The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   311,661 3,329 SH   SOLE   0 0 3,329
ABBOTT LABS COM 002824100   1,659,234 17,132 SH   SOLE   2,000 0 15,132
ABBVIE INC COM 00287Y109   4,010,161 26,903 SH   SOLE   1,680 0 25,223
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   1,398,272 4,553 SH   SOLE   895 0 3,658
ACI WORLDWIDE INC COM 004498101   2,294,961 101,727 SH   SOLE   0 0 101,727
AFLAC INC COM 001055102   1,661,791 21,652 SH   SOLE   0 0 21,652
AIR PRODS & CHEMS INC COM 009158106   232,388 820 SH   SOLE   0 0 820
AKERO THERAPEUTICS INC COM 00973Y108   334,840 6,620 SH   SOLE   0 0 6,620
ALPHABET INC CAP STK CL C 02079K107   9,535,260 72,319 SH   SOLE   3,200 0 69,119
ALPHABET INC CAP STK CL A 02079K305   3,010,565 23,006 SH   SOLE   2,150 0 20,856
AMAZON COM INC COM 023135106   1,732,391 13,628 SH   SOLE   0 0 13,628
AMERICAN EXPRESS CO COM 025816109   1,351,960 9,062 SH   SOLE   0 0 9,062
AMERIPRISE FINL INC COM 03076C106   338,252 1,026 SH   SOLE   0 0 1,026
AMGEN INC COM 031162100   614,923 2,288 SH   SOLE   50 0 2,238
ANTERIX INC COM 03676C100   961,295 30,634 SH   SOLE   0 0 30,634
APPLE INC COM 037833100   29,908,997 174,692 SH   SOLE   5,209 0 169,483
APPLIED DIGITAL CORP COM NEW 038169207   1,179,791 189,069 SH   SOLE   0 0 189,069
ASPEN AEROGELS INC COM 04523Y105   405,063 47,100 SH   SOLE   0 0 47,100
AT&T INC COM 00206R102   345,941 23,032 SH   SOLE   350 0 22,682
AUTOMATIC DATA PROCESSING IN COM 053015103   1,015,488 4,221 SH   SOLE   200 0 4,021
BANK AMERICA CORP COM 060505104   3,461,790 126,435 SH   SOLE   1,893 0 124,542
BECTON DICKINSON & CO COM 075887109   1,702,679 6,586 SH   SOLE   75 0 6,511
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   10,826,722 30,907 SH   SOLE   1,037 0 29,870
BLACKROCK INC COM 09247X101   733,809 1,135 SH   SOLE   170 0 965
BLOCK H & R INC COM 093671105   217,152 5,043 SH   SOLE   0 0 5,043
BOEING CO COM 097023105   232,508 1,213 SH   SOLE   0 0 1,213
BRISTOL-MYERS SQUIBB CO COM 110122108   1,395,862 24,050 SH   SOLE   1,295 0 22,755
BROADCOM INC COM 11135F101   11,402,202 13,728 SH   SOLE   175 0 13,553
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101   4,564,262 155,247 SH   SOLE   5,430 0 149,817
BROWN FORMAN CORP CL B 115637209   331,141 5,740 SH   SOLE   0 0 5,740
CAL MAINE FOODS INC COM NEW 128030202   242,100 5,000 SH   SOLE   0 0 5,000
CAPITAL GROUP CORE EQUITY ET SHS CREATION UNI 14020V108   484,472 19,294 SH   SOLE   0 0 19,294
CAPITAL GROUP INTL FOCUS EQT SHS CREATION UNI 14019W109   216,030 9,937 SH   SOLE   0 0 9,937
CARRIER GLOBAL CORPORATION COM 14448C104   353,832 6,410 SH   SOLE   350 0 6,060
CATERPILLAR INC COM 149123101   583,674 2,138 SH   SOLE   0 0 2,138
CHART INDS INC COM 16115Q308   2,571,300 15,204 SH   SOLE   0 0 15,204
CHEVRON CORP NEW COM 166764100   16,213,047 96,151 SH   SOLE   2,498 0 93,653
CHUBB LIMITED COM H1467J104   5,740,564 27,575 SH   SOLE   0 0 27,575
CINTAS CORP COM 172908105   962,020 2,000 SH   SOLE   0 0 2,000
CISCO SYS INC COM 17275R102   2,106,156 39,177 SH   SOLE   2,250 0 36,927
CLEARWATER PAPER CORP COM 18538R103   1,286,213 35,482 SH   SOLE   0 0 35,482
CLOROX CO DEL COM 189054109   231,190 1,764 SH   SOLE   0 0 1,764
COCA COLA CO COM 191216100   4,836,840 86,403 SH   SOLE   1,315 0 85,088
COLGATE PALMOLIVE CO COM 194162103   294,680 4,144 SH   SOLE   0 0 4,144
COMCAST CORP NEW CL A 20030N101   286,486 6,461 SH   SOLE   0 0 6,461
COSTCO WHSL CORP NEW COM 22160K105   3,761,504 6,658 SH   SOLE   450 0 6,208
CSX CORP COM 126408103   1,700,537 55,302 SH   SOLE   0 0 55,302
CVS HEALTH CORP COM 126650100   311,188 4,457 SH   SOLE   0 0 4,457
DANAHER CORPORATION COM 235851102   3,334,712 13,441 SH   SOLE   1,810 0 11,631
DELTA AIR LINES INC DEL COM NEW 247361702   1,459,243 39,439 SH   SOLE   0 0 39,439
DERMTECH INC COM 24984K105   139,294 96,732 SH   SOLE   0 0 96,732
DEVON ENERGY CORP NEW COM 25179M103   276,422 5,795 SH   SOLE   0 0 5,795
DIAGEO PLC SPON ADR NEW 25243Q205   2,274,249 15,245 SH   SOLE   640 0 14,605
DIAMONDBACK ENERGY INC COM 25278X109   324,938 2,098 SH   SOLE   0 0 2,098
DISNEY WALT CO COM 254687106   996,834 12,299 SH   SOLE   75 0 12,224
DORMAN PRODS INC COM 258278100   336,450 4,441 SH   SOLE   0 0 4,441
DUKE ENERGY CORP NEW COM NEW 26441C204   13,637,525 154,515 SH   SOLE   3,211 0 151,304
EATON CORP PLC SHS G29183103   419,095 1,965 SH   SOLE   0 0 1,965
ECOLAB INC COM 278865100   591,714 3,493 SH   SOLE   875 0 2,618
ELI LILLY & CO COM 532457108   2,429,976 4,524 SH   SOLE   100 0 4,424
EMERSON ELEC CO COM 291011104   5,856,714 60,647 SH   SOLE   3,715 0 56,932
EMPIRE ST RLTY OP L P UNIT LTD PRTNSP 292102100   289,176 36,147 SH   SOLE   0 0 36,147
ENTERPRISE PRODS PARTNERS L COM 293792107   6,184,375 225,954 SH   SOLE   1,252 0 224,702
EXXON MOBIL CORP COM 30231G102   5,609,843 47,711 SH   SOLE   1,237 0 46,474
FEDEX CORP COM 31428X106   700,184 2,643 SH   SOLE   0 0 2,643
FORD MTR CO DEL COM 345370860   306,141 24,649 SH   SOLE   0 0 24,649
FORTIVE CORP COM 34959J108   227,004 3,061 SH   SOLE   300 0 2,761
GENERAL DYNAMICS CORP COM 369550108   1,659,485 7,510 SH   SOLE   0 0 7,510
GENERAL MLS INC COM 370334104   4,271,205 66,748 SH   SOLE   0 0 66,748
GLOBAL PMTS INC COM 37940X102   1,243,212 10,774 SH   SOLE   0 0 10,774
GRAINGER W W INC COM 384802104   217,930 315 SH   SOLE   0 0 315
HARROW INC COM 415858109   989,533 68,861 SH   SOLE   0 0 68,861
HASBRO INC COM 418056107   406,959 6,153 SH   SOLE   500 0 5,653
HCA HEALTHCARE INC COM 40412C101   14,633,842 59,492 SH   SOLE   0 0 59,492
HERSHEY CO COM 427866108   1,015,006 5,073 SH   SOLE   0 0 5,073
HOME DEPOT INC COM 437076102   2,822,174 9,340 SH   SOLE   0 0 9,340
HONEYWELL INTL INC COM 438516106   1,052,094 5,695 SH   SOLE   0 0 5,695
ILLINOIS TOOL WKS INC COM 452308109   550,211 2,389 SH   SOLE   0 0 2,389
INTEL CORP COM 458140100   1,154,593 32,478 SH   SOLE   4,125 0 28,353
INTERNATIONAL BUSINESS MACHS COM 459200101   251,418 1,792 SH   SOLE   0 0 1,792
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   1,754,823 29,849 SH   SOLE   447 0 29,402
INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743   314,243 7,219 SH   SOLE   0 0 7,219
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783   1,492,093 79,642 SH   SOLE   0 0 79,642
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791   702,007 37,370 SH   SOLE   0 0 37,370
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   873,377 43,430 SH   SOLE   0 0 43,430
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841   1,999,698 96,744 SH   SOLE   0 0 96,744
INVESCO QQQ TR UNIT SER 1 46090E103   2,579,902 7,201 SH   SOLE   800 0 6,401
ISHARES GOLD TR ISHARES NEW 464285204   229,919 6,571 SH   SOLE   0 0 6,571
ISHARES INC MSCI EMERG MRKT 464286533   245,837 4,608 SH   SOLE   900 0 3,708
ISHARES INC CORE MSCI EMKT 46434G103   6,411,563 134,725 SH   SOLE   6,803 0 127,922
ISHARES TR SELECT DIVID ETF 464287168   291,812 2,711 SH   SOLE   0 0 2,711
ISHARES TR TIPS BD ETF 464287176   1,002,558 9,666 SH   SOLE   150 0 9,516
ISHARES TR CORE S&P500 ETF 464287200   780,097 1,817 SH   SOLE   0 0 1,817
ISHARES TR S&P 500 GRWT ETF 464287309   355,305 5,193 SH   SOLE   0 0 5,193
ISHARES TR S&P 500 VAL ETF 464287408   253,067 1,645 SH   SOLE   0 0 1,645
ISHARES TR 1 3 YR TREAS BD 464287457   2,925,932 36,136 SH   SOLE   2,100 0 34,036
ISHARES TR MSCI EAFE ETF 464287465   812,222 11,785 SH   SOLE   0 0 11,785
ISHARES TR ISHARES SEMICDTR 464287523   5,568,703 11,757 SH   SOLE   302 0 11,455
ISHARES TR RUS 1000 VAL ETF 464287598   617,148 4,065 SH   SOLE   0 0 4,065
ISHARES TR RUS 1000 GRW ETF 464287614   954,380 3,588 SH   SOLE   0 0 3,588
ISHARES TR RUSSELL 2000 ETF 464287655   588,927 3,332 SH   SOLE   0 0 3,332
ISHARES TR CORE S&P SCP ETF 464287804   207,903 2,204 SH   SOLE   0 0 2,204
ISHARES TR MSCI ACWI EX US 464288240   333,771 7,100 SH   SOLE   0 0 7,100
ISHARES TR ISHS 1-5YR INVS 464288646   11,775,676 236,317 SH   SOLE   7,231 0 229,086
ISHARES TR 3 7 YR TREAS BD 464288661   1,145,066 10,119 SH   SOLE   0 0 10,119
ISHARES TR SHORT TREAS BD 464288679   492,033 4,454 SH   SOLE   0 0 4,454
ISHARES TR MSCI EAFE MIN VL 46429B689   7,917,056 121,390 SH   SOLE   1,753 0 119,637
ISHARES TR MSCI USA QLT FCT 46432F339   3,792,073 28,774 SH   SOLE   230 0 28,544
ISHARES TR MSCI INTL QUALTY 46434V456   2,223,570 66,158 SH   SOLE   2,500 0 63,658
ISHARES TR TRS FLT RT BD 46434V860   287,428 5,665 SH   SOLE   0 0 5,665
ISHARES TR IBONDS DEC25 ETF 46434VBD1   15,634,311 641,539 SH   SOLE   9,850 0 631,689
ISHARES TR IBONDS DEC24 ETF 46434VBG4   13,487,248 545,380 SH   SOLE   8,450 0 536,930
ISHARES TR IBONDS DEC2023 46435G318   255,250 10,000 SH   SOLE   0 0 10,000
ISHARES TR IBONDS DEC2026 46435GAA0   16,084,007 689,265 SH   SOLE   10,674 0 678,591
ISHARES TR IBONDS DEC 26 46435U259   1,277,715 51,500 SH   SOLE   0 0 51,500
ISHARES TR IBONDS DEC 27 46435U283   1,260,720 51,500 SH   SOLE   0 0 51,500
ISHARES TR IBONDS DEC 25 46435U432   2,833,592 108,650 SH   SOLE   0 0 108,650
ISHARES TR IBDS DEC28 ETF 46435U515   12,656,649 526,702 SH   SOLE   7,475 0 519,227
ISHARES TR IBONDS DEC 46435U697   3,296,027 128,300 SH   SOLE   0 0 128,300
ISHARES TR IBONDS 27 ETF 46435UAA9   16,777,927 725,062 SH   SOLE   12,013 0 713,049
ISHARES TR 0-3 MNTH TREASRY 46436E718   11,213,874 111,392 SH   SOLE   2,913 0 108,479
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   1,517,435 30,078 SH   SOLE   0 0 30,078
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   9,684,381 192,993 SH   SOLE   10,493 0 182,500
JOHNSON & JOHNSON COM 478160104   12,343,844 79,254 SH   SOLE   2,565 0 76,689
JPMORGAN CHASE & CO COM 46625H100   11,807,688 81,421 SH   SOLE   3,561 0 77,860
KIMBERLY-CLARK CORP COM 494368103   2,526,248 20,904 SH   SOLE   800 0 20,104
KOSMOS ENERGY LTD COM 500688106   2,302,130 281,434 SH   SOLE   0 0 281,434
L3HARRIS TECHNOLOGIES INC COM 502431109   236,803 1,360 SH   SOLE   0 0 1,360
LOCKHEED MARTIN CORP COM 539830109   7,512,595 18,370 SH   SOLE   465 0 17,905
LOUISIANA PAC CORP COM 546347105   241,751 4,374 SH   SOLE   0 0 4,374
LOWES COS INC COM 548661107   554,101 2,666 SH   SOLE   550 0 2,116
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100   5,624,517 59,393 SH   SOLE   975 0 58,418
M & T BK CORP COM 55261F104   411,595 3,255 SH   SOLE   0 0 3,255
MAGNITE INC COM 55955D100   1,281,702 169,987 SH   SOLE   0 0 169,987
MASTERCARD INCORPORATED CL A 57636Q104   1,441,112 3,640 SH   SOLE   0 0 3,640
MCDONALDS CORP COM 580135101   5,240,085 19,891 SH   SOLE   1,305 0 18,586
MEDICAL PPTYS TRUST INC COM 58463J304   68,125 12,500 SH   SOLE   0 0 12,500
MERCK & CO INC COM 58933Y105   16,128,367 156,662 SH   SOLE   4,035 0 152,627
META PLATFORMS INC CL A 30303M102   1,563,193 5,207 SH   SOLE   0 0 5,207
METLIFE INC COM 59156R108   611,234 9,716 SH   SOLE   0 0 9,716
MFS INTER INCOME TR SH BEN INT 55273C107   26,800 10,000 SH   SOLE   0 0 10,000
MICROCHIP TECHNOLOGY INC. COM 595017104   742,646 9,515 SH   SOLE   400 0 9,115
MICROSOFT CORP COM 594918104   24,306,458 76,980 SH   SOLE   3,750 0 73,230
MODERNA INC COM 60770K107   960,597 9,300 SH   SOLE   0 0 9,300
MONDELEZ INTL INC CL A 609207105   991,171 14,282 SH   SOLE   2,637 0 11,645
MOODYS CORP COM 615369105   252,936 800 SH   SOLE   0 0 800
NEXTERA ENERGY INC COM 65339F101   690,411 12,051 SH   SOLE   0 0 12,051
NIKE INC CL B 654106103   3,260,451 34,098 SH   SOLE   1,425 0 32,673
NORTHROP GRUMMAN CORP COM 666807102   249,148 566 SH   SOLE   0 0 566
NOVARTIS AG SPONSORED ADR 66987V109   4,107,199 40,322 SH   SOLE   2,375 0 37,947
NOVO-NORDISK A S ADR 670100205   2,483,390 27,308 SH   SOLE   0 0 27,308
NUCOR CORP COM 670346105   2,578,993 16,495 SH   SOLE   200 0 16,295
NVIDIA CORPORATION COM 67066G104   380,181 874 SH   SOLE   0 0 874
OLD REP INTL CORP COM 680223104   3,186,706 118,289 SH   SOLE   0 0 118,289
ORACLE CORP COM 68389X105   1,134,509 10,711 SH   SOLE   600 0 10,111
PALANTIR TECHNOLOGIES INC CL A 69608A108   837,408 52,338 SH   SOLE   0 0 52,338
PALO ALTO NETWORKS INC COM 697435105   3,328,814 14,199 SH   SOLE   0 0 14,199
PAYCHEX INC COM 704326107   5,581,395 48,395 SH   SOLE   3,415 0 44,980
PEPSICO INC COM 713448108   7,055,820 41,642 SH   SOLE   2,325 0 39,317
PFIZER INC COM 717081103   4,503,411 135,768 SH   SOLE   1,900 0 133,868
PHILIP MORRIS INTL INC COM 718172109   634,636 6,855 SH   SOLE   0 0 6,855
PHILLIPS 66 COM 718546104   488,049 4,062 SH   SOLE   0 0 4,062
PINNACLE FINL PARTNERS INC COM 72346Q104   4,222,183 62,980 SH   SOLE   0 0 62,980
POTLATCHDELTIC CORPORATION COM 737630103   231,489 5,100 SH   SOLE   2,300 0 2,800
PROCTER AND GAMBLE CO COM 742718109   12,072,614 82,769 SH   SOLE   4,245 0 78,524
PROGRESSIVE CORP COM 743315103   438,795 3,150 SH   SOLE   0 0 3,150
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   677,172 11,899 SH   SOLE   700 0 11,199
QUALCOMM INC COM 747525103   889,924 8,013 SH   SOLE   100 0 7,913
RENASANT CORP COM 75970E107   211,982 8,094 SH   SOLE   0 0 8,094
RTX CORPORATION COM 75513E101   1,007,436 13,998 SH   SOLE   1,275 0 12,723
SALESFORCE INC COM 79466L302   3,641,320 17,957 SH   SOLE   0 0 17,957
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   653,287 8,984 SH   SOLE   0 0 8,984
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   2,240,501 34,758 SH   SOLE   0 0 34,758
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   771,406 18,624 SH   SOLE   0 0 18,624
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   2,872,948 84,598 SH   SOLE   3,000 0 81,598
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   5,992,976 46,551 SH   SOLE   1,033 0 45,518
SELECT SECTOR SPDR TR ENERGY 81369Y506   829,835 9,181 SH   SOLE   3,200 0 5,981
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   1,079,385 32,541 SH   SOLE   3,100 0 29,441
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   1,219,842 35,804 SH   SOLE   2,431 0 33,373
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   1,672,669 28,384 SH   SOLE   1,500 0 26,884
SHELL PLC SPON ADS 780259305   568,154 8,825 SH   SOLE   0 0 8,825
SIRIUS XM HOLDINGS INC COM 82968B103   270,725 59,895 SH   SOLE   0 0 59,895
SOUTHERN CO COM 842587107   2,430,301 37,551 SH   SOLE   1,375 0 36,176
SOUTHWEST AIRLS CO COM 844741108   497,980 18,396 SH   SOLE   0 0 18,396
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,924,087 4,501 SH   SOLE   0 0 4,501
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   267,134 585 SH   SOLE   0 0 585
SPDR SER TR PORTFOLIO SH TSR 78468R101   363,222 12,647 SH   SOLE   0 0 12,647
STARBUCKS CORP COM 855244109   258,659 2,834 SH   SOLE   0 0 2,834
STONEX GROUP INC COM 861896108   8,322,714 85,872 SH   SOLE   0 0 85,872
STRYKER CORPORATION COM 863667101   978,307 3,580 SH   SOLE   150 0 3,430
SYNOVUS FINL CORP COM NEW 87161C501   208,500 7,500 SH   SOLE   0 0 7,500
SYSCO CORP COM 871829107   448,480 6,790 SH   SOLE   0 0 6,790
TESLA INC COM 88160R101   704,620 2,816 SH   SOLE   0 0 2,816
TJX COS INC NEW COM 872540109   795,476 8,950 SH   SOLE   0 0 8,950
TRAVELERS COMPANIES INC COM 89417E109   262,602 1,608 SH   SOLE   325 0 1,283
UNILEVER PLC SPON ADR NEW 904767704   367,734 7,444 SH   SOLE   0 0 7,444
UNION PAC CORP COM 907818108   281,417 1,382 SH   SOLE   0 0 1,382
UNITED PARCEL SERVICE INC CL B 911312106   10,581,617 67,887 SH   SOLE   1,475 0 66,412
UNITEDHEALTH GROUP INC COM 91324P102   9,660,785 19,161 SH   SOLE   850 0 18,311
US BANCORP DEL COM NEW 902973304   1,085,305 32,828 SH   SOLE   2,250 0 30,578
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   743,747 5,130 SH   SOLE   0 0 5,130
VANECK ETF TRUST MORNINGSTAR SMID 92189H730   4,133,990 145,435 SH   SOLE   4,125 0 141,310
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   439,143 5,842 SH   SOLE   0 0 5,842
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   340,617 4,881 SH   SOLE   0 0 4,881
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,448,017 3,687 SH   SOLE   0 0 3,687
VANGUARD INDEX FDS SM CP VAL ETF 922908611   818,981 5,135 SH   SOLE   195 0 4,940
VANGUARD INDEX FDS MID CAP ETF 922908629   22,377,268 107,459 SH   SOLE   1,410 0 106,049
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   864,280 6,030 SH   SOLE   1,550 0 4,480
VANGUARD INDEX FDS GROWTH ETF 922908736   89,614,501 329,090 SH   SOLE   6,220 0 322,870
VANGUARD INDEX FDS VALUE ETF 922908744   79,884,520 579,167 SH   SOLE   11,041 0 568,126
VANGUARD INDEX FDS SMALL CP ETF 922908751   17,702,215 93,628 SH   SOLE   1,628 0 92,000
VANGUARD INDEX FDS TOTAL STK MKT 922908769   16,760,777 78,908 SH   SOLE   0 0 78,908
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   13,209,828 254,672 SH   SOLE   9,110 0 245,562
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   8,445,915 215,402 SH   SOLE   4,776 0 210,626
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   10,485,290 182,036 SH   SOLE   3,715 0 178,321
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   2,025,327 26,950 SH   SOLE   425 0 26,525
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   7,503,922 48,294 SH   SOLE   700 0 47,594
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   35,892,619 820,966 SH   SOLE   13,475 0 807,491
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   8,442,174 81,709 SH   SOLE   3,218 0 78,491
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   514,581 2,817 SH   SOLE   0 0 2,817
VERIZON COMMUNICATIONS INC COM 92343V104   7,192,151 221,911 SH   SOLE   5,818 0 216,093
VISA INC COM CL A 92826C839   1,212,613 5,272 SH   SOLE   0 0 5,272
WALMART INC COM 931142103   3,699,627 23,133 SH   SOLE   1,555 0 21,578
WASTE MGMT INC DEL COM 94106L109   2,477,150 16,250 SH   SOLE   1,526 0 14,724
WELLS FARGO CO NEW COM 949746101   457,183 11,189 SH   SOLE   1,211 0 9,978
WEYERHAEUSER CO MTN BE COM NEW 962166104   3,623,198 118,173 SH   SOLE   3,775 0 114,398
WISDOMTREE TR EM EX ST-OWNED 97717X578   3,574,153 134,014 SH   SOLE   525 0 133,489
WORKDAY INC CL A 98138H101   1,714,933 7,982 SH   SOLE   0 0 7,982
YUM BRANDS INC COM 988498101   417,050 3,338 SH   SOLE   89 0 3,249
ZOETIS INC CL A 98978V103   230,176 1,323 SH   SOLE   0 0 1,323