The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   1,085,261 10,325 SH   SOLE   600 0 9,725
ABBOTT LABS COM 002824100   1,913,409 18,896 SH   SOLE   2,954 0 15,942
ABBVIE INC COM 00287Y109   4,477,181 28,093 SH   SOLE   1,680 0 26,413
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   1,546,804 5,412 SH   SOLE   895 0 4,517
ACI WORLDWIDE INC COM 004498101   3,080,199 114,166 SH   SOLE   0 0 114,166
AFLAC INC COM 001055102   1,412,536 21,893 SH   SOLE   0 0 21,893
AIR PRODS & CHEMS INC COM 009158106   239,533 834 SH   SOLE   0 0 834
AKERO THERAPEUTICS INC COM 00973Y108   272,411 7,120 SH   SOLE   0 0 7,120
ALPHABET INC CAP STK CL C 02079K107   7,367,256 70,839 SH   SOLE   3,400 0 67,439
ALPHABET INC CAP STK CL A 02079K305   2,633,601 25,389 SH   SOLE   2,400 0 22,989
ALPINE SUMMIT ENRGY PRTNRS I CL A SUB VTG SHS 021009105   17,490 33,000 SH   SOLE   0 0 33,000
ALTRIA GROUP INC COM 02209S103   460,077 10,311 SH   SOLE   0 0 10,311
AMAZON COM INC COM 023135106   1,475,808 14,288 SH   SOLE   0 0 14,288
AMERICAN EXPRESS CO COM 025816109   1,586,489 9,618 SH   SOLE   0 0 9,618
AMERIPRISE FINL INC COM 03076C106   439,828 1,435 SH   SOLE   0 0 1,435
AMGEN INC COM 031162100   676,658 2,799 SH   SOLE   50 0 2,749
ANTERIX INC COM 03676C100   913,556 27,650 SH   SOLE   0 0 27,650
APPLE INC COM 037833100   29,512,303 178,971 SH   SOLE   5,577 0 173,394
ASPEN AEROGELS INC COM 04523Y105   441,675 59,285 SH   SOLE   0 0 59,285
AT&T INC COM 00206R102   583,718 30,323 SH   SOLE   350 0 29,973
AUTOMATIC DATA PROCESSING IN COM 053015103   1,075,971 4,833 SH   SOLE   800 0 4,033
BANK AMERICA CORP COM 060505104   3,914,396 136,867 SH   SOLE   2,140 0 134,727
BAXTER INTL INC COM 071813109   271,022 6,682 SH   SOLE   575 0 6,107
BECTON DICKINSON & CO COM 075887109   1,559,254 6,299 SH   SOLE   75 0 6,224
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   7,986,954 25,867 SH   SOLE   1,162 0 24,705
BLACKROCK INC COM 09247X101   770,826 1,152 SH   SOLE   170 0 982
BLOCK H & R INC COM 093671105   229,125 6,500 SH   SOLE   0 0 6,500
BOEING CO COM 097023105   278,921 1,313 SH   SOLE   0 0 1,313
BRISTOL-MYERS SQUIBB CO COM 110122108   1,869,984 26,980 SH   SOLE   1,295 0 25,685
BROADCOM INC COM 11135F101   8,506,179 13,259 SH   SOLE   175 0 13,084
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101   6,778,213 200,717 SH   SOLE   6,292 0 194,425
BROWN FORMAN CORP CL B 115637209   368,910 5,740 SH   SOLE   0 0 5,740
CAL MAINE FOODS INC COM NEW 128030202   304,450 5,000 SH   SOLE   0 0 5,000
CARRIER GLOBAL CORPORATION COM 14448C104   305,610 6,680 SH   SOLE   350 0 6,330
CATERPILLAR INC COM 149123101   489,260 2,138 SH   SOLE   0 0 2,138
CHART INDS INC COM 16115Q308   1,786,574 14,247 SH   SOLE   0 0 14,247
CHEVRON CORP NEW COM 166764100   14,973,030 91,769 SH   SOLE   2,823 0 88,946
CHUBB LIMITED COM H1467J104   3,075,423 15,838 SH   SOLE   0 0 15,838
CINTAS CORP COM 172908105   925,360 2,000 SH   SOLE   0 0 2,000
CISCO SYS INC COM 17275R102   2,269,206 43,409 SH   SOLE   2,250 0 41,159
CLEARWATER PAPER CORP COM 18538R103   1,145,695 34,282 SH   SOLE   0 0 34,282
CLOROX CO DEL COM 189054109   283,091 1,789 SH   SOLE   0 0 1,789
COCA COLA CO COM 191216100   4,353,389 70,182 SH   SOLE   1,315 0 68,867
COLGATE PALMOLIVE CO COM 194162103   342,008 4,551 SH   SOLE   0 0 4,551
COMCAST CORP NEW CL A 20030N101   529,716 13,973 SH   SOLE   0 0 13,973
COSTCO WHSL CORP NEW COM 22160K105   3,498,462 7,041 SH   SOLE   525 0 6,516
CSX CORP COM 126408103   1,661,131 55,482 SH   SOLE   0 0 55,482
CVS HEALTH CORP COM 126650100   279,554 3,762 SH   SOLE   0 0 3,762
DANAHER CORPORATION COM 235851102   3,747,079 14,867 SH   SOLE   1,909 0 12,958
DELTA AIR LINES INC DEL COM NEW 247361702   567,729 16,258 SH   SOLE   0 0 16,258
DERMTECH INC COM 24984K105   534,174 145,156 SH   SOLE   0 0 145,156
DEVON ENERGY CORP NEW COM 25179M103   266,968 5,275 SH   SOLE   0 0 5,275
DIAGEO PLC SPON ADR NEW 25243Q205   2,792,527 15,413 SH   SOLE   840 0 14,573
DIAMONDBACK ENERGY INC COM 25278X109   283,587 2,098 SH   SOLE   0 0 2,098
DISNEY WALT CO COM 254687106   1,229,196 12,276 SH   SOLE   125 0 12,151
DORMAN PRODS INC COM 258278100   383,081 4,441 SH   SOLE   0 0 4,441
DUKE ENERGY CORP NEW COM NEW 26441C204   12,506,660 129,643 SH   SOLE   3,494 0 126,149
EATON CORP PLC SHS G29183103   330,515 1,929 SH   SOLE   0 0 1,929
ECOLAB INC COM 278865100   623,552 3,767 SH   SOLE   950 0 2,817
EMERSON ELEC CO COM 291011104   5,260,729 60,371 SH   SOLE   4,715 0 55,656
EMPIRE ST RLTY OP L P UNIT LTD PRTNSP 292102100   234,233 36,147 SH   SOLE   0 0 36,147
ENTERPRISE PRODS PARTNERS L COM 293792107   6,770,778 261,420 SH   SOLE   2,223 0 259,197
EXXON MOBIL CORP COM 30231G102   5,711,612 52,085 SH   SOLE   1,312 0 50,773
FEDEX CORP COM 31428X106   603,899 2,643 SH   SOLE   0 0 2,643
FORD MTR CO DEL COM 345370860   310,577 24,649 SH   SOLE   0 0 24,649
FORTIVE CORP COM 34959J108   224,075 3,287 SH   SOLE   300 0 2,987
GENERAL DYNAMICS CORP COM 369550108   1,636,266 7,170 SH   SOLE   0 0 7,170
GENERAL MLS INC COM 370334104   5,246,133 61,387 SH   SOLE   0 0 61,387
GLOBAL PMTS INC COM 37940X102   1,133,856 10,774 SH   SOLE   0 0 10,774
GOLDMAN SACHS GROUP INC COM 38141G104   214,257 655 SH   SOLE   125 0 530
GRAINGER W W INC COM 384802104   216,975 315 SH   SOLE   0 0 315
GRAN TIERRA ENERGY INC COM 38500T101   16,703 19,000 SH   SOLE   0 0 19,000
HASBRO INC COM 418056107   542,162 10,098 SH   SOLE   550 0 9,548
HCA HEALTHCARE INC COM 40412C101   15,441,364 58,561 SH   SOLE   0 0 58,561
HERSHEY CO COM 427866108   1,241,012 4,878 SH   SOLE   0 0 4,878
HOME DEPOT INC COM 437076102   2,154,966 7,302 SH   SOLE   0 0 7,302
HONEYWELL INTL INC COM 438516106   1,055,938 5,525 SH   SOLE   0 0 5,525
ILLINOIS TOOL WKS INC COM 452308109   611,546 2,512 SH   SOLE   0 0 2,512
INTEL CORP COM 458140100   1,315,850 40,277 SH   SOLE   4,975 0 35,302
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   1,948,378 31,224 SH   SOLE   447 0 30,777
INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743   364,332 8,269 SH   SOLE   0 0 8,269
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783   1,537,489 79,642 SH   SOLE   0 0 79,642
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791   706,429 36,870 SH   SOLE   0 0 36,870
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   870,620 42,930 SH   SOLE   0 0 42,930
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841   1,996,077 96,944 SH   SOLE   0 0 96,944
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   204,637 1,415 SH   SOLE   0 0 1,415
INVESCO QQQ TR UNIT SER 1 46090E103   2,529,891 7,883 SH   SOLE   800 0 7,083
ISHARES GOLD TR ISHARES NEW 464285204   245,558 6,571 SH   SOLE   0 0 6,571
ISHARES INC MSCI EMERG MRKT 464286533   312,304 5,723 SH   SOLE   900 0 4,823
ISHARES INC CORE MSCI EMKT 46434G103   7,048,057 144,457 SH   SOLE   6,803 0 137,654
ISHARES TR SELECT DIVID ETF 464287168   319,433 2,726 SH   SOLE   0 0 2,726
ISHARES TR TIPS BD ETF 464287176   3,902,960 35,401 SH   SOLE   1,565 0 33,836
ISHARES TR CORE S&P500 ETF 464287200   665,369 1,619 SH   SOLE   0 0 1,619
ISHARES TR S&P 500 GRWT ETF 464287309   333,059 5,213 SH   SOLE   0 0 5,213
ISHARES TR S&P 500 VAL ETF 464287408   242,816 1,600 SH   SOLE   0 0 1,600
ISHARES TR 1 3 YR TREAS BD 464287457   961,108 11,698 SH   SOLE   0 0 11,698
ISHARES TR MSCI EAFE ETF 464287465   862,889 12,065 SH   SOLE   0 0 12,065
ISHARES TR ISHARES SEMICDTR 464287523   5,406,298 12,158 SH   SOLE   302 0 11,856
ISHARES TR RUS 1000 VAL ETF 464287598   594,728 3,906 SH   SOLE   0 0 3,906
ISHARES TR RUS 1000 GRW ETF 464287614   905,983 3,708 SH   SOLE   0 0 3,708
ISHARES TR RUSSELL 2000 ETF 464287655   585,538 3,282 SH   SOLE   0 0 3,282
ISHARES TR CORE S&P SCP ETF 464287804   210,323 2,175 SH   SOLE   0 0 2,175
ISHARES TR MSCI ACWI EX US 464288240   346,267 7,100 SH   SOLE   0 0 7,100
ISHARES TR ISHS 1-5YR INVS 464288646   12,322,208 243,811 SH   SOLE   8,138 0 235,673
ISHARES TR SHORT TREAS BD 464288679   551,174 4,988 SH   SOLE   0 0 4,988
ISHARES TR FLTG RATE NT ETF 46429B655   2,008,797 39,865 SH   SOLE   1,000 0 38,865
ISHARES TR MSCI EAFE MIN VL 46429B689   8,036,820 118,800 SH   SOLE   1,753 0 117,047
ISHARES TR 0-5 YR TIPS ETF 46429B747   210,864 2,125 SH   SOLE   0 0 2,125
ISHARES TR MSCI USA QLT FCT 46432F339   3,882,937 31,298 SH   SOLE   230 0 31,068
ISHARES TR MSCI INTL QUALTY 46434V456   2,420,027 68,556 SH   SOLE   2,500 0 66,056
ISHARES TR TRS FLT RT BD 46434V860   446,659 8,829 SH   SOLE   90 0 8,739
ISHARES TR IBONDS DEC25 ETF 46434VBD1   14,608,474 595,535 SH   SOLE   10,350 0 585,185
ISHARES TR IBONDS DEC24 ETF 46434VBG4   15,656,207 636,690 SH   SOLE   10,150 0 626,540
ISHARES TR IBONDS DEC2023 46435G318   254,300 10,000 SH   SOLE   0 0 10,000
ISHARES TR IBONDS DEC2026 46435GAA0   13,893,749 585,493 SH   SOLE   10,350 0 575,143
ISHARES TR IBONDS DEC 26 46435U259   1,123,320 44,000 SH   SOLE   0 0 44,000
ISHARES TR IBONDS DEC 27 46435U283   1,094,780 43,000 SH   SOLE   0 0 43,000
ISHARES TR IBONDS DEC 25 46435U432   2,808,686 105,550 SH   SOLE   0 0 105,550
ISHARES TR IBDS DEC28 ETF 46435U515   508,776 20,400 SH   SOLE   0 0 20,400
ISHARES TR IBONDS DEC 46435U697   3,526,081 136,300 SH   SOLE   0 0 136,300
ISHARES TR IBONDS 27 ETF 46435UAA9   12,253,794 514,433 SH   SOLE   9,463 0 504,970
ISHARES TR 0-3 MNTH TREASRY 46436E718   8,856,974 88,059 SH   SOLE   2,873 0 85,186
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   2,004,173 39,460 SH   SOLE   0 0 39,460
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   19,084,363 379,260 SH   SOLE   12,468 0 366,792
JOHNSON & JOHNSON COM 478160104   11,712,265 75,563 SH   SOLE   2,590 0 72,973
JOHNSON CTLS INTL PLC SHS G51502105   208,361 3,460 SH   SOLE   0 0 3,460
JPMORGAN CHASE & CO COM 46625H100   10,725,295 82,306 SH   SOLE   3,961 0 78,345
KELLOGG CO COM 487836108   206,906 3,090 SH   SOLE   0 0 3,090
KIMBERLY-CLARK CORP COM 494368103   2,766,945 20,615 SH   SOLE   800 0 19,815
KOSMOS ENERGY LTD COM 500688106   2,413,417 324,384 SH   SOLE   0 0 324,384
L3HARRIS TECHNOLOGIES INC COM 502431109   323,796 1,650 SH   SOLE   0 0 1,650
LILLY ELI & CO COM 532457108   1,727,746 5,031 SH   SOLE   112 0 4,919
LINDE PLC SHS G54950103   233,169 656 SH   SOLE   325 0 331
LOCKHEED MARTIN CORP COM 539830109   8,029,792 16,986 SH   SOLE   465 0 16,521
LOWES COS INC COM 548661107   533,120 2,666 SH   SOLE   550 0 2,116
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100   5,055,319 53,843 SH   SOLE   975 0 52,868
M & T BK CORP COM 55261F104   421,245 3,523 SH   SOLE   0 0 3,523
MAGNITE INC COM 55955D100   1,600,610 172,852 SH   SOLE   0 0 172,852
MASTERCARD INCORPORATED CL A 57636Q104   1,297,374 3,570 SH   SOLE   0 0 3,570
MCDONALDS CORP COM 580135101   5,935,561 21,228 SH   SOLE   1,505 0 19,723
MEDICAL PPTYS TRUST INC COM 58463J304   104,189 12,675 SH   SOLE   0 0 12,675
MERCK & CO INC COM 58933Y105   17,308,270 162,687 SH   SOLE   5,335 0 157,352
META PLATFORMS INC CL A 30303M102   1,059,276 4,998 SH   SOLE   0 0 4,998
METLIFE INC COM 59156R108   567,117 9,788 SH   SOLE   0 0 9,788
MFS INTER INCOME TR SH BEN INT 55273C107   27,700 10,000 SH   SOLE   0 0 10,000
MICROCHIP TECHNOLOGY INC. COM 595017104   801,356 9,565 SH   SOLE   400 0 9,165
MICROSOFT CORP COM 594918104   22,538,429 78,177 SH   SOLE   3,915 0 74,262
MODERNA INC COM 60770K107   1,362,562 8,872 SH   SOLE   0 0 8,872
MONDELEZ INTL INC CL A 609207105   1,020,701 14,640 SH   SOLE   2,637 0 12,003
MOODYS CORP COM 615369105   244,816 800 SH   SOLE   0 0 800
NEXTERA ENERGY INC COM 65339F101   1,041,363 13,510 SH   SOLE   0 0 13,510
NIKE INC CL B 654106103   4,369,418 35,628 SH   SOLE   2,125 0 33,503
NORTHROP GRUMMAN CORP COM 666807102   295,963 641 SH   SOLE   0 0 641
NOVARTIS AG SPONSORED ADR 66987V109   3,953,056 42,968 SH   SOLE   2,400 0 40,568
NOVO-NORDISK A S ADR 670100205   2,247,534 14,123 SH   SOLE   0 0 14,123
NUCOR CORP COM 670346105   2,805,639 18,163 SH   SOLE   200 0 17,963
NVIDIA CORPORATION COM 67066G104   305,547 1,100 SH   SOLE   0 0 1,100
OLD REP INTL CORP COM 680223104   2,921,190 116,988 SH   SOLE   0 0 116,988
ORACLE CORP COM 68389X105   1,124,797 12,105 SH   SOLE   1,100 0 11,005
PALO ALTO NETWORKS INC COM 697435105   2,540,293 12,718 SH   SOLE   0 0 12,718
PAYCHEX INC COM 704326107   5,849,820 51,050 SH   SOLE   3,415 0 47,635
PEPSICO INC COM 713448108   8,869,624 48,654 SH   SOLE   3,205 0 45,449
PFIZER INC COM 717081103   5,376,257 131,771 SH   SOLE   1,900 0 129,871
PHILIP MORRIS INTL INC COM 718172109   850,451 8,745 SH   SOLE   0 0 8,745
PHILLIPS 66 COM 718546104   448,201 4,421 SH   SOLE   0 0 4,421
PINNACLE FINL PARTNERS INC COM 72346Q104   2,535,763 45,971 SH   SOLE   0 0 45,971
POTLATCHDELTIC CORPORATION COM 737630103   252,450 5,100 SH   SOLE   2,300 0 2,800
PRICE T ROWE GROUP INC COM 74144T108   355,635 3,150 SH   SOLE   0 0 3,150
PROCTER AND GAMBLE CO COM 742718109   12,190,647 81,987 SH   SOLE   5,145 0 76,842
PROGRESSIVE CORP COM 743315103   450,639 3,150 SH   SOLE   0 0 3,150
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   798,361 12,784 SH   SOLE   800 0 11,984
QUALCOMM INC COM 747525103   1,371,995 10,754 SH   SOLE   100 0 10,654
RAYTHEON TECHNOLOGIES CORP COM 75513E101   1,379,050 14,082 SH   SOLE   1,275 0 12,807
REALTY INCOME CORP COM 756109104   319,323 5,043 SH   SOLE   0 0 5,043
RENASANT CORP COM 75970E107   278,095 9,094 SH   SOLE   0 0 9,094
RIMINI STR INC DEL COM 76674Q107   53,560 13,000 SH   SOLE   0 0 13,000
SALESFORCE INC COM 79466L302   3,675,552 18,398 SH   SOLE   0 0 18,398
SCHWAB CHARLES CORP COM 808513105   202,449 3,865 SH   SOLE   0 0 3,865
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   598,024 9,176 SH   SOLE   0 0 9,176
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   2,246,640 34,258 SH   SOLE   0 0 34,258
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   1,022,337 24,382 SH   SOLE   0 0 24,382
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   3,006,059 86,381 SH   SOLE   3,000 0 83,381
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   5,723,297 44,209 SH   SOLE   1,033 0 43,176
SELECT SECTOR SPDR TR ENERGY 81369Y506   742,042 8,959 SH   SOLE   3,200 0 5,759
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   1,529,729 47,581 SH   SOLE   3,100 0 44,481
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   2,293,930 61,368 SH   SOLE   2,599 0 58,769
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   2,387,562 35,272 SH   SOLE   1,500 0 33,772
SHELL PLC SPON ADS 780259305   686,165 11,925 SH   SOLE   0 0 11,925
SOFI TECHNOLOGIES INC COM 83406F102   186,956 30,800 SH   SOLE   0 0 30,800
SOUTHERN CO COM 842587107   2,703,531 38,855 SH   SOLE   1,375 0 37,480
SOUTHWEST AIRLS CO COM 844741108   1,983,118 60,944 SH   SOLE   0 0 60,944
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,756,283 4,290 SH   SOLE   0 0 4,290
SPDR S&P 500 ETF TR TR UNIT 78462F103   10,234,750 25,000 SH Put SOLE   0 0 25,000
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   268,170 585 SH   SOLE   0 0 585
SPDR SER TR BLOOMBERG INVT 78468R200   4,645,170 152,651 SH   SOLE   0 0 152,651
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   225,128 5,430 SH   SOLE   0 0 5,430
STONEX GROUP INC COM 861896108   7,705,013 74,423 SH   SOLE   0 0 74,423
STRYKER CORPORATION COM 863667101   1,121,897 3,930 SH   SOLE   150 0 3,780
SYNOVUS FINL CORP COM NEW 87161C501   231,225 7,500 SH   SOLE   0 0 7,500
SYSCO CORP COM 871829107   561,539 7,271 SH   SOLE   0 0 7,271
TARGET CORP COM 87612E106   452,344 2,731 SH   SOLE   200 0 2,531
TESLA INC COM 88160R101   646,445 3,116 SH   SOLE   0 0 3,116
TEXAS INSTRS INC COM 882508104   229,908 1,236 SH   SOLE   0 0 1,236
TEXAS INSTRS INC COM 882508104   651,035 3,500 SH Call SOLE   0 0 3,500
TJX COS INC NEW COM 872540109   740,502 9,450 SH   SOLE   0 0 9,450
TRAVELERS COMPANIES INC COM 89417E109   272,713 1,591 SH   SOLE   325 0 1,266
UNILEVER PLC SPON ADR NEW 904767704   831,555 16,013 SH   SOLE   0 0 16,013
UNION PAC CORP COM 907818108   278,141 1,382 SH   SOLE   0 0 1,382
UNITED CMNTY BKS BLAIRSVLE G COM 90984P303   308,870 10,984 SH   SOLE   0 0 10,984
UNITED PARCEL SERVICE INC CL B 911312106   11,953,363 61,618 SH   SOLE   1,475 0 60,143
UNITEDHEALTH GROUP INC COM 91324P102   8,169,191 17,286 SH   SOLE   850 0 16,436
US BANCORP DEL COM NEW 902973304   4,848,256 134,487 SH   SOLE   3,625 0 130,862
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676   688,242 2,615 SH   SOLE   0 0 2,615
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   511,030 6,681 SH   SOLE   0 0 6,681
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   391,026 5,296 SH   SOLE   0 0 5,296
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,403,620 3,732 SH   SOLE   0 0 3,732
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   211,110 1,575 SH   SOLE   0 0 1,575
VANGUARD INDEX FDS SM CP VAL ETF 922908611   848,572 5,345 SH   SOLE   195 0 5,150
VANGUARD INDEX FDS MID CAP ETF 922908629   22,300,568 105,730 SH   SOLE   1,410 0 104,320
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   881,858 6,290 SH   SOLE   1,550 0 4,740
VANGUARD INDEX FDS GROWTH ETF 922908736   79,813,317 319,970 SH   SOLE   5,891 0 314,079
VANGUARD INDEX FDS VALUE ETF 922908744   74,812,536 541,688 SH   SOLE   10,284 0 531,404
VANGUARD INDEX FDS SMALL CP ETF 922908751   15,418,254 81,337 SH   SOLE   1,403 0 79,934
VANGUARD INDEX FDS TOTAL STK MKT 922908769   16,004,947 78,417 SH   SOLE   0 0 78,417
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   13,234,545 247,513 SH   SOLE   11,175 0 236,338
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   8,938,461 221,249 SH   SOLE   4,876 0 216,373
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   211,070 3,463 SH   SOLE   0 0 3,463
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   11,862,019 202,631 SH   SOLE   3,815 0 198,816
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   2,312,285 30,333 SH   SOLE   425 0 29,908
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   7,551,572 49,033 SH   SOLE   725 0 48,308
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   36,924,296 817,452 SH   SOLE   13,550 0 803,902
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   8,834,887 83,743 SH   SOLE   3,218 0 80,525
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   545,146 2,817 SH   SOLE   0 0 2,817
VERIZON COMMUNICATIONS INC COM 92343V104   10,227,720 262,991 SH   SOLE   5,918 0 257,073
VISA INC COM CL A 92826C839   1,199,222 5,319 SH   SOLE   0 0 5,319
WALMART INC COM 931142103   3,604,385 24,445 SH   SOLE   1,980 0 22,465
WASTE MGMT INC DEL COM 94106L109   2,892,025 17,724 SH   SOLE   1,526 0 16,198
WELLS FARGO CO NEW COM 949746101   477,118 12,764 SH   SOLE   1,211 0 11,553
WEX INC COM 96208T104   205,589 1,118 SH   SOLE   0 0 1,118
WEYERHAEUSER CO MTN BE COM NEW 962166104   4,027,025 133,655 SH   SOLE   4,095 0 129,560
WISDOMTREE TR EM EX ST-OWNED 97717X578   3,597,958 129,237 SH   SOLE   525 0 128,712
WORKDAY INC CL A 98138H101   1,606,468 7,778 SH   SOLE   0 0 7,778
XCEL ENERGY INC COM 98389B100   261,330 3,875 SH   SOLE   0 0 3,875
YUM BRANDS INC COM 988498101   490,413 3,713 SH   SOLE   89 0 3,624
ZOETIS INC CL A 98978V103   220,200 1,323 SH   SOLE   0 0 1,323