and cash equivalents 21,419,380 (70,946,258)
Cash and cash equivalents at beginning of period 108,828,220 149,761,646
Cash and cash equivalents at end of period 130,247,600 78,815,388
Supplemental disclosures of cash flow information:    
Interest paid 2,091,569 3,547,078
Income taxes paid 2,650,110 205,000
Supplemental disclosure of noncash activities:    
Real estate acquired through foreclosure of collateral on loans receivable 4,102,125 3,747,265
Write down of real estate owned reimbursed by the FDIC 307,402 1,150,000
Issuance of common stock under stock benefit plan   148,875
Unrealized loss on securities available for sale, net $ (568,429) $ (927,674)