The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbott Laboratories COMMON STOCK 002824100 14,067 175,966 SH   SOLE   0 0 175,966
Abbvie Inc Com COMMON STOCK 00287Y109 1,312 16,282 SH   SOLE   0 0 16,282
Adobe Systems Inc COMMON STOCK 00724F101 5,165 19,382 SH   SOLE   0 0 19,382
Air Products & Chemicals COMMON STOCK 009158106 91 475 SH   SOLE   0 0 475
Alphabet Inc. Class A Common S COMMON STOCK 02079K305 68 58 SH   SOLE   0 0 58
Alphabet Inc. Class C Capital COMMON STOCK 02079K107 11,648 9,927 SH   SOLE   0 0 9,927
Altria Group Inc COMMON STOCK 02209S103 70 1,212 SH   SOLE   0 0 1,212
Amazon Com Inc COMMON STOCK 023135106 2,427 1,363 SH   SOLE   0 0 1,363
American Express Co. COMMON STOCK 025816109 65 599 SH   SOLE   0 0 599
Apple Inc Com COMMON STOCK 037833100 20,852 109,778 SH   SOLE   0 0 109,778
AT&T Inc COMMON STOCK 00206R102 8,419 268,461 SH   SOLE   0 0 268,461
Automatic Data Processing Inc COMMON STOCK 053015103 68 425 SH   SOLE   0 0 425
Bank of America Corp COMMON STOCK 060505104 13,173 477,438 SH   SOLE   0 0 477,438
Baxter International Inc COMMON STOCK 071813109 94 1,150 SH   SOLE   0 0 1,150
Becton Dickinson COMMON STOCK 075887109 17,439 69,832 SH   SOLE   0 0 69,832
Berkshire Hathaway Inc A COMMON STOCK 084670108 1,506 5 SH   SOLE   0 0 5
Berkshire Hathaway Inc Del Cl COMMON STOCK 084670702 7,461 37,141 SH   SOLE   0 0 37,141
Blackrock Inc Cl A COMMON STOCK 09247x101 75 175 SH   SOLE   0 0 175
Blackstone Group L P Com Unit COMMON STOCK 09253u108 51 1,459 SH   SOLE   0 0 1,459
Boeing Company COMMON STOCK 097023105 6,539 17,143 SH   SOLE   0 0 17,143
BP Plc Spons ADR COMMON STOCK 055622104 43 976 SH   SOLE   0 0 976
Bristol Myers Squibb Co COMMON STOCK 110122108 69 1,443 SH   SOLE   0 0 1,443
Canadian National Railroad COMMON STOCK 136375102 76 850 SH   SOLE   0 0 850
CBS Corp Cl B COMMON STOCK 124857202 76 1,593 SH   SOLE   0 0 1,593
Charles Schwab Corp. New COMMON STOCK 808513105 280 6,542 SH   SOLE   0 0 6,542
CIGNA Corp COMMON STOCK 125523100 4,287 26,656 SH   SOLE   0 0 26,656
Cisco Systems Inc. COMMON STOCK 17275R102 3,700 68,535 SH   SOLE   0 0 68,535
Coca Cola Company COMMON STOCK 191216100 84 1,782 SH   SOLE   0 0 1,782
ConocoPhillips COMMON STOCK 20825C104 52 774 SH   SOLE   0 0 774
Costco Wholesale Corp COMMON STOCK 22160K105 203 837 SH   SOLE   0 0 837
Danaher Corp. Del COMMON STOCK 235851102 160 1,212 SH   SOLE   0 0 1,212
Deere & Co COMMON STOCK 244199105 48 300 SH   SOLE   0 0 300
Duke Energy Corp New Com New COMMON STOCK 26441C204 146 1,625 SH   SOLE   0 0 1,625
Enbridge Inc Com COMMON STOCK 29250N105 42 1,169 SH   SOLE   0 0 1,169
Exelon Corp COMMON STOCK 30161N101 56 1,119 SH   SOLE   0 0 1,119
Exxon Mobil Corp Com COMMON STOCK 30231G102 3,144 38,907 SH   SOLE   0 0 38,907
Facebook Inc Cl A COMMON STOCK 30303M102 6,098 36,581 SH   SOLE   0 0 36,581
Fiserv Inc COMMON STOCK 337738108 6,066 68,715 SH   SOLE   0 0 68,715
FlexShares iBoxx 3Yr Target Du ETF 33939L506 206 8,475 SH   SOLE   0 0 8,475
FlexShares Quality Dividend ET ETF 33939L860 67 1,490 SH   SOLE   0 0 1,490
Focus Financial Partners Inc COMMON STOCK 34417P100 2,292 64,321 SH   SOLE   0 0 64,321
Fortive Corp Com COMMON STOCK 34959J108 71 849 SH   SOLE   0 0 849
General Mills Inc COMMON STOCK 370334104 45 867 SH   SOLE   0 0 867
Gilead Sciences Inc COMMON STOCK 375558103 114 1,750 SH   SOLE   0 0 1,750
Graco Inc COMMON STOCK 384109104 158 3,196 SH   SOLE   0 0 3,196
Grainger COMMON STOCK 384802104 60 200 SH   SOLE   0 0 200
Guggenheim S&P 500 Top 50 ETF ETF 46137V233 91 450 SH   SOLE   0 0 450
Home Depot COMMON STOCK 437076102 9,795 51,044 SH   SOLE   0 0 51,044
Honeywell International Inc COMMON STOCK 438516106 10,949 68,896 SH   SOLE   0 0 68,896
Illinois Tool Works COMMON STOCK 452308109 2,159 15,042 SH   SOLE   0 0 15,042
Intel Corp COMMON STOCK 458140100 13,426 250,014 SH   SOLE   0 0 250,014
International Business Machine COMMON STOCK 459200101 460 3,257 SH   SOLE   0 0 3,257
Ishares Core High Dividend Etf ETF 46429B663 404 4,329 SH   SOLE   0 0 4,329
iShares Edge MSCI Min Vol EAFE ETF 46429B689 187 2,596 SH   SOLE   0 0 2,596
iShares Global Tech ETF ETF 464287291 75 440 SH   SOLE   0 0 440
iShares iBoxx $ High Yield Cor ETF 464288513 56 643 SH   SOLE   0 0 643
IShares MSCI EAFE Small Cap Fd ETF 464288273 3,842 66,879 SH   SOLE   0 0 66,879
iShares MSCI India ETF ETF 46429B598 2,498 70,877 SH   SOLE   0 0 70,877
iShares MSCI Japan ETF 46434G822 10,109 184,734 SH   SOLE   0 0 184,734
iShares MSCI United Kingdom ETF 46435G334 5,613 170,041 SH   SOLE   0 0 170,041
iShares PHLX Semiconductor ETF 464287523 7,437 39,235 SH   SOLE   0 0 39,235
Ishares Tr MSCI Emerging Mkts ETF 464287234 395 9,198 SH   SOLE   0 0 9,198
Ishares Tr MSCI Index ETF 464287465 19,274 297,159 SH   SOLE   0 0 297,159
iShares Tr Nasdaq Biotechnolog ETF 464287556 5,591 50,006 SH   SOLE   0 0 50,006
iShares Tr Russell 1000 Gorwth ETF 464287614 337 2,228 SH   SOLE   0 0 2,228
iShares Tr Russell 1000 Value ETF 464287598 42 344 SH   SOLE   0 0 344
IShares TR S&P 500 Growth Inde ETF 464287309 4,453 25,835 SH   SOLE   0 0 25,835
Ishares Tr S&P 500 Index Fd ETF 464287200 6,063 21,306 SH   SOLE   0 0 21,306
Ishares Tr S&P Midcap 400 Inde ETF 464287507 13,824 72,987 SH   SOLE   0 0 72,987
iShares Tr S&P Smallcap 600 ETF 464287804 17,601 228,140 SH   SOLE   0 0 228,140
iShares US Technology ETF 464287721 44 233 SH   SOLE   0 0 233
Johnson & Johnson Com COMMON STOCK 478160104 16,416 117,430 SH   SOLE   0 0 117,430
JP Morgan Chase & Co COMMON STOCK 46625H100 13,625 134,598 SH   SOLE   0 0 134,598
Kansas City Southern COMMON STOCK 485170302 4,623 39,860 SH   SOLE   0 0 39,860
Kimberly-Clark Corp COMMON STOCK 494368103 49 395 SH   SOLE   0 0 395
Kinder Morgan Inc Del Com COMMON STOCK 49456B101 3,905 195,130 SH   SOLE   0 0 195,130
Kite Realty Group Trust Com COMMON STOCK 49803T300 256 15,986 SH   SOLE   0 0 15,986
Lockheed Martin Corp COMMON STOCK 539830109 110 365 SH   SOLE   0 0 365
Marsh & McLennan COMMON STOCK 571748102 81 860 SH   SOLE   0 0 860
Mastercard Inc Cl A COMMON STOCK 57636Q104 12,122 51,484 SH   SOLE   0 0 51,484
McDonald's Corporation COMMON STOCK 580135101 6,907 36,371 SH   SOLE   0 0 36,371
Medtronic Inc COMMON STOCK G5960L103 17,733 194,693 SH   SOLE   0 0 194,693
Merck & Co Inc New Com COMMON STOCK 58933Y105 101 1,212 SH   SOLE   0 0 1,212
Microchip Technology Inc COMMON STOCK 595017104 109 1,309 SH   SOLE   0 0 1,309
Micron Technology Inc COMMON STOCK 595112103 3,182 76,983 SH   SOLE   0 0 76,983
Microsoft COMMON STOCK 594918104 24,106 204,396 SH   SOLE   0 0 204,396
Mondelez Intl Incl Cl A COMMON STOCK 609207105 43 853 SH   SOLE   0 0 853
NextEra Energy Inc COMMON STOCK 65339F101 105 542 SH   SOLE   0 0 542
Norfolk Southern Corp COMMON STOCK 655844108 16,425 87,887 SH   SOLE   0 0 87,887
Northern Trust Corporation COMMON STOCK 665859104 269 2,973 SH   SOLE   0 0 2,973
Nuveen Dividend Advantage Muni ETF 67066V101 126 9,319 SH   SOLE   0 0 9,319
Nvidia Corp COMMON STOCK 67066g104 1,720 9,576 SH   SOLE   0 0 9,576
Omega Healthcare Invs Inc. COMMON STOCK 681936100 49 1,273 SH   SOLE   0 0 1,273
Oracle Corp Com COMMON STOCK 68389X105 129 2,399 SH   SOLE   0 0 2,399
Pareteum Corp COMMON STOCK 69946T207 102 22,500 SH   SOLE   0 0 22,500
Pepsico Inc COMMON STOCK 713448108 13,226 107,919 SH   SOLE   0 0 107,919
Petmed Express Inc. COMMON STOCK 716382106 46 2,000 SH   SOLE   0 0 2,000
Pfizer Inc. COMMON STOCK 717081103 41 966 SH   SOLE   0 0 966
Philip Morris Int'l Inc Com COMMON STOCK 718172109 69 775 SH   SOLE   0 0 775
Phillips 66 Com COMMON STOCK 718546104 10,238 107,573 SH   SOLE   0 0 107,573
Powershares QQQ Tr Unit Ser 1 ETF 46090E103 103 574 SH   SOLE   0 0 574
Procter & Gamble Co Com COMMON STOCK 742718109 3,134 30,120 SH   SOLE   0 0 30,120
Raytheon Co Com COMMON STOCK 755111507 100 550 SH   SOLE   0 0 550
Red Hat Inc COMMON STOCK 756577102 41 224 SH   SOLE   0 0 224
Republic Bancorp Inc. Cl. A COMMON STOCK 760281204 620 13,859 SH   SOLE   0 0 13,859
S&P Spider Trust Unit Series 1 ETF 78462F103 368 1,303 SH   SOLE   0 0 1,303
Salesforce.com Inc COMMON STOCK 79466l302 162 1,025 SH   SOLE   0 0 1,025
Select Sector Spdr Fd Material ETF 81369y100 42 750 SH   SOLE   0 0 750
Select Sector Spdr Tr Consumer ETF 81369y407 11,520 101,184 SH   SOLE   0 0 101,184
Select Sector SPDR TR Financia ETF 81369Y605 71 2,750 SH   SOLE   0 0 2,750
Sensient Technologies Corp COMMON STOCK 81725T100 251 3,700 SH   SOLE   0 0 3,700
Simon Property Group Inc COMMON STOCK 828806109 54 298 SH   SOLE   0 0 298
SPDR Portfolio Short Term Corp ETF 78464A474 51 1,665 SH   SOLE   0 0 1,665
SPDR S&P Biotech ETF ETF 78464A870 72 793 SH   SOLE   0 0 793
Starbucks Corp Com COMMON STOCK 855244109 135 1,810 SH   SOLE   0 0 1,810
State Street Corporation COMMON STOCK 857477103 79 1,200 SH   SOLE   0 0 1,200
SVB Financial Group COMMON STOCK 78486Q101 3,344 15,040 SH   SOLE   0 0 15,040
Thermo Electron Corp COMMON STOCK 883556102 4,909 17,933 SH   SOLE   0 0 17,933
Twitter Inc Com COMMON STOCK 90184l102 2,410 73,286 SH   SOLE   0 0 73,286
Union Pacific Corp COMMON STOCK 907818108 10,104 60,429 SH   SOLE   0 0 60,429
United Technologies COMMON STOCK 913017109 86 667 SH   SOLE   0 0 667
Unitedhealth Group Inc COMMON STOCK 91324P102 13,991 56,585 SH   SOLE   0 0 56,585
US Bancorp New COMMON STOCK 902973304 6,694 138,909 SH   SOLE   0 0 138,909
Vanguard Emerging Markets Etf ETF 922042858 14,417 339,217 SH   SOLE   0 0 339,217
Vanguard Index Fds Reit ETF 922908553 1,498 17,240 SH   SOLE   0 0 17,240
Vanguard Index Fds Small Cap V ETF 922908611 115 895 SH   SOLE   0 0 895
Vanguard Index Fds Total Stk M ETF 922908769 100 690 SH   SOLE   0 0 690
Vanguard Index Fds Vanguard Gr ETF 922908736 10,432 66,689 SH   SOLE   0 0 66,689
Vanguard Information Technolog ETF 92204A702 60 300 SH   SOLE   0 0 300
Vanguard Mega Cap ETF 529F ETF 108913807 221 9,942 SH   SOLE   0 0 9,942
Vanguard Utilities ETF ETF 92204A876 1,819 14,035 SH   SOLE   0 0 14,035
Verizon Communications COMMON STOCK 92343V104 9,619 162,671 SH   SOLE   0 0 162,671
Visa Inc Com Cl A COMMON STOCK 92826C839 14,409 92,250 SH   SOLE   0 0 92,250
VMware Inc COMMON STOCK 928563402 4,388 24,307 SH   SOLE   0 0 24,307
Walt Disney COMMON STOCK 254687106 110 988 SH   SOLE   0 0 988
Waste Management Inc Com COMMON STOCK 94106L109 3,102 29,853 SH   SOLE   0 0 29,853
Wells Fargo & Co. New Com COMMON STOCK 949746101 182 3,767 SH   SOLE   0 0 3,767
Willdan Group Inc COMMON STOCK 96924N100 80 2,150 SH   SOLE   0 0 2,150
Wintrust Financial Corp COMMON STOCK 97650W108 1,876 27,867 SH   SOLE   0 0 27,867
WisdomTree LargeCap Dividend E ETF 97717W307 836 8,873 SH   SOLE   0 0 8,873
WisdomTree MidCap Dividend ETF ETF 97717W505 3,454 96,495 SH   SOLE   0 0 96,495
Wisdomtree Tr Smallcap Div Fd ETF 97717W604 2,392 86,838 SH   SOLE   0 0 86,838
Xcel Energy Inc COMMON STOCK 98389B100 46 821 SH   SOLE   0 0 821