The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COMMON STOCK 88579Y101 185 1,358 SH   SOLE   0 0 1,358
Abbott Laboratories COMMON STOCK 002824100 15,243 193,167 SH   SOLE   0 0 193,167
Abbvie Inc Com COMMON STOCK 00287Y109 956 12,550 SH   SOLE   0 0 12,550
Adobe Systems Inc COMMON STOCK 00724F101 6,545 20,565 SH   SOLE   0 0 20,565
Advanced Micro Devices Inc COMMON STOCK 007903107 5,290 116,313 SH   SOLE   0 0 116,313
Air Products & Chemicals COMMON STOCK 009158106 1,694 8,487 SH   SOLE   0 0 8,487
AllState COMMON STOCK 020002101 45 493 SH   SOLE   0 0 493
Alphabet Inc. Class A Common S COMMON STOCK 02079K305 91 78 SH   SOLE   0 0 78
Alphabet Inc. Class C Capital COMMON STOCK 02079K107 14,836 12,759 SH   SOLE   0 0 12,759
Altria Group Inc COMMON STOCK 02209S103 183 4,730 SH   SOLE   0 0 4,730
Amazon Com Inc COMMON STOCK 023135106 8,867 4,548 SH   SOLE   0 0 4,548
American Express Co. COMMON STOCK 025816109 1,999 23,355 SH   SOLE   0 0 23,355
American Financial Group Inc. COMMON STOCK 025932104 42 600 SH   SOLE   0 0 600
American Waterworks Co Inc COMMON STOCK 030420103 42 350 SH   SOLE   0 0 350
Apple Inc Com COMMON STOCK 037833100 30,965 121,769 SH   SOLE   0 0 121,769
Applied Materials COMMON STOCK 038222105 2,370 51,724 SH   SOLE   0 0 51,724
AT&T Inc COMMON STOCK 00206R102 13,224 453,661 SH   SOLE   0 0 453,661
Autodesk Inc COMMON STOCK 052769106 62 400 SH   SOLE   0 0 400
Autozone Inc COMMON STOCK 053332102 2,924 3,456 SH   SOLE   0 0 3,456
Bank of America Corp COMMON STOCK 060505104 6,025 283,788 SH   SOLE   0 0 283,788
Becton Dickinson COMMON STOCK 075887109 12,167 52,955 SH   SOLE   0 0 52,955
Berkshire Hathaway Inc A COMMON STOCK 084670108 1,632 6 SH   SOLE   0 0 6
Berkshire Hathaway Inc Del Cl COMMON STOCK 084670702 1,464 8,008 SH   SOLE   0 0 8,008
Boeing Company COMMON STOCK 097023105 419 2,807 SH   SOLE   0 0 2,807
BP Plc Spons ADR COMMON STOCK 055622104 74 3,032 SH   SOLE   0 0 3,032
Broadcom Ltd COMMON STOCK 11135F101 2,471 10,423 SH   SOLE   0 0 10,423
Canadian National Railroad COMMON STOCK 136375102 66 850 SH   SOLE   0 0 850
Canopy Growth Corp COMMON STOCK 138035100 45 3,132 SH   SOLE   0 0 3,132
Cloudflare Inc COMMON STOCK 18915M107 985 41,970 SH   SOLE   0 0 41,970
CME Group Inc COMMON STOCK 12572q105 1,769 10,228 SH   SOLE   0 0 10,228
Coca Cola Company COMMON STOCK 191216100 2,668 60,302 SH   SOLE   0 0 60,302
Communication Services Sel Sec ETF 81369Y852 84 1,900 SH   SOLE   0 0 1,900
ConocoPhillips COMMON STOCK 20825C104 82 2,669 SH   SOLE   0 0 2,669
Constellation Brands Inc Cl A COMMON STOCK 21036P108 79 550 SH   SOLE   0 0 550
Corteva Inc com COMMON STOCK 22052L104 1,391 59,210 SH   SOLE   0 0 59,210
Costco Wholesale Corp COMMON STOCK 22160K105 167 587 SH   SOLE   0 0 587
Cree Inc COMMON STOCK 225447101 177 5,000 SH   SOLE   0 0 5,000
CrowdStrike Holdings Inc COMMON STOCK 22788C105 2,491 44,729 SH   SOLE   0 0 44,729
Danaher Corp. Del COMMON STOCK 235851102 89 645 SH   SOLE   0 0 645
Deere & Co COMMON STOCK 244199105 41 300 SH   SOLE   0 0 300
Dominion Resources Inc Va COMMON STOCK 25746U109 49 684 SH   SOLE   0 0 684
Duke Energy Corp New Com New COMMON STOCK 26441C204 109 1,353 SH   SOLE   0 0 1,353
ELANCO ANIMAL HEALTH INC COMMON STOCK 28414H103 2,232 99,691 SH   SOLE   0 0 99,691
Eli Lilly & Co. COMMON STOCK 532457108 6,557 47,269 SH   SOLE   0 0 47,269
Exelon Corp COMMON STOCK 30161N101 108 2,927 SH   SOLE   0 0 2,927
Exxon Mobil Corp Com COMMON STOCK 30231G102 207 5,440 SH   SOLE   0 0 5,440
Facebook Inc Cl A COMMON STOCK 30303M102 11,435 68,554 SH   SOLE   0 0 68,554
Fiserv Inc COMMON STOCK 337738108 18,887 198,835 SH   SOLE   0 0 198,835
Focus Financial Partners Inc COMMON STOCK 34417P100 1,401 60,908 SH   SOLE   0 0 60,908
Gilead Sciences Inc COMMON STOCK 375558103 132 1,765 SH   SOLE   0 0 1,765
Global Payments Inc COMMON STOCK 37940X102 8,946 62,026 SH   SOLE   0 0 62,026
Home Depot COMMON STOCK 437076102 7,787 41,709 SH   SOLE   0 0 41,709
Honeywell International Inc COMMON STOCK 438516106 6,097 45,573 SH   SOLE   0 0 45,573
Illinois Tool Works COMMON STOCK 452308109 2,138 15,042 SH   SOLE   0 0 15,042
Intel Corp COMMON STOCK 458140100 199 3,674 SH   SOLE   0 0 3,674
International Business Machine COMMON STOCK 459200101 116 1,050 SH   SOLE   0 0 1,050
Ishares Core High Dividend ETF ETF 46429B663 310 4,329 SH   SOLE   0 0 4,329
iShares Expanded Tech-Software ETF 464287515 12,924 61,460 SH   SOLE   0 0 61,460
iShares Global Tech ETF ETF 464287291 80 440 SH   SOLE   0 0 440
IShares MSCI EAFE Small Cap Fd ETF 464288273 2,077 46,331 SH   SOLE   0 0 46,331
iShares MSCI Japan ETF 46434G822 6,067 122,832 SH   SOLE   0 0 122,832
iShares MSCI United Kingdom ETF 46435G334 2,641 110,574 SH   SOLE   0 0 110,574
iShares PHLX Semiconductor ETF 464287523 8,798 42,875 SH   SOLE   0 0 42,875
Ishares Tr MSCI Index ETF 464287465 8,917 166,797 SH   SOLE   0 0 166,797
iShares Tr Nasdaq Biotechnolog ETF 464287556 41 380 SH   SOLE   0 0 380
iShares Tr Russell 1000 Gorwth ETF 464287614 336 2,228 SH   SOLE   0 0 2,228
IShares TR S&P 500 Growth Inde ETF 464287309 4,203 25,465 SH   SOLE   0 0 25,465
Ishares Tr S&P 500 Index Fd ETF 464287200 9,489 36,721 SH   SOLE   0 0 36,721
Ishares Tr S&P Midcap 400 Inde ETF 464287507 7,280 50,606 SH   SOLE   0 0 50,606
iShares Tr S&P Smallcap 600 ETF 464287804 8,027 143,060 SH   SOLE   0 0 143,060
iShares Trust Russell 2000 Ind ETF 464287655 50 435 SH   SOLE   0 0 435
Johnson & Johnson Com COMMON STOCK 478160104 5,558 42,386 SH   SOLE   0 0 42,386
JP Morgan Chase & Co COMMON STOCK 46625H100 11,523 127,987 SH   SOLE   0 0 127,987
Kansas City Southern COMMON STOCK 485170302 5,555 43,677 SH   SOLE   0 0 43,677
Kimberly Clark Corp COMMON STOCK 494368103 152 1,185 SH   SOLE   0 0 1,185
Kite Realty Group Trust Com COMMON STOCK 49803T300 151 15,986 SH   SOLE   0 0 15,986
Liberty Broadband Corp Com Ser COMMON STOCK 530307305 58 526 SH   SOLE   0 0 526
Liberty Global Plc Shs Cl C COMMON STOCK G5480U120 43 2,718 SH   SOLE   0 0 2,718
Liberty Media Corp Delaware Co COMMON STOCK 531229607 67 2,106 SH   SOLE   0 0 2,106
Lockheed Martin Corp COMMON STOCK 539830109 119 350 SH   SOLE   0 0 350
Marsh & McLennan COMMON STOCK 571748102 63 730 SH   SOLE   0 0 730
Mastercard Inc Cl A COMMON STOCK 57636Q104 13,870 57,418 SH   SOLE   0 0 57,418
McDonald's Corporation COMMON STOCK 580135101 4,198 25,386 SH   SOLE   0 0 25,386
McKesson Corp COMMON STOCK 58155Q103 1,311 9,691 SH   SOLE   0 0 9,691
Medtronic Inc COMMON STOCK G5960L103 15,425 171,052 SH   SOLE   0 0 171,052
Merck & Co Inc New Com COMMON STOCK 58933Y105 520 6,764 SH   SOLE   0 0 6,764
Micron Technology Inc COMMON STOCK 595112103 3,306 78,612 SH   SOLE   0 0 78,612
Microsoft COMMON STOCK 594918104 40,223 255,045 SH   SOLE   0 0 255,045
Mondelez Intl Incl Cl A COMMON STOCK 609207105 192 3,827 SH   SOLE   0 0 3,827
Motorola Solutions Inc Com COMMON STOCK 620076307 57 428 SH   SOLE   0 0 428
Norfolk Southern Corp COMMON STOCK 655844108 8,799 60,269 SH   SOLE   0 0 60,269
Northern Trust Corporation COMMON STOCK 665859104 489 6,483 SH   SOLE   0 0 6,483
Nuveen Dividend Advantage Muni ETF 67066V101 128 9,319 SH   SOLE   0 0 9,319
Nvidia Corp COMMON STOCK 67066g104 6,771 25,688 SH   SOLE   0 0 25,688
O Reilly Automotive Inc COMMON STOCK 67103H107 50 165 SH   SOLE   0 0 165
Paypal Hldgs Inc COMMON STOCK 70450Y103 5,371 56,099 SH   SOLE   0 0 56,099
Pepsico Inc COMMON STOCK 713448108 12,180 101,415 SH   SOLE   0 0 101,415
PerkinElmer Inc COMMON STOCK 714046109 6,329 84,079 SH   SOLE   0 0 84,079
Petmed Express Inc. COMMON STOCK 716382106 58 2,000 SH   SOLE   0 0 2,000
Pfizer Inc. COMMON STOCK 717081103 327 10,005 SH   SOLE   0 0 10,005
Philip Morris Int'l Inc Com COMMON STOCK 718172109 206 2,828 SH   SOLE   0 0 2,828
Phillips 66 Com COMMON STOCK 718546104 91 1,705 SH   SOLE   0 0 1,705
Powershares QQQ Tr Unit Ser 1 ETF 46090E103 92 484 SH   SOLE   0 0 484
Procter & Gamble Co Com COMMON STOCK 742718109 7,312 66,477 SH   SOLE   0 0 66,477
Raytheon Co Com COMMON STOCK 755111507 96 734 SH   SOLE   0 0 734
Republic Bancorp Inc. Cl. A COMMON STOCK 760281204 467 14,129 SH   SOLE   0 0 14,129
S&P Spider Trust Unit Series 1 ETF 78462F103 353 1,369 SH   SOLE   0 0 1,369
Select Sector Spdr Tr Consumer ETF 81369y407 70 715 SH   SOLE   0 0 715
Select Sector SPDR TR Financia ETF 81369Y605 47 2,250 SH   SOLE   0 0 2,250
SPDR S&P Midcap 400 TR ETF 78467y107 71 270 SH   SOLE   0 0 270
St Microelectronics NV COMMON STOCK 861012102 41 1,900 SH   SOLE   0 0 1,900
Starbucks Corp Com COMMON STOCK 855244109 45 677 SH   SOLE   0 0 677
Target Corp Com COMMON STOCK 87612E106 2,832 30,466 SH   SOLE   0 0 30,466
Thermo Electron Corp COMMON STOCK 883556102 6,550 23,095 SH   SOLE   0 0 23,095
Union Pacific Corp COMMON STOCK 907818108 6,509 46,150 SH   SOLE   0 0 46,150
Unitedhealth Group Inc COMMON STOCK 91324P102 4,902 19,658 SH   SOLE   0 0 19,658
US Bancorp New COMMON STOCK 902973304 4,439 128,852 SH   SOLE   0 0 128,852
Vanguard Emerging Markets Etf ETF 922042858 1,554 46,310 SH   SOLE   0 0 46,310
Vanguard Index Fds Reit ETF 922908553 6,875 98,429 SH   SOLE   0 0 98,429
Vanguard Index Fds Vanguard Gr ETF 922908736 231 1,475 SH   SOLE   0 0 1,475
Vanguard Information Technolog ETF 92204A702 64 300 SH   SOLE   0 0 300
Vanguard Mega Cap ETF 529F ETF 108913807 433 20,589 SH   SOLE   0 0 20,589
Vanguard Small-Cap ETF 529F ETF 108913831 48 3,101 SH   SOLE   0 0 3,101
Vanguard Utilities ETF ETF 92204A876 5,209 42,723 SH   SOLE   0 0 42,723
Verizon Communications COMMON STOCK 92343V104 14,190 264,098 SH   SOLE   0 0 264,098
Visa Inc Com Cl A COMMON STOCK 92826C839 18,946 117,590 SH   SOLE   0 0 117,590
Walgreen Boots Alliance Inc Co COMMON STOCK 931427108 199 4,350 SH   SOLE   0 0 4,350
Walt Disney COMMON STOCK 254687106 66 685 SH   SOLE   0 0 685
Waste Management Inc Com COMMON STOCK 94106L109 3,864 41,744 SH   SOLE   0 0 41,744
Wells Fargo & Co. New Com COMMON STOCK 949746101 48 1,668 SH   SOLE   0 0 1,668
Wintrust Financial Corp COMMON STOCK 97650W108 733 22,308 SH   SOLE   0 0 22,308
Wisconsin Energy Corp COMMON STOCK 92939U106 51 578 SH   SOLE   0 0 578
WisdomTree LargeCap Dividend E ETF 97717W307 815 10,071 SH   SOLE   0 0 10,071
WisdomTree MidCap Dividend ETF ETF 97717W505 2,062 85,356 SH   SOLE   0 0 85,356
Wisdomtree Tr Smallcap Div Fd ETF 97717W604 1,672 92,771 SH   SOLE   0 0 92,771
Xcel Energy Inc COMMON STOCK 98389B100 174 2,878 SH   SOLE   0 0 2,878
Xebec Adsorption Inc COMMON STOCK 983891102 40 20,000 SH   SOLE   0 0 20,000