The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106 4,284 2,197 SH   SOLE 0 2,197 0 0
PRUDENTIAL FINL INC COM Stock 744320102 291 5,581 SH   SOLE 0 5,581 0 0
INVESCO QQQ TRUST ETF 46090E103 1,179 6,190 SH   SOLE 0 6,190 0 0
STARBUCKS CORP COM Stock 855244109 473 7,191 SH   SOLE 0 7,191 0 0
ANTHEM INC COM Stock 036752103 2,368 10,429 SH   SOLE 0 10,429 0 0
JOHNSON & JOHNSON COM Stock 478160104 3,590 27,378 SH   SOLE 0 27,378 0 0
VANGUARD TOTAL STOCK MARKET INDEX FUND ETF 922908769 7,652 59,357 SH   SOLE 0 59,357 0 0
COSTCO WHSL CORP NEW COM Stock 22160K105 6,661 23,362 SH   SOLE 0 23,362 0 0
GOLDMAN SACHS GROUP INC COM Stock 38141G104 371 2,400 SH   SOLE 0 2,400 0 0
PROCTER AND GAMBLE CO COM Stock 742718109 4,185 38,049 SH   SOLE 0 38,049 0 0
COCA COLA CO COM Stock 191216100 2,700 61,019 SH   SOLE 0 61,019 0 0
PPG INDS INC COM Stock 693506107 874 10,450 SH   SOLE 0 10,450 0 0
TRUIST FINL CORP COM Stock 89832Q109 928 30,098 SH   SOLE 0 30,098 0 0
UNITED PARCEL SERVICE INC CL B Stock 911312106 470 5,030 SH   SOLE 0 5,030 0 0
BIOGEN INC COM Stock 09062X103 3,258 10,299 SH   SOLE 0 10,299 0 0
CABOT MICROELECTRONICS CORP COM Stock 12709P103 2,119 18,562 SH   SOLE 0 18,562 0 0
KVH INDS INC COM Stock 482738101 729 77,305 SH   SOLE 0 77,305 0 0
CME GROUP INC COM Stock 12572Q105 9,552 55,243 SH   SOLE 0 55,243 0 0
MEDTRONIC PLC SHS Stock G5960L103 546 6,059 SH   SOLE 0 6,059 0 0
MERCK & CO. INC COM Stock 58933Y105 4,332 56,310 SH   SOLE 0 56,310 0 0
SPDR S&P 500 ETF ETF 78462F103 2,438 9,458 SH   SOLE 0 9,457 0 0
ILLINOIS TOOL WKS INC COM Stock 452308109 225 1,580 SH   SOLE 0 1,580 0 0
DIAGEO P L C SPON ADR NEW ADR 25243Q205 494 3,887 SH   SOLE 0 3,887 0 0
SMUCKER J M CO COM NEW Stock 832696405 1,354 12,200 SH   SOLE 0 12,200 0 0
CORNING INC COM Stock 219350105 468 22,766 SH   SOLE 0 22,766 0 0
TEGNA INC COM Stock 87901J105 148 13,650 SH   SOLE 0 13,650 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104 5,116 95,216 SH   SOLE 0 95,216 0 0
FEDEX CORP COM Stock 31428X106 1,828 15,075 SH   SOLE 0 15,075 0 0
PEPSICO INC COM Stock 713448108 2,557 21,290 SH   SOLE 0 21,290 0 0
UNILEVER N V N Y SHS NEW ADR 904784709 4,384 89,860 SH   SOLE 0 89,860 0 0
KIMBERLY CLARK CORP COM Stock 494368103 4,217 32,981 SH   SOLE 0 32,981 0 0
TE CONNECTIVITY LTD REG SHS Stock H84989104 515 8,173 SH   SOLE 0 8,173 0 0
HONEYWELL INTL INC COM Stock 438516106 424 3,170 SH   SOLE 0 3,170 0 0
BP PLC SPONSORED ADR ADR 055622104 680 27,896 SH   SOLE 0 27,896 0 0
HOME DEPOT INC COM Stock 437076102 967 5,178 SH   SOLE 0 5,178 0 0
BAXTER INTL INC COM Stock 071813109 382 4,700 SH   SOLE 0 4,700 0 0
CINCINNATI BELL INC NEW PFD CV DEP1/20 Convertible Preferred 171871403 593 13,455 SH   SOLE 0 13,455 0 0
AUTOMATIC DATA PROCESSING INC COM Stock 053015103 699 5,116 SH   SOLE 0 5,116 0 0
DUPONT DE NEMOURS INC COM Stock 26614N102 766 22,474 SH   SOLE 0 22,474 0 0
SPDR GOLD SHARES ETF 78463V107 286 1,935 SH   SOLE 0 1,935 0 0
BECTON DICKINSON & CO COM Stock 075887109 352 1,530 SH   SOLE 0 1,530 0 0
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614 317 2,104 SH   SOLE 0 2,104 0 0
HEXO CORP COM Stock 428304109 12 13,990 SH   SOLE 0 13,990 0 0
SPDR PORTFOLIO S&P 400 MID CAP ETF ETF 78464A847 375 14,822 SH   SOLE 0 14,822 0 0
ISHARES S&P SMALL-CAP FUND ETF 464287804 1,032 18,400 SH   SOLE 0 18,400 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 6,962 38,079 SH   SOLE 0 38,079 0 0
ADOBE INC COM Stock 00724F101 8,591 26,995 SH   SOLE 0 26,995 0 0
ALPHABET INC CAP STK CL A Stock 02079K305 3,070 2,642 SH   SOLE 0 2,642 0 0
DROPBOX INC CL A Stock 26210C104 1,556 85,985 SH   SOLE 0 85,985 0 0
INTUIT COM Stock 461202103 8,435 36,673 SH   SOLE 0 36,673 0 0
MICROSOFT CORP COM Stock 594918104 3,442 21,823 SH   SOLE 0 21,823 0 0
BERKSHIRE HATHAWAY INC DEL CL A Stock 084670108 272 1 SH   SOLE 0 1 0 0
CBOE GLOBAL MARKETS INC COM Stock 12503M108 6,996 78,384 SH   SOLE 0 78,384 0 0
BOEING CO COM Stock 097023105 610 4,087 SH   SOLE 0 4,087 0 0
ALIGN TECHNOLOGY INC COM Stock 016255101 219 1,259 SH   SOLE 0 1,259 0 0
VORNADO RLTY TR SH BEN INT REIT 929042109 1,152 31,819 SH   SOLE 0 31,819 0 0
VANGUARD S&P 500 ETF ETF 922908363 460 1,942 SH   SOLE 0 1,941 0 0
ILLUMINA INC COM Stock 452327109 257 940 SH   SOLE 0 940 0 0
CORTEVA INC COM Stock 22052L104 1,400 59,593 SH   SOLE 0 59,593 0 0
ISHARES 0-5 YEAR TIPS BOND ETF ETF 46429B747 213 2,130 SH   SOLE 0 2,130 0 0
SPDR S&P 600 SMALL CAP ETF ETF 78464A813 6,965 143,820 SH   SOLE 0 143,820 0 0
BOOKING HOLDINGS INC COM Stock 09857L108 1,114 828 SH   SOLE 0 828 0 0
SCHWAB U.S. MID-CAP ETF ETF 808524508 7,746 183,731 SH   SOLE 0 183,731 0 0
DUKE ENERGY CORP NEW COM NEW Stock 26441C204 436 5,385 SH   SOLE 0 5,385 0 0
ENTERGY CORP NEW COM Stock 29364G103 572 6,090 SH   SOLE 0 6,090 0 0
REPUBLIC BANCORP KY CL A Stock 760281204 1,467 44,400 SH   SOLE 0 44,400 0 0
SCHWAB US AGGREGATE BOND ETF ETF 808524839 227 4,180 SH   SOLE 0 4,180 0 0
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797 2,699 60,007 SH   SOLE 0 60,007 0 0
ISHARES MSCI INDIA INDEX FUND ETF 46429B598 1,436 59,550 SH   SOLE 0 59,550 0 0
FACEBOOK INC CL A Stock 30303M102 1,850 11,091 SH   SOLE 0 11,091 0 0
THERAPEUTICSMD INC COM Stock 88338N107 55 51,532 SH   SOLE 0 51,532 0 0
WASHINGTON REAL ESTATE INVT TR SH BEN INT REIT 939653101 422 17,700 SH   SOLE 0 17,700 0 0
MONDELEZ INTL INC CL A Stock 609207105 482 9,625 SH   SOLE 0 9,625 0 0
BROADCOM INC COM Stock 11135F101 410 1,731 SH   SOLE 0 1,731 0 0
CANADIAN PAC RY LTD COM Stock 13645T100 5,127 23,350 SH   SOLE 0 23,350 0 0
NOVARTIS AG SPONSORED ADR ADR 66987V109 221 2,678 SH   SOLE 0 2,678 0 0
ROYAL BK CDA COM Stock 780087102 510 8,285 SH   SOLE 0 8,285 0 0
ACCENTURE PLC IRELAND SHS CLASS A Stock G1151C101 380 2,329 SH   SOLE 0 2,329 0 0
GENUINE PARTS CO COM Stock 372460105 662 9,829 SH   SOLE 0 9,829 0 0
ABBVIE INC COM Stock 00287Y109 279 3,668 SH   SOLE 0 3,668 0 0
FIRST TRUST PREFERRED SECURITIES AND INCOME ETF ETF 33739E108 330 20,097 SH   SOLE 0 20,097 0 0
RAYTHEON CO COM NEW Stock 755111507 426 3,252 SH   SOLE 0 3,252 0 0
QUALCOMM INC COM Stock 747525103 3,710 54,845 SH   SOLE 0 54,845 0 0
GENERAL DYNAMICS CORP COM Stock 369550108 1,693 12,792 SH   SOLE 0 12,792 0 0
MCDONALDS CORP COM Stock 580135101 759 4,593 SH   SOLE 0 4,593 0 0
CISCO SYS INC COM Stock 17275R102 1,160 29,504 SH   SOLE 0 29,504 0 0
ESPERION THERAPEUTICS INC NEW COM Stock 29664W105 223 7,060 SH   SOLE 0 7,060 0 0
AT&T INC COM Stock 00206R102 319 10,927 SH   SOLE 0 10,927 0 0
ISHARES CORE S&P 500 ETF ETF 464287200 475 1,840 SH   SOLE 0 1,840 0 0
CIGNA CORP NEW COM Stock 125523100 2,654 14,977 SH   SOLE 0 14,977 0 0
WELLS FARGO CO NEW COM Stock 949746101 726 25,302 SH   SOLE 0 25,302 0 0
UNION PAC CORP COM Stock 907818108 371 2,629 SH   SOLE 0 2,629 0 0
RIO TINTO PLC SPONSORED ADR ADR 767204100 888 19,500 SH   SOLE 0 19,500 0 0
ISHARES MBS ETF ETF 464288588 5,417 49,050 SH   SOLE 0 49,050 0 0
REPUBLIC SVCS INC COM Stock 760759100 757 10,091 SH   SOLE 0 10,091 0 0
THERMO FISHER SCIENTIFIC INC COM Stock 883556102 787 2,774 SH   SOLE 0 2,774 0 0
LOCKHEED MARTIN CORP COM Stock 539830109 793 2,341 SH   SOLE 0 2,341 0 0
JPMORGAN CHASE & CO COM Stock 46625H100 2,701 30,006 SH   SOLE 0 30,006 0 0
CHEVRON CORP NEW COM Stock 166764100 1,028 14,185 SH   SOLE 0 14,185 0 0
MARKEL CORP COM Stock 570535104 348 375 SH   SOLE 0 375 0 0
DANAHER CORPORATION COM Stock 235851102 424 3,065 SH   SOLE 0 3,065 0 0
BK OF AMERICA CORP COM Stock 060505104 1,021 48,069 SH   SOLE 0 48,069 0 0
SPDR PORTFOLIO S&P 1500 COMPOSITE STOCK MARKET ETF ETF 78464A805 464 14,767 SH   SOLE 0 14,767 0 0
WALMART INC COM Stock 931142103 240 2,110 SH   SOLE 0 2,110 0 0
INTERNATIONAL BUSINESS MACHS COM Stock 459200101 385 3,472 SH   SOLE 0 3,472 0 0
RAYTHEON TECHNOLOGIES CORP COM Stock 75513E101 3,746 39,710 SH   SOLE 0 39,710 0 0
TEXAS INSTRS INC COM Stock 882508104 6,767 67,717 SH   SOLE 0 67,717 0 0
TARGET CORP COM Stock 87612E106 242 2,600 SH   SOLE 0 2,600 0 0
PFIZER INC COM Stock 717081103 534 16,369 SH   SOLE 0 16,369 0 0
3M CO COM Stock 88579Y101 1,480 10,841 SH   SOLE 0 10,841 0 0
ALPHABET INC CAP STK CL C Stock 02079K107 880 757 SH   SOLE 0 757 0 0
AMERICAN EXPRESS CO COM Stock 025816109 1,680 19,622 SH   SOLE 0 19,622 0 0
AMGEN INC COM Stock 031162100 693 3,419 SH   SOLE 0 3,419 0 0
ANALOG DEVICES INC COM Stock 032654105 683 7,613 SH   SOLE 0 7,613 0 0
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226 268 2,320 SH   SOLE 0 2,320 0 0
SPDR PORTFOLIO S&P 500 ETF ETF 78464A854 6,775 223,960 SH   SOLE 0 223,960 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS ADR 01609W102 955 4,909 SH   SOLE 0 4,909 0 0
GARTNER INC COM Stock 366651107 380 3,821 SH   SOLE 0 3,821 0 0
PARKER HANNIFIN CORP COM Stock 701094104 245 1,886 SH   SOLE 0 1,886 0 0
PNC FINL SVCS GROUP INC COM Stock 693475105 454 4,747 SH   SOLE 0 4,747 0 0
BRISTOL-MYERS SQUIBB CO COM Stock 110122108 431 7,732 SH   SOLE 0 7,732 0 0
DOMINION ENERGY INC COM Stock 25746U109 8,268 114,535 SH   SOLE 0 114,535 0 0
AGILENT TECHNOLOGIES INC COM Stock 00846U101 715 9,989 SH   SOLE 0 9,989 0 0
EXXON MOBIL CORP COM Stock 30231G102 2,610 68,727 SH   SOLE 0 68,727 0 0
DEERE & CO COM Stock 244199105 694 5,025 SH   SOLE 0 5,025 0 0
UTILITIES SELECT SECTOR SPDR FUND ETF 81369Y886 665 12,010 SH   SOLE 0 12,010 0 0
FOMENTO ECONOMICO MEXICANO SAB SPON ADR UNITS ADR 344419106 1,901 31,420 SH   SOLE 0 31,420 0 0
WESTROCK CO COM Stock 96145D105 425 15,048 SH   SOLE 0 15,048 0 0
LINDBLAD EXPEDITIONS HLDGS IN COM Stock 535219109 335 80,257 SH   SOLE 0 80,257 0 0
ATRION CORP COM Stock 049904105 260 400 SH   SOLE 0 400 0 0
ISHARES S&P GLOBAL CLEAN ENERGY INDEX FUND ETF 464288224 152 15,884 SH   SOLE 0 15,884 0 0
CHEESECAKE FACTORY INC COM Stock 163072101 666 39,016 SH   SOLE 0 39,016 0 0
APPLE INC COM Stock 037833100 2,850 11,208 SH   SOLE 0 11,208 0 0
ABBOTT LABS COM Stock 002824100 957 12,128 SH   SOLE 0 12,128 0 0
DISNEY WALT CO COM DISNEY Stock 254687106 3,973 41,130 SH   SOLE 0 41,130 0 0