The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO Equities 88579Y101   153,746 1,191 SH   DFND   1,191 0 0
3M CO Equities 88579Y101   120,183 931 SH   SOLE   931 0 0
ABBOTT LABORATORIES Equities 002824100   91,619 810 SH   DFND   810 0 0
ABBOTT LABORATORIES Equities 002824100   4,281,327 37,851 SH   SOLE   37,851 0 0
ABBVIE INC COM Equities 00287Y109   154,599 870 SH   DFND   870 0 0
ABBVIE INC COM Equities 00287Y109   7,192,052 40,473 SH   SOLE   40,473 0 0
ACCENTURE PLC IRELAND CL A Equities G1151C101   62,267 177 SH   DFND   177 0 0
ACCENTURE PLC IRELAND CL A Equities G1151C101   749,313 2,130 SH   SOLE   2,073 0 57
ALLIANCE BERNSTEIN HOLDING LP U Equities 01881G106   259,630 7,000 SH   SOLE   7,000 0 0
ALLSTATE CORP Equities 020002101   308,850 1,602 SH   SOLE   1,602 0 0
ALPHABET INC CAP STK CL A Equities 02079K305   56,790 300 SH   DFND   300 0 0
ALPHABET INC CAP STK CL A Equities 02079K305   1,633,659 8,630 SH   SOLE   8,630 0 0
ALPHABET INC CAP STK CL C Equities 02079K107   102,838 540 SH   DFND   540 0 0
ALPHABET INC CAP STK CL C Equities 02079K107   1,745,763 9,167 SH   SOLE   9,167 0 0
ALTRIA GROUP INC Equities 02209S103   664,763 12,713 SH   SOLE   12,713 0 0
AMAZON.COM INC Equities 023135106   43,878 200 SH   DFND   200 0 0
AMAZON.COM INC Equities 023135106   1,304,712 5,947 SH   SOLE   5,947 0 0
AMERICAN EXPRESS CO Equities 025816109   40,067 135 SH   DFND   135 0 0
AMERICAN EXPRESS CO Equities 025816109   449,340 1,514 SH   SOLE   1,514 0 0
AMGEN INC Equities 031162100   76,889 295 SH   DFND   295 0 0
AMGEN INC Equities 031162100   382,880 1,469 SH   SOLE   1,469 0 0
ANALOG DEVICES INC Equities 032654105   33,994 160 SH   DFND   160 0 0
ANALOG DEVICES INC Equities 032654105   174,855 823 SH   SOLE   823 0 0
APPLE INC Equities 037833100   449,003 1,793 SH   DFND   1,793 0 0
APPLE INC Equities 037833100   14,492,807 57,874 SH   SOLE   57,874 0 0
AT&T INC Equities 00206R102   76,803 3,373 SH   DFND   3,373 0 0
AT&T INC Equities 00206R102   185,348 8,140 SH   SOLE   8,140 0 0
AUTOMATIC DATA PROCESSING INC Equities 053015103   429,728 1,468 SH   DFND   1,468 0 0
AUTOMATIC DATA PROCESSING INC Equities 053015103   2,554,655 8,727 SH   SOLE   8,518 0 209
BANK OF AMERICA CORP Equities 060505104   20,173 459 SH   DFND   459 0 0
BANK OF AMERICA CORP Equities 060505104   230,430 5,243 SH   SOLE   5,243 0 0
BECTON DICKINSON & CO Equities 075887109   124,779 550 SH   DFND   550 0 0
BECTON DICKINSON & CO Equities 075887109   548,799 2,419 SH   SOLE   2,419 0 0
BERKSHIRE HATHAWAY INC B Equities 084670702   2,224,698 4,908 SH   SOLE   4,908 0 0
BLACKROCK FDG INC Equities 09290D101   315,734 308 SH   SOLE   308 0 0
BOEING CO Equities 097023105   562,329 3,177 SH   SOLE   3,177 0 0
BRISTOL-MYERS SQUIBB CO Equities 110122108   31,391 555 SH   DFND   555 0 0
BRISTOL-MYERS SQUIBB CO Equities 110122108   691,389 12,224 SH   SOLE   12,224 0 0
BROADCOM INC Equities 11135F101   75,812 327 SH   DFND   327 0 0
BROADCOM INC Equities 11135F101   1,681,999 7,255 SH   SOLE   6,595 0 660
CAMDEN PROPERTY TRUST (REIT) Equities 133131102   34,812 300 SH   DFND   300 0 0
CAMDEN PROPERTY TRUST (REIT) Equities 133131102   282,093 2,431 SH   SOLE   2,431 0 0
CANADIAN PACIFIC KANSAS CITY LT Equities 13646K108   326,823 4,516 SH   SOLE   4,516 0 0
CAPITAL GROUP CORE PLUS INCOME Fixed Income 14020Y102   318,548 14,349 SH   SOLE   14,349 0 0
CARRIER GLOBAL CORP Equities 14448C104   29,420 431 SH   DFND   431 0 0
CARRIER GLOBAL CORP Equities 14448C104   229,900 3,368 SH   SOLE   3,368 0 0
CATERPILLAR INC Equities 149123101   34,462 95 SH   DFND   95 0 0
CATERPILLAR INC Equities 149123101   423,341 1,167 SH   SOLE   1,167 0 0
CHENIERE ENERGY PARTNERS LP UNI Equities 16411Q101   212,480 4,000 SH   SOLE   4,000 0 0
CHEVRON CORP Equities 166764100   54,170 374 SH   DFND   374 0 0
CHEVRON CORP Equities 166764100   3,715,870 25,655 SH   SOLE   25,655 0 0
CHUBB LIMITED Equities H1467J104   93,389 338 SH   DFND   338 0 0
CHUBB LIMITED Equities H1467J104   2,166,192 7,840 SH   SOLE   7,589 0 251
CINCINNATI FINANCIAL CORP Equities 172062101   216,125 1,504 SH   SOLE   1,504 0 0
CISCO SYSTEMS INC Equities 17275R102   189,440 3,200 SH   DFND   3,200 0 0
CISCO SYSTEMS INC Equities 17275R102   701,638 11,852 SH   SOLE   11,852 0 0
COCA COLA CO Equities 191216100   32,998 530 SH   DFND   530 0 0
COCA COLA CO Equities 191216100   1,439,202 23,116 SH   SOLE   22,931 0 185
COLGATE-PALMOLIVE CO Equities 194162103   20,909 230 SH   DFND   230 0 0
COLGATE-PALMOLIVE CO Equities 194162103   233,730 2,571 SH   SOLE   2,571 0 0
COMCAST CORP CLASS A Equities 20030N101   14,974 399 SH   DFND   399 0 0
COMCAST CORP CLASS A Equities 20030N101   279,674 7,452 SH   SOLE   7,452 0 0
COSTCO WHOLESALE CORP Equities 22160K105   272,132 297 SH   DFND   297 0 0
COSTCO WHOLESALE CORP Equities 22160K105   4,907,542 5,356 SH   SOLE   5,317 0 39
CSX CORP Equities 126408103   720,912 22,340 SH   SOLE   22,340 0 0
CUMMINS INC Equities 231021106   66,234 190 SH   DFND   190 0 0
CUMMINS INC Equities 231021106   959,696 2,753 SH   SOLE   2,520 0 233
CVS HEALTH CORPORATION Equities 126650100   228,939 5,100 SH   SOLE   5,100 0 0
DEERE & COMPANY Equities 244199105   886,380 2,092 SH   SOLE   2,092 0 0
DELEK LOGISTICS PARTNERS LP Equities 24664T103   257,786 6,100 SH   SOLE   6,100 0 0
DISNEY WALT CO Equities 254687106   1,757,548 15,784 SH   SOLE   15,784 0 0
ECOLAB INC Equities 278865100   56,705 242 SH   DFND   242 0 0
ECOLAB INC Equities 278865100   657,268 2,805 SH   SOLE   2,640 0 165
ELI LILLY & CO Equities 532457108   413,020 535 SH   SOLE   535 0 0
EXPEDITORS INTERNATIONAL Equities 302130109   396,003 3,575 SH   SOLE   3,575 0 0
EXXON MOBIL CORP Equities 30231G102   236,009 2,194 SH   DFND   2,194 0 0
EXXON MOBIL CORP Equities 30231G102   3,608,974 33,550 SH   SOLE   33,550 0 0
FEDEX CORP Equities 31428X106   35,166 125 SH   DFND   125 0 0
FEDEX CORP Equities 31428X106   399,489 1,420 SH   SOLE   1,420 0 0
FIRST TR LOW DUR OPPORTUNITES E Fixed Income 33739Q200   416,664 8,561 SH   SOLE   8,561 0 0
GE VERNOVA LLC Equities 36828A101   7,894 24 SH   DFND   24 0 0
GE VERNOVA LLC Equities 36828A101   230,580 701 SH   SOLE   701 0 0
GENERAL ELECTRIC CO Equities 369604301   5,671 34 SH   DFND   34 0 0
GENERAL ELECTRIC CO Equities 369604301   470,515 2,821 SH   SOLE   2,821 0 0
GENERAL MILLS INC Equities 370334104   108,409 1,700 SH   DFND   1,700 0 0
GENERAL MILLS INC Equities 370334104   145,268 2,278 SH   SOLE   2,278 0 0
HARLEY DAVIDSON INC Equities 412822108   382,651 12,700 SH   SOLE   12,700 0 0
HEALTH CARE SELECT SECTOR SPDRR Equities 81369Y209   241,573 1,756 SH   SOLE   1,756 0 0
HOME DEPOT INC Equities 437076102   289,798 745 SH   SOLE   745 0 0
HONEYWELL INTERNATIONAL INC Equities 438516106   1,027,574 4,549 SH   SOLE   4,549 0 0
INTEL CORP Equities 458140100   6,015 300 SH   DFND   300 0 0
INTEL CORP Equities 458140100   270,735 13,503 SH   SOLE   13,503 0 0
INTERNATIONAL BUSINESS MACHINES Equities 459200101   142,010 646 SH   DFND   646 0 0
INTERNATIONAL BUSINESS MACHINES Equities 459200101   513,743 2,337 SH   SOLE   2,337 0 0
INVESCO FTSE RAFI US 1000 ETF Equities 46137V613   292,460 7,250 SH   SOLE   6,766 0 484
INVESCO SENIOR LOAN ETF Fixed Income 46138G508   207,234 9,836 SH   SOLE   9,836 0 0
ISHARES 3-7 YEAR TREASURY BOND Fixed Income 464288661   283,958 2,457 SH   SOLE   2,457 0 0
ISHARES BROAD USD HIGH YIELD CO Fixed Income 46435U853   330,190 8,975 SH   SOLE   8,975 0 0
ISHARES BROAD USD INVT GRADE CO Fixed Income 464288620   712,681 14,174 SH   SOLE   14,174 0 0
ISHARES CORE MSCI EAFE ETF Equities 46432F842   888,501 12,644 SH   SOLE   12,621 0 23
ISHARES CORE MSCI EMERGING MKTS Equities 46434G103   621,494 11,901 SH   SOLE   11,723 0 178
ISHARES CORE MSCI TOT INTL STOC Equities 46432F834   104,651 1,582 SH   DFND   1,582 0 0
ISHARES CORE MSCI TOT INTL STOC Equities 46432F834   2,417,906 36,555 SH   SOLE   35,962 0 593
ISHARES CORE S&P 500 (MKT) ETF Equities 464287200   4,145,329 7,042 SH   SOLE   6,975 0 67
ISHARES CORE S&P MID CAP ETF Equities 464287507   701,870 11,264 SH   SOLE   11,264 0 0
ISHARES CORE US AGGREGATE BOND Fixed Income 464287226   2,240,437 23,120 SH   SOLE   22,038 0 1,082
ISHARES MSCI EAFE (MKT) Equities 464287465   82,793 1,095 SH   DFND   1,095 0 0
ISHARES MSCI EAFE (MKT) Equities 464287465   1,462,146 19,338 SH   SOLE   19,208 0 130
ISHARES MSCI EMG MKT ETF Equities 464287234   569,348 13,613 SH   SOLE   13,613 0 0
ISHARES MSCI USA QUALITY FACTOR Equities 46432F339   461,494 2,593 SH   SOLE   2,461 0 132
ISHARES NATIONAL AMT-FREE MUNI Fixed Income 464288414   532,750 5,000 SH   SOLE   5,000 0 0
ISHARES RUSSELL 1000 GROWTH Equities 464287614   76,885 191 SH   DFND   191 0 0
ISHARES RUSSELL 1000 GROWTH Equities 464287614   319,352 795 SH   SOLE   795 0 0
ISHARES RUSSELL 2000 (MKT) Equities 464287655   2,967,714 13,431 SH   SOLE   13,384 0 47
ISHARES RUSSELL 2000 GROWTH Equities 464287648   99,892 347 SH   DFND   347 0 0
ISHARES RUSSELL 2000 GROWTH Equities 464287648   771,310 2,680 SH   SOLE   2,658 0 22
ISHARES RUSSELL 2000 VALUE Equities 464287630   85,391 520 SH   DFND   520 0 0
ISHARES RUSSELL 2000 VALUE Equities 464287630   369,457 2,251 SH   SOLE   2,193 0 58
ISHARES RUSSELL MID-CAP (MKT) Equities 464287499   161,949 1,832 SH   DFND   1,832 0 0
ISHARES RUSSELL MID-CAP (MKT) Equities 464287499   3,636,728 41,139 SH   SOLE   40,978 0 161
ISHARES RUSSELL MID-CAP VALUE Equities 464287473   367,196 2,839 SH   SOLE   2,769 0 70
ISHARES S&P 500 GROWTH ETF Equities 464287309   262,861 2,589 SH   SOLE   2,456 0 133
ISHARES S&P MID-CAP 400 VALUE Equities 464287705   25,902 207 SH   DFND   207 0 0
ISHARES S&P MID-CAP 400 VALUE Equities 464287705   604,330 4,835 SH   SOLE   4,705 0 130
ISHARES S&P MIDCAP 400 GROWTH E Equities 464287606   25,504 280 SH   DFND   280 0 0
ISHARES S&P MIDCAP 400 GROWTH E Equities 464287606   477,588 5,252 SH   SOLE   5,147 0 105
ISHARES SELECT DIVIDEND (MKT) Equities 464287168   32,823 250 SH   DFND   250 0 0
ISHARES SELECT DIVIDEND (MKT) Equities 464287168   199,430 1,519 SH   SOLE   1,519 0 0
ISHARES TIPS BOND (MKT) Fixed Income 464287176   229,083 2,150 SH   SOLE   2,150 0 0
JOHNSON AND JOHNSON Equities 478160104   196,972 1,362 SH   DFND   1,362 0 0
JOHNSON AND JOHNSON Equities 478160104   3,292,274 22,765 SH   SOLE   22,465 0 300
JPMORGAN CHASE & CO COM Equities 46625H100   276,386 1,153 SH   DFND   1,153 0 0
JPMORGAN CHASE & CO COM Equities 46625H100   2,949,632 12,305 SH   SOLE   12,305 0 0
KELLANOVA Equities 487836108   287,686 3,553 SH   SOLE   3,553 0 0
KIMBERLY-CLARK CORP Equities 494368103   68,796 525 SH   DFND   525 0 0
KIMBERLY-CLARK CORP Equities 494368103   161,310 1,231 SH   SOLE   1,231 0 0
KNOT OFFSHORE PARTNERS LP Equities Y48125101   75,210 13,800 SH   SOLE   13,800 0 0
LINDE PLC Equities G54950103   230,269 550 SH   DFND   550 0 0
LINDE PLC Equities G54950103   626,749 1,497 SH   SOLE   1,497 0 0
LOWES COMPANIES INC Equities 548661107   61,206 248 SH   DFND   248 0 0
LOWES COMPANIES INC Equities 548661107   996,085 4,036 SH   SOLE   3,952 0 84
MASTERCARD INC CLASS A Equities 57636Q104   551,319 1,047 SH   SOLE   1,047 0 0
MCCORMICK & CO INC Equities 579780206   228,720 3,000 SH   SOLE   3,000 0 0
MCDONALDS CORP Equities 580135101   205,822 710 SH   DFND   710 0 0
MCDONALDS CORP Equities 580135101   1,055,200 3,640 SH   SOLE   3,640 0 0
MCKESSON CORP Equities 58155Q103   612,083 1,074 SH   SOLE   1,074 0 0
MERCK & CO INC Equities 58933Y105   9,948 100 SH   DFND   100 0 0
MERCK & CO INC Equities 58933Y105   755,053 7,590 SH   SOLE   7,590 0 0
META PLATFORMS INC Equities 30303M102   433,277 740 SH   SOLE   740 0 0
MICROSOFT CORP Equities 594918104   1,353,015 3,210 SH   DFND   3,210 0 0
MICROSOFT CORP Equities 594918104   15,219,522 36,108 SH   SOLE   35,948 0 160
MONDELEZ INTL INC CL A Equities 609207105   225,899 3,782 SH   SOLE   3,782 0 0
NEXTERA ENERGY INC Equities 65339F101   160,514 2,239 SH   DFND   2,239 0 0
NEXTERA ENERGY INC Equities 65339F101   1,425,412 19,883 SH   SOLE   19,645 0 238
NIKE INC CL B Equities 654106103   1,417,829 18,737 SH   SOLE   18,737 0 0
NORFOLK SOUTHERN CORP Equities 655844108   234,700 1,000 SH   SOLE   1,000 0 0
NOVARTIS AG ADR Equities 66987V109   115,507 1,187 SH   DFND   1,187 0 0
NOVARTIS AG ADR Equities 66987V109   945,951 9,721 SH   SOLE   9,157 0 564
NUVEEN CALIFORNIA QUALITY MUNI Fixed Income 67066Y105   1,672,026 148,098 SH   SOLE   148,098 0 0
ORACLE CORP Equities 68389X105   133,312 800 SH   DFND   800 0 0
ORACLE CORP Equities 68389X105   864,195 5,186 SH   SOLE   5,186 0 0
PEPSICO INC Equities 713448108   189,467 1,246 SH   DFND   1,246 0 0
PEPSICO INC Equities 713448108   1,207,508 7,941 SH   SOLE   7,941 0 0
PFIZER INC Equities 717081103   102,406 3,860 SH   DFND   3,860 0 0
PFIZER INC Equities 717081103   949,668 35,796 SH   SOLE   35,796 0 0
PHILIP MORRIS INTL INC Equities 718172109   11,554 96 SH   DFND   96 0 0
PHILIP MORRIS INTL INC Equities 718172109   399,442 3,319 SH   SOLE   3,319 0 0
PHILLIPS 66 Equities 718546104   52,408 460 SH   DFND   460 0 0
PHILLIPS 66 Equities 718546104   293,484 2,576 SH   SOLE   2,576 0 0
PIMCO CALIFORNIA MUNI INCOME FU Fixed Income 72200N106   338,458 37,440 SH   SOLE   37,440 0 0
PROCTER & GAMBLE CO Equities 742718109   151,723 905 SH   DFND   905 0 0
PROCTER & GAMBLE CO Equities 742718109   3,238,327 19,316 SH   SOLE   19,229 0 87
QUALCOMM INC Equities 747525103   875,327 5,698 SH   SOLE   5,698 0 0
RAYTHEON TECHS CORP Equities 75513E101   140,253 1,212 SH   DFND   1,212 0 0
RAYTHEON TECHS CORP Equities 75513E101   1,823,516 15,758 SH   SOLE   15,538 0 220
S&P GLOBAL INC Equities 78409V104   136,958 275 SH   DFND   275 0 0
S&P GLOBAL INC Equities 78409V104   969,166 1,946 SH   SOLE   1,901 0 45
SARATOGA INVESTMENT CORP NEW Equities 80349A208   263,120 11,000 SH   SOLE   11,000 0 0
SCHWAB U S DIVIDEND EQUITY ETF Equities 808524797   353,850 12,952 SH   DFND   12,952 0 0
SCHWAB U S DIVIDEND EQUITY ETF Equities 808524797   1,559,315 57,076 SH   SOLE   53,764 0 3,312
SCHWAB U S LARGE CAP ETF Equities 808524201   1,984,393 85,608 SH   SOLE   85,608 0 0
SCHWAB US SMALL CAP ETF Equities 808524607   661,706 25,588 SH   SOLE   25,588 0 0
SEMPRA ENERGY Equities 816851109   337,722 3,850 SH   SOLE   3,850 0 0
SPDR PORT INTERMEDIATE TERM COR Fixed Income 78464A375   704,259 21,499 SH   SOLE   20,487 0 1,012
SPDR S&P 500 (MKT) Equities 78462F103   234,432 400 SH   DFND   400 0 0
SPDR S&P 500 (MKT) Equities 78462F103   2,138,606 3,649 SH   SOLE   3,549 0 100
SPDR S&P MIDCAP 400 (MKT) Equities 78467Y107   2,560,262 4,495 SH   SOLE   4,495 0 0
SPDR SERIES TRUST SPDR DOW JONE Equities 78464A607   133,263 1,348 SH   DFND   1,348 0 0
SPDR SERIES TRUST SPDR DOW JONE Equities 78464A607   1,052,958 10,651 SH   SOLE   10,651 0 0
SPDR SERIES TRUST SPDR S&P Equities 78464A763   39,630 300 SH   DFND   300 0 0
SPDR SERIES TRUST SPDR S&P Equities 78464A763   171,334 1,297 SH   SOLE   731 0 566
STARBUCKS CORP Equities 855244109   362,171 3,969 SH   SOLE   3,969 0 0
STATE STREET CORPORATION Equities 857477103   62,031 632 SH   DFND   632 0 0
STATE STREET CORPORATION Equities 857477103   193,748 1,974 SH   SOLE   1,974 0 0
SUN LIFE FINANCIAL INC Equities 866796105   378,767 6,383 SH   SOLE   6,383 0 0
SUNOCO LTD PARTNERSHIP Equities 86765K109   462,960 9,000 SH   SOLE   9,000 0 0
TARGET CORP Equities 87612E106   27,036 200 SH   DFND   200 0 0
TARGET CORP Equities 87612E106   526,391 3,894 SH   SOLE   3,894 0 0
TESLA INC Equities 88160R101   920,755 2,280 SH   SOLE   2,280 0 0
THERMO FISHER SCIENTIFIC INC Equities 883556102   542,080 1,042 SH   SOLE   1,042 0 0
UNITED PARCEL SERVICE CL B Equities 911312106   18,789 149 SH   DFND   149 0 0
UNITED PARCEL SERVICE CL B Equities 911312106   271,872 2,156 SH   SOLE   2,156 0 0
UNITEDHEALTH GROUP INC Equities 91324P102   203,862 403 SH   SOLE   403 0 0
US BANCORP Equities 902973304   840,564 17,574 SH   SOLE   17,574 0 0
VANGUARD DIVIDEND APPREC IDX ET Equities 921908844   405,760 2,072 SH   SOLE   1,698 0 374
VANGUARD FTSE DEVELOPED MARKETS Equities 921943858   1,344,544 28,116 SH   SOLE   26,795 0 1,321
VANGUARD FTSE EMERGING MKTS ETF Equities 922042858   34,836 791 SH   DFND   791 0 0
VANGUARD FTSE EMERGING MKTS ETF Equities 922042858   963,513 21,878 SH   SOLE   21,588 0 290
VANGUARD GROWTH ETF (MKT) Equities 922908736   3,791,866 9,236 SH   SOLE   8,662 0 574
VANGUARD HIGH DIVIDEND YIELD ET Equities 921946406   561,247 4,399 SH   DFND   4,399 0 0
VANGUARD HIGH DIVIDEND YIELD ET Equities 921946406   2,457,386 19,261 SH   SOLE   18,701 0 560
VANGUARD LARGE CAP ETF Equities 922908637   1,687,243 6,256 SH   SOLE   6,256 0 0
VANGUARD MEGA CAP GROWTH ETF Equities 921910816   291,899 850 SH   SOLE   850 0 0
VANGUARD MEGA CAP INDEX ETF Equities 921910873   232,012 1,091 SH   SOLE   1,091 0 0
VANGUARD MID CAP ETF Equities 922908629   680,465 2,576 SH   SOLE   2,576 0 0
VANGUARD REIT ETF (MKT) Equities 922908553   379,124 4,256 SH   SOLE   4,256 0 0
VANGUARD RUSSELL 1000 GROWTH IN Equities 92206C680   1,336,905 12,941 SH   SOLE   12,941 0 0
VANGUARD RUSSELL 1000 VALUE IND Equities 92206C714   1,160,432 14,282 SH   SOLE   14,282 0 0
VANGUARD RUSSELL 2000 INDEX FD Equities 92206C664   433,895 4,857 SH   SOLE   4,857 0 0
VANGUARD S&P 500 INDEX ETF Equities 922908363   490,653 911 SH   SOLE   911 0 0
VANGUARD SHORT-TERM BOND ETF Fixed Income 921937827   582,468 7,538 SH   SOLE   7,322 0 216
VANGUARD TOTAL STOCK MARKET ETF Equities 922908769   1,619,458 5,588 SH   SOLE   5,588 0 0
VANGUARD VALUE ETF Equities 922908744   103,878 613 SH   DFND   613 0 0
VANGUARD VALUE ETF Equities 922908744   3,714,808 21,939 SH   SOLE   20,937 0 1,002
VERIZON COMMUNICATIONS INC Equities 92343V104   61,225 1,531 SH   DFND   1,531 0 0
VERIZON COMMUNICATIONS INC Equities 92343V104   486,758 12,172 SH   SOLE   12,172 0 0
VISA INC CL A Equities 92826C839   1,303,033 4,123 SH   SOLE   4,123 0 0
WALMART INC Equities 931142103   125,225 1,386 SH   DFND   1,386 0 0
WALMART INC Equities 931142103   320,833 3,551 SH   SOLE   3,551 0 0
WELLS FARGO & COMPANY Equities 949746101   259,888 3,700 SH   DFND   3,700 0 0
WELLS FARGO & COMPANY Equities 949746101   1,450,877 20,656 SH   SOLE   20,656 0 0
WEYERHAEUSER CO Equities 962166104   58,496 2,078 SH   DFND   2,078 0 0
WEYERHAEUSER CO Equities 962166104   159,470 5,665 SH   SOLE   5,665 0 0
ZOETIS INC Equities 98978V103   30,957 190 SH   DFND   190 0 0
ZOETIS INC Equities 98978V103   336,939 2,068 SH   SOLE   2,068 0 0