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Unaudited Condensed Consolidated Statements of Income (USD $)
3 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Interest and dividend income:    
Loans receivable $ 10,179,929 $ 11,548,614
Mortgage-backed securities and collateralized mortgage obligations 730,255 800,234
Federal Home Loan Bank Stock 34,899 23,006
Other investment securities available for sale 55,141 59,599
Interest-bearing deposits in other financial institutions 51,686 68,019
Total interest and dividend income 11,051,910 12,499,472
Interest expense:    
Deposits 1,217,460 2,142,180
Borrowings 837,469 1,190,592
Total interest expense 2,054,929 3,332,772
Net interest income 8,996,981 9,166,700
Provision for loan losses, not covered under FDIC loss sharing agreements 300,000 1,500,000
Provision for covered loan losses 94,750 600,000
Net interest income after provision for loan losses 8,602,231 7,066,700
Noninterest income:    
Service charges on deposit accounts 1,949,171 1,723,957
Gain on securities available for sale 219,913 632,593
Total impairment losses on securities   (304,094)
Portion of losses recognized in other comprehensive income   204,094
Net impairment losses recognized in earnings   (100,000)
Bank owned life insurance 255,287 272,199
Gain on sale of loans and loan servicing release fees 349,973 185,390
Loan servicing fees 82,470 90,513
Brokerage commissions 140,694 126,061
FDIC receivable for loss sharing agreements accretion 147,674 570,129
Other 62,457 315,174
Total noninterest income 3,207,639 3,816,016
Noninterest expenses:    
Salaries and employee benefits 4,675,942 4,688,047
Occupancy 1,759,710 2,035,807
Legal and professional 323,206 497,045
Marketing 268,017 470,123
Federal insurance premiums and other regulatory fees 245,125 343,560
Net (benefit) cost of operations of real estate owned (192,326) 739,991
Furniture and equipment 201,946 205,018
Postage, office supplies and printing 246,761 279,359
Core deposit intangible amortization expense 127,665 140,442
Other 665,298 864,560
Total noninterest expenses 8,321,344 10,263,952
Income before income taxes 3,488,526 618,764
Income tax expense 1,154,239 130,371
Net income $ 2,334,287 $ 488,393
Basic net income per share (in Dollars per share) $ 0.13 $ 0.03
Diluted net income per share (in Dollars per share) $ 0.13 $ 0.03
Weighted average number of common shares outstanding (in Shares) 17,806,739 18,036,619
Weighted average number of common and potential common shares outstanding (in Shares) 17,846,627 18,070,041