The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO Equities 88579Y101   181,948 1,331 SH   DFND   1,331 0 0
3M CO Equities 88579Y101   127,268 931 SH   SOLE   931 0 0
ABBOTT LABORATORIES Equities 002824100   92,348 810 SH   DFND   810 0 0
ABBOTT LABORATORIES Equities 002824100   4,315,393 37,851 SH   SOLE   37,851 0 0
ABBVIE INC COM Equities 00287Y109   183,656 930 SH   DFND   930 0 0
ABBVIE INC COM Equities 00287Y109   7,992,608 40,473 SH   SOLE   40,473 0 0
ACCENTURE PLC IRELAND CL A Equities G1151C101   65,394 185 SH   DFND   185 0 0
ACCENTURE PLC IRELAND CL A Equities G1151C101   694,235 1,964 SH   SOLE   1,907 0 57
ALLIANCE BERNSTEIN HOLDING LP U Equities 01881G106   244,230 7,000 SH   SOLE   7,000 0 0
ALLSTATE CORP Equities 020002101   303,819 1,602 SH   SOLE   1,602 0 0
ALPHABET INC CAP STK CL A Equities 02079K305   49,755 300 SH   DFND   300 0 0
ALPHABET INC CAP STK CL A Equities 02079K305   1,431,286 8,630 SH   SOLE   8,630 0 0
ALPHABET INC CAP STK CL C Equities 02079K107   90,283 540 SH   DFND   540 0 0
ALPHABET INC CAP STK CL C Equities 02079K107   1,532,631 9,167 SH   SOLE   9,167 0 0
ALTRIA GROUP INC Equities 02209S103   610,081 11,953 SH   SOLE   11,953 0 0
AMAZON.COM INC Equities 023135106   37,266 200 SH   DFND   200 0 0
AMAZON.COM INC Equities 023135106   1,112,763 5,972 SH   SOLE   5,972 0 0
AMERICAN EXPRESS CO Equities 025816109   36,612 135 SH   DFND   135 0 0
AMERICAN EXPRESS CO Equities 025816109   356,357 1,314 SH   SOLE   1,314 0 0
AMGEN INC Equities 031162100   107,940 335 SH   DFND   335 0 0
AMGEN INC Equities 031162100   473,326 1,469 SH   SOLE   1,469 0 0
ANALOG DEVICES INC Equities 032654105   36,827 160 SH   DFND   160 0 0
ANALOG DEVICES INC Equities 032654105   189,430 823 SH   SOLE   823 0 0
APPLE INC Equities 037833100   436,409 1,873 SH   DFND   1,873 0 0
APPLE INC Equities 037833100   13,620,947 58,459 SH   SOLE   58,459 0 0
AT&T INC Equities 00206R102   80,674 3,667 SH   DFND   3,667 0 0
AT&T INC Equities 00206R102   158,752 7,216 SH   SOLE   7,216 0 0
AUTOMATIC DATA PROCESSING INC Equities 053015103   391,850 1,416 SH   DFND   1,416 0 0
AUTOMATIC DATA PROCESSING INC Equities 053015103   2,359,123 8,525 SH   SOLE   8,316 0 209
BANK OF AMERICA CORP Equities 060505104   21,388 539 SH   DFND   539 0 0
BANK OF AMERICA CORP Equities 060505104   208,042 5,243 SH   SOLE   5,243 0 0
BECTON DICKINSON & CO Equities 075887109   132,605 550 SH   DFND   550 0 0
BECTON DICKINSON & CO Equities 075887109   551,878 2,289 SH   SOLE   2,289 0 0
BERKSHIRE HATHAWAY INC B Equities 084670702   2,258,956 4,908 SH   SOLE   4,908 0 0
BLACKROCK INC Equities 09247X101   292,449 308 SH   SOLE   308 0 0
BOEING CO Equities 097023105   483,031 3,177 SH   SOLE   3,177 0 0
BRISTOL-MYERS SQUIBB CO Equities 110122108   29,751 575 SH   DFND   575 0 0
BRISTOL-MYERS SQUIBB CO Equities 110122108   619,949 11,982 SH   SOLE   11,982 0 0
BROADCOM INC Equities 11135F101   62,618 363 SH   DFND   363 0 0
BROADCOM INC Equities 11135F101   1,220,438 7,075 SH   SOLE   6,415 0 660
CAMDEN PROPERTY TRUST (REIT) Equities 133131102   37,059 300 SH   DFND   300 0 0
CAMDEN PROPERTY TRUST (REIT) Equities 133131102   300,796 2,435 SH   SOLE   2,435 0 0
CANADIAN PACIFIC KANSAS CITY LT Equities 13646K108   386,299 4,516 SH   SOLE   4,516 0 0
CAPITAL GROUP CORE PLUS INCOME Fixed Income 14020Y102   331,749 14,349 SH   SOLE   14,349 0 0
CARRIER GLOBAL CORP Equities 14448C104   31,794 395 SH   DFND   395 0 0
CARRIER GLOBAL CORP Equities 14448C104   299,262 3,718 SH   SOLE   3,718 0 0
CATERPILLAR INC Equities 149123101   60,624 155 SH   DFND   155 0 0
CATERPILLAR INC Equities 149123101   456,437 1,167 SH   SOLE   1,167 0 0
CHEVRON CORP Equities 166764100   60,970 414 SH   DFND   414 0 0
CHEVRON CORP Equities 166764100   3,783,955 25,694 SH   SOLE   25,694 0 0
CHUBB LIMITED Equities H1467J104   79,307 275 SH   DFND   275 0 0
CHUBB LIMITED Equities H1467J104   2,188,880 7,590 SH   SOLE   7,339 0 251
CINCINNATI FINANCIAL CORP Equities 172062101   204,724 1,504 SH   SOLE   1,504 0 0
CISCO SYSTEMS INC Equities 17275R102   170,304 3,200 SH   DFND   3,200 0 0
CISCO SYSTEMS INC Equities 17275R102   636,085 11,952 SH   SOLE   11,952 0 0
COCA COLA CO Equities 191216100   46,709 650 SH   DFND   650 0 0
COCA COLA CO Equities 191216100   1,644,301 22,882 SH   SOLE   22,882 0 0
COLGATE-PALMOLIVE CO Equities 194162103   23,876 230 SH   DFND   230 0 0
COLGATE-PALMOLIVE CO Equities 194162103   266,896 2,571 SH   SOLE   2,571 0 0
COMCAST CORP CLASS A Equities 20030N101   16,666 399 SH   DFND   399 0 0
COMCAST CORP CLASS A Equities 20030N101   311,270 7,452 SH   SOLE   7,452 0 0
COSTCO WHOLESALE CORP Equities 22160K105   252,658 285 SH   DFND   285 0 0
COSTCO WHOLESALE CORP Equities 22160K105   4,687,918 5,288 SH   SOLE   5,249 0 39
CSX CORP Equities 126408103   771,400 22,340 SH   SOLE   22,340 0 0
CUMMINS INC Equities 231021106   64,758 200 SH   DFND   200 0 0
CUMMINS INC Equities 231021106   871,643 2,692 SH   SOLE   2,459 0 233
CVS HEALTH CORPORATION Equities 126650100   352,631 5,608 SH   SOLE   5,608 0 0
DEERE & COMPANY Equities 244199105   873,054 2,092 SH   SOLE   2,092 0 0
DELEK LOGISTICS PARTNERS LP Equities 24664T103   266,692 6,100 SH   SOLE   6,100 0 0
DISNEY WALT CO Equities 254687106   1,924 20 SH   DFND   20 0 0
DISNEY WALT CO Equities 254687106   1,527,882 15,884 SH   SOLE   15,884 0 0
ECOLAB INC Equities 278865100   60,769 238 SH   DFND   238 0 0
ECOLAB INC Equities 278865100   652,623 2,556 SH   SOLE   2,391 0 165
ELI LILLY & CO Equities 532457108   476,636 538 SH   SOLE   538 0 0
EXPEDITORS INTERNATIONAL Equities 302130109   469,755 3,575 SH   SOLE   3,575 0 0
EXXON MOBIL CORP Equities 30231G102   278,515 2,376 SH   DFND   2,376 0 0
EXXON MOBIL CORP Equities 30231G102   3,860,055 32,930 SH   SOLE   32,930 0 0
FEDEX CORP Equities 31428X106   34,210 125 SH   DFND   125 0 0
FEDEX CORP Equities 31428X106   388,626 1,420 SH   SOLE   1,420 0 0
FIRST TR LOW DUR OPPORTUNITES E Fixed Income 33739Q200   422,999 8,561 SH   SOLE   8,561 0 0
FORTUNE BRANDS HOME & SEC INC Equities 34964C106   226,332 2,528 SH   SOLE   2,528 0 0
GENERAL ELECTRIC CO Equities 369604301   9,240 49 SH   DFND   49 0 0
GENERAL ELECTRIC CO Equities 369604301   541,413 2,871 SH   SOLE   2,871 0 0
GENERAL MILLS INC Equities 370334104   125,545 1,700 SH   DFND   1,700 0 0
GENERAL MILLS INC Equities 370334104   168,230 2,278 SH   SOLE   2,278 0 0
HARLEY DAVIDSON INC Equities 412822108   489,331 12,700 SH   SOLE   12,700 0 0
HEALTH CARE SELECT SECTOR SPDRR Equities 81369Y209   270,459 1,756 SH   SOLE   1,756 0 0
HOME DEPOT INC Equities 437076102   32,416 80 SH   DFND   80 0 0
HOME DEPOT INC Equities 437076102   301,874 745 SH   SOLE   745 0 0
HONEYWELL INTERNATIONAL INC Equities 438516106   940,324 4,549 SH   SOLE   4,549 0 0
INTEL CORP Equities 458140100   8,915 380 SH   DFND   380 0 0
INTEL CORP Equities 458140100   306,646 13,071 SH   SOLE   13,071 0 0
INTERNATIONAL BUSINESS MACHINES Equities 459200101   138,175 625 SH   DFND   625 0 0
INTERNATIONAL BUSINESS MACHINES Equities 459200101   600,674 2,717 SH   SOLE   2,717 0 0
INVESCO FTSE RAFI US 1000 ETF Equities 46137V613   309,352 7,615 SH   SOLE   7,120 0 495
INVESCO SENIOR LOAN ETF Fixed Income 46138G508   206,644 9,836 SH   SOLE   9,836 0 0
ISHARES 3-7 YEAR TREASURY BOND Fixed Income 464288661   498,936 4,172 SH   SOLE   4,172 0 0
ISHARES BROAD USD HIGH YIELD CO Fixed Income 46435U853   299,348 7,950 SH   SOLE   7,950 0 0
ISHARES BROAD USD INVT GRADE CO Fixed Income 464288620   620,969 11,809 SH   SOLE   11,809 0 0
ISHARES CORE MSCI EAFE ETF Equities 46432F842   887,599 11,373 SH   SOLE   11,350 0 23
ISHARES CORE MSCI EMERGING MKTS Equities 46434G103   684,167 11,917 SH   SOLE   11,704 0 213
ISHARES CORE MSCI TOT INTL STOC Equities 46432F834   111,136 1,530 SH   DFND   1,530 0 0
ISHARES CORE MSCI TOT INTL STOC Equities 46432F834   2,631,122 36,226 SH   SOLE   35,664 0 562
ISHARES CORE S&P 500 (MKT) ETF Equities 464287200   3,843,348 6,663 SH   SOLE   6,596 0 67
ISHARES CORE S&P MID CAP ETF Equities 464287507   709,415 11,383 SH   SOLE   11,383 0 0
ISHARES CORE US AGGREGATE BOND Fixed Income 464287226   2,324,525 22,953 SH   SOLE   21,902 0 1,051
ISHARES MSCI EAFE (MKT) Equities 464287465   91,575 1,095 SH   DFND   1,095 0 0
ISHARES MSCI EAFE (MKT) Equities 464287465   1,617,237 19,338 SH   SOLE   19,208 0 130
ISHARES MSCI EMG MKT ETF Equities 464287234   627,397 13,680 SH   SOLE   13,680 0 0
ISHARES MSCI USA QUALITY FACTOR Equities 46432F339   483,822 2,699 SH   SOLE   2,565 0 134
ISHARES NATIONAL AMT-FREE MUNI Fixed Income 464288414   543,150 5,000 SH   SOLE   5,000 0 0
ISHARES RUSSELL 1000 GROWTH Equities 464287614   79,648 212 SH   DFND   212 0 0
ISHARES RUSSELL 1000 GROWTH Equities 464287614   330,700 881 SH   SOLE   881 0 0
ISHARES RUSSELL 2000 (MKT) Equities 464287655   2,966,774 13,431 SH   SOLE   13,384 0 47
ISHARES RUSSELL 2000 GROWTH Equities 464287648   101,781 358 SH   DFND   358 0 0
ISHARES RUSSELL 2000 GROWTH Equities 464287648   785,049 2,766 SH   SOLE   2,742 0 24
ISHARES RUSSELL 2000 VALUE Equities 464287630   89,656 537 SH   DFND   537 0 0
ISHARES RUSSELL 2000 VALUE Equities 464287630   395,747 2,371 SH   SOLE   2,311 0 60
ISHARES RUSSELL MID-CAP (MKT) Equities 464287499   161,472 1,832 SH   DFND   1,832 0 0
ISHARES RUSSELL MID-CAP (MKT) Equities 464287499   3,626,032 41,139 SH   SOLE   40,978 0 161
ISHARES RUSSELL MID-CAP VALUE Equities 464287473   375,458 2,839 SH   SOLE   2,769 0 70
ISHARES S&P 500 GROWTH ETF Equities 464287309   247,897 2,589 SH   SOLE   2,456 0 133
ISHARES S&P MID-CAP 400 VALUE Equities 464287705   28,355 229 SH   DFND   229 0 0
ISHARES S&P MID-CAP 400 VALUE Equities 464287705   620,341 5,018 SH   SOLE   4,883 0 135
ISHARES S&P MIDCAP 400 GROWTH E Equities 464287606   27,035 294 SH   DFND   294 0 0
ISHARES S&P MIDCAP 400 GROWTH E Equities 464287606   494,653 5,380 SH   SOLE   5,272 0 108
ISHARES SELECT DIVIDEND (MKT) Equities 464287168   33,768 250 SH   DFND   250 0 0
ISHARES SELECT DIVIDEND (MKT) Equities 464287168   205,171 1,519 SH   SOLE   1,519 0 0
ISHARES TIPS BOND (MKT) Fixed Income 464287176   237,511 2,150 SH   SOLE   2,150 0 0
JOHNSON AND JOHNSON Equities 478160104   223,157 1,377 SH   DFND   1,377 0 0
JOHNSON AND JOHNSON Equities 478160104   3,735,321 23,049 SH   SOLE   22,749 0 300
JPMORGAN CHASE & CO COM Equities 46625H100   255,773 1,213 SH   DFND   1,213 0 0
JPMORGAN CHASE & CO COM Equities 46625H100   2,604,543 12,352 SH   SOLE   12,352 0 0
KELLANOVA Equities 487836108   286,763 3,553 SH   SOLE   3,553 0 0
KIMBERLY-CLARK CORP Equities 494368103   67,583 475 SH   DFND   475 0 0
KIMBERLY-CLARK CORP Equities 494368103   147,402 1,036 SH   SOLE   1,036 0 0
KNOT OFFSHORE PARTNERS LP Equities Y48125101   94,530 13,800 SH   SOLE   13,800 0 0
LINDE PLC Equities G54950103   262,273 550 SH   DFND   550 0 0
LINDE PLC Equities G54950103   713,859 1,497 SH   SOLE   1,497 0 0
LOWES COMPANIES INC Equities 548661107   65,817 243 SH   DFND   243 0 0
LOWES COMPANIES INC Equities 548661107   1,024,084 3,781 SH   SOLE   3,697 0 84
MASTERCARD INC CLASS A Equities 57636Q104   517,009 1,047 SH   SOLE   1,047 0 0
MCCORMICK & CO INC Equities 579780206   246,900 3,000 SH   SOLE   3,000 0 0
MCDONALDS CORP Equities 580135101   216,202 710 SH   DFND   710 0 0
MCDONALDS CORP Equities 580135101   1,108,416 3,640 SH   SOLE   3,640 0 0
MCKESSON CORP Equities 58155Q103   531,007 1,074 SH   SOLE   1,074 0 0
MERCK & CO INC Equities 58933Y105   20,441 180 SH   DFND   180 0 0
MERCK & CO INC Equities 58933Y105   782,428 6,890 SH   SOLE   6,890 0 0
META PLATFORMS INC Equities 30303M102   423,606 740 SH   SOLE   740 0 0
MICROSOFT CORP Equities 594918104   1,420,851 3,302 SH   DFND   3,302 0 0
MICROSOFT CORP Equities 594918104   15,077,712 35,040 SH   SOLE   34,880 0 160
MONDELEZ INTL INC CL A Equities 609207105   4,420 60 SH   DFND   60 0 0
MONDELEZ INTL INC CL A Equities 609207105   256,519 3,482 SH   SOLE   3,482 0 0
NEXTERA ENERGY INC Equities 65339F101   178,527 2,112 SH   DFND   2,112 0 0
NEXTERA ENERGY INC Equities 65339F101   1,586,882 18,773 SH   SOLE   18,535 0 238
NIKE INC CL B Equities 654106103   1,656,351 18,737 SH   SOLE   18,737 0 0
NORFOLK SOUTHERN CORP Equities 655844108   248,500 1,000 SH   SOLE   1,000 0 0
NOVARTIS AG ADR Equities 66987V109   124,452 1,082 SH   DFND   1,082 0 0
NOVARTIS AG ADR Equities 66987V109   1,048,867 9,119 SH   SOLE   8,555 0 564
NUVEEN CALIFORNIA QUALITY MUNI Fixed Income 67066Y105   1,760,885 148,098 SH   SOLE   148,098 0 0
ORACLE CORP Equities 68389X105   136,320 800 SH   DFND   800 0 0
ORACLE CORP Equities 68389X105   849,614 4,986 SH   SOLE   4,986 0 0
PEPSICO INC Equities 713448108   211,882 1,246 SH   DFND   1,246 0 0
PEPSICO INC Equities 713448108   1,350,367 7,941 SH   SOLE   7,941 0 0
PFIZER INC Equities 717081103   109,712 3,791 SH   DFND   3,791 0 0
PFIZER INC Equities 717081103   891,439 30,803 SH   SOLE   30,803 0 0
PHILIP MORRIS INTL INC Equities 718172109   18,938 156 SH   DFND   156 0 0
PHILIP MORRIS INTL INC Equities 718172109   378,647 3,119 SH   SOLE   3,119 0 0
PHILLIPS 66 Equities 718546104   60,467 460 SH   DFND   460 0 0
PHILLIPS 66 Equities 718546104   338,615 2,576 SH   SOLE   2,576 0 0
PIMCO CALIFORNIA MUNI INCOME FU Fixed Income 72200N106   372,902 37,440 SH   SOLE   37,440 0 0
PROCTER & GAMBLE CO Equities 742718109   174,066 1,005 SH   DFND   1,005 0 0
PROCTER & GAMBLE CO Equities 742718109   3,335,659 19,259 SH   SOLE   19,259 0 0
QUALCOMM INC Equities 747525103   968,945 5,698 SH   SOLE   5,698 0 0
RAYTHEON TECHS CORP Equities 75513E101   142,121 1,173 SH   DFND   1,173 0 0
RAYTHEON TECHS CORP Equities 75513E101   1,906,937 15,739 SH   SOLE   15,519 0 220
S&P GLOBAL INC Equities 78409V104   132,771 257 SH   DFND   257 0 0
S&P GLOBAL INC Equities 78409V104   946,448 1,832 SH   SOLE   1,787 0 45
SARATOGA INVESTMENT CORP NEW Equities 80349A208   255,090 11,000 SH   SOLE   11,000 0 0
SCHWAB U S DIVIDEND EQUITY ETF Equities 808524797   362,980 4,294 SH   DFND   4,294 0 0
SCHWAB U S DIVIDEND EQUITY ETF Equities 808524797   1,533,690 18,145 SH   SOLE   18,145 0 0
SCHWAB U S LARGE CAP ETF Equities 808524201   1,936,168 28,536 SH   SOLE   28,536 0 0
SCHWAB US SMALL CAP ETF Equities 808524607   658,891 12,794 SH   SOLE   12,794 0 0
SEMPRA ENERGY Equities 816851109   321,976 3,850 SH   SOLE   3,850 0 0
SPDR PORT INTERMEDIATE TERM COR Fixed Income 78464A375   721,897 21,417 SH   SOLE   20,429 0 988
SPDR S&P 500 (MKT) Equities 78462F103   229,504 400 SH   DFND   400 0 0
SPDR S&P 500 (MKT) Equities 78462F103   2,093,650 3,649 SH   SOLE   3,549 0 100
SPDR S&P MIDCAP 400 (MKT) Equities 78467Y107   2,560,622 4,495 SH   SOLE   4,495 0 0
SPDR SERIES TRUST SPDR DOW JONE Equities 78464A607   143,872 1,348 SH   DFND   1,348 0 0
SPDR SERIES TRUST SPDR DOW JONE Equities 78464A607   1,136,781 10,651 SH   SOLE   10,651 0 0
SPDR SERIES TRUST SPDR S&P Equities 78464A763   42,612 300 SH   DFND   300 0 0
SPDR SERIES TRUST SPDR S&P Equities 78464A763   184,226 1,297 SH   SOLE   731 0 566
STARBUCKS CORP Equities 855244109   438,608 4,499 SH   SOLE   4,499 0 0
STATE STREET CORPORATION Equities 857477103   55,913 632 SH   DFND   632 0 0
STATE STREET CORPORATION Equities 857477103   175,082 1,979 SH   SOLE   1,979 0 0
SUN LIFE FINANCIAL INC Equities 866796105   370,342 6,383 SH   SOLE   6,383 0 0
SUNOCO LTD PARTNERSHIP Equities 86765K109   483,120 9,000 SH   SOLE   9,000 0 0
TARGET CORP Equities 87612E106   31,172 200 SH   DFND   200 0 0
TARGET CORP Equities 87612E106   606,919 3,894 SH   SOLE   3,894 0 0
TESLA INC Equities 88160R101   596,516 2,280 SH   SOLE   2,280 0 0
THERMO FISHER SCIENTIFIC INC Equities 883556102   644,550 1,042 SH   SOLE   1,042 0 0
UNITED PARCEL SERVICE CL B Equities 911312106   28,495 209 SH   DFND   209 0 0
UNITED PARCEL SERVICE CL B Equities 911312106   293,949 2,156 SH   SOLE   2,156 0 0
UNITEDHEALTH GROUP INC Equities 91324P102   235,626 403 SH   SOLE   403 0 0
US BANCORP Equities 902973304   803,659 17,574 SH   SOLE   17,574 0 0
VANGUARD DIVIDEND APPREC IDX ET Equities 921908844   420,481 2,123 SH   SOLE   1,749 0 374
VANGUARD FTSE DEVELOPED MARKETS Equities 921943858   1,427,673 27,033 SH   SOLE   25,788 0 1,245
VANGUARD FTSE EMERGING MKTS ETF Equities 922042858   37,849 791 SH   DFND   791 0 0
VANGUARD FTSE EMERGING MKTS ETF Equities 922042858   1,054,109 22,028 SH   SOLE   21,736 0 292
VANGUARD GROWTH ETF (MKT) Equities 922908736   3,733,103 9,723 SH   SOLE   9,110 0 613
VANGUARD HIGH DIVIDEND YIELD ET Equities 921946406   586,373 4,574 SH   DFND   4,574 0 0
VANGUARD HIGH DIVIDEND YIELD ET Equities 921946406   2,605,017 20,321 SH   SOLE   19,761 0 560
VANGUARD LARGE CAP ETF Equities 922908637   1,647,142 6,256 SH   SOLE   6,256 0 0
VANGUARD MEGA CAP GROWTH ETF Equities 921910816   309,072 960 SH   SOLE   960 0 0
VANGUARD MEGA CAP INDEX ETF Equities 921910873   225,444 1,091 SH   SOLE   1,091 0 0
VANGUARD MID CAP ETF Equities 922908629   592,471 2,246 SH   SOLE   2,246 0 0
VANGUARD REIT ETF (MKT) Equities 922908553   414,620 4,256 SH   SOLE   4,256 0 0
VANGUARD RUSSELL 1000 GROWTH IN Equities 92206C680   1,075,821 11,146 SH   SOLE   11,146 0 0
VANGUARD RUSSELL 1000 VALUE IND Equities 92206C714   1,008,146 12,097 SH   SOLE   12,097 0 0
VANGUARD RUSSELL 2000 INDEX FD Equities 92206C664   387,799 4,340 SH   SOLE   4,340 0 0
VANGUARD S&P 500 INDEX ETF Equities 922908363   499,733 947 SH   SOLE   947 0 0
VANGUARD SHORT-TERM BOND ETF Fixed Income 921937827   594,673 7,556 SH   SOLE   7,344 0 212
VANGUARD TOTAL STOCK MARKET ETF Equities 922908769   1,582,298 5,588 SH   SOLE   5,588 0 0
VANGUARD VALUE ETF Equities 922908744   110,796 635 SH   DFND   635 0 0
VANGUARD VALUE ETF Equities 922908744   3,854,157 22,078 SH   SOLE   21,073 0 1,005
VERIZON COMMUNICATIONS INC Equities 92343V104   75,943 1,691 SH   DFND   1,691 0 0
VERIZON COMMUNICATIONS INC Equities 92343V104   524,190 11,672 SH   SOLE   11,672 0 0
VISA INC CL A Equities 92826C839   1,133,619 4,123 SH   SOLE   4,123 0 0
WALMART INC Equities 931142103   121,610 1,506 SH   DFND   1,506 0 0
WALMART INC Equities 931142103   286,743 3,551 SH   SOLE   3,551 0 0
WELLS FARGO & COMPANY Equities 949746101   209,013 3,700 SH   DFND   3,700 0 0
WELLS FARGO & COMPANY Equities 949746101   1,161,378 20,559 SH   SOLE   20,559 0 0
WEYERHAEUSER CO Equities 962166104   70,361 2,078 SH   DFND   2,078 0 0
WEYERHAEUSER CO Equities 962166104   191,817 5,665 SH   SOLE   5,665 0 0
ZOETIS INC Equities 98978V103   37,122 190 SH   DFND   190 0 0
ZOETIS INC Equities 98978V103   404,046 2,068 SH   SOLE   2,068 0 0