-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
 MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen
 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 PGiO18mFRG8DXHt3NB5yTU1q7HfQT1GsIoGwshCMgoKdGmsRbPSh/yUrsrR5Ax8z
 8KyXUsk8vQKNyv4U6hrfBA==

<SEC-DOCUMENT>0000000000-06-059351.txt : 20070830
<SEC-HEADER>0000000000-06-059351.hdr.sgml : 20070830
<ACCEPTANCE-DATETIME>20061205095507
<PRIVATE-TO-PUBLIC>
ACCESSION NUMBER:		0000000000-06-059351
CONFORMED SUBMISSION TYPE:	UPLOAD
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		20061205

FILED FOR:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CHARTER FINANCIAL CORP/GA
		CENTRAL INDEX KEY:			0001136796
		STANDARD INDUSTRIAL CLASSIFICATION:	SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035]
		IRS NUMBER:				000000000
		FISCAL YEAR END:			0930

	FILING VALUES:
		FORM TYPE:		UPLOAD

	BUSINESS ADDRESS:	
		STREET 1:		600 THIRD AVENUE
		CITY:			WEST POINT
		STATE:			GA
		ZIP:			31833
		BUSINESS PHONE:		7066451391

	MAIL ADDRESS:	
		STREET 1:		600 THIRD AVENUE
		CITY:			WEST POINT
		STATE:			GA
		ZIP:			31833
PUBLIC REFERENCE ACCESSION NUMBER:		0001193125-06-239970
</SEC-HEADER>
<DOCUMENT>
<TYPE>LETTER
<SEQUENCE>1
<FILENAME>charterfin.pdf
<DESCRIPTION>COMMENT LETTER DATED DECEMBER 4, 2006 BY NICK PANOS
<TEXT>
<PDF>
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