The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO Equities 88579Y101   174,910 1,191 SH   DFND   1,191 0 0
3M CO Equities 88579Y101   199,142 1,356 SH   SOLE   1,331 0 25
ABBOTT LABORATORIES Equities 002824100   107,447 810 SH   DFND   810 0 0
ABBOTT LABORATORIES Equities 002824100   6,763,956 50,991 SH   SOLE   50,991 0 0
ABBVIE INC COM Equities 00287Y109   182,282 870 SH   DFND   870 0 0
ABBVIE INC COM Equities 00287Y109   8,568,111 40,894 SH   SOLE   40,894 0 0
ACCENTURE PLC IRELAND CL A Equities G1151C101   59,912 192 SH   DFND   192 0 0
ACCENTURE PLC IRELAND CL A Equities G1151C101   612,535 1,963 SH   SOLE   1,888 0 75
ALLIANCE BERNSTEIN HOLDING LP U Equities 01881G106   268,170 7,000 SH   SOLE   7,000 0 0
ALLSTATE CORP Equities 020002101   253,247 1,223 SH   SOLE   1,223 0 0
ALPHABET INC CAP STK CL A Equities 02079K305   46,392 300 SH   DFND   300 0 0
ALPHABET INC CAP STK CL A Equities 02079K305   1,230,934 7,960 SH   SOLE   7,960 0 0
ALPHABET INC CAP STK CL C Equities 02079K107   84,364 540 SH   DFND   540 0 0
ALPHABET INC CAP STK CL C Equities 02079K107   1,800,238 11,523 SH   SOLE   11,523 0 0
ALTRIA GROUP INC Equities 02209S103   729,423 12,153 SH   SOLE   12,153 0 0
AMAZON.COM INC Equities 023135106   38,052 200 SH   DFND   200 0 0
AMAZON.COM INC Equities 023135106   1,270,366 6,677 SH   SOLE   6,677 0 0
AMERICAN EXPRESS CO Equities 025816109   36,322 135 SH   DFND   135 0 0
AMERICAN EXPRESS CO Equities 025816109   490,747 1,824 SH   SOLE   1,824 0 0
AMGEN INC Equities 031162100   91,907 295 SH   DFND   295 0 0
AMGEN INC Equities 031162100   370,745 1,190 SH   SOLE   1,190 0 0
ANALOG DEVICES INC Equities 032654105   32,267 160 SH   DFND   160 0 0
ANALOG DEVICES INC Equities 032654105   218,610 1,084 SH   SOLE   1,084 0 0
APPLE INC Equities 037833100   398,279 1,793 SH   DFND   1,793 0 0
APPLE INC Equities 037833100   12,876,432 57,968 SH   SOLE   57,968 0 0
AT&T INC Equities 00206R102   95,388 3,373 SH   DFND   3,373 0 0
AT&T INC Equities 00206R102   918,195 32,468 SH   SOLE   31,902 0 566
AUTOMATIC DATA PROCESSING INC Equities 053015103   447,907 1,466 SH   DFND   1,466 0 0
AUTOMATIC DATA PROCESSING INC Equities 053015103   2,465,322 8,069 SH   SOLE   7,835 0 234
BANK OF AMERICA CORP Equities 060505104   19,154 459 SH   DFND   459 0 0
BANK OF AMERICA CORP Equities 060505104   227,136 5,443 SH   SOLE   5,443 0 0
BECTON DICKINSON & CO Equities 075887109   125,983 550 SH   DFND   550 0 0
BECTON DICKINSON & CO Equities 075887109   512,865 2,239 SH   SOLE   2,239 0 0
BERKSHIRE HATHAWAY INC B Equities 084670702   4,282,476 8,041 SH   SOLE   6,252 0 1,789
BLACKROCK FDG INC Equities 09290D101   215,797 228 SH   SOLE   228 0 0
BOEING CO Equities 097023105   478,734 2,807 SH   SOLE   2,807 0 0
BP PLC SPONS ADR Equities 055622104   398,756 11,801 SH   SOLE   11,735 0 66
BRISTOL-MYERS SQUIBB CO Equities 110122108   33,849 555 SH   DFND   555 0 0
BRISTOL-MYERS SQUIBB CO Equities 110122108   823,914 13,509 SH   SOLE   12,926 0 583
BROADCOM INC Equities 11135F101   57,763 345 SH   DFND   345 0 0
BROADCOM INC Equities 11135F101   1,030,867 6,157 SH   SOLE   5,497 0 660
CAMDEN PROPERTY TRUST (REIT) Equities 133131102   36,690 300 SH   DFND   300 0 0
CAMDEN PROPERTY TRUST (REIT) Equities 133131102   276,520 2,261 SH   SOLE   2,261 0 0
CANADIAN PACIFIC KANSAS CITY LT Equities 13646K108   327,179 4,660 SH   SOLE   4,660 0 0
CARRIER GLOBAL CORP Equities 14448C104   27,325 431 SH   DFND   431 0 0
CARRIER GLOBAL CORP Equities 14448C104   213,531 3,368 SH   SOLE   3,368 0 0
CATERPILLAR INC Equities 149123101   31,331 95 SH   DFND   95 0 0
CATERPILLAR INC Equities 149123101   418,516 1,269 SH   SOLE   1,269 0 0
CHENIERE ENERGY PARTNERS LP UNI Equities 16411Q101   264,160 4,000 SH   SOLE   4,000 0 0
CHEVRON CORP Equities 166764100   62,566 374 SH   DFND   374 0 0
CHEVRON CORP Equities 166764100   4,313,740 25,786 SH   SOLE   25,331 0 455
CHUBB LIMITED Equities H1467J104   99,959 331 SH   DFND   331 0 0
CHUBB LIMITED Equities H1467J104   2,265,227 7,501 SH   SOLE   7,217 0 284
CINCINNATI FINANCIAL CORP Equities 172062101   222,171 1,504 SH   SOLE   1,504 0 0
CISCO SYSTEMS INC Equities 17275R102   197,472 3,200 SH   DFND   3,200 0 0
CISCO SYSTEMS INC Equities 17275R102   702,939 11,391 SH   SOLE   11,391 0 0
COCA COLA CO Equities 191216100   37,959 530 SH   DFND   530 0 0
COCA COLA CO Equities 191216100   1,393,224 19,453 SH   SOLE   19,268 0 185
COLGATE-PALMOLIVE CO Equities 194162103   21,551 230 SH   DFND   230 0 0
COLGATE-PALMOLIVE CO Equities 194162103   240,903 2,571 SH   SOLE   2,571 0 0
COMCAST CORP CLASS A Equities 20030N101   14,723 399 SH   DFND   399 0 0
COMCAST CORP CLASS A Equities 20030N101   297,525 8,063 SH   SOLE   8,063 0 0
COSTCO WHOLESALE CORP Equities 22160K105   282,788 299 SH   DFND   299 0 0
COSTCO WHOLESALE CORP Equities 22160K105   4,797,942 5,073 SH   SOLE   5,024 0 49
CSX CORP Equities 126408103   769,830 26,158 SH   SOLE   25,108 0 1,050
CUMMINS INC Equities 231021106   61,121 195 SH   DFND   195 0 0
CUMMINS INC Equities 231021106   770,122 2,457 SH   SOLE   2,224 0 233
CVS HEALTH CORPORATION Equities 126650100   343,967 5,077 SH   SOLE   5,077 0 0
DEERE & COMPANY Equities 244199105   1,096,871 2,337 SH   SOLE   2,337 0 0
DELEK LOGISTICS PARTNERS LP Equities 24664T103   263,886 6,100 SH   SOLE   6,100 0 0
DISNEY WALT CO Equities 254687106   1,512,578 15,325 SH   SOLE   15,275 0 50
ECOLAB INC Equities 278865100   59,577 235 SH   DFND   235 0 0
ECOLAB INC Equities 278865100   612,504 2,416 SH   SOLE   2,251 0 165
ELI LILLY & CO Equities 532457108   706,153 855 SH   SOLE   855 0 0
EXPEDITORS INTERNATIONAL Equities 302130109   429,894 3,575 SH   SOLE   3,575 0 0
EXXON MOBIL CORP Equities 30231G102   260,932 2,194 SH   DFND   2,194 0 0
EXXON MOBIL CORP Equities 30231G102   4,554,662 38,297 SH   SOLE   37,914 0 383
FEDEX CORP Equities 31428X106   30,473 125 SH   DFND   125 0 0
FEDEX CORP Equities 31428X106   345,680 1,418 SH   SOLE   1,418 0 0
FIRST TRUST ETF VI HIGH INC ETF Fixed Income 33738R308   360,857 16,508 SH   DFND   16,508 0 0
FIRST TRUST ETF VI HIGH INC ETF Fixed Income 33738R308   1,484,387 67,906 SH   SOLE   67,906 0 0
GE VERNOVA LLC Equities 36828A101   7,327 24 SH   DFND   24 0 0
GE VERNOVA LLC Equities 36828A101   235,066 770 SH   SOLE   770 0 0
GENERAL ELECTRIC CO Equities 369604301   6,805 34 SH   DFND   34 0 0
GENERAL ELECTRIC CO Equities 369604301   620,865 3,102 SH   SOLE   3,102 0 0
GENERAL MILLS INC Equities 370334104   101,643 1,700 SH   DFND   1,700 0 0
GENERAL MILLS INC Equities 370334104   138,414 2,315 SH   SOLE   2,315 0 0
GILEAD SCIENCES INC Equities 375558103   202,586 1,808 SH   SOLE   1,808 0 0
HEALTH CARE SELECT SECTOR SPDRR Equities 81369Y209   256,394 1,756 SH   SOLE   1,756 0 0
HOME DEPOT INC Equities 437076102   273,035 745 SH   SOLE   745 0 0
HONEYWELL INTERNATIONAL INC Equities 438516106   1,405,385 6,637 SH   SOLE   6,637 0 0
ILLINOIS TOOL WORKS Equities 452308109   309,764 1,249 SH   SOLE   1,249 0 0
INTEL CORP Equities 458140100   322,596 14,205 SH   SOLE   14,205 0 0
INTERNATIONAL BUSINESS MACHINES Equities 459200101   160,634 646 SH   DFND   646 0 0
INTERNATIONAL BUSINESS MACHINES Equities 459200101   625,629 2,516 SH   SOLE   2,516 0 0
INVESCO FTSE RAFI US 1000 ETF Equities 46137V613   276,438 6,841 SH   SOLE   6,374 0 467
INVESCO SENIOR LOAN ETF Fixed Income 46138G508   203,595 9,836 SH   SOLE   9,836 0 0
ISHARES 3-7 YEAR TREASURY BOND Fixed Income 464288661   290,310 2,457 SH   SOLE   2,457 0 0
ISHARES BROAD USD HIGH YIELD CO Fixed Income 46435U853   313,702 8,523 SH   SOLE   8,523 0 0
ISHARES BROAD USD INVT GRADE CO Fixed Income 464288620   728,746 14,267 SH   SOLE   14,267 0 0
ISHARES CORE MSCI EAFE ETF Equities 46432F842   946,543 12,513 SH   SOLE   12,490 0 23
ISHARES CORE MSCI EMERGING MKTS Equities 46434G103   655,544 12,146 SH   SOLE   11,968 0 178
ISHARES CORE MSCI TOT INTL STOC Equities 46432F834   100,960 1,446 SH   DFND   1,446 0 0
ISHARES CORE MSCI TOT INTL STOC Equities 46432F834   2,425,612 34,747 SH   SOLE   34,221 0 526
ISHARES CORE S&P 500 (MKT) ETF Equities 464287200   4,275,349 7,609 SH   SOLE   7,542 0 67
ISHARES CORE US AGGREGATE BOND Fixed Income 464287226   2,184,969 22,087 SH   SOLE   21,066 0 1,021
ISHARES MSCI EAFE (MKT) Equities 464287465   89,494 1,095 SH   DFND   1,095 0 0
ISHARES MSCI EAFE (MKT) Equities 464287465   1,580,495 19,338 SH   SOLE   19,208 0 130
ISHARES MSCI EMG MKT ETF Equities 464287234   594,943 13,613 SH   SOLE   13,613 0 0
ISHARES MSCI USA QUALITY FACTOR Equities 46432F339   472,972 2,768 SH   SOLE   2,635 0 133
ISHARES NATIONAL AMT-FREE MUNI Fixed Income 464288414   527,200 5,000 SH   SOLE   5,000 0 0
ISHARES RUSSELL 1000 GROWTH Equities 464287614   76,343 211 SH   DFND   211 0 0
ISHARES RUSSELL 1000 GROWTH Equities 464287614   1,190,253 3,295 SH   SOLE   3,295 0 0
ISHARES RUSSELL 2000 (MKT) Equities 464287655   2,679,350 13,431 SH   SOLE   13,384 0 47
ISHARES RUSSELL 2000 GROWTH Equities 464287648   91,274 357 SH   DFND   357 0 0
ISHARES RUSSELL 2000 GROWTH Equities 464287648   699,688 2,738 SH   SOLE   2,714 0 24
ISHARES RUSSELL 2000 VALUE Equities 464287630   80,505 533 SH   DFND   533 0 0
ISHARES RUSSELL 2000 VALUE Equities 464287630   351,275 2,327 SH   SOLE   2,266 0 61
ISHARES RUSSELL MID-CAP (MKT) Equities 464287499   155,848 1,832 SH   DFND   1,832 0 0
ISHARES RUSSELL MID-CAP (MKT) Equities 464287499   3,494,902 41,082 SH   SOLE   40,933 0 149
ISHARES RUSSELL MID-CAP VALUE Equities 464287473   353,976 2,810 SH   SOLE   2,740 0 70
ISHARES S&P 500 GROWTH ETF Equities 464287309   249,620 2,689 SH   SOLE   2,556 0 133
ISHARES S&P MID-CAP 400 VALUE Equities 464287705   25,678 214 SH   DFND   214 0 0
ISHARES S&P MID-CAP 400 VALUE Equities 464287705   576,749 4,818 SH   SOLE   4,688 0 130
ISHARES S&P MIDCAP 400 GROWTH E Equities 464287606   25,535 307 SH   DFND   307 0 0
ISHARES S&P MIDCAP 400 GROWTH E Equities 464287606   449,033 5,392 SH   SOLE   5,280 0 112
ISHARES SELECT DIVIDEND (MKT) Equities 464287168   33,573 250 SH   DFND   250 0 0
ISHARES SELECT DIVIDEND (MKT) Equities 464287168   1,078,483 8,031 SH   SOLE   8,031 0 0
ISHARES TIPS BOND (MKT) Fixed Income 464287176   246,509 2,219 SH   SOLE   2,219 0 0
JOHNSON AND JOHNSON Equities 478160104   222,060 1,339 SH   DFND   1,339 0 0
JOHNSON AND JOHNSON Equities 478160104   3,475,177 20,955 SH   SOLE   20,330 0 625
JPMORGAN CHASE & CO COM Equities 46625H100   282,831 1,153 SH   DFND   1,153 0 0
JPMORGAN CHASE & CO COM Equities 46625H100   2,867,557 11,690 SH   SOLE   11,690 0 0
KIMBERLY-CLARK CORP Equities 494368103   74,666 525 SH   DFND   525 0 0
KIMBERLY-CLARK CORP Equities 494368103   169,668 1,193 SH   SOLE   1,036 0 157
KNOT OFFSHORE PARTNERS LP Equities Y48125101   96,324 13,800 SH   SOLE   13,800 0 0
LINDE PLC Equities G54950103   256,102 550 SH   DFND   550 0 0
LINDE PLC Equities G54950103   647,240 1,390 SH   SOLE   1,390 0 0
LOWES COMPANIES INC Equities 548661107   60,173 258 SH   DFND   258 0 0
LOWES COMPANIES INC Equities 548661107   1,053,733 4,518 SH   SOLE   4,434 0 84
MASTERCARD INC CLASS A Equities 57636Q104   573,882 1,047 SH   SOLE   1,047 0 0
MCCORMICK & CO INC Equities 579780206   246,930 3,000 SH   SOLE   3,000 0 0
MCDONALDS CORP Equities 580135101   221,783 710 SH   DFND   710 0 0
MCDONALDS CORP Equities 580135101   6,143,693 19,668 SH   SOLE   19,568 0 100
MCKESSON CORP Equities 58155Q103   588,193 874 SH   SOLE   874 0 0
MERCK & CO INC Equities 58933Y105   8,976 100 SH   DFND   100 0 0
MERCK & CO INC Equities 58933Y105   695,820 7,752 SH   SOLE   7,352 0 400
META PLATFORMS INC Equities 30303M102   723,332 1,255 SH   SOLE   1,255 0 0
MICROSOFT CORP Equities 594918104   1,207,630 3,217 SH   DFND   3,217 0 0
MICROSOFT CORP Equities 594918104   14,274,956 38,027 SH   SOLE   37,599 0 428
MONDELEZ INTL INC CL A Equities 609207105   287,141 4,232 SH   SOLE   4,232 0 0
MOODYS CORP Equities 615369105   764,197 1,641 SH   SOLE   1,641 0 0
NEXTERA ENERGY INC Equities 65339F101   158,723 2,239 SH   DFND   2,239 0 0
NEXTERA ENERGY INC Equities 65339F101   1,310,685 18,489 SH   SOLE   18,199 0 290
NIKE INC CL B Equities 654106103   1,211,325 19,082 SH   SOLE   19,082 0 0
NORFOLK SOUTHERN CORP Equities 655844108   455,936 1,925 SH   SOLE   1,575 0 350
NOVARTIS AG ADR Equities 66987V109   100,109 898 SH   DFND   898 0 0
NOVARTIS AG ADR Equities 66987V109   472,564 4,239 SH   SOLE   4,046 0 193
NUVEEN CALIFORNIA QUALITY MUNI Fixed Income 67066Y105   1,664,622 148,098 SH   SOLE   148,098 0 0
ORACLE CORP Equities 68389X105   111,848 800 SH   DFND   800 0 0
ORACLE CORP Equities 68389X105   752,038 5,379 SH   SOLE   5,379 0 0
PEPSICO INC Equities 713448108   186,825 1,246 SH   DFND   1,246 0 0
PEPSICO INC Equities 713448108   1,838,714 12,263 SH   SOLE   12,263 0 0
PFIZER INC Equities 717081103   97,762 3,858 SH   DFND   3,858 0 0
PFIZER INC Equities 717081103   1,083,184 42,746 SH   SOLE   42,496 0 250
PHILIP MORRIS INTL INC Equities 718172109   15,238 96 SH   DFND   96 0 0
PHILIP MORRIS INTL INC Equities 718172109   495,079 3,119 SH   SOLE   3,119 0 0
PHILLIPS 66 Equities 718546104   56,801 460 SH   DFND   460 0 0
PHILLIPS 66 Equities 718546104   321,418 2,603 SH   SOLE   2,503 0 100
PIMCO CALIFORNIA MUNI INCOME FU Fixed Income 72200N106   231,339 26,140 SH   SOLE   26,140 0 0
PROCTER & GAMBLE CO Equities 742718109   154,230 905 SH   DFND   905 0 0
PROCTER & GAMBLE CO Equities 742718109   3,362,387 19,730 SH   SOLE   19,610 0 120
PROLOGIS INC Equities 74340W103   27,724 248 SH   DFND   248 0 0
PROLOGIS INC Equities 74340W103   540,728 4,837 SH   SOLE   4,282 0 555
QUALCOMM INC Equities 747525103   836,867 5,448 SH   SOLE   5,448 0 0
RAYTHEON TECHS CORP Equities 75513E101   156,038 1,178 SH   DFND   1,178 0 0
RAYTHEON TECHS CORP Equities 75513E101   1,984,383 14,981 SH   SOLE   14,703 0 278
S&P GLOBAL INC Equities 78409V104   139,219 274 SH   DFND   274 0 0
S&P GLOBAL INC Equities 78409V104   745,891 1,468 SH   SOLE   1,412 0 56
SARATOGA INVESTMENT CORP NEW Equities 80349A208   278,630 11,000 SH   SOLE   11,000 0 0
SCHLUMBERGER LIMITED Equities 806857108   21,025 503 SH   DFND   503 0 0
SCHLUMBERGER LIMITED Equities 806857108   291,262 6,968 SH   SOLE   6,768 0 200
SCHWAB U S LARGE CAP ETF Equities 808524201   1,890,225 85,608 SH   SOLE   85,608 0 0
SCHWAB US SMALL CAP ETF Equities 808524607   599,527 25,588 SH   SOLE   25,588 0 0
SEMPRA ENERGY Equities 816851109   274,236 3,843 SH   SOLE   3,843 0 0
SHELL PLC SPON ADR REPSTG ORD S Equities 780259305   335,256 4,575 SH   SOLE   4,308 0 267
SOUTHERN COMPANY Equities 842587107   647,788 7,045 SH   SOLE   6,745 0 300
SPDR PORT INTERMEDIATE TERM COR Fixed Income 78464A375   671,445 20,201 SH   SOLE   19,246 0 955
SPDR S&P 500 (MKT) Equities 78462F103   223,756 400 SH   DFND   400 0 0
SPDR S&P 500 (MKT) Equities 78462F103   2,037,858 3,643 SH   SOLE   3,549 0 94
SPDR S&P MIDCAP 400 (MKT) Equities 78467Y107   2,397,993 4,495 SH   SOLE   4,495 0 0
SPDR SERIES TRUST SPDR DOW JONE Equities 78464A607   133,614 1,348 SH   DFND   1,348 0 0
SPDR SERIES TRUST SPDR DOW JONE Equities 78464A607   1,055,727 10,651 SH   SOLE   10,651 0 0
SPDR SERIES TRUST SPDR S&P Equities 78464A763   40,704 300 SH   DFND   300 0 0
SPDR SERIES TRUST SPDR S&P Equities 78464A763   175,977 1,297 SH   SOLE   731 0 566
STARBUCKS CORP Equities 855244109   485,938 4,954 SH   SOLE   4,909 0 45
STATE STREET CORPORATION Equities 857477103   52,106 582 SH   DFND   582 0 0
STATE STREET CORPORATION Equities 857477103   176,732 1,974 SH   SOLE   1,974 0 0
SUN LIFE FINANCIAL INC Equities 866796105   365,491 6,383 SH   SOLE   6,383 0 0
SUNOCO LTD PARTNERSHIP Equities 86765K109   522,540 9,000 SH   SOLE   9,000 0 0
TARGET CORP Equities 87612E106   20,872 200 SH   DFND   200 0 0
TARGET CORP Equities 87612E106   406,378 3,894 SH   SOLE   3,894 0 0
TESLA INC Equities 88160R101   606,434 2,340 SH   SOLE   2,340 0 0
THERMO FISHER SCIENTIFIC INC Equities 883556102   518,499 1,042 SH   SOLE   1,042 0 0
UNION PACIFIC CORP Equities 907818108   885,900 3,750 SH   SOLE   3,750 0 0
UNITED PARCEL SERVICE CL B Equities 911312106   16,389 149 SH   DFND   149 0 0
UNITED PARCEL SERVICE CL B Equities 911312106   241,208 2,193 SH   SOLE   2,193 0 0
UNITEDHEALTH GROUP INC Equities 91324P102   211,071 403 SH   SOLE   403 0 0
US BANCORP Equities 902973304   729,266 17,273 SH   SOLE   17,273 0 0
VANGUARD DIVIDEND APPREC IDX ET Equities 921908844   401,947 2,072 SH   SOLE   1,698 0 374
VANGUARD FTSE DEVELOPED MARKETS Equities 921943858   1,689,902 33,245 SH   SOLE   32,107 0 1,138
VANGUARD FTSE EMERGING MKTS ETF Equities 922042858   35,801 791 SH   DFND   791 0 0
VANGUARD FTSE EMERGING MKTS ETF Equities 922042858   1,338,283 29,568 SH   SOLE   29,296 0 272
VANGUARD GROWTH ETF (MKT) Equities 922908736   3,548,543 9,570 SH   SOLE   8,978 0 592
VANGUARD HIGH DIVIDEND YIELD ET Equities 921946406   581,114 4,506 SH   DFND   4,506 0 0
VANGUARD HIGH DIVIDEND YIELD ET Equities 921946406   2,534,013 19,648 SH   SOLE   19,088 0 560
VANGUARD LARGE CAP ETF Equities 922908637   1,607,980 6,256 SH   SOLE   6,256 0 0
VANGUARD MEGA CAP GROWTH ETF Equities 921910816   262,548 850 SH   SOLE   850 0 0
VANGUARD MEGA CAP INDEX ETF Equities 921910873   219,706 1,091 SH   SOLE   1,091 0 0
VANGUARD MID CAP ETF Equities 922908629   666,270 2,576 SH   SOLE   2,576 0 0
VANGUARD REIT ETF (MKT) Equities 922908553   417,027 4,606 SH   SOLE   4,606 0 0
VANGUARD RUSSELL 1000 GROWTH IN Equities 92206C680   1,193,027 12,857 SH   SOLE   12,857 0 0
VANGUARD RUSSELL 1000 VALUE IND Equities 92206C714   1,183,598 14,339 SH   SOLE   14,339 0 0
VANGUARD RUSSELL 2000 INDEX FD Equities 92206C664   383,251 4,751 SH   SOLE   4,751 0 0
VANGUARD S&P 500 INDEX ETF Equities 922908363   499,841 973 SH   SOLE   973 0 0
VANGUARD SHORT-TERM BOND ETF Fixed Income 921937827   570,645 7,290 SH   SOLE   7,087 0 203
VANGUARD TOTAL STOCK MARKET ETF Equities 922908769   1,585,002 5,767 SH   SOLE   5,767 0 0
VANGUARD VALUE ETF Equities 922908744   103,468 599 SH   DFND   599 0 0
VANGUARD VALUE ETF Equities 922908744   3,713,836 21,499 SH   SOLE   20,533 0 966
VERIZON COMMUNICATIONS INC Equities 92343V104   69,446 1,531 SH   DFND   1,531 0 0
VERIZON COMMUNICATIONS INC Equities 92343V104   1,145,521 25,254 SH   SOLE   25,254 0 0
VISA INC CL A Equities 92826C839   1,427,073 4,072 SH   SOLE   4,072 0 0
WALMART INC Equities 931142103   108,947 1,241 SH   DFND   1,241 0 0
WALMART INC Equities 931142103   593,021 6,755 SH   SOLE   6,755 0 0
WELLS FARGO & COMPANY Equities 949746101   265,623 3,700 SH   DFND   3,700 0 0
WELLS FARGO & COMPANY Equities 949746101   1,330,125 18,528 SH   SOLE   18,528 0 0
WEYERHAEUSER CO Equities 962166104   60,844 2,078 SH   DFND   2,078 0 0
WEYERHAEUSER CO Equities 962166104   169,619 5,793 SH   SOLE   5,793 0 0
YUM! BRANDS INC Equities 988498101   425,344 2,703 SH   SOLE   2,703 0 0
ZOETIS INC Equities 98978V103   31,284 190 SH   DFND   190 0 0
ZOETIS INC Equities 98978V103   343,789 2,088 SH   SOLE   2,088 0 0