The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   420,899 3,079 SH   SOLE   0 0 3,079
ABBOTT LABS COM 002824100   1,971,119 17,289 SH   SOLE   900 0 16,389
ABBVIE INC COM 00287Y109   4,930,681 24,968 SH   SOLE   480 0 24,488
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   1,693,523 4,791 SH   SOLE   495 0 4,296
ACI WORLDWIDE INC COM 004498101   4,330,114 85,071 SH   SOLE   0 0 85,071
ADVANCED MICRO DEVICES INC COM 007903107   268,763 1,638 SH   SOLE   0 0 1,638
AFLAC INC COM 001055102   2,414,656 21,598 SH   SOLE   0 0 21,598
AIR PRODS & CHEMS INC COM 009158106   283,151 951 SH   SOLE   0 0 951
ALPHABET INC CAP STK CL C 02079K107   12,129,900 72,552 SH   SOLE   1,300 0 71,252
ALPHABET INC CAP STK CL A 02079K305   6,316,922 38,088 SH   SOLE   1,400 0 36,688
ALTRIA GROUP INC COM 02209S103   332,372 6,512 SH   SOLE   0 0 6,512
AMAZON COM INC COM 023135106   3,215,124 17,255 SH   SOLE   0 0 17,255
AMERICAN EXPRESS CO COM 025816109   2,423,443 8,936 SH   SOLE   0 0 8,936
AMERIPRISE FINL INC COM 03076C106   482,025 1,026 SH   SOLE   0 0 1,026
AMGEN INC COM 031162100   717,884 2,228 SH   SOLE   50 0 2,178
ANTERIX INC COM 03676C100   1,300,965 34,545 SH   SOLE   0 0 34,545
APPLE INC COM 037833100   41,860,404 179,658 SH   SOLE   1,914 0 177,744
APPLIED MATLS INC COM 038222105   300,448 1,487 SH   SOLE   0 0 1,487
ASPEN AEROGELS INC COM 04523Y105   701,950 25,350 SH   SOLE   0 0 25,350
AT&T INC COM 00206R102   613,690 27,895 SH   SOLE   0 0 27,895
AUTOMATIC DATA PROCESSING IN COM 053015103   1,178,870 4,260 SH   SOLE   0 0 4,260
BANK AMERICA CORP COM 060505104   4,348,884 109,599 SH   SOLE   719 0 108,880
BECTON DICKINSON & CO COM 075887109   1,076,994 4,467 SH   SOLE   0 0 4,467
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   14,523,504 31,555 SH   SOLE   625 0 30,930
BLACKROCK INC COM 09247X101   1,036,865 1,092 SH   SOLE   60 0 1,032
BLOCK H & R INC COM 093671105   320,483 5,043 SH   SOLE   0 0 5,043
BRISTOL-MYERS SQUIBB CO COM 110122108   652,700 12,615 SH   SOLE   0 0 12,615
BROADCOM INC COM 11135F101   23,523,308 136,367 SH   SOLE   1,320 0 135,047
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101   2,242,525 63,999 SH   SOLE   2,550 0 61,449
BROWN FORMAN CORP CL B 115637209   282,408 5,740 SH   SOLE   0 0 5,740
CAL MAINE FOODS INC COM NEW 128030202   374,200 5,000 SH   SOLE   0 0 5,000
CAPITAL GROUP CORE EQUITY ET SHS CREATION UNI 14020V108   2,115,110 61,701 SH   SOLE   0 0 61,701
CAPITAL GROUP DIVIDEND VALUE SHS CREATION UNI 14020W106   883,706 24,251 SH   SOLE   0 0 24,251
CAPITAL GROUP GBL GROWTH EQT SHS CREATION UNI 14020X104   748,353 24,821 SH   SOLE   0 0 24,821
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101   783,993 22,535 SH   SOLE   0 0 22,535
CAPITAL GROUP INTL FOCUS EQT SHS CREATION UNI 14019W109   537,728 19,938 SH   SOLE   0 0 19,938
CARLISLE COS INC COM 142339100   245,564 546 SH   SOLE   0 0 546
CARRIER GLOBAL CORPORATION COM 14448C104   483,101 6,002 SH   SOLE   250 0 5,752
CATERPILLAR INC COM 149123101   992,663 2,538 SH   SOLE   0 0 2,538
CHART INDS INC COM 16115Q308   3,448,857 27,782 SH   SOLE   0 0 27,782
CHEVRON CORP NEW COM 166764100   16,672,559 113,211 SH   SOLE   1,576 0 111,635
CHUBB LIMITED COM H1467J104   9,477,072 32,862 SH   SOLE   0 0 32,862
CINTAS CORP COM 172908105   1,623,981 7,888 SH   SOLE   0 0 7,888
CISCO SYS INC COM 17275R102   1,988,459 37,363 SH   SOLE   200 0 37,163
CLEARWATER PAPER CORP COM 18538R103   1,012,649 35,482 SH   SOLE   0 0 35,482
CLOROX CO DEL COM 189054109   222,209 1,364 SH   SOLE   0 0 1,364
COCA COLA CO COM 191216100   7,665,450 106,672 SH   SOLE   915 0 105,757
COLGATE PALMOLIVE CO COM 194162103   404,236 3,894 SH   SOLE   0 0 3,894
COMMUNITY HEALTHCARE TR INC COM 20369C106   181,500 10,000 SH   SOLE   0 0 10,000
COPART INC COM 217204106   866,696 16,540 SH   SOLE   0 0 16,540
COSTCO WHSL CORP NEW COM 22160K105   5,851,919 6,601 SH   SOLE   275 0 6,326
CSX CORP COM 126408103   1,839,966 53,286 SH   SOLE   0 0 53,286
DANAHER CORPORATION COM 235851102   3,569,221 12,838 SH   SOLE   1,010 0 11,828
DELL TECHNOLOGIES INC CL C 24703L202   5,779,536 48,756 SH   SOLE   825 0 47,931
DELTA AIR LINES INC DEL COM NEW 247361702   2,112,781 41,598 SH   SOLE   0 0 41,598
DIAGEO PLC SPON ADR NEW 25243Q205   1,691,237 12,051 SH   SOLE   540 0 11,511
DIAMONDBACK ENERGY INC COM 25278X109   381,521 2,213 SH   SOLE   0 0 2,213
DISNEY WALT CO COM 254687106   1,190,837 12,380 SH   SOLE   0 0 12,380
DUKE ENERGY CORP NEW COM NEW 26441C204   19,371,269 168,008 SH   SOLE   1,914 0 166,094
EATON CORP PLC SHS G29183103   677,132 2,043 SH   SOLE   0 0 2,043
ECOLAB INC COM 278865100   930,678 3,645 SH   SOLE   675 0 2,970
ELI LILLY & CO COM 532457108   4,279,976 4,831 SH   SOLE   0 0 4,831
EMERSON ELEC CO COM 291011104   6,290,800 57,519 SH   SOLE   1,725 0 55,794
EMPIRE ST RLTY OP L P UNIT LTD PRTNSP 292102100   382,435 36,147 SH   SOLE   0 0 36,147
ENTERPRISE PRODS PARTNERS L COM 293792107   4,335,323 148,929 SH   SOLE   0 0 148,929
EOG RES INC COM 26875P101   308,923 2,513 SH   SOLE   0 0 2,513
EXXON MOBIL CORP COM 30231G102   5,791,600 49,408 SH   SOLE   0 0 49,408
FEDEX CORP COM 31428X106   673,253 2,460 SH   SOLE   0 0 2,460
FIFTH THIRD BANCORP COM 316773100   283,901 6,627 SH   SOLE   0 0 6,627
FIRST HORIZON CORPORATION COM 320517105   164,804 10,612 SH   SOLE   0 0 10,612
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108   449,188 24,817 SH   SOLE   0 0 24,817
FIRST TR EXCHANGE-TRADED FD CAP STRENGTH ETF 33733E104   517,106 5,695 SH   SOLE   0 0 5,695
FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506   376,694 6,362 SH   SOLE   0 0 6,362
FIRST TR EXCHANGE-TRADED FD FIRST TRUST S&P 33738R738   371,850 10,816 SH   SOLE   0 0 10,816
FIRST TR EXCHANGE-TRADED FD SMID RISNG ETF 33741X102   357,725 9,833 SH   SOLE   0 0 9,833
FIRST TR MID CAP CORE ALPHAD COM SHS 33735B108   359,885 3,072 SH   SOLE   0 0 3,072
FORD MTR CO COM 345370860   239,237 22,655 SH   SOLE   0 0 22,655
FORTIVE CORP COM 34959J108   242,473 3,072 SH   SOLE   0 0 3,072
GENERAL DYNAMICS CORP COM 369550108   2,310,319 7,645 SH   SOLE   0 0 7,645
GENERAL MLS INC COM 370334104   2,940,855 39,822 SH   SOLE   0 0 39,822
GLOBAL PMTS INC COM 37940X102   1,099,684 10,737 SH   SOLE   0 0 10,737
GOLDMAN SACHS GROUP INC COM 38141G104   665,428 1,344 SH   SOLE   0 0 1,344
GRAINGER W W INC COM 384802104   354,234 341 SH   SOLE   0 0 341
GRANITESHARES GOLD TR SHS BEN INT 38748G101   314,653 12,116 SH   SOLE   0 0 12,116
HARROW INC COM 415858109   3,639,737 80,955 SH   SOLE   0 0 80,955
HCA HEALTHCARE INC COM 40412C101   22,986,055 56,556 SH   SOLE   0 0 56,556
HERSHEY CO COM 427866108   931,284 4,856 SH   SOLE   0 0 4,856
HOME DEPOT INC COM 437076102   6,625,830 16,352 SH   SOLE   0 0 16,352
HONEYWELL INTL INC COM 438516106   1,096,803 5,306 SH   SOLE   0 0 5,306
ILLINOIS TOOL WKS INC COM 452308109   621,106 2,370 SH   SOLE   0 0 2,370
INTERNATIONAL BUSINESS MACHS COM 459200101   577,461 2,612 SH   SOLE   0 0 2,612
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   1,996,102 27,828 SH   SOLE   0 0 27,828
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783   1,348,927 68,404 SH   SOLE   0 0 68,404
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791   691,348 35,345 SH   SOLE   0 0 35,345
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   206,500 10,000 SH   SOLE   0 0 10,000
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841   369,600 17,500 SH   SOLE   0 0 17,500
INVESCO QQQ TR UNIT SER 1 46090E103   3,464,809 7,099 SH   SOLE   150 0 6,949
ISHARES GOLD TR ISHARES NEW 464285204   319,919 6,437 SH   SOLE   0 0 6,437
ISHARES INC CORE MSCI EMKT 46434G103   3,563,898 62,078 SH   SOLE   0 0 62,078
ISHARES TR SELECT DIVID ETF 464287168   542,171 4,014 SH   SOLE   0 0 4,014
ISHARES TR CORE S&P500 ETF 464287200   2,210,127 3,832 SH   SOLE   0 0 3,832
ISHARES TR S&P 500 GRWT ETF 464287309   516,954 5,399 SH   SOLE   0 0 5,399
ISHARES TR S&P 500 VAL ETF 464287408   351,948 1,785 SH   SOLE   0 0 1,785
ISHARES TR 1 3 YR TREAS BD 464287457   499,095 6,002 SH   SOLE   0 0 6,002
ISHARES TR MSCI EAFE ETF 464287465   1,087,601 13,005 SH   SOLE   0 0 13,005
ISHARES TR RUS MDCP VAL ETF 464287473   503,211 3,805 SH   SOLE   0 0 3,805
ISHARES TR ISHARES SEMICDTR 464287523   10,235,429 44,388 SH   SOLE   0 0 44,388
ISHARES TR RUS 1000 VAL ETF 464287598   811,775 4,277 SH   SOLE   0 0 4,277
ISHARES TR RUS 1000 GRW ETF 464287614   1,249,652 3,329 SH   SOLE   0 0 3,329
ISHARES TR RUSSELL 2000 ETF 464287655   826,502 3,742 SH   SOLE   0 0 3,742
ISHARES TR CORE S&P SCP ETF 464287804   345,394 2,953 SH   SOLE   0 0 2,953
ISHARES TR MSCI ACWI EX US 464288240   406,262 7,100 SH   SOLE   0 0 7,100
ISHARES TR ISHS 1-5YR INVS 464288646   10,848,274 206,006 SH   SOLE   0 0 206,006
ISHARES TR 3 7 YR TREAS BD 464288661   638,941 5,342 SH   SOLE   0 0 5,342
ISHARES TR PFD AND INCM SEC 464288687   565,608 17,021 SH   SOLE   0 0 17,021
ISHARES TR RUS TP200 GR ETF 464289438   393,229 1,787 SH   SOLE   0 0 1,787
ISHARES TR MSCI EAFE MIN VL 46429B689   2,500,880 32,606 SH   SOLE   0 0 32,606
ISHARES TR MSCI USA QLT FCT 46432F339   3,845,089 21,445 SH   SOLE   0 0 21,445
ISHARES TR MSCI INTL QUALTY 46434V456   1,849,500 44,577 SH   SOLE   2,500 0 42,077
ISHARES TR IBONDS DEC25 ETF 46434VBD1   685,511 27,311 SH   SOLE   0 0 27,311
ISHARES TR IBONDS DEC2026 46435GAA0   23,893,466 983,270 SH   SOLE   2,921 0 980,349
ISHARES TR IBONDS DEC 26 46435U259   1,513,337 58,988 SH   SOLE   0 0 58,988
ISHARES TR IBONDS DEC 27 46435U283   1,702,783 66,907 SH   SOLE   0 0 66,907
ISHARES TR IBONDS DEC 28 46435U325   1,886,778 73,616 SH   SOLE   0 0 73,616
ISHARES TR IBONDS DEC 25 46435U432   2,652,137 99,480 SH   SOLE   0 0 99,480
ISHARES TR IBDS DEC28 ETF 46435U515   37,414,272 1,465,502 SH   SOLE   6,204 0 1,459,298
ISHARES TR IBONDS DEC 46435U697   482,850 18,500 SH   SOLE   0 0 18,500
ISHARES TR IBONDS 27 ETF 46435UAA9   31,366,948 1,287,113 SH   SOLE   4,722 0 1,282,391
ISHARES TR IBONDS DEC 2029 46436E163   519,512 20,381 SH   SOLE   0 0 20,381
ISHARES TR IBONDS DEC 29 46436E205   32,498,346 1,382,320 SH   SOLE   5,617 0 1,376,703
ISHARES TR 0-3 MNTH TREASRY 46436E718   13,230,640 131,361 SH   SOLE   1,827 0 129,534
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647   315,105 6,146 SH   SOLE   0 0 6,146
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   1,021,551 20,054 SH   SOLE   0 0 20,054
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837   831,933 16,396 SH   SOLE   0 0 16,396
JOHNSON & JOHNSON COM 478160104   13,883,803 85,671 SH   SOLE   1,500 0 84,171
JPMORGAN CHASE & CO. COM 46625H100   17,824,241 84,531 SH   SOLE   1,961 0 82,570
KIMBERLY-CLARK CORP COM 494368103   354,562 2,492 SH   SOLE   0 0 2,492
KOSMOS ENERGY LTD COM 500688106   1,976,421 490,427 SH   SOLE   0 0 490,427
L3HARRIS TECHNOLOGIES INC COM 502431109   310,420 1,305 SH   SOLE   0 0 1,305
LINDE PLC SHS G54950103   206,957 434 SH   SOLE   125 0 309
LOCKHEED MARTIN CORP COM 539830109   13,156,107 22,506 SH   SOLE   410 0 22,096
LOUISIANA PAC CORP COM 546347105   338,929 3,154 SH   SOLE   0 0 3,154
LOWES COS INC COM 548661107   727,503 2,686 SH   SOLE   0 0 2,686
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100   6,460,495 67,367 SH   SOLE   250 0 67,117
M & T BK CORP COM 55261F104   403,086 2,263 SH   SOLE   0 0 2,263
MAGNITE INC COM 55955D100   295,698 21,350 SH   SOLE   0 0 21,350
MASTERCARD INCORPORATED CL A 57636Q104   2,147,042 4,348 SH   SOLE   0 0 4,348
MCDONALDS CORP COM 580135101   4,264,054 14,003 SH   SOLE   630 0 13,373
MERCK & CO INC COM 58933Y105   18,770,719 165,293 SH   SOLE   2,410 0 162,883
META PLATFORMS INC CL A 30303M102   2,917,040 5,096 SH   SOLE   0 0 5,096
METLIFE INC COM 59156R108   757,661 9,186 SH   SOLE   0 0 9,186
MFS INTER INCOME TR SH BEN INT 55273C107   27,200 10,000 SH   SOLE   0 0 10,000
MICROCHIP TECHNOLOGY INC. COM 595017104   682,465 8,500 SH   SOLE   0 0 8,500
MICROSOFT CORP COM 594918104   34,650,109 80,525 SH   SOLE   1,785 0 78,740
MODERNA INC COM 60770K107   1,415,994 21,188 SH   SOLE   0 0 21,188
MONDELEZ INTL INC CL A 609207105   1,051,197 14,269 SH   SOLE   900 0 13,369
MOODYS CORP COM 615369105   379,672 800 SH   SOLE   0 0 800
NATIONAL HEALTH INVS INC COM 63633D104   256,551 3,052 SH   SOLE   0 0 3,052
NETFLIX INC COM 64110L106   513,511 724 SH   SOLE   0 0 724
NEXTERA ENERGY INC COM 65339F101   850,724 10,064 SH   SOLE   0 0 10,064
NIKE INC CL B 654106103   2,459,928 27,827 SH   SOLE   500 0 27,327
NORTHROP GRUMMAN CORP COM 666807102   298,888 566 SH   SOLE   0 0 566
NOVARTIS AG SPONSORED ADR 66987V109   4,331,423 37,658 SH   SOLE   1,525 0 36,133
NOVO-NORDISK A S ADR 670100205   3,499,229 29,388 SH   SOLE   0 0 29,388
NUCOR CORP COM 670346105   2,345,304 15,600 SH   SOLE   0 0 15,600
NVIDIA CORPORATION COM 67066G104   2,145,756 17,669 SH   SOLE   0 0 17,669
OLD REP INTL CORP COM 680223104   4,478,080 126,428 SH   SOLE   0 0 126,428
ORACLE CORP COM 68389X105   1,864,006 10,939 SH   SOLE   0 0 10,939
PALANTIR TECHNOLOGIES INC CL A 69608A108   1,296,048 34,840 SH   SOLE   0 0 34,840
PALO ALTO NETWORKS INC COM 697435105   5,078,464 14,858 SH   SOLE   0 0 14,858
PAYCHEX INC COM 704326107   5,871,752 43,757 SH   SOLE   1,965 0 41,792
PEPSICO INC COM 713448108   6,825,534 40,138 SH   SOLE   1,350 0 38,788
PFIZER INC COM 717081103   6,583,535 227,489 SH   SOLE   1,000 0 226,489
PHILIP MORRIS INTL INC COM 718172109   661,873 5,452 SH   SOLE   0 0 5,452
PHILLIPS 66 COM 718546104   455,474 3,465 SH   SOLE   0 0 3,465
PINNACLE FINL PARTNERS INC COM 72346Q104   5,218,965 53,271 SH   SOLE   0 0 53,271
PROCTER AND GAMBLE CO COM 742718109   14,828,503 85,615 SH   SOLE   2,395 0 83,220
PROGRESSIVE CORP COM 743315103   851,111 3,354 SH   SOLE   0 0 3,354
PROSHARES TR S&P 500 HIGH INC 74347G242   237,546 5,300 SH   SOLE   0 0 5,300
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   963,022 10,795 SH   SOLE   700 0 10,095
QUALCOMM INC COM 747525103   1,137,464 6,689 SH   SOLE   100 0 6,589
REGIONS FINANCIAL CORP NEW COM 7591EP100   215,686 9,245 SH   SOLE   0 0 9,245
RENASANT CORP COM 75970E107   263,055 8,094 SH   SOLE   0 0 8,094
RTX CORPORATION COM 75513E101   1,683,761 13,897 SH   SOLE   775 0 13,122
SALESFORCE INC COM 79466L302   5,074,583 18,540 SH   SOLE   0 0 18,540
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   997,649 9,576 SH   SOLE   0 0 9,576
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   2,793,500 34,758 SH   SOLE   0 0 34,758
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   887,448 17,232 SH   SOLE   0 0 17,232
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   208,789 2,470 SH   SOLE   0 0 2,470
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   3,569,545 86,808 SH   SOLE   3,000 0 83,808
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   7,863,183 51,053 SH   SOLE   0 0 51,053
SELECT SECTOR SPDR TR ENERGY 81369Y506   806,760 9,189 SH   SOLE   3,200 0 5,989
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   731,646 16,144 SH   SOLE   2,453 0 13,691
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   358,610 8,028 SH   SOLE   0 0 8,028
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   1,925,378 23,835 SH   SOLE   1,500 0 22,335
SHELL PLC SPON ADS 780259305   503,726 7,638 SH   SOLE   0 0 7,638
SOUTHERN CO COM 842587107   3,230,518 35,823 SH   SOLE   800 0 35,023
SOUTHWEST AIRLS CO COM 844741108   400,805 13,527 SH   SOLE   0 0 13,527
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   13,759,161 333,313 SH   SOLE   375 0 332,938
SPDR S&P 500 ETF TR TR UNIT 78462F103   3,467,249 6,043 SH   SOLE   0 0 6,043
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   457,167 803 SH   SOLE   0 0 803
SPDR SER TR PORTFLI INTRMDIT 78464A672   21,413,181 736,861 SH   SOLE   4,030 0 732,831
SPDR SER TR S&P DIVID ETF 78464A763   368,130 2,592 SH   SOLE   0 0 2,592
SPDR SER TR PORTFOLIO S&P400 78464A847   359,849 6,581 SH   SOLE   0 0 6,581
SPDR SER TR PORTFOLIO S&P500 78464A854   2,857,968 42,334 SH   SOLE   0 0 42,334
SPDR SER TR PORTFOLIO SH TSR 78468R101   15,429,638 524,639 SH   SOLE   5,120 0 519,519
SPDR SER TR PRTFLO S&P500 HI 78468R788   208,073 4,558 SH   SOLE   0 0 4,558
SPDR SER TR PORTFOLIO S&P600 78468R853   357,663 7,859 SH   SOLE   0 0 7,859
SSGA ACTIVE TR SPDR BLACKSTONE 78470P846   320,434 11,163 SH   SOLE   0 0 11,163
STONEX GROUP INC COM 861896108   10,841,649 132,409 SH   SOLE   0 0 132,409
STRYKER CORPORATION COM 863667101   1,255,017 3,474 SH   SOLE   0 0 3,474
SYNOVUS FINL CORP COM NEW 87161C501   333,525 7,500 SH   SOLE   0 0 7,500
SYSCO CORP COM 871829107   452,826 5,801 SH   SOLE   0 0 5,801
TARGET CORP COM 87612E106   2,322,634 14,902 SH   SOLE   0 0 14,902
TCW ETF TRUST TRANSFRM 500 ETF 29287L106   280,294 4,181 SH   SOLE   0 0 4,181
TEXAS INSTRS INC COM 882508104   268,541 1,300 SH   SOLE   0 0 1,300
THE CIGNA GROUP COM 125523100   274,380 792 SH   SOLE   0 0 792
TJX COS INC NEW COM 872540109   1,054,334 8,970 SH   SOLE   0 0 8,970
TRAVELERS COMPANIES INC COM 89417E109   356,097 1,521 SH   SOLE   0 0 1,521
UNILEVER PLC SPON ADR NEW 904767704   522,993 8,051 SH   SOLE   0 0 8,051
UNION PAC CORP COM 907818108   325,847 1,322 SH   SOLE   0 0 1,322
UNITED PARCEL SERVICE INC CL B 911312106   10,316,909 75,670 SH   SOLE   1,050 0 74,620
UNITEDHEALTH GROUP INC COM 91324P102   12,215,135 20,892 SH   SOLE   200 0 20,692
US BANCORP DEL COM NEW 902973304   737,030 16,117 SH   SOLE   0 0 16,117
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   1,262,595 5,144 SH   SOLE   0 0 5,144
VANECK ETF TRUST MORNINGSTAR SMID 92189H730   5,584,141 159,410 SH   SOLE   0 0 159,410
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   226,311 2,876 SH   SOLE   0 0 2,876
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   252,166 3,357 SH   SOLE   0 0 3,357
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   2,288,230 4,336 SH   SOLE   0 0 4,336
VANGUARD INDEX FDS SM CP VAL ETF 922908611   709,757 3,535 SH   SOLE   0 0 3,535
VANGUARD INDEX FDS MID CAP ETF 922908629   23,495,267 89,055 SH   SOLE   269 0 88,786
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   998,215 5,485 SH   SOLE   750 0 4,735
VANGUARD INDEX FDS GROWTH ETF 922908736   155,342,694 404,612 SH   SOLE   1,319 0 403,293
VANGUARD INDEX FDS VALUE ETF 922908744   117,717,823 674,330 SH   SOLE   1,627 0 672,703
VANGUARD INDEX FDS SMALL CP ETF 922908751   23,932,768 100,893 SH   SOLE   650 0 100,243
VANGUARD INDEX FDS TOTAL STK MKT 922908769   24,888,538 87,896 SH   SOLE   0 0 87,896
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   13,870,729 220,170 SH   SOLE   3,800 0 216,370
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   4,870,275 101,782 SH   SOLE   500 0 101,282
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   9,536,157 161,575 SH   SOLE   3,565 0 158,010
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,504,612 18,945 SH   SOLE   0 0 18,945
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   8,955,085 45,214 SH   SOLE   300 0 44,914
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   66,877,716 1,266,384 SH   SOLE   10,376 0 1,256,008
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   9,416,162 73,449 SH   SOLE   0 0 73,449
VANGUARD WORLD FD CONSUM STP ETF 92204A207   618,735 2,832 SH   SOLE   0 0 2,832
VERALTO CORP COM SHS 92338C103   340,054 3,040 SH   SOLE   336 0 2,704
VERIZON COMMUNICATIONS INC COM 92343V104   9,169,022 204,164 SH   SOLE   3,025 0 201,139
VISA INC COM CL A 92826C839   1,635,403 5,948 SH   SOLE   0 0 5,948
WALMART INC COM 931142103   5,782,134 71,605 SH   SOLE   2,340 0 69,265
WASTE MGMT INC DEL COM 94106L109   3,205,136 15,439 SH   SOLE   575 0 14,864
WELLS FARGO CO NEW COM 949746101   593,434 10,505 SH   SOLE   0 0 10,505
WELLTOWER INC COM 95040Q104   272,960 2,132 SH   SOLE   0 0 2,132
WEYERHAEUSER CO MTN BE COM NEW 962166104   2,512,569 74,205 SH   SOLE   1,200 0 73,005
WISDOMTREE TR EM EX ST-OWNED 97717X578   296,477 8,976 SH   SOLE   0 0 8,976
WORKDAY INC CL A 98138H101   2,030,069 8,306 SH   SOLE   0 0 8,306
YUM BRANDS INC COM 988498101   466,352 3,338 SH   SOLE   0 0 3,338
ZOETIS INC CL A 98978V103   289,944 1,484 SH   SOLE   0 0 1,484