X0202 4 2006-10-02 0 0001136796 CHARTER FINANCIAL CORP/GA CHFN 0001280869 JOHNSON ROBERT LEE /GA/ 1233 O.G. SKINNER DRIVE WEST POINT GA 31833 1 1 0 0 President and CEO Common stock, par value $0.01 per share 2006-10-02 5 G 0 E 625 0 D 93708 D Common stock, par value $0.01 per share 7500 I By IRA Common stock, par value $0.01 per share 3966 I By ESOP Common stock, par value $0.01 per share 7866 I By 401(k) Plan Common stock, par value $0.01 per share 2500 I By Spouse's IRA Common stock, par value $0.01 per share 1600 I As Custodian Stock option (Right to Buy) 29.26 2012-09-12 Common Stock 18000 18000 D Stock option (Right to Buy) 32.99 2014-07-27 Common Stock 30000 30000 D Includes a restricted stock award of 31,716 shares granted to the reporting person under the Charter Financial Corporation 2001 Recognition and Retention Plan. The restricted stock award will vest in 25% increments on an annual basis with the last installment scheduled to vest on August 1, 2007. Includes a restricted stock award of 31,149 shares granted to the reporting person on July 27, 2004 under the Charter Financial Corporation 2001 Recognition and Retention Plan. The restricted stock award will vest in six installments: three each of 5,192 shares on July 27, 2008, 2010, and 1012, and three each of 5,191 shares on July 27, 2009, 2011 and 2013. Options granted under the 2001 Charter Financial Corporation Stock Option Plan vested in five equal annual installments commencing on September 12, 2004. Options granted under the 2001 Charter Financial Corporation Stock Option Plan vested in two equal annual installments commencing on July 27, 2008. /s/ Robert Lee Johnson 2006-10-04