The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 1,944 11,823 SH   SOLE   1,205 0 10,618
ABBOTT LABS COM 002824100 1,694 20,251 SH   SOLE   2,854 0 17,397
ABBVIE INC COM 00287Y109 1,610 21,264 SH   SOLE   1,749 0 19,515
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,096 5,700 SH   SOLE   1,020 0 4,680
ALLSTATE CORP COM 020002101 805 7,403 SH   SOLE   225 0 7,178
ALPHABET INC CAP STK CL C 02079K107 3,130 2,568 SH   SOLE   170 0 2,398
ALPHABET INC CAP STK CL A 02079K305 1,133 928 SH   SOLE   115 0 813
ALPS ETF TR ALERIAN MLP 00162Q866 1,636 179,012 SH   SOLE   5,825 0 173,187
AMAZON COM INC COM 023135106 507 292 SH   SOLE   0 0 292
AMERICAN AIRLS GROUP INC COM 02376R102 1,450 53,765 SH   SOLE   0 0 53,765
AMERICAN NATL BANKSHARES INC COM 027745108 365 10,290 SH   SOLE   0 0 10,290
AMGEN INC COM 031162100 251 1,297 SH   SOLE   0 0 1,297
APPLE INC COM 037833100 8,996 40,166 SH   SOLE   1,262 0 38,904
AT&T INC COM 00206R102 9,745 257,526 SH   SOLE   14,372 0 243,154
AUTOMATIC DATA PROCESSING IN COM 053015103 1,021 6,324 SH   SOLE   895 0 5,429
BANK AMER CORP COM 060505104 629 21,568 SH   SOLE   3,448 0 18,120
BAXTER INTL INC COM 071813109 994 11,368 SH   SOLE   675 0 10,693
BB&T CORP COM 054937107 3,515 65,863 SH   SOLE   4,650 0 61,213
BECTON DICKINSON & CO COM 075887109 707 2,796 SH   SOLE   75 0 2,721
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 3,017 14,504 SH   SOLE   1,490 0 13,014
BLACKROCK INC COM 09247X101 827 1,855 SH   SOLE   275 0 1,580
BRISTOL MYERS SQUIBB CO COM 110122108 1,037 20,447 SH   SOLE   1,295 0 19,152
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 6,381 128,629 SH   SOLE   7,186 0 121,443
BROWN FORMAN CORP CL B 115637209 546 8,690 SH   SOLE   0 0 8,690
CAPSTAR FINL HLDGS INC COM 14070T102 741 44,713 SH   SOLE   0 0 44,713
CARETRUST REIT INC COM 14174T107 1,403 59,711 SH   SOLE   0 0 59,711
CHEVRON CORP NEW COM 166764100 4,667 39,347 SH   SOLE   2,475 0 36,872
CHUBB LIMITED COM H1467J104 1,342 8,317 SH   SOLE   0 0 8,317
CISCO SYS INC COM 17275R102 1,732 35,060 SH   SOLE   2,250 0 32,810
COCA COLA CO COM 191216100 1,674 30,741 SH   SOLE   1,315 0 29,426
COSTCO WHSL CORP NEW COM 22160K105 2,324 8,067 SH   SOLE   690 0 7,377
CSX CORP COM 126408103 1,201 17,332 SH   SOLE   0 0 17,332
DANAHER CORPORATION COM 235851102 2,174 15,049 SH   SOLE   1,919 0 13,130
DELTA AIR LINES INC DEL COM NEW 247361702 1,054 18,306 SH   SOLE   100 0 18,206
DIAGEO P L C SPON ADR NEW 25243Q205 1,330 8,132 SH   SOLE   840 0 7,292
DISCOVER FINL SVCS COM 254709108 314 3,871 SH   SOLE   0 0 3,871
DISNEY WALT CO COM DISNEY 254687106 1,040 7,981 SH   SOLE   125 0 7,856
DUKE ENERGY CORP NEW COM NEW 26441C204 6,134 63,990 SH   SOLE   5,119 0 58,871
ECOLAB INC COM 278865100 861 4,350 SH   SOLE   950 0 3,400
EMERSON ELEC CO COM 291011104 3,718 55,608 SH   SOLE   5,790 0 49,818
ENTERPRISE PRODS PARTNERS L COM 293792107 2,636 92,235 SH   SOLE   5,925 0 86,310
EXXON MOBIL CORP COM 30231G102 4,822 68,297 SH   SOLE   5,012 0 63,285
FACEBOOK INC CL A 30303M102 386 2,167 SH   SOLE   0 0 2,167
FEDEX CORP COM 31428X106 309 2,125 SH   SOLE   0 0 2,125
FORTIVE CORP COM 34959J108 266 3,887 SH   SOLE   300 0 3,587
GENERAL DYNAMICS CORP COM 369550108 339 1,857 SH   SOLE   0 0 1,857
GOLDMAN SACHS GROUP INC COM 38141G104 237 1,145 SH   SOLE   125 0 1,020
HASBRO INC COM 418056107 460 3,877 SH   SOLE   0 0 3,877
HCA HEALTHCARE INC COM 40412C101 5,389 44,754 SH   SOLE   0 0 44,754
HOME DEPOT INC COM 437076102 1,122 4,837 SH   SOLE   0 0 4,837
HONEYWELL INTL INC COM 438516106 898 5,310 SH   SOLE   0 0 5,310
ILLINOIS TOOL WKS INC COM 452308109 448 2,864 SH   SOLE   0 0 2,864
INTEL CORP COM 458140100 4,032 78,236 SH   SOLE   7,025 0 71,211
INTERNATIONAL BUSINESS MACHS COM 459200101 274 1,882 SH   SOLE   0 0 1,882
INTL FCSTONE INC COM 46116V105 1,952 47,539 SH   SOLE   0 0 47,539
INVESCO ACTIVELY MANAGD ETF OPTIMUM YIELD 46090F100 2,132 136,479 SH   SOLE   11,625 0 124,854
INVESCO EXCHNG TRADED FD TR S&P500 LOW VOL 46138E354 2,620 45,246 SH   SOLE   600 0 44,646
INVESCO EXCHNG TRADED FD TR FTSE RAFI DEV 46138E743 538 13,579 SH   SOLE   0 0 13,579
INVESCO QQQ TR UNIT SER 1 46090E103 1,903 10,077 SH   SOLE   850 0 9,227
ISHARES INC MIN VOL EMRG MKT 464286533 750 13,130 SH   SOLE   1,075 0 12,055
ISHARES INC CORE MSCI EMKT 46434G103 6,222 126,928 SH   SOLE   5,600 0 121,328
ISHARES TR SELECT DIVID ETF 464287168 300 2,946 SH   SOLE   0 0 2,946
ISHARES TR TIPS BD ETF 464287176 4,400 37,840 SH   SOLE   2,450 0 35,390
ISHARES TR 1 3 YR TREAS BD 464287457 668 7,872 SH   SOLE   475 0 7,397
ISHARES TR MSCI EAFE ETF 464287465 1,010 15,488 SH   SOLE   2,200 0 13,288
ISHARES TR RUS 1000 VAL ETF 464287598 375 2,927 SH   SOLE   0 0 2,927
ISHARES TR RUS 1000 GRW ETF 464287614 411 2,575 SH   SOLE   0 0 2,575
ISHARES TR RUSSELL 2000 ETF 464287655 1,657 10,946 SH   SOLE   0 0 10,946
ISHARES TR MSCI ACWI EX US 464288240 350 7,600 SH   SOLE   0 0 7,600
ISHARES TR JPMORGAN USD EMG 464288281 888 7,831 SH   SOLE   0 0 7,831
ISHARES TR SH TR CRPORT ETF 464288646 993 18,506 SH   SOLE   500 0 18,006
ISHARES TR 3 7 YR TREAS BD 464288661 218 1,723 SH   SOLE   75 0 1,648
ISHARES TR SHORT TREAS BD 464288679 11,900 107,574 SH   SOLE   8,475 0 99,099
ISHARES TR US REGNL BKS ETF 464288778 447 9,600 SH   SOLE   1,400 0 8,200
ISHARES TR FLTG RATE NT ETF 46429B655 320 6,275 SH   SOLE   800 0 5,475
ISHARES TR MIN VOL EAFE ETF 46429B689 4,169 56,892 SH   SOLE   1,350 0 55,542
ISHARES TR USA QUALITY FCTR 46432F339 1,724 18,656 SH   SOLE   230 0 18,426
ISHARES TR INTL QLTY FACTOR 46434V456 229 7,729 SH   SOLE   0 0 7,729
ISHARES TR TRS FLT RT BD 46434V860 1,277 25,400 SH   SOLE   1,750 0 23,650
ISHARES US ETF TR SHT MAT BD ETF 46431W507 3,060 60,781 SH   SOLE   1,691 0 59,090
JOHNSON & JOHNSON COM 478160104 4,892 37,814 SH   SOLE   2,778 0 35,036
JPMORGAN CHASE & CO COM 46625H100 3,965 33,692 SH   SOLE   3,413 0 30,279
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365 502 21,564 SH   SOLE   2,550 0 19,014
KIMBERLY CLARK CORP COM 494368103 1,618 11,391 SH   SOLE   850 0 10,541
KOSMOS ENERGY LTD COM 500688106 866 138,662 SH   SOLE   0 0 138,662
L3HARRIS TECHNOLOGIES INC COM 502431109 502 2,405 SH   SOLE   0 0 2,405
LILLY ELI & CO COM 532457108 585 5,231 SH   SOLE   112 0 5,119
LIQTECH INTL INC COM 53632A201 418 52,917 SH   SOLE   0 0 52,917
LOCKHEED MARTIN CORP COM 539830109 1,333 3,418 SH   SOLE   75 0 3,343
LOWES COS INC COM 548661107 315 2,865 SH   SOLE   550 0 2,315
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 1,164 13,015 SH   SOLE   725 0 12,290
M & T BK CORP COM 55261F104 1,165 7,372 SH   SOLE   1,065 0 6,307
MCDONALDS CORP COM 580135101 3,917 18,244 SH   SOLE   1,455 0 16,789
MERCK & CO INC COM 58933Y105 4,327 51,401 SH   SOLE   4,800 0 46,601
MFS INTER INCOME TR SH BEN INT 55273C107 38 10,000 SH   SOLE   0 0 10,000
MICROCHIP TECHNOLOGY INC COM 595017104 624 6,714 SH   SOLE   200 0 6,514
MICROSOFT CORP COM 594918104 8,681 62,445 SH   SOLE   4,655 0 57,790
MONDELEZ INTL INC CL A 609207105 881 15,926 SH   SOLE   2,675 0 13,251
MORGAN STANLEY COM NEW 617446448 309 7,234 SH   SOLE   0 0 7,234
NATIONAL HEALTH INVS INC COM 63633D104 389 4,724 SH   SOLE   0 0 4,724
NET 1 UEPS TECHNOLOGIES INC COM NEW 64107N206 130 36,490 SH   SOLE   0 0 36,490
NEXTERA ENERGY INC COM 65339F101 267 1,146 SH   SOLE   0 0 1,146
NIKE INC CL B 654106103 2,267 24,141 SH   SOLE   2,050 0 22,091
NOVARTIS A G SPONSORED ADR 66987V109 2,831 32,572 SH   SOLE   3,000 0 29,572
NOVO-NORDISK A S ADR 670100205 1,027 19,867 SH   SOLE   0 0 19,867
OCCIDENTAL PETE CORP COM 674599105 8,254 185,607 SH   SOLE   8,955 0 176,652
OGE ENERGY CORP COM 670837103 293 6,450 SH   SOLE   1,000 0 5,450
ORACLE CORP COM 68389X105 982 17,840 SH   SOLE   1,350 0 16,490
PAYCHEX INC COM 704326107 4,400 53,155 SH   SOLE   4,315 0 48,840
PEPSICO INC COM 713448108 4,824 35,189 SH   SOLE   3,592 0 31,597
PFIZER INC COM 717081103 2,175 60,529 SH   SOLE   3,235 0 57,294
PINNACLE FINL PARTNERS INC COM 72346Q104 2,095 36,919 SH   SOLE   0 0 36,919
PROCTER & GAMBLE CO COM 742718109 7,862 63,206 SH   SOLE   6,120 0 57,086
PROGRESSIVE CORP OHIO COM 743315103 243 3,150 SH   SOLE   0 0 3,150
QUALCOMM INC COM 747525103 257 3,366 SH   SOLE   0 0 3,366
RENASANT CORP COM 75970E107 283 8,094 SH   SOLE   0 0 8,094
RUBICON PROJ INC COM 78112V102 2,190 251,390 SH   SOLE   0 0 251,390
SCHLUMBERGER LTD COM 806857108 599 17,543 SH   SOLE   1,125 0 16,418
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,455 20,481 SH   SOLE   0 0 20,481
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 3,176 99,677 SH   SOLE   12,400 0 87,277
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 426 4,725 SH   SOLE   0 0 4,725
SELECT SECTOR SPDR TR ENERGY 81369Y506 1,182 19,960 SH   SOLE   2,475 0 17,485
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 1,122 40,073 SH   SOLE   850 0 39,223
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 1,444 22,305 SH   SOLE   100 0 22,205
SOUTHERN CO COM 842587107 2,847 46,085 SH   SOLE   3,450 0 42,635
SOUTHWEST AIRLS CO COM 844741108 1,681 31,118 SH   SOLE   0 0 31,118
SPDR S&P 500 ETF TR TR UNIT 78462F103 734 2,473 SH   SOLE   0 0 2,473
SPDR SERIES TRUST BLOMBERG BRC INV 78468R200 730 23,727 SH   SOLE   0 0 23,727
STRYKER CORP COM 863667101 898 4,150 SH   SOLE   150 0 4,000
SUNTRUST BKS INC COM 867914103 365 5,312 SH   SOLE   0 0 5,312
SYSCO CORP COM 871829107 1,283 16,153 SH   SOLE   750 0 15,403
TRAVELERS COMPANIES INC COM 89417E109 452 3,039 SH   SOLE   400 0 2,639
TWITTER INC COM 90184L102 539 13,085 SH   SOLE   0 0 13,085
UNITED PARCEL SERVICE INC CL B 911312106 1,509 12,596 SH   SOLE   475 0 12,121
UNITED TECHNOLOGIES CORP COM 913017109 1,878 13,754 SH   SOLE   1,450 0 12,304
UNITEDHEALTH GROUP INC COM 91324P102 2,553 11,748 SH   SOLE   875 0 10,873
US BANCORP DEL COM NEW 902973304 1,925 34,788 SH   SOLE   1,025 0 33,763
VANECK VECTORS ETF TR SEMICONDUCTOR ET 92189F676 286 2,400 SH   SOLE   0 0 2,400
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 294 3,644 SH   SOLE   250 0 3,394
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 652 7,723 SH   SOLE   350 0 7,373
VANGUARD GROUP DIV APP ETF 921908844 6,511 54,448 SH   SOLE   650 0 53,798
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,650 17,690 SH   SOLE   250 0 17,440
VANGUARD INDEX FDS SM CP VAL ETF 922908611 3,461 26,863 SH   SOLE   1,125 0 25,738
VANGUARD INDEX FDS MID CAP ETF 922908629 8,613 51,392 SH   SOLE   1,165 0 50,227
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 796 6,840 SH   SOLE   1,700 0 5,140
VANGUARD INDEX FDS GROWTH ETF 922908736 25,455 153,088 SH   SOLE   3,675 0 149,413
VANGUARD INDEX FDS VALUE ETF 922908744 26,256 235,223 SH   SOLE   7,650 0 227,573
VANGUARD INDEX FDS SMALL CP ETF 922908751 312 2,025 SH   SOLE   0 0 2,025
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,090 13,842 SH   SOLE   0 0 13,842
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 9,966 199,720 SH   SOLE   16,150 0 183,570
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,981 98,880 SH   SOLE   8,150 0 90,730
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 346 5,675 SH   SOLE   0 0 5,675
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 264 3,254 SH   SOLE   0 0 3,254
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 18,037 439,063 SH   SOLE   15,475 0 423,588
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 8,399 94,661 SH   SOLE   3,425 0 91,236
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 405 2,590 SH   SOLE   0 0 2,590
VERIZON COMMUNICATIONS INC COM 92343V104 11,044 182,981 SH   SOLE   7,478 0 175,503
VISA INC COM CL A 92826C839 576 3,350 SH   SOLE   0 0 3,350
VONAGE HLDGS CORP COM 92886T201 564 49,909 SH   SOLE   0 0 49,909
WALGREENS BOOTS ALLIANCE INC COM 931427108 568 10,275 SH   SOLE   350 0 9,925
WALMART INC COM 931142103 2,538 21,384 SH   SOLE   1,980 0 19,404
WASTE MGMT INC DEL COM 94106L109 2,479 21,556 SH   SOLE   1,585 0 19,971
WELLS FARGO CO NEW COM 949746101 5,359 106,242 SH   SOLE   6,251 0 99,991
WELLTOWER INC COM 95040Q104 251 2,766 SH   SOLE   0 0 2,766
WESTPORT FUEL SYSTEMS INC COM NEW 960908309 729 268,089 SH   SOLE   0 0 268,089
WEYERHAEUSER CO COM 962166104 5,405 195,140 SH   SOLE   15,270 0 179,870
XCEL ENERGY INC COM 98389B100 397 6,125 SH   SOLE   0 0 6,125
YUM BRANDS INC COM 988498101 625 5,510 SH   SOLE   375 0 5,135