The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 795 1,918 SH   SOLE   1,918 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 728 1,755 SH   OTR   1,755 0 0
EATON CORP PLC SHS G29183103 4 25 SH   SOLE   25 0 0
EATON CORP PLC SHS G29183103 204 1,182 SH   OTR   1,182 0 0
LINDE PLC SHS G5494J103 198 572 SH   SOLE   572 0 0
LINDE PLC SHS G5494J103 253 730 SH   OTR   730 0 0
MEDTRONIC PLC SHS 0G5960103 322 3,110 SH   SOLE   3,110 0 0
APTIV PLC SHS 0G6095109 6,664 40,402 SH   SOLE   40,377 0 25
APTIV PLC SHS 0G6095109 1,411 8,553 SH   OTR   8,378 175 0
CHUBB LIMITED COM H1467J104 9,295 48,084 SH   SOLE   48,014 0 70
CHUBB LIMITED COM H1467J104 2,966 15,342 SH   OTR   15,117 225 0
AT&T INC COM 00206R102 109 4,432 SH   SOLE   4,432 0 0
AT&T INC COM 00206R102 1,268 51,544 SH   OTR   2,699 0 48,845
ABBOTT LABS COM 002824100 11,266 80,051 SH   SOLE   79,926 0 125
ABBOTT LABS COM 002824100 3,937 27,972 SH   OTR   26,165 1,582 225
ABBVIE INC COM 00287Y109 217 1,602 SH   SOLE   1,502 0 100
ABBVIE INC COM 00287Y109 1,093 8,075 SH   OTR   6,875 1,200 0
ADOBE SYSTEMS INCORPORATED COM 000724101 308 543 SH   SOLE   543 0 0
ADOBE SYSTEMS INCORPORATED COM 000724101 28 50 SH   OTR   50 0 0
ADVANCE AUTO PARTS INC COM 00751Y106 3 14 SH   SOLE   14 0 0
ADVANCE AUTO PARTS INC COM 00751Y106 1,359 5,666 SH   OTR   2,341 0 3,325
ALPHABET INC CAP STK CL C 02079K107 770 266 SH   SOLE   266 0 0
ALPHABET INC CAP STK CL C 02079K107 394 136 SH   OTR   136 0 0
ALPHABET INC CAP STK CL A 02079K305 794 274 SH   SOLE   274 0 0
ALPHABET INC CAP STK CL A 02079K305 232 80 SH   OTR   80 0 0
ALTRIA GROUP INC COM 02209S103 456 9,619 SH   SOLE   9,619 0 0
ALTRIA GROUP INC COM 02209S103 2,395 50,540 SH   OTR   2,765 0 47,775
AMAZON COM INC COM 023135106 1,927 578 SH   SOLE   578 0 0
AMAZON COM INC COM 023135106 1,107 332 SH   OTR   257 0 75
AMERICAN ELEC PWR CO INC COM 025537101 386 4,343 SH   SOLE   4,193 0 150
AMERICAN ELEC PWR CO INC COM 025537101 87 975 SH   OTR   975 0 0
AMERICAN EXPRESS CO COM 025816109 50 308 SH   SOLE   308 0 0
AMERICAN EXPRESS CO COM 025816109 196 1,200 SH   OTR   1,200 0 0
AMERICAN TOWER CORP NEW COM 03027X100 222 758 SH   SOLE   698 0 60
AMGEN INC COM 031162100 9,159 40,710 SH   SOLE   40,546 0 164
AMGEN INC COM 031162100 3,537 15,724 SH   OTR   15,649 75 0
ANTHEM INC COM 036752103 333 718 SH   SOLE   718 0 0
ANTHEM INC COM 036752103 57 123 SH   OTR   123 0 0
APPLE INC COM 037833100 25,828 145,451 SH   SOLE   144,996 0 455
APPLE INC COM 037833100 10,249 57,717 SH   OTR   56,727 390 600
APPLIED MATLS INC COM 038222105 373 2,368 SH   SOLE   2,368 0 0
APPLIED MATLS INC COM 038222105 643 4,084 SH   OTR   4,084 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 14,175 57,487 SH   SOLE   57,187 0 300
AUTOMATIC DATA PROCESSING IN COM 053015103 5,412 21,948 SH   OTR   21,770 178 0
BK OF AMERICA CORP COM 060505104 659 14,817 SH   SOLE   14,817 0 0
BK OF AMERICA CORP COM 060505104 343 7,703 SH   OTR   7,703 0 0
BANK NEW YORK MELLON CORP COM 064058100 47 803 SH   SOLE   803 0 0
BANK NEW YORK MELLON CORP COM 064058100 437 7,531 SH   OTR   7,531 0 0
BAXTER INTL INC COM 071813109 94 1,100 SH   SOLE   1,100 0 0
BAXTER INTL INC COM 071813109 120 1,401 SH   OTR   1,401 0 0
BECTON DICKINSON & CO COM 075887109 197 785 SH   SOLE   785 0 0
BECTON DICKINSON & CO COM 075887109 677 2,693 SH   OTR   2,693 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,352 3 SH   SOLE   3 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 451 1 SH   OTR   1 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 3,157 10,557 SH   SOLE   10,557 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 396 1,323 SH   OTR   1,098 0 225
BLACKROCK INC COM 09247X101 14,108 15,409 SH   SOLE   15,376 0 33
BLACKROCK INC COM 09247X101 5,913 6,458 SH   OTR   6,318 65 75
BLACKSTONE INC COM 09260D107 391 3,025 SH   OTR   3,025 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 710 11,395 SH   SOLE   11,295 0 100
BRISTOL-MYERS SQUIBB CO COM 110122108 1,327 21,280 SH   OTR   3,550 1,000 16,730
BROADCOM INC COM 011135101 13,289 19,971 SH   SOLE   19,971 0 0
BROADCOM INC COM 011135101 5,913 8,887 SH   OTR   8,790 97 0
BROWN FORMAN CORP CL A 115637100 2,525 37,250 SH   SOLE   37,250 0 0
BROWN FORMAN CORP CL B 115637209 1,737 23,837 SH   SOLE   23,837 0 0
BROWN FORMAN CORP CL B 115637209 6,549 89,880 SH   OTR   89,880 0 0
CIGNA CORP NEW COM 125523100 108 472 SH   SOLE   472 0 0
CIGNA CORP NEW COM 125523100 1,168 5,086 SH   OTR   5,086 0 0
CSX CORP COM 126408103 9,379 249,437 SH   SOLE   248,540 0 897
CSX CORP COM 126408103 4,313 114,713 SH   OTR   111,488 975 2,250
CVS HEALTH CORP COM 126650100 216 2,095 SH   SOLE   2,095 0 0
CVS HEALTH CORP COM 126650100 117 1,135 SH   OTR   1,135 0 0
CARMAX INC COM 143130102 247 1,900 SH   SOLE   1,900 0 0
CARMAX INC COM 143130102 1,263 9,698 SH   OTR   7,148 0 2,550
CARRIER GLOBAL CORPORATION COM 14448C104 195 3,598 SH   SOLE   3,598 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 607 11,185 SH   OTR   11,185 0 0
CATERPILLAR INC COM 149123101 352 1,705 SH   SOLE   1,630 0 75
CATERPILLAR INC COM 149123101 111 537 SH   OTR   537 0 0
CHEVRON CORP NEW COM 166764100 7,000 59,651 SH   SOLE   59,341 0 310
CHEVRON CORP NEW COM 166764100 5,344 45,538 SH   OTR   23,528 550 21,460
CISCO SYS INC COM 17275R102 11,288 178,125 SH   SOLE   177,175 0 950
CISCO SYS INC COM 17275R102 4,240 66,904 SH   OTR   65,904 775 225
CLARUS CORP NEW COM 18270P109 231 8,324 SH   SOLE   8,324 0 0
CLOROX CO DEL COM 189054109 102 585 SH   SOLE   585 0 0
CLOROX CO DEL COM 189054109 112 640 SH   OTR   640 0 0
COCA COLA CO COM 191216100 1,121 18,925 SH   SOLE   18,925 0 0
COCA COLA CO COM 191216100 1,632 27,558 SH   OTR   27,033 0 525
COLFAX CORP COM 194014106 306 6,663 SH   SOLE   6,663 0 0
COLGATE PALMOLIVE CO COM 194162103 490 5,737 SH   SOLE   5,737 0 0
COLGATE PALMOLIVE CO COM 194162103 512 6,005 SH   OTR   5,905 100 0
CONAGRA BRANDS INC COM 205887102 5,258 153,965 SH   SOLE   153,866 0 99
CONAGRA BRANDS INC COM 205887102 1,809 52,962 SH   OTR   51,847 1,115 0
CONOCOPHILLIPS COM 20825C104 208 2,875 SH   SOLE   2,875 0 0
CONOCOPHILLIPS COM 20825C104 150 2,081 SH   OTR   1,512 0 569
COSTCO WHSL CORP NEW COM 22160K105 118 208 SH   SOLE   158 0 50
COSTCO WHSL CORP NEW COM 22160K105 202 355 SH   OTR   355 0 0
DANAHER CORPORATION COM 235851102 701 2,132 SH   SOLE   2,057 0 75
DANAHER CORPORATION COM 235851102 344 1,045 SH   OTR   1,045 0 0
DEERE & CO COM 244199105 736 2,147 SH   SOLE   2,147 0 0
DEERE & CO COM 244199105 549 1,600 SH   OTR   1,600 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 6,314 28,684 SH   SOLE   28,634 0 50
DIAGEO PLC SPON ADR NEW 25243Q205 1,680 7,633 SH   OTR   7,463 170 0
DISNEY WALT CO COM 254687106 9,509 61,390 SH   SOLE   61,100 0 290
DISNEY WALT CO COM 254687106 4,729 30,532 SH   OTR   30,410 122 0
DISCOVER FINL SVCS COM 254709108 46 402 SH   SOLE   402 0 0
DISCOVER FINL SVCS COM 254709108 168 1,450 SH   OTR   1,450 0 0
DOMINION ENERGY INC COM 25746U109 6,796 86,503 SH   SOLE   86,228 0 275
DOMINION ENERGY INC COM 25746U109 7,147 90,978 SH   OTR   54,311 500 36,167
DOVER CORP COM 260003108 3 19 SH   SOLE   19 0 0
DOVER CORP COM 260003108 478 2,633 SH   OTR   1,433 0 1,200
DUKE ENERGY CORP NEW COM NEW 26441C204 425 4,055 SH   SOLE   3,955 0 100
DUKE ENERGY CORP NEW COM NEW 26441C204 418 3,982 SH   OTR   3,982 0 0
DUPONT DE NEMOURS INC COM 26614N102 95 1,172 SH   SOLE   1,172 0 0
DUPONT DE NEMOURS INC COM 26614N102 112 1,392 SH   OTR   1,392 0 0
EMERSON ELEC CO COM 291011104 93 997 SH   SOLE   997 0 0
EMERSON ELEC CO COM 291011104 431 4,631 SH   OTR   3,831 800 0
EQUIFAX INC COM 294429105 6 19 SH   SOLE   19 0 0
EQUIFAX INC COM 294429105 468 1,600 SH   OTR   302 0 1,298
EXXON MOBIL CORP COM 30231G102 777 12,705 SH   SOLE   12,705 0 0
EXXON MOBIL CORP COM 30231G102 663 10,832 SH   OTR   10,382 450 0
META PLATFORMS INC CL A 30303M102 1,158 3,444 SH   SOLE   3,444 0 0
META PLATFORMS INC CL A 30303M102 62 183 SH   OTR   183 0 0
FASTENAL CO COM 311900104 8,984 140,236 SH   SOLE   139,986 0 250
FASTENAL CO COM 311900104 4,012 62,625 SH   OTR   61,765 860 0
FISERV INC COM 337738108 251 2,420 SH   SOLE   2,420 0 0
FOX CORP CL A COM 035137105 4,886 132,425 SH   SOLE   132,425 0 0
FOX CORP CL A COM 035137105 1,116 30,243 SH   OTR   29,745 498 0
GALLAGHER ARTHUR J & CO COM 363576109 140 825 SH   SOLE   825 0 0
GALLAGHER ARTHUR J & CO COM 363576109 697 4,110 SH   OTR   4,110 0 0
GLOBAL PMTS INC COM 37940X102 468 3,460 SH   SOLE   3,460 0 0
HANESBRANDS INC COM 410345102 38 2,285 SH   SOLE   2,285 0 0
HANESBRANDS INC COM 410345102 1,261 75,398 SH   OTR   53,165 0 22,233
HERSHEY CO COM 427866108 416 2,150 SH   SOLE   2,150 0 0
HERSHEY CO COM 427866108 193 1,000 SH   OTR   1,000 0 0
HOME DEPOT INC COM 437076102 15,042 36,246 SH   SOLE   36,046 0 200
HOME DEPOT INC COM 437076102 5,266 12,688 SH   OTR   11,156 107 1,425
HONEYWELL INTL INC COM 438516106 452 2,170 SH   SOLE   2,170 0 0
HONEYWELL INTL INC COM 438516106 181 868 SH   OTR   868 0 0
HORMEL FOODS CORP COM 440452100 83 1,694 SH   SOLE   1,694 0 0
HORMEL FOODS CORP COM 440452100 173 3,550 SH   OTR   3,550 0 0
IDEXX LABS INC COM 45168D104 461 700 SH   OTR   700 0 0
ILLINOIS TOOL WKS INC COM 452308109 596 2,415 SH   SOLE   2,415 0 0
ILLINOIS TOOL WKS INC COM 452308109 185 750 SH   OTR   750 0 0
INTEL CORP COM 458140100 7,349 142,694 SH   SOLE   141,519 0 1,175
INTEL CORP COM 458140100 4,186 81,282 SH   OTR   69,307 275 11,700
INTUITIVE SURGICAL INC COM NEW 46120E602 984 2,739 SH   SOLE   2,739 0 0
INTUIT COM 461202103 4,787 7,442 SH   SOLE   7,357 0 85
INTUIT COM 461202103 2,874 4,468 SH   OTR   4,468 0 0
IRON MTN INC NEW COM 46284V101 5,903 112,805 SH   SOLE   112,655 0 150
IRON MTN INC NEW COM 46284V101 2,484 47,463 SH   OTR   47,263 200 0
ISHARES TR S&P 100 ETF 464287101 211 965 SH   SOLE   965 0 0
ISHARES TR SELECT DIVID ETF 464287168 217 1,772 SH   SOLE   1,772 0 0
ISHARES TR TIPS BD ETF 464287176 236 1,830 SH   SOLE   1,830 0 0
ISHARES TR TIPS BD ETF 464287176 20 155 SH   OTR   155 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,706 3,577 SH   SOLE   3,577 0 0
ISHARES TR CORE US AGGBD ETF 464287226 214 1,873 SH   SOLE   1,873 0 0
ISHARES TR CORE US AGGBD ETF 464287226 43 375 SH   OTR   325 50 0
ISHARES TR S&P 500 VAL ETF 464287408 388 2,475 SH   SOLE   2,475 0 0
ISHARES TR S&P 500 VAL ETF 464287408 51 325 SH   OTR   325 0 0
ISHARES TR MSCI EAFE ETF 464287465 332 4,221 SH   SOLE   4,221 0 0
ISHARES TR MSCI EAFE ETF 464287465 954 12,130 SH   OTR   12,030 100 0
ISHARES TR RUS MD CP GR ETF 464287481 211 1,830 SH   SOLE   1,830 0 0
ISHARES TR RUS MD CP GR ETF 464287481 18 155 SH   OTR   155 0 0
ISHARES TR RUS MID CAP ETF 464287499 3,115 37,529 SH   SOLE   37,529 0 0
ISHARES TR RUS MID CAP ETF 464287499 3,529 42,517 SH   OTR   38,417 200 3,900
ISHARES TR CORE S&P MCP ETF 464287507 202 715 SH   SOLE   715 0 0
ISHARES TR CORE S&P MCP ETF 464287507 290 1,026 SH   OTR   1,026 0 0
ISHARES TR ISHARES BIOTECH 464287556 378 2,480 SH   SOLE   2,480 0 0
ISHARES TR ISHARES BIOTECH 464287556 489 3,207 SH   OTR   3,207 0 0
ISHARES TR COHEN STEER REIT 464287564 1,209 15,885 SH   SOLE   15,885 0 0
ISHARES TR COHEN STEER REIT 464287564 1,258 16,541 SH   OTR   12,715 126 3,700
ISHARES TR RUS 1000 GRW ETF 464287614 1,893 6,195 SH   SOLE   6,195 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 2,078 9,342 SH   SOLE   9,342 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 3,594 16,156 SH   OTR   14,361 345 1,450
ISHARES TR CORE S&P SCP ETF 464287804 1,156 10,098 SH   SOLE   10,098 0 0
ISHARES TR CORE S&P SCP ETF 464287804 239 2,086 SH   OTR   1,262 824 0
ISHARES TR NEW YORK MUN ETF 464288323 222 3,830 SH   OTR   785 3,045 0
ISHARES TR NATIONAL MUN ETF 464288414 499 4,295 SH   SOLE   4,295 0 0
ISHARES TR NATIONAL MUN ETF 464288414 53 458 SH   OTR   458 0 0
ISHARES TR INTRM GOV CR ETF 464288612 10,569 92,913 SH   SOLE   92,338 0 575
ISHARES TR INTRM GOV CR ETF 464288612 1,530 13,449 SH   OTR   12,725 724 0
ISHARES TR ISHS 1-5YR INVS 464288646 252 4,670 SH   SOLE   4,670 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 39 720 SH   OTR   720 0 0
ISHARES TR MICRO-CAP ETF 464288869 162 1,160 SH   SOLE   1,160 0 0
ISHARES TR MICRO-CAP ETF 464288869 42 300 SH   OTR   300 0 0
ISHARES TR A RATE CP BD ETF 46429B291 8,354 149,024 SH   SOLE   148,149 0 875
ISHARES TR A RATE CP BD ETF 46429B291 1,188 21,184 SH   OTR   20,025 1,159 0
ISHARES TR MSCI EAFE MIN VL 46429B689 3,375 43,962 SH   SOLE   43,407 0 555
ISHARES TR MSCI EAFE MIN VL 46429B689 404 5,258 SH   OTR   4,493 765 0
ISHARES TR CORE MSCI TOTAL 046432834 3,310 46,657 SH   SOLE   46,092 0 565
ISHARES TR CORE MSCI TOTAL 046432834 1,023 14,425 SH   OTR   13,620 805 0
ISHARES TR CORE MSCI EAFE 046432842 4,791 64,190 SH   SOLE   63,580 0 610
ISHARES TR CORE MSCI EAFE 046432842 452 6,056 SH   OTR   5,311 745 0
ISHARES INC CORE MSCI EMKT 46434G103 323 5,398 SH   SOLE   5,398 0 0
ISHARES INC CORE MSCI EMKT 46434G103 24 400 SH   OTR   400 0 0
ISHARES TR IBONDS DEC23 ETF 46434VAX8 187 7,275 SH   SOLE   7,275 0 0
ISHARES TR IBONDS DEC23 ETF 46434VAX8 46 1,800 SH   OTR   1,800 0 0
ISHARES TR IBONDS DEC22 ETF 46434VBA7 143 5,680 SH   SOLE   5,680 0 0
ISHARES TR IBONDS DEC22 ETF 46434VBA7 61 2,430 SH   OTR   2,430 0 0
ISHARES TR IBONDS DEC25 ETF 46434VBD1 206 7,800 SH   SOLE   7,800 0 0
ISHARES TR IBONDS DEC25 ETF 46434VBD1 69 2,625 SH   OTR   2,625 0 0
ISHARES TR IBONDS DEC2022 46435G755 330 12,675 SH   SOLE   12,480 0 195
ISHARES TR IBONDS DEC2022 46435G755 5 200 SH   OTR   200 0 0
JPMORGAN CHASE & CO COM 46625H100 10,604 66,965 SH   SOLE   66,390 0 575
JPMORGAN CHASE & CO COM 46625H100 3,943 24,898 SH   OTR   24,280 318 300
JOHNSON & JOHNSON COM 478160104 10,383 60,696 SH   SOLE   60,311 0 385
JOHNSON & JOHNSON COM 478160104 5,204 30,423 SH   OTR   28,033 1,040 1,350
KEYSIGHT TECHNOLOGIES INC COM 049338103 243 1,176 SH   SOLE   1,176 0 0
KEYSIGHT TECHNOLOGIES INC COM 049338103 2 8 SH   OTR   8 0 0
KIMBERLY-CLARK CORP COM 494368103 484 3,388 SH   SOLE   3,388 0 0
KIMBERLY-CLARK CORP COM 494368103 295 2,065 SH   OTR   2,065 0 0
KINDER MORGAN INC DEL COM 49456B101 201 12,685 SH   SOLE   12,685 0 0
KINDER MORGAN INC DEL COM 49456B101 54 3,381 SH   OTR   3,381 0 0
LILLY ELI & CO COM 532457108 938 3,395 SH   SOLE   3,395 0 0
LILLY ELI & CO COM 532457108 193 700 SH   OTR   700 0 0
LION COPPER & GOLD CORP COM 53620R109 2 16,345 SH   OTR   16,345 0 0
LOEWS CORP COM 540424108 700 12,125 SH   OTR   12,125 0 0
LOWES COS INC COM 548661107 6,223 24,076 SH   SOLE   23,926 0 150
LOWES COS INC COM 548661107 4,863 18,815 SH   OTR   3,080 0 15,735
MARATHON PETE CORP COM 56585A102 138 2,162 SH   SOLE   2,162 0 0
MARATHON PETE CORP COM 56585A102 193 3,022 SH   OTR   3,022 0 0
MARKEL CORP COM 570535104 369 299 SH   SOLE   294 0 5
MARKEL CORP COM 570535104 93 75 SH   OTR   75 0 0
MARSH & MCLENNAN COS INC COM 571748102 252 1,451 SH   SOLE   1,451 0 0
MARRIOTT INTL INC NEW CL A 571903202 152 918 SH   SOLE   918 0 0
MARRIOTT INTL INC NEW CL A 571903202 369 2,236 SH   OTR   2,236 0 0
MASCO CORP COM 574599106 7,198 102,508 SH   SOLE   102,508 0 0
MASCO CORP COM 574599106 2,180 31,051 SH   OTR   29,765 1,286 0
MCDONALDS CORP COM 580135101 1,315 4,904 SH   SOLE   4,854 0 50
MCDONALDS CORP COM 580135101 2,879 10,741 SH   OTR   7,801 0 2,940
MERCK & CO INC COM 58933Y105 1,745 22,769 SH   SOLE   22,769 0 0
MERCK & CO INC COM 58933Y105 3,860 50,367 SH   OTR   16,142 250 33,975
MICROSOFT CORP COM 594918104 30,529 90,774 SH   SOLE   89,954 0 820
MICROSOFT CORP COM 594918104 16,536 49,166 SH   OTR   47,496 360 1,310
MICROCHIP TECHNOLOGY INC. COM 595017104 13,208 151,716 SH   SOLE   151,216 0 500
MICROCHIP TECHNOLOGY INC. COM 595017104 6,054 69,540 SH   OTR   69,216 324 0
MONDELEZ INTL INC CL A 609207105 405 6,101 SH   SOLE   4,623 0 1,478
MONDELEZ INTL INC CL A 609207105 2,396 36,139 SH   OTR   2,682 100 33,357
NEXTERA ENERGY INC COM 065339101 96 1,027 SH   SOLE   1,027 0 0
NEXTERA ENERGY INC COM 065339101 487 5,218 SH   OTR   2,978 2,240 0
NIKE INC CL B 654106103 567 3,404 SH   SOLE   3,404 0 0
NIKE INC CL B 654106103 768 4,605 SH   OTR   4,605 0 0
NORFOLK SOUTHN CORP COM 655844108 3,903 13,110 SH   SOLE   13,035 0 75
NORFOLK SOUTHN CORP COM 655844108 1,935 6,500 SH   OTR   3,150 0 3,350
NORTHROP GRUMMAN CORP COM 666807102 6,302 16,281 SH   SOLE   16,281 0 0
NORTHROP GRUMMAN CORP COM 666807102 2,053 5,304 SH   OTR   5,149 155 0
NOVARTIS AG SPONSORED ADR 66987V109 6,302 72,046 SH   SOLE   72,046 0 0
NOVARTIS AG SPONSORED ADR 66987V109 2,498 28,555 SH   OTR   28,283 272 0
NVIDIA CORPORATION COM 67066G104 205 696 SH   SOLE   696 0 0
ORACLE CORP COM 68389X105 545 6,255 SH   SOLE   6,255 0 0
ORACLE CORP COM 68389X105 303 3,475 SH   OTR   3,475 0 0
OTIS WORLDWIDE CORP COM 68902V107 135 1,549 SH   SOLE   1,549 0 0
OTIS WORLDWIDE CORP COM 68902V107 463 5,320 SH   OTR   5,320 0 0
OWENS & MINOR INC NEW COM 690732102 132 3,045 SH   SOLE   3,045 0 0
OWENS & MINOR INC NEW COM 690732102 195 4,493 SH   OTR   4,493 0 0
PNC FINL SVCS GROUP INC COM 693475105 1,002 4,998 SH   SOLE   4,998 0 0
PNC FINL SVCS GROUP INC COM 693475105 120 600 SH   OTR   600 0 0
PAR TECHNOLOGY CORP COM 698884103 211 4,004 SH   SOLE   4,004 0 0
PAYCHEX INC COM 704326107 239 1,750 SH   SOLE   1,750 0 0
PAYCHEX INC COM 704326107 468 3,430 SH   OTR   3,430 0 0
PAYPAL HLDGS INC COM 70450Y103 318 1,688 SH   SOLE   1,688 0 0
PAYPAL HLDGS INC COM 70450Y103 127 675 SH   OTR   675 0 0
PEPSICO INC COM 713448108 8,231 47,383 SH   SOLE   47,053 0 330
PEPSICO INC COM 713448108 6,501 37,423 SH   OTR   19,478 25 17,920
PFIZER INC COM 717081103 853 14,445 SH   SOLE   14,445 0 0
PFIZER INC COM 717081103 1,487 25,180 SH   OTR   18,030 0 7,150
PHILIP MORRIS INTL INC COM 718172109 714 7,515 SH   SOLE   6,055 0 1,460
PHILIP MORRIS INTL INC COM 718172109 3,014 31,726 SH   OTR   3,220 0 28,506
PINNACLE FINL PARTNERS INC COM 72346Q104 82 863 SH   SOLE   863 0 0
PINNACLE FINL PARTNERS INC COM 72346Q104 389 4,069 SH   OTR   4,069 0 0
PRICE T ROWE GROUP INC COM 074144108 10,852 55,187 SH   SOLE   54,945 0 242
PRICE T ROWE GROUP INC COM 074144108 4,071 20,701 SH   OTR   20,536 165 0
PROCTER AND GAMBLE CO COM 742718109 9,039 55,257 SH   SOLE   54,862 0 395
PROCTER AND GAMBLE CO COM 742718109 5,533 33,822 SH   OTR   32,297 150 1,375
PRUDENTIAL FINL INC COM 744320102 150 1,386 SH   SOLE   1,386 0 0
PRUDENTIAL FINL INC COM 744320102 224 2,068 SH   OTR   885 0 1,183
RGC RES INC COM 074955103 183 7,954 SH   SOLE   7,954 0 0
RGC RES INC COM 074955103 1,025 44,559 SH   OTR   0 0 44,559
RAYTHEON TECHNOLOGIES CORP COM 75513E101 483 5,609 SH   SOLE   5,609 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,211 14,073 SH   OTR   14,073 0 0
REALTY INCOME CORP COM 756109104 4,175 58,320 SH   SOLE   58,320 0 0
REALTY INCOME CORP COM 756109104 1,502 20,975 SH   OTR   19,885 1,090 0
REGIONS FINANCIAL CORP NEW COM 7591EP100 221 10,150 SH   SOLE   10,150 0 0
SPDR S&P 500 ETF TR TR UNIT 078462103 21,848 46,000 SH   SOLE   45,495 0 505
SPDR S&P 500 ETF TR TR UNIT 078462103 3,913 8,239 SH   OTR   7,776 70 393
SCHWAB CHARLES CORP COM 808513105 648 7,700 SH   SOLE   7,700 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 7,970 87,958 SH   SOLE   87,408 0 550
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 2,552 28,162 SH   OTR   27,952 210 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 5,114 36,297 SH   SOLE   35,787 0 510
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 848 6,020 SH   OTR   5,155 865 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 1,982 25,709 SH   SOLE   25,334 0 375
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 236 3,065 SH   OTR   2,380 685 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 3,656 17,885 SH   SOLE   17,645 0 240
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 674 3,295 SH   OTR   2,885 410 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 1,233 22,223 SH   SOLE   21,923 0 300
SELECT SECTOR SPDR TR ENERGY 81369Y506 222 3,995 SH   OTR   3,515 480 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 4,161 106,567 SH   SOLE   105,467 0 1,100
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 691 17,705 SH   OTR   15,085 2,620 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 2,946 27,846 SH   SOLE   27,446 0 400
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 471 4,450 SH   OTR   3,790 660 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 9,037 51,976 SH   SOLE   51,276 0 700
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,374 7,902 SH   OTR   6,637 1,190 75
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 1,479 19,035 SH   SOLE   18,785 0 250
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 314 4,039 SH   OTR   3,539 500 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 1,165 16,276 SH   SOLE   16,176 0 100
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 738 10,315 SH   OTR   10,120 195 0
STANLEY BLACK & DECKER INC COM 854502101 254 1,347 SH   SOLE   1,347 0 0
STANLEY BLACK & DECKER INC COM 854502101 94 500 SH   OTR   500 0 0
STARBUCKS CORP COM 855244109 7,925 67,749 SH   SOLE   67,749 0 0
STARBUCKS CORP COM 855244109 2,387 20,403 SH   OTR   19,558 845 0
STRYKER CORPORATION COM 863667101 196 732 SH   SOLE   732 0 0
STRYKER CORPORATION COM 863667101 1,191 4,455 SH   OTR   1,585 0 2,870
SYSCO CORP COM 871829107 55 695 SH   SOLE   695 0 0
SYSCO CORP COM 871829107 209 2,658 SH   OTR   2,158 0 500
TJX COS INC NEW COM 872540109 8,815 116,108 SH   SOLE   115,958 0 150
TJX COS INC NEW COM 872540109 2,442 32,169 SH   OTR   31,744 425 0
TAPESTRY INC COM 876030107 20 500 SH   SOLE   500 0 0
TAPESTRY INC COM 876030107 457 11,246 SH   OTR   11,246 0 0
TC ENERGY CORP COM 87807B107 3,809 81,841 SH   SOLE   81,841 0 0
TC ENERGY CORP COM 87807B107 1,116 23,990 SH   OTR   23,455 535 0
TESLA INC COM 88160R101 322 305 SH   SOLE   305 0 0
TEVA PHARMACEUTICAL INDS LTD SPONSORED ADS 881624209 128 16,000 SH   SOLE   16,000 0 0
TEXAS INSTRS INC COM 882508104 243 1,287 SH   SOLE   1,287 0 0
TEXAS INSTRS INC COM 882508104 365 1,938 SH   OTR   1,938 0 0
TEXAS PACIFIC LAND CORPORATI COM 88262P102 392 314 SH   SOLE   314 0 0
TEXAS PACIFIC LAND CORPORATI COM 88262P102 9 7 SH   OTR   7 0 0
3M CO COM 88579Y101 552 3,105 SH   SOLE   3,105 0 0
3M CO COM 88579Y101 1,457 8,200 SH   OTR   8,070 0 130
TRACTOR SUPPLY CO COM 892356106 140 585 SH   SOLE   585 0 0
TRACTOR SUPPLY CO COM 892356106 364 1,525 SH   OTR   1,525 0 0
TRUIST FINL CORP COM 89832Q109 1,244 21,255 SH   SOLE   21,255 0 0
TRUIST FINL CORP COM 89832Q109 607 10,368 SH   OTR   10,368 0 0
US BANCORP DEL COM NEW 902973304 8,236 146,631 SH   SOLE   145,824 0 807
US BANCORP DEL COM NEW 902973304 3,117 55,493 SH   OTR   55,293 200 0
UNION PAC CORP COM 907818108 1,448 5,749 SH   SOLE   5,749 0 0
UNION PAC CORP COM 907818108 180 716 SH   OTR   716 0 0
UNITED PARCEL SERVICE INC CL B 911312106 1,321 6,165 SH   SOLE   6,165 0 0
UNITED PARCEL SERVICE INC CL B 911312106 330 1,541 SH   OTR   1,541 0 0
UNITEDHEALTH GROUP INC COM 91324P102 17,743 35,335 SH   SOLE   35,245 0 90
UNITEDHEALTH GROUP INC COM 91324P102 6,784 13,510 SH   OTR   13,390 120 0
V F CORP COM 918204108 6,941 94,796 SH   SOLE   94,246 0 550
V F CORP COM 918204108 2,831 38,662 SH   OTR   38,477 135 50
VANGUARD BD INDEX FDS INTERMED TERM 921937819 196 2,240 SH   SOLE   2,240 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 148 1,685 SH   OTR   1,685 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 173 2,143 SH   SOLE   2,143 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 102 1,260 SH   OTR   1,260 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 33 385 SH   SOLE   385 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 284 3,355 SH   OTR   3,355 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,032 20,217 SH   SOLE   20,217 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 67 1,314 SH   OTR   1,314 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 342 3,185 SH   SOLE   3,185 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 338 3,150 SH   OTR   3,150 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,453 69,813 SH   SOLE   69,373 0 440
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,191 24,086 SH   OTR   23,432 654 0
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 1,437 18,295 SH   SOLE   18,295 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 24 300 SH   OTR   300 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 13,251 250,779 SH   SOLE   248,679 0 2,100
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 2,074 39,255 SH   OTR   36,610 2,645 0
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813 4,211 39,791 SH   SOLE   39,566 0 225
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813 705 6,658 SH   OTR   6,250 408 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 17,362 187,172 SH   SOLE   186,247 0 925
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 2,862 30,859 SH   OTR   28,580 2,279 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 255 583 SH   SOLE   583 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 548 1,256 SH   OTR   1,256 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 14,864 128,126 SH   SOLE   127,201 0 925
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 4,825 41,593 SH   OTR   40,098 720 775
VANGUARD INDEX FDS MID CAP ETF 922908629 31,625 124,133 SH   SOLE   123,723 0 410
VANGUARD INDEX FDS MID CAP ETF 922908629 8,966 35,192 SH   OTR   34,442 750 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 30,439 134,681 SH   SOLE   134,231 0 450
VANGUARD INDEX FDS SMALL CP ETF 922908751 7,786 34,451 SH   OTR   33,771 680 0
VERIZON COMMUNICATIONS INC COM 92343V104 820 15,782 SH   SOLE   15,632 0 150
VERIZON COMMUNICATIONS INC COM 92343V104 2,539 48,863 SH   OTR   16,238 0 32,625
VISA INC COM CL A 92826C839 12,226 56,416 SH   SOLE   56,161 0 255
VISA INC COM CL A 92826C839 5,524 25,492 SH   OTR   25,367 125 0
WALMART INC COM 931142103 368 2,546 SH   SOLE   2,546 0 0
WALMART INC COM 931142103 1,771 12,238 SH   OTR   6,033 0 6,205
WALGREENS BOOTS ALLIANCE INC COM 931427108 356 6,827 SH   SOLE   6,827 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 39 755 SH   OTR   650 105 0
WASTE MGMT INC DEL COM 094106109 9,700 58,116 SH   SOLE   57,816 0 300
WASTE MGMT INC DEL COM 094106109 3,830 22,948 SH   OTR   22,863 85 0
WATERS CORP COM 941848103 373 1,000 SH   OTR   1,000 0 0
WELLS FARGO CO NEW COM 949746101 345 7,193 SH   SOLE   7,193 0 0
WELLS FARGO CO NEW COM 949746101 79 1,650 SH   OTR   1,650 0 0
WEYERHAEUSER CO MTN BE COM NEW 962166104 104 2,533 SH   SOLE   2,533 0 0
WEYERHAEUSER CO MTN BE COM NEW 962166104 218 5,302 SH   OTR   5,302 0 0
WISDOMTREE TR INTL EQUITY FD 97717W703 403 7,447 SH   OTR   7,447 0 0
WISDOMTREE TR US QTLY DIV GRT 97717X669 945 14,350 SH   SOLE   14,350 0 0
ZOETIS INC CL A 98978V103 11,153 45,703 SH   SOLE   45,703 0 0
ZOETIS INC CL A 98978V103 4,639 19,012 SH   OTR   18,752 260 0