The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   343,209 3,429 SH   SOLE   0 0 3,429
ABBOTT LABS COM 002824100   2,041,290 18,724 SH   SOLE   2,954 0 15,770
ABBVIE INC COM 00287Y109   3,694,431 27,421 SH   SOLE   1,680 0 25,741
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   1,570,364 5,089 SH   SOLE   895 0 4,194
ACI WORLDWIDE INC COM 004498101   2,033,121 87,748 SH   SOLE   0 0 87,748
AFLAC INC COM 001055102   1,521,151 21,793 SH   SOLE   0 0 21,793
AIR PRODS & CHEMS INC COM 009158106   245,615 820 SH   SOLE   0 0 820
AKERO THERAPEUTICS INC COM 00973Y108   309,088 6,620 SH   SOLE   0 0 6,620
ALPHABET INC CAP STK CL C 02079K107   8,810,245 72,830 SH   SOLE   3,400 0 69,430
ALPHABET INC CAP STK CL A 02079K305   2,823,603 23,589 SH   SOLE   2,350 0 21,239
ALPINE SUMMIT ENRGY PRTNRS I CL A SUB VTG SHS 021009105   19,800 33,000 SH   SOLE   0 0 33,000
ALTRIA GROUP INC COM 02209S103   210,011 4,636 SH   SOLE   0 0 4,636
AMAZON COM INC COM 023135106   1,719,188 13,188 SH   SOLE   0 0 13,188
AMERICAN EXPRESS CO COM 025816109   1,623,196 9,318 SH   SOLE   0 0 9,318
AMERIPRISE FINL INC COM 03076C106   340,796 1,026 SH   SOLE   0 0 1,026
AMGEN INC COM 031162100   539,287 2,429 SH   SOLE   50 0 2,379
ANTERIX INC COM 03676C100   949,116 29,950 SH   SOLE   0 0 29,950
APPLE INC COM 037833100   34,358,343 177,132 SH   SOLE   5,407 0 171,725
APPLIED DIGITAL CORP COM NEW 038169207   2,136,092 228,459 SH   SOLE   0 0 228,459
ASPEN AEROGELS INC COM 04523Y105   395,173 50,085 SH   SOLE   0 0 50,085
AT&T INC COM 00206R102   413,472 25,923 SH   SOLE   350 0 25,573
AUTOMATIC DATA PROCESSING IN COM 053015103   1,059,608 4,821 SH   SOLE   800 0 4,021
BANK AMERICA CORP COM 060505104   3,764,300 131,206 SH   SOLE   2,140 0 129,066
BAXTER INTL INC COM 071813109   220,784 4,846 SH   SOLE   575 0 4,271
BECTON DICKINSON & CO COM 075887109   1,844,374 6,986 SH   SOLE   75 0 6,911
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   8,937,269 26,209 SH   SOLE   1,162 0 25,047
BLACKROCK INC COM 09247X101   756,798 1,095 SH   SOLE   170 0 925
BLOCK H & R INC COM 093671105   207,155 6,500 SH   SOLE   0 0 6,500
BOEING CO COM 097023105   256,137 1,213 SH   SOLE   0 0 1,213
BRISTOL-MYERS SQUIBB CO COM 110122108   1,708,105 26,710 SH   SOLE   1,295 0 25,415
BROADCOM INC COM 11135F101   11,576,721 13,346 SH   SOLE   175 0 13,171
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101   6,874,374 188,339 SH   SOLE   5,430 0 182,909
BROWN FORMAN CORP CL B 115637209   383,317 5,740 SH   SOLE   0 0 5,740
CAL MAINE FOODS INC COM NEW 128030202   225,000 5,000 SH   SOLE   0 0 5,000
CARRIER GLOBAL CORPORATION COM 14448C104   336,040 6,760 SH   SOLE   350 0 6,410
CATERPILLAR INC COM 149123101   526,055 2,138 SH   SOLE   0 0 2,138
CHART INDS INC COM 16115Q308   2,449,101 15,327 SH   SOLE   0 0 15,327
CHEVRON CORP NEW COM 166764100   15,176,722 96,452 SH   SOLE   2,773 0 93,679
CHUBB LIMITED COM H1467J104   3,142,964 16,322 SH   SOLE   0 0 16,322
CINTAS CORP COM 172908105   994,160 2,000 SH   SOLE   0 0 2,000
CISCO SYS INC COM 17275R102   2,144,726 41,452 SH   SOLE   2,250 0 39,202
CLEARWATER PAPER CORP COM 18538R103   1,126,948 35,982 SH   SOLE   0 0 35,982
CLOROX CO DEL COM 189054109   280,547 1,764 SH   SOLE   0 0 1,764
COCA COLA CO COM 191216100   4,271,706 70,935 SH   SOLE   1,315 0 69,620
COLGATE PALMOLIVE CO COM 194162103   341,210 4,429 SH   SOLE   0 0 4,429
COMCAST CORP NEW CL A 20030N101   260,934 6,280 SH   SOLE   0 0 6,280
COSTCO WHSL CORP NEW COM 22160K105   3,719,129 6,908 SH   SOLE   525 0 6,383
CSX CORP COM 126408103   1,885,798 55,302 SH   SOLE   0 0 55,302
CVS HEALTH CORP COM 126650100   337,493 4,882 SH   SOLE   0 0 4,882
DANAHER CORPORATION COM 235851102   3,483,840 14,516 SH   SOLE   1,909 0 12,607
DELTA AIR LINES INC DEL COM NEW 247361702   1,880,682 39,560 SH   SOLE   0 0 39,560
DERMTECH INC COM 24984K105   303,428 116,703 SH   SOLE   0 0 116,703
DEVON ENERGY CORP NEW COM 25179M103   282,064 5,835 SH   SOLE   0 0 5,835
DIAGEO PLC SPON ADR NEW 25243Q205   2,755,730 15,885 SH   SOLE   640 0 15,245
DIAMONDBACK ENERGY INC COM 25278X109   275,593 2,098 SH   SOLE   0 0 2,098
DISNEY WALT CO COM 254687106   1,101,537 12,338 SH   SOLE   75 0 12,263
DORMAN PRODS INC COM 258278100   350,084 4,441 SH   SOLE   0 0 4,441
DUKE ENERGY CORP NEW COM NEW 26441C204   13,486,935 150,289 SH   SOLE   3,469 0 146,820
EATON CORP PLC SHS G29183103   385,107 1,915 SH   SOLE   0 0 1,915
ECOLAB INC COM 278865100   697,287 3,735 SH   SOLE   950 0 2,785
EMERSON ELEC CO COM 291011104   5,383,086 59,554 SH   SOLE   4,615 0 54,939
EMPIRE ST RLTY OP L P UNIT LTD PRTNSP 292102100   265,680 36,147 SH   SOLE   0 0 36,147
ENTERPRISE PRODS PARTNERS L COM 293792107   6,658,540 252,696 SH   SOLE   1,584 0 251,112
EXXON MOBIL CORP COM 30231G102   5,757,259 53,681 SH   SOLE   1,287 0 52,394
FEDEX CORP COM 31428X106   655,200 2,643 SH   SOLE   0 0 2,643
FORD MTR CO DEL COM 345370860   372,939 24,649 SH   SOLE   0 0 24,649
FORTIVE CORP COM 34959J108   240,984 3,223 SH   SOLE   300 0 2,923
GENERAL DYNAMICS CORP COM 369550108   1,657,731 7,705 SH   SOLE   0 0 7,705
GENERAL MLS INC COM 370334104   4,574,618 59,643 SH   SOLE   0 0 59,643
GLOBAL PMTS INC COM 37940X102   1,061,454 10,774 SH   SOLE   0 0 10,774
GOLDMAN SACHS GROUP INC COM 38141G104   211,264 655 SH   SOLE   125 0 530
GRAINGER W W INC COM 384802104   248,406 315 SH   SOLE   0 0 315
HASBRO INC COM 418056107   441,602 6,818 SH   SOLE   500 0 6,318
HCA HEALTHCARE INC COM 40412C101   17,882,862 58,926 SH   SOLE   0 0 58,926
HERSHEY CO COM 427866108   1,272,971 5,098 SH   SOLE   0 0 5,098
HOME DEPOT INC COM 437076102   2,145,590 6,907 SH   SOLE   0 0 6,907
HONEYWELL INTL INC COM 438516106   1,181,713 5,695 SH   SOLE   0 0 5,695
ILLINOIS TOOL WKS INC COM 452308109   610,140 2,439 SH   SOLE   0 0 2,439
INTEL CORP COM 458140100   1,233,334 36,882 SH   SOLE   4,875 0 32,007
INTERNATIONAL BUSINESS MACHS COM 459200101   246,478 1,842 SH   SOLE   0 0 1,842
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   1,893,659 30,149 SH   SOLE   447 0 29,702
INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743   351,542 7,819 SH   SOLE   0 0 7,819
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783   1,515,229 79,642 SH   SOLE   0 0 79,642
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791   707,975 37,370 SH   SOLE   0 0 37,370
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   874,246 43,430 SH   SOLE   0 0 43,430
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841   1,994,138 96,944 SH   SOLE   0 0 96,944
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   256,184 1,712 SH   SOLE   0 0 1,712
INVESCO QQQ TR UNIT SER 1 46090E103   2,734,077 7,401 SH   SOLE   800 0 6,601
ISHARES GOLD TR ISHARES NEW 464285204   239,119 6,571 SH   SOLE   0 0 6,571
ISHARES INC MSCI EMERG MRKT 464286533   314,651 5,723 SH   SOLE   900 0 4,823
ISHARES INC CORE MSCI EMKT 46434G103   6,789,106 137,738 SH   SOLE   6,803 0 130,935
ISHARES TR SELECT DIVID ETF 464287168   307,156 2,711 SH   SOLE   0 0 2,711
ISHARES TR TIPS BD ETF 464287176   2,599,131 24,151 SH   SOLE   1,150 0 23,001
ISHARES TR CORE S&P500 ETF 464287200   721,421 1,619 SH   SOLE   0 0 1,619
ISHARES TR S&P 500 GRWT ETF 464287309   370,584 5,258 SH   SOLE   0 0 5,258
ISHARES TR S&P 500 VAL ETF 464287408   265,158 1,645 SH   SOLE   0 0 1,645
ISHARES TR 1 3 YR TREAS BD 464287457   1,714,680 21,148 SH   SOLE   250 0 20,898
ISHARES TR MSCI EAFE ETF 464287465   854,413 11,785 SH   SOLE   0 0 11,785
ISHARES TR ISHARES SEMICDTR 464287523   5,885,231 11,602 SH   SOLE   302 0 11,300
ISHARES TR RUS 1000 VAL ETF 464287598   616,484 3,906 SH   SOLE   0 0 3,906
ISHARES TR RUS 1000 GRW ETF 464287614   1,020,376 3,708 SH   SOLE   0 0 3,708
ISHARES TR RUSSELL 2000 ETF 464287655   614,651 3,282 SH   SOLE   0 0 3,282
ISHARES TR MSCI ACWI EX US 464288240   349,462 7,100 SH   SOLE   0 0 7,100
ISHARES TR ISHS 1-5YR INVS 464288646   12,470,305 248,561 SH   SOLE   8,138 0 240,423
ISHARES TR SHORT TREAS BD 464288679   550,925 4,988 SH   SOLE   0 0 4,988
ISHARES TR MSCI EAFE MIN VL 46429B689   8,109,248 120,137 SH   SOLE   1,753 0 118,384
ISHARES TR MSCI USA QLT FCT 46432F339   4,105,929 30,444 SH   SOLE   230 0 30,214
ISHARES TR MSCI INTL QUALTY 46434V456   2,412,114 67,756 SH   SOLE   2,500 0 65,256
ISHARES TR TRS FLT RT BD 46434V860   413,670 8,164 SH   SOLE   0 0 8,164
ISHARES TR IBONDS DEC25 ETF 46434VBD1   14,929,507 612,367 SH   SOLE   10,759 0 601,608
ISHARES TR IBONDS DEC24 ETF 46434VBG4   14,789,800 600,723 SH   SOLE   9,550 0 591,173
ISHARES TR IBONDS DEC2023 46435G318   254,900 10,000 SH   SOLE   0 0 10,000
ISHARES TR IBONDS DEC2026 46435GAA0   15,008,197 639,463 SH   SOLE   11,174 0 628,289
ISHARES TR IBONDS DEC 26 46435U259   1,158,280 46,000 SH   SOLE   0 0 46,000
ISHARES TR IBONDS DEC 27 46435U283   1,152,990 46,000 SH   SOLE   0 0 46,000
ISHARES TR IBONDS DEC 25 46435U432   2,871,832 109,050 SH   SOLE   0 0 109,050
ISHARES TR IBDS DEC28 ETF 46435U515   6,790,371 277,158 SH   SOLE   4,100 0 273,058
ISHARES TR IBONDS DEC 46435U697   3,369,717 130,812 SH   SOLE   0 0 130,812
ISHARES TR IBONDS 27 ETF 46435UAA9   13,706,450 583,750 SH   SOLE   10,563 0 573,187
ISHARES TR 0-3 MNTH TREASRY 46436E718   8,981,429 89,252 SH   SOLE   2,913 0 86,339
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   1,857,741 36,678 SH   SOLE   0 0 36,678
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   14,555,492 290,297 SH   SOLE   11,443 0 278,854
JOHNSON & JOHNSON COM 478160104   13,082,866 79,041 SH   SOLE   2,565 0 76,476
JOHNSON CTLS INTL PLC SHS G51502105   235,764 3,460 SH   SOLE   0 0 3,460
JPMORGAN CHASE & CO COM 46625H100   11,903,682 81,846 SH   SOLE   3,936 0 77,910
KELLOGG CO COM 487836108   208,266 3,090 SH   SOLE   0 0 3,090
KIMBERLY-CLARK CORP COM 494368103   2,840,308 20,573 SH   SOLE   800 0 19,773
KOSMOS ENERGY LTD COM 500688106   1,671,863 279,109 SH   SOLE   0 0 279,109
L3HARRIS TECHNOLOGIES INC COM 502431109   329,872 1,685 SH   SOLE   0 0 1,685
LILLY ELI & CO COM 532457108   2,164,812 4,616 SH   SOLE   112 0 4,504
LOCKHEED MARTIN CORP COM 539830109   7,767,071 16,871 SH   SOLE   465 0 16,406
LOWES COS INC COM 548661107   601,716 2,666 SH   SOLE   550 0 2,116
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100   5,132,195 55,888 SH   SOLE   975 0 54,913
M & T BK CORP COM 55261F104   438,234 3,541 SH   SOLE   0 0 3,541
MAGNITE INC COM 55955D100   2,432,553 178,209 SH   SOLE   0 0 178,209
MASTERCARD INCORPORATED CL A 57636Q104   1,431,612 3,640 SH   SOLE   0 0 3,640
MCDONALDS CORP COM 580135101   6,304,508 21,127 SH   SOLE   1,505 0 19,622
MEDICAL PPTYS TRUST INC COM 58463J304   138,669 14,975 SH   SOLE   0 0 14,975
MERCK & CO INC COM 58933Y105   18,136,077 157,172 SH   SOLE   5,335 0 151,837
META PLATFORMS INC CL A 30303M102   1,488,278 5,186 SH   SOLE   0 0 5,186
METLIFE INC COM 59156R108   549,245 9,716 SH   SOLE   0 0 9,716
MFS INTER INCOME TR SH BEN INT 55273C107   27,400 10,000 SH   SOLE   0 0 10,000
MICROCHIP TECHNOLOGY INC. COM 595017104   852,449 9,515 SH   SOLE   400 0 9,115
MICROSOFT CORP COM 594918104   26,632,271 78,206 SH   SOLE   3,799 0 74,407
MODERNA INC COM 60770K107   1,013,310 8,340 SH   SOLE   0 0 8,340
MONDELEZ INTL INC CL A 609207105   1,063,611 14,582 SH   SOLE   2,637 0 11,945
MOODYS CORP COM 615369105   278,176 800 SH   SOLE   0 0 800
NEXTERA ENERGY INC COM 65339F101   899,539 12,123 SH   SOLE   0 0 12,123
NIKE INC CL B 654106103   4,006,983 36,305 SH   SOLE   2,025 0 34,280
NORTHROP GRUMMAN CORP COM 666807102   292,168 641 SH   SOLE   0 0 641
NOVARTIS AG SPONSORED ADR 66987V109   4,300,179 42,614 SH   SOLE   2,375 0 40,239
NOVO-NORDISK A S ADR 670100205   2,209,627 13,654 SH   SOLE   0 0 13,654
NUCOR CORP COM 670346105   2,934,094 17,893 SH   SOLE   200 0 17,693
NVIDIA CORPORATION COM 67066G104   380,718 900 SH   SOLE   0 0 900
OLD REP INTL CORP COM 680223104   2,950,780 117,234 SH   SOLE   0 0 117,234
ORACLE CORP COM 68389X105   1,401,808 11,771 SH   SOLE   1,100 0 10,671
PALANTIR TECHNOLOGIES INC CL A 69608A108   1,018,050 66,409 SH   SOLE   0 0 66,409
PALO ALTO NETWORKS INC COM 697435105   3,549,034 13,890 SH   SOLE   0 0 13,890
PAYCHEX INC COM 704326107   5,639,926 50,415 SH   SOLE   3,415 0 47,000
PEPSICO INC COM 713448108   9,031,327 48,760 SH   SOLE   3,125 0 45,635
PFIZER INC COM 717081103   4,780,871 130,340 SH   SOLE   1,900 0 128,440
PHILIP MORRIS INTL INC COM 718172109   830,258 8,505 SH   SOLE   0 0 8,505
PHILLIPS 66 COM 718546104   420,817 4,412 SH   SOLE   0 0 4,412
PINNACLE FINL PARTNERS INC COM 72346Q104   3,576,941 63,141 SH   SOLE   0 0 63,141
POTLATCHDELTIC CORPORATION COM 737630103   269,535 5,100 SH   SOLE   2,300 0 2,800
PRICE T ROWE GROUP INC COM 74144T108   273,329 2,440 SH   SOLE   0 0 2,440
PROCTER AND GAMBLE CO COM 742718109   12,684,554 83,594 SH   SOLE   5,045 0 78,549
PROGRESSIVE CORP COM 743315103   416,966 3,150 SH   SOLE   0 0 3,150
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   794,145 12,684 SH   SOLE   700 0 11,984
QUALCOMM INC COM 747525103   980,652 8,238 SH   SOLE   100 0 8,138
RAYTHEON TECHNOLOGIES CORP COM 75513E101   1,430,412 14,602 SH   SOLE   1,275 0 13,327
RENASANT CORP COM 75970E107   211,496 8,094 SH   SOLE   0 0 8,094
RIMINI STR INC DEL COM 76674Q107   62,270 13,000 SH   SOLE   0 0 13,000
SALESFORCE INC COM 79466L302   3,870,072 18,319 SH   SOLE   0 0 18,319
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   683,655 9,121 SH   SOLE   0 0 9,121
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   2,306,755 34,383 SH   SOLE   0 0 34,383
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   838,945 19,154 SH   SOLE   0 0 19,154
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   3,085,864 86,560 SH   SOLE   3,000 0 83,560
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   6,087,661 45,865 SH   SOLE   1,033 0 44,832
SELECT SECTOR SPDR TR ENERGY 81369Y506   745,028 9,179 SH   SOLE   3,200 0 5,979
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   1,190,401 35,313 SH   SOLE   3,100 0 32,213
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   1,796,827 47,674 SH   SOLE   2,431 0 45,243
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   2,114,628 32,314 SH   SOLE   1,500 0 30,814
SHELL PLC SPON ADS 780259305   713,994 11,825 SH   SOLE   0 0 11,825
SOUTHERN CO COM 842587107   2,693,807 38,346 SH   SOLE   1,375 0 36,971
SOUTHWEST AIRLS CO COM 844741108   1,109,655 30,645 SH   SOLE   0 0 30,645
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,953,092 4,406 SH   SOLE   0 0 4,406
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   280,162 585 SH   SOLE   0 0 585
STARBUCKS CORP COM 855244109   319,865 3,229 SH   SOLE   0 0 3,229
STONEX GROUP INC COM 861896108   6,863,903 82,618 SH   SOLE   0 0 82,618
STRYKER CORPORATION COM 863667101   1,115,104 3,655 SH   SOLE   150 0 3,505
SYNOVUS FINL CORP COM NEW 87161C501   226,875 7,500 SH   SOLE   0 0 7,500
SYSCO CORP COM 871829107   526,078 7,090 SH   SOLE   0 0 7,090
TARGET CORP COM 87612E106   228,721 1,734 SH   SOLE   200 0 1,534
TESLA INC COM 88160R101   737,144 2,816 SH   SOLE   0 0 2,816
TEXAS INSTRS INC COM 882508104   223,585 1,242 SH   SOLE   0 0 1,242
TJX COS INC NEW COM 872540109   758,871 8,950 SH   SOLE   0 0 8,950
TRAVELERS COMPANIES INC COM 89417E109   279,245 1,608 SH   SOLE   325 0 1,283
UNILEVER PLC SPON ADR NEW 904767704   408,908 7,844 SH   SOLE   0 0 7,844
UNION PAC CORP COM 907818108   282,785 1,382 SH   SOLE   0 0 1,382
UNITED CMNTY BKS BLAIRSVLE G COM 90984P303   274,490 10,984 SH   SOLE   0 0 10,984
UNITED PARCEL SERVICE INC CL B 911312106   11,940,998 66,616 SH   SOLE   1,475 0 65,141
UNITEDHEALTH GROUP INC COM 91324P102   8,711,600 18,125 SH   SOLE   850 0 17,275
US BANCORP DEL COM NEW 902973304   2,626,416 79,492 SH   SOLE   3,625 0 75,867
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   796,268 5,230 SH   SOLE   0 0 5,230
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   504,883 6,681 SH   SOLE   0 0 6,681
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   383,170 5,271 SH   SOLE   0 0 5,271
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,492,411 3,664 SH   SOLE   0 0 3,664
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   217,896 1,575 SH   SOLE   0 0 1,575
VANGUARD INDEX FDS SM CP VAL ETF 922908611   880,755 5,325 SH   SOLE   195 0 5,130
VANGUARD INDEX FDS MID CAP ETF 922908629   22,851,284 103,794 SH   SOLE   1,410 0 102,384
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   898,933 6,040 SH   SOLE   1,550 0 4,490
VANGUARD INDEX FDS GROWTH ETF 922908736   89,115,705 314,941 SH   SOLE   5,914 0 309,027
VANGUARD INDEX FDS VALUE ETF 922908744   77,283,081 543,864 SH   SOLE   10,404 0 533,460
VANGUARD INDEX FDS SMALL CP ETF 922908751   17,458,801 87,781 SH   SOLE   1,628 0 86,153
VANGUARD INDEX FDS TOTAL STK MKT 922908769   17,037,661 77,345 SH   SOLE   0 0 77,345
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   13,962,950 256,625 SH   SOLE   11,035 0 245,590
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   8,641,016 212,414 SH   SOLE   4,876 0 207,538
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   209,040 3,388 SH   SOLE   0 0 3,388
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   11,442,663 198,210 SH   SOLE   3,715 0 194,495
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   2,157,975 28,522 SH   SOLE   425 0 28,097
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   7,917,488 48,744 SH   SOLE   725 0 48,019
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   36,972,648 800,620 SH   SOLE   13,475 0 787,145
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   8,825,873 83,208 SH   SOLE   3,218 0 79,990
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   547,766 2,817 SH   SOLE   0 0 2,817
VERIZON COMMUNICATIONS INC COM 92343V104   9,483,487 255,001 SH   SOLE   5,918 0 249,083
VISA INC COM CL A 92826C839   1,256,744 5,292 SH   SOLE   0 0 5,292
WALMART INC COM 931142103   3,813,940 24,265 SH   SOLE   1,980 0 22,285
WASTE MGMT INC DEL COM 94106L109   3,031,555 17,481 SH   SOLE   1,526 0 15,955
WELLS FARGO CO NEW COM 949746101   495,344 11,606 SH   SOLE   1,211 0 10,395
WESTERN UN CO COM 959802109   119,857 10,218 SH   SOLE   0 0 10,218
WEX INC COM 96208T104   203,554 1,118 SH   SOLE   0 0 1,118
WEYERHAEUSER CO MTN BE COM NEW 962166104   4,380,997 130,737 SH   SOLE   3,775 0 126,962
WISDOMTREE TR EM EX ST-OWNED 97717X578   3,667,236 131,207 SH   SOLE   525 0 130,682
WORKDAY INC CL A 98138H101   1,774,818 7,857 SH   SOLE   0 0 7,857
XCEL ENERGY INC COM 98389B100   237,800 3,825 SH   SOLE   0 0 3,825
YUM BRANDS INC COM 988498101   497,117 3,588 SH   SOLE   89 0 3,499
ZOETIS INC CL A 98978V103   227,834 1,323 SH   SOLE   0 0 1,323